RGA vs PSA vs ACGL Stock Comparison

Reinsurance Group Of America, Public Storage and Arch Capital Prices as of Oct 29, 2026 Peers: Industry group
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PSA Public Storage
$317.12 +11.1% 1M +9.7% 1Y
Market cap
$59.72B
P/E
35.2x
Revenue (TTM)
$5.03B
Div. yield
0.03%
Self-Storage REITs Real Estate
5 wins
ACGL Arch Capital Group Ltd.
$103.94 +9.3% 1M +21.1% 1Y
Market cap
$36.42B
P/E
8.4x
Revenue (TTM)
$18.78B
Div. yield
0.00%
Property and Casualty Insurance Financial Services
3 wins

Head to Head

11 decided of 12

Public Storage leads on 5 of the 12 questions below (Public Storage 5, Arch Capital 3, Reinsurance Group Of America 3). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionRGAPSAACGLLeader
Larger companyMarket capitalisation $17.14B $59.72B $36.42B PSA
Cheaper on earningsLower P/E, profitable companies only 11.4x 35.2x 8.4x ACGL
Cheaper on forward earningsLower price / next fiscal year consensus EPS 8.6x 31.3x 10.2x RGA
Faster revenue growthRevenue growth, trailing twelve months +19.4% +5.2% -3.9% RGA
More profitableNet margin, trailing twelve months 5.8% 33.7% — PSA
Better return on capitalReturn on invested capital -67.7% 7.9% — PSA
Less leveragedLower net debt / EBITDA — 3.6x — –
Higher dividend yieldTrailing dividend yield 0.00% 0.03% 0.00% PSA
Better 1-year returnPrice return, last 12 months +39.0% +9.7% +21.1% RGA
Better 5-year returnAnnualised price return, 5 years +17.4%/yr -0.9%/yr +20.0%/yr ACGL
Less volatileAnnualised volatility, 1 year 22.5% 23.6% 20.7% ACGL
Higher overall scoreMean of the five percentile scores vs peers 35/100 46/100 45/100 PSA

Percentile Scorecard

RGAPSAACGL

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisRGAPSAACGL
Valuation 65 #42 of 119 7 #135 of 145 64 #43 of 119
Growth 62 #44 of 114 22 #112 of 143 31 #79 of 114
Profitability 11 #94 of 106 99 #3 of 136 69 #34 of 106
Financial Health 9 #95 of 104 80 #28 of 138 –
Shareholder Returns 26 #78 of 105 22 #102 of 131 17 #87 of 105
Overall 35 46 45
  • RGA ranked among 126 companies in Insurance
  • PSA ranked among 149 companies in Property REITs
  • ACGL ranked among 126 companies in Insurance

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodRGAPSAACGLSPY
1 month +4.2%+11.1%+9.3% +0.7%
3 months +10.7%0.0%+2.8% +3.7%
6 months +24.6%+4.9%+10.0% +7.1%
Year to date +29.5%+22.2%+8.4% +12.8%
1 year +39.0%+9.7%+21.1% +11.9%
3 years +78.2%+32.8%+25.4% +85.2%
3 years, per year +21.2%+9.9%+7.8% +22.8%
5 years +123.2%-4.5%+148.5% +67.6%
5 years, per year +17.4%-0.9%+20.0% +10.9%
10 years +143.4%+52.6%+302.5% +262.0%
10 years, per year +9.3%+4.3%+14.9% +13.7%

