RKT vs RMSG vs FIGR Stock Comparison

Rocket Companies, Real Messenger and Figure Technology Solutions Prices as of Nov 2, 2026 Peers: Industry group
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RKT Rocket Companies, Inc.
$13.77 +17.7% 1M -17.3% 1Y
Market cap
$42.61B
P/E
32.7x
Revenue (TTM)
$11.46B
Div. yield
0.00%
Mortgage Lending Financial Services
5 wins
RMSG Real Messenger Corp
$0.18 -37.9% 1M -92.3% 1Y
Market cap
$1.67M
P/E
–
Revenue (TTM)
—
Div. yield
–
Residential Brokerage Real Estate

Head to Head

10 decided of 12

Rocket Companies leads on 5 of the 12 questions below (Rocket Companies 5, Figure Technology Solutions 5). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionRKTRMSGFIGRLeader
Larger companyMarket capitalisation $42.61B $1.67M $5.17B RKT
Cheaper on earningsLower P/E, profitable companies only 32.7x -0.4x 21.8x FIGR
Cheaper on forward earningsLower price / next fiscal year consensus EPS 23.0x — 20.7x FIGR
Faster revenue growthRevenue growth, trailing twelve months +101.7% — +88.8% RKT
More profitableNet margin, trailing twelve months 4.7% — 33.5% FIGR
Better return on capitalReturn on invested capital 2.4% — 8.9% FIGR
Less leveragedLower net debt / EBITDA 10.8x — — –
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months -17.3% -92.3% -45.0% RKT
Better 5-year returnAnnualised price return, 5 years -4.8%/yr -55.2%/yr — RKT
Less volatileAnnualised volatility, 1 year 59.3% 258.7% 94.3% RKT
Higher overall scoreMean of the five percentile scores vs peers 40/100 — 54/100 FIGR

Percentile Scorecard

RKTRMSGFIGR

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisRKTRMSGFIGR
Valuation 14 #145 of 169 0 #18 of 18 16 #142 of 169
Growth 91 #15 of 164 – 99 #2 of 164
Profitability 33 #103 of 154 – 72 #44 of 154
Financial Health 46 #88 of 163 69 #6 of 17 81 #32 of 163
Shareholder Returns 15 #117 of 137 – 3 #133 of 137
Overall 40 – 54
  • RKT ranked among 174 companies in Lending and Credit
  • RMSG ranked among 19 companies in Real Estate Services
  • FIGR ranked among 174 companies in Lending and Credit

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodRKTRMSGFIGRSPY
1 month +17.7%-37.9%-23.6% -2.3%
3 months +0.7%-50.0%-18.9% -0.7%
6 months -1.7%-86.8%-39.5% +4.8%
Year to date -28.9%-86.7%-46.6% +10.3%
1 year -17.3%-92.3%-45.0% +10.3%
3 years +59.6%-98.4%— +73.0%
3 years, per year +16.9%-75.0%— +20.1%
5 years -21.9%-98.2%— +61.9%
5 years, per year -4.8%-55.2%— +10.1%

Risk

MeasureRKTRMSGFIGRSPY
Volatility, 1Y 59.3%258.7%94.3% 12.8%
Downside volatility, 1Y 57.1%191.8%90.9% 12.8%
Beta vs S&P 500, 1Y 2.091.282.65 1.00
Return / volatility, 1Y -0.29-0.36-0.48 0.80
Max drawdown, 5Y -64.8%-99.5%-70.6% -25.4%
From 52-week high -41.3%-94.0%-70.5% -3.5%
52-week high $23.44$2.99$73.91 $779.14
52-week low $10.53$0.17$21.70 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleRKTRMSGFIGR
P/E now vs peer median 82.9xmedian 11.6x -0.4xmedian 28.6x 20.4xmedian 11.6x
P/S now vs peer median 5.2xmedian 2.7x 54.4xmedian 0.7x 6.9xmedian 2.7x
EV/EBITDA now vs peer median 33.7xmedian 13.1x —median 10.7x —median 13.1x
P/FCF now vs peer median -67.0xmedian 6.0x -0.4xmedian 14.3x -56.3xmedian 6.0x
P/B now vs peer median 2.2xmedian 0.7x 3.3xmedian 1.9x 3.4xmedian 0.7x
PEG now vs peer median 0.53median 0.34 —median 0.42 —median 0.34

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsRKTRMSGFIGR
Revenue $11.46B – $708.87M
Gross profit – – $620.58M
Operating income – – $201.41M
Net income $1.30B – $237.39M
Free cash flow $1.16B – -$86.49M
R&D – – $62.64M
EPS (diluted) $0.46 – $0.96
Cash & equivalents $2.70B $321.97K $1.44B
Total debt $24.90B – $963.50M
Shares (diluted) 2.85B 8.91M 246.97M
Enterprise value $31.42B -$7.87M -$22.85M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricRKTRMSGFIGR
P/E 82.9x -0.4x 20.4x
P/FCF -67.0x -0.4x -56.3x
P/Operating cash flow -81.6x – -56.3x
P/S 5.2x 54.4x 6.9x
P/B 2.2x 3.3x 3.4x
P/Tangible book 11.1x 3.3x 3.9x
EV/EBITDA 33.7x – –
EV/EBIT 43.9x – 21.8x
EV/Revenue 7.6x – 6.2x
EV/FCF -98.5x – -50.9x
EV/Operating cash flow -119.9x – -50.9x
PEG (3Y EPS CAGR) 0.53 – –

