RELY vs TIGO vs SNEX Stock Comparison

Remitly Global, Millicom International Cellular and StoneX Prices as of Nov 5, 2026 Peers: Industry group
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RELY Remitly Global, Inc.
$21.55 -7.1% 1M +31.1% 1Y
Market cap
$4.61B
P/E
12.6x
Revenue (TTM)
$1.90B
Div. yield
–
Money Transfer Financial Services
4 wins
SNEX StoneX Group Inc.
$53.62 -18.8% 1M -5.4% 1Y
Market cap
$6.43B
P/E
11.8x
Revenue (TTM)
$157.71B
Div. yield
–
Institutional Trading Financial Services
3 wins

Head to Head

11 decided of 12

Millicom International Cellular leads on 4 of the 12 questions below (Millicom International Cellular 4, Remitly Global 4, StoneX 3). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionRELYTIGOSNEXLeader
Larger companyMarket capitalisation $4.61B $13.37B $6.43B TIGO
Cheaper on earningsLower P/E, profitable companies only 12.6x 23.3x 11.8x SNEX
Cheaper on forward earningsLower price / next fiscal year consensus EPS 15.4x 20.9x 11.7x SNEX
Faster revenue growthRevenue growth, trailing twelve months +23.0% +45.1% +20.6% TIGO
More profitableNet margin, trailing twelve months 19.1% 7.0% 0.3% RELY
Better return on capitalReturn on invested capital 19.4% 19.3% 6.6% RELY
Less leveragedLower net debt / EBITDA -2.4x 1.8x 10.3x RELY
Higher dividend yieldTrailing dividend yield — 4.42% — –
Better 1-year returnPrice return, last 12 months +31.1% +71.9% -5.4% TIGO
Better 5-year returnAnnualised price return, 5 years -8.7%/yr +17.0%/yr +20.4%/yr SNEX
Less volatileAnnualised volatility, 1 year 62.6% 41.6% 60.6% TIGO
Higher overall scoreMean of the five percentile scores vs peers 69/100 62/100 51/100 RELY

Percentile Scorecard

RELYTIGOSNEX

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisRELYTIGOSNEX
Valuation 55 #440 of 965 54 #23 of 49 96 #5 of 103
Growth 99 #12 of 825 91 #5 of 47 90 #8 of 70
Profitability 60 #344 of 848 84 #8 of 46 40 #45 of 74
Financial Health 97 #25 of 899 31 #34 of 49 12 #88 of 100
Shareholder Returns 33 #489 of 730 49 #19 of 36 18 #33 of 40
Overall 69 62 51
  • RELY ranked among 1,003 companies in Financial Services
  • TIGO ranked among 51 companies in Telecommunications
  • SNEX ranked among 110 companies in Capital Markets

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodRELYTIGOSNEXSPY
1 month -7.1%-12.5%-18.8% -5.9%
3 months -16.9%-24.1%-19.6% -4.6%
6 months -5.4%-1.7%-55.6% +0.2%
Year to date +56.2%+42.7%-15.5% +7.5%
1 year +31.1%+71.9%-5.4% +8.2%
3 years +9.1%+379.8%+84.8% +68.3%
3 years, per year +3.0%+68.7%+22.7% +19.0%
5 years -36.7%+119.2%+152.3% +56.5%
5 years, per year -8.7%+17.0%+20.4% +9.4%
10 years ——+419.1% +251.5%
10 years, per year ——+17.9% +13.4%