Risk

MeasureRGAPSAACGLSPY
Volatility, 1Y 22.5%23.6%20.7% 12.7%
Downside volatility, 1Y 20.5%22.7%22.1% 12.6%
Beta vs S&P 500, 1Y 0.250.39-0.35 1.00
Return / volatility, 1Y 1.730.411.02 0.94
Max drawdown, 5Y -27.4%-43.3%-26.2% -25.4%
From 52-week high -3.1%-4.1%-2.4% -1.2%
52-week high $271.99$330.53$106.48 $779.14
52-week low $181.54$258.44$85.85 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleRGAPSAACGL
P/E now vs peer median 11.4xmedian 10.7x 34.4xmedian 25.7x 8.2xmedian 10.7x
P/S now vs peer median 0.7xmedian 1.4x 11.8xmedian 4.1x 1.9xmedian 1.4x
EV/EBITDA now vs peer median —median 7.5x 22.6xmedian 14.3x —median 7.5x
P/FCF now vs peer median 11.6xmedian 8.5x 37.4xmedian 23.5x 5.4xmedian 8.5x
P/B now vs peer median 1.2xmedian 1.5x 3.9xmedian 1.3x 1.5xmedian 1.5x
PEG now vs peer median 0.35median 0.60 -6.10median 1.86 0.48median 0.60

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsRGAPSAACGL
Revenue $25.97B $5.03B $18.78B
Gross profit $7.74B – –
Operating income -$16.35B $1.75B –
Net income $1.52B $1.92B $4.38B
Free cash flow $1.48B $1.58B –
EPS (diluted) $22.85 $9.16 $12.43
Cash & equivalents $5.29B $560.38M $1.15B
Total debt $5.71B $11.99B –
Shares (diluted) 66.00M 185.11M 348.80M
Enterprise value -$3.39B $58.45B $36.42B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricRGAPSAACGL
P/E 11.4x 34.4x 8.2x
P/FCF 11.6x 37.4x 5.4x
P/Operating cash flow 5.8x 19.7x 6.3x
P/S 0.7x 11.8x 1.9x
P/B 1.2x 3.9x 1.5x
P/Tangible book 1.2x 3.9x 1.5x
EV/EBITDA – 22.6x –
EV/EBIT -1.1x 38.5x –
EV/Revenue 0.7x 14.0x 1.9x
EV/FCF 11.7x 44.6x –
EV/Operating cash flow 5.8x 23.5x 6.3x
PEG (3Y EPS CAGR) 0.35 -6.10 0.48

Growth

14 metrics
MetricRGAPSAACGL
Revenue growth (1Y) 19.4% 5.2% -3.9%
Revenue CAGR (3Y) 15.6% 4.2% 14.8%
Gross profit growth (1Y) 32.9% – –
Gross profit CAGR (3Y) 19.3% – –
Operating income growth (1Y) -10.7% -15.3% –
Operating income CAGR (3Y) -13.0% – –
Net income growth (1Y) 95.0% 0.8% 6.9%
Net income CAGR (3Y) 7.7% -3.4% 13.8%
EPS growth (1Y) 98.8% -4.8% 15.3%
EPS CAGR (3Y) 32.2% -5.6% 17.2%
Operating cash flow growth (1Y) -78.4% -6.7% -10.5%
Operating cash flow CAGR (3Y) 145.5% -2.0% 3.8%
Free cash flow growth (1Y) -88.6% -36.6% –
Free cash flow CAGR (3Y) 51.3% -9.2% –

Profitability

14 metrics
MetricRGAPSAACGL
Gross margin 29.8% – –
EBITDA margin – 62.2% –
Operating margin -63.0% 34.8% –
Pretax margin 7.2% 37.7% –
Net margin 5.8% 33.7% –
FCF margin 5.7% 31.5% –
Operating cash flow margin 11.5% 59.7% 30.2%
Return on equity 11.2% 15.7% 18.0%
Return on assets 0.9% 7.8% 5.0%
Return on invested capital -67.7% 7.9% –
Return on capital employed – – –
Asset turnover 0.2x 0.2x 0.2x
Cash conversion (OCF / net income) 2.0x 1.6x 1.3x
Stock comp / revenue – 0.9% 0.8%