Growth

14 metrics
MetricRKTRMSGFIGR
Revenue growth (1Y) 101.7% – 88.8%
Revenue CAGR (3Y) 39.7% – –
Gross profit growth (1Y) – – 90.5%
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) – – 229.5%
Operating income CAGR (3Y) – – –
Net income growth (1Y) 4,530% – 279.9%
Net income CAGR (3Y) 39.3% – –
EPS growth (1Y) 5,670% – 36.1%
EPS CAGR (3Y) 157.4% – –
Operating cash flow growth (1Y) 70.4% – –
Operating cash flow CAGR (3Y) -30.9% – –
Free cash flow growth (1Y) 65.1% – –
Free cash flow CAGR (3Y) -32.0% – –

Profitability

14 metrics
MetricRKTRMSGFIGR
Gross margin – – 87.5%
EBITDA margin 22.5% – –
Operating margin – – 28.4%
Pretax margin 6.6% – 28.3%
Net margin 4.7% – 33.5%
FCF margin -7.7% – -12.2%
Operating cash flow margin -6.3% – -12.2%
Return on equity 2.0% – 17.6%
Return on assets 0.8% – 8.3%
Return on invested capital 2.4% – 8.9%
Return on capital employed – – 12.7%
Asset turnover 0.2x – 0.2x
Cash conversion (OCF / net income) -1.3x – -0.4x
Stock comp / revenue 4.3% – 15.4%

Financial Health

11 metrics
MetricRKTRMSGFIGR
Debt / assets 45.0% – 31.9%
Debt / equity 1.2x – 0.7x
Net debt / EBITDA 10.8x – –
Debt / FCF -35.5x – -11.1x
Liabilities / assets 61.4% 51.1% 53.2%
Equity / assets 38.6% 48.9% 46.8%
Interest coverage 1.6x – 3.2x
Current ratio – 1.8x 1.9x
Quick ratio – 0.7x 1.2x
Cash ratio – 0.7x 1.1x
Altman Z-score – – 2.69

Shareholder Returns

7 metrics
MetricRKTRMSGFIGR
Dividend yield – – –
Net buyback yield -0.1% – -14.1%
Shareholder yield -0.1% – -14.1%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusRKTRMSGFIGR
Forward P/E 23.0xFY2026 – 20.7xFY2026
EPS, next fiscal year $0.60FY2026 – $1.07FY2026
EPS growth, next FY +114.3%FY2026 – +98.1%FY2026
EPS growth, the year after +21.7% – +34.6%
Revenue, next fiscal year $11.31BFY2026 – $841.68MFY2026
Revenue growth, next FY +68.8%FY2026 – +63.5%FY2026
Revenue growth, the year after +6.4% – +50.1%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersRKTRMSGFIGR
Held by institutions 50.4% – 66.8%
Institutions holding 794 – 307
Change in shares held, QoQ +16.2% – +16.9%
Institutions buying 429 – 196
Institutions selling 259 – 82
Buyers to sellers 1.66 – 2.39

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

RKTRMSGFIGR
RKT 1.00 0.09 0.17
RMSG 0.09 1.00 0.06
FIGR 0.17 0.06 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, RKT, RMSG and FIGR?

Rocket Companies (RKT) is the largest by market capitalisation: Rocket Companies (RKT) $42.61B, Real Messenger (RMSG) $1.67M, Figure Technology Solutions (FIGR) $5.17B.

Which stock is cheaper, RKT, RMSG and FIGR?

Figure Technology Solutions (FIGR) trades on the lowest price-to-earnings ratio (Rocket Companies (RKT) 32.7x, Real Messenger (RMSG) -0.4x, Figure Technology Solutions (FIGR) 21.8x). On next year's consensus earnings, Figure Technology Solutions (FIGR) is cheapest (Rocket Companies (RKT) 23.0x, Figure Technology Solutions (FIGR) 20.7x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Rocket Companies (RKT) grew revenue fastest over the trailing twelve months: Rocket Companies (RKT) +101.7%, Figure Technology Solutions (FIGR) +88.8%.

Which company is more profitable?

Figure Technology Solutions (FIGR) has the highest net margin (Rocket Companies (RKT) 4.7%, Figure Technology Solutions (FIGR) 33.5%). On return on invested capital, Figure Technology Solutions (FIGR) leads (Rocket Companies (RKT) 2.4%, Figure Technology Solutions (FIGR) 8.9%).

Which stock has performed better?

Over the past year Rocket Companies (RKT) returned the most: Rocket Companies (RKT) -17.3%, Real Messenger (RMSG) -92.3%, Figure Technology Solutions (FIGR) -45.0%. Over five years, Rocket Companies (RKT) compounded fastest (Rocket Companies (RKT) -4.8%/yr, Real Messenger (RMSG) -55.2%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Rocket Companies (RKT) 0.00%, Real Messenger (RMSG) 0.00%, Figure Technology Solutions (FIGR) 0.00%. Real Messenger (RMSG) and Figure Technology Solutions (FIGR) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Rocket Companies (RKT) has been the steadiest (Rocket Companies (RKT) 59.3%, Real Messenger (RMSG) 258.7%, Figure Technology Solutions (FIGR) 94.3%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, RKT, RMSG and FIGR?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Rocket Companies (RKT) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.