Financial Health

11 metrics
MetricRGAPSAACGL
Debt / assets 3.4% 41.4% –
Debt / equity 0.4x 0.8x –
Net debt / EBITDA – 3.6x –
Debt / FCF 3.9x 7.6x –
Liabilities / assets 91.8% 47.5% 72.7%
Equity / assets 8.2% 52.5% 27.3%
Interest coverage -6.5x 5.3x –
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricRGAPSAACGL
Dividend yield 1.4% 3.8% 0.0%
Net buyback yield 1.6% 0.0% –
Shareholder yield 3.0% 3.7% 0.0%
Payout ratio (earnings) – 91.7% 0.1%
Payout ratio (FCF) – 111.3% –
Dividend growth (1Y) – -23.5% -99.7%
Dividend CAGR (3Y) – -6.1% –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusRGAPSAACGL
Forward P/E 8.6xFY2026 31.3xFY2026 10.2xFY2026
EPS, next fiscal year $30.64FY2026 $10.13FY2026 $10.24FY2026
EPS growth, next FY +34.9%FY2026 +12.4%FY2026 +3.7%FY2026
EPS growth, the year after -7.3% +3.7% -9.2%
Revenue, next fiscal year $25.11BFY2026 $4.88BFY2026 $16.72BFY2026
Revenue growth, next FY +5.9%FY2026 +1.2%FY2026 +1.4%FY2026
Revenue growth, the year after +16.6% +9.8% -5.0%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersRGAPSAACGL
Held by institutions 99.4% 87.1% 91.0%
Institutions holding 629 1,122 904
Change in shares held, QoQ +1.6% +6.0% -1.7%
Institutions buying 313 573 429
Institutions selling 208 368 364
Buyers to sellers 1.50 1.56 1.18

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

RGAPSAACGL
RGA 1.00 0.19 0.47
PSA 0.19 1.00 0.26
ACGL 0.47 0.26 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, RGA, PSA and ACGL?

Public Storage (PSA) is the largest by market capitalisation: Reinsurance Group Of America (RGA) $17.14B, Public Storage (PSA) $59.72B, Arch Capital (ACGL) $36.42B.

Which stock is cheaper, RGA, PSA and ACGL?

Arch Capital (ACGL) trades on the lowest price-to-earnings ratio (Reinsurance Group Of America (RGA) 11.4x, Public Storage (PSA) 35.2x, Arch Capital (ACGL) 8.4x). On next year's consensus earnings, Reinsurance Group Of America (RGA) is cheapest (Reinsurance Group Of America (RGA) 8.6x, Public Storage (PSA) 31.3x, Arch Capital (ACGL) 10.2x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Reinsurance Group Of America (RGA) grew revenue fastest over the trailing twelve months: Reinsurance Group Of America (RGA) +19.4%, Public Storage (PSA) +5.2%, Arch Capital (ACGL) -3.9%.

Which company is more profitable?

Public Storage (PSA) has the highest net margin (Reinsurance Group Of America (RGA) 5.8%, Public Storage (PSA) 33.7%). On return on invested capital, Public Storage (PSA) leads (Reinsurance Group Of America (RGA) -67.7%, Public Storage (PSA) 7.9%).

Which stock has performed better?

Over the past year Reinsurance Group Of America (RGA) returned the most: Reinsurance Group Of America (RGA) +39.0%, Public Storage (PSA) +9.7%, Arch Capital (ACGL) +21.1%. Over five years, Arch Capital (ACGL) compounded fastest (Reinsurance Group Of America (RGA) +17.4%/yr, Public Storage (PSA) -0.9%/yr, Arch Capital (ACGL) +20.0%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Public Storage (PSA) has the highest dividend yield: Reinsurance Group Of America (RGA) 0.00%, Public Storage (PSA) 0.03%, Arch Capital (ACGL) 0.00%. Reinsurance Group Of America (RGA) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Arch Capital (ACGL) has been the steadiest (Reinsurance Group Of America (RGA) 22.5%, Public Storage (PSA) 23.6%, Arch Capital (ACGL) 20.7%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, RGA, PSA and ACGL?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Public Storage (PSA) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.