Risk

MeasureRELYTIGOSNEXSPY
Volatility, 1Y 62.6%41.6%60.6% 13.6%
Downside volatility, 1Y 69.2%43.6%75.1% 14.2%
Beta vs S&P 500, 1Y 1.890.201.28 1.00
Return / volatility, 1Y 0.501.73-0.09 0.60
Max drawdown, 5Y -81.7%-71.3%-62.0% -25.4%
From 52-week high -20.4%-24.1%-61.4% -5.9%
52-week high $27.08$104.31$139.01 $779.14
52-week low $12.20$46.03$52.83 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleRELYTIGOSNEX
P/E now vs peer median 12.6xmedian 13.3x 23.3xmedian 11.9x 11.8xmedian 28.4x
P/S now vs peer median 2.4xmedian 3.2x 1.7xmedian 1.1x 0.0xmedian 2.9x
EV/EBITDA now vs peer median 14.3xmedian 6.0x 5.3xmedian 6.6x 12.1xmedian 13.2x
P/FCF now vs peer median 11.7xmedian 10.4x 7.8xmedian 4.7x 1.7xmedian 15.1x
P/B now vs peer median 3.8xmedian 1.2x 5.9xmedian 1.5x 2.3xmedian 2.3x
PEG now vs peer median 0.18median 0.89 0.18median 0.27 0.52median 0.47

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsRELYTIGOSNEX
Revenue $1.90B $8.09B $157.71B
Gross profit $1.19B – $5.68B
Operating income $228.64M $1.95B $3.50B
Net income $363.73M $540.00M $526.90M
Free cash flow $394.53M $1.71B $3.78B
R&D $315.89M – –
EPS (diluted) $1.63 $3.38 $4.23
Cash & equivalents $669.08M $848.00M $2.19B
Total debt $2.94M $7.78B $39.34B
Shares (diluted) 223.55M 168.00M 124.48M
Enterprise value $2.08B $8.96B -$1.08B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricRELYTIGOSNEX
P/E 12.6x 23.3x 11.8x
P/FCF 11.7x 7.8x 1.7x
P/Operating cash flow 11.3x 10.2x 1.7x
P/S 2.4x 1.7x 0.0x
P/B 3.8x 5.9x 2.3x
P/Tangible book 3.8x -2.1x 2.3x
EV/EBITDA 14.3x 5.3x 12.1x
EV/EBIT 17.3x 10.4x 12.4x
EV/Revenue 2.1x 2.5x 0.3x
EV/FCF 10.0x 11.8x 11.5x
EV/Operating cash flow 9.6x 15.4x 11.3x
PEG (3Y EPS CAGR) 0.18 0.18 0.52

Growth

14 metrics
MetricRELYTIGOSNEX
Revenue growth (1Y) 23.0% 45.1% 20.6%
Revenue CAGR (3Y) 29.7% 13.3% 37.5%
Gross profit growth (1Y) 29.0% – 47.6%
Gross profit CAGR (3Y) 35.5% – 27.8%
Operating income growth (1Y) 554.9% 26.8% 51.2%
Operating income CAGR (3Y) 60.8% 32.6% 35.6%
Net income growth (1Y) 1,633% -52.9% 77.5%
Net income CAGR (3Y) 77.1% 194.3% 30.0%
EPS growth (1Y) 1,584% -46.7% 60.2%
EPS CAGR (3Y) 69.9% 131.6% 22.6%
Operating cash flow growth (1Y) 106.9% 62.4% 266.9%
Operating cash flow CAGR (3Y) 80.3% 10.9% 217.7%
Free cash flow growth (1Y) 129.3% 55.4% 282.3%
Free cash flow CAGR (3Y) 77.5% 7.8% 188.0%

Profitability

14 metrics
MetricRELYTIGOSNEX
Gross margin 62.4% – 3.6%
EBITDA margin 14.5% 47.0% 2.3%
Operating margin 12.0% 24.1% 2.2%
Pretax margin 11.7% 10.9% 0.4%
Net margin 19.1% 7.0% 0.3%
FCF margin 20.8% 21.2% 2.4%
Operating cash flow margin 21.5% 16.3% 2.4%
Return on equity 30.9% 22.6% 19.0%
Return on assets 22.6% 2.6% 1.0%
Return on invested capital 19.4% 19.3% 6.6%
Return on capital employed 18.8% 12.4% –
Asset turnover 1.2x 0.4x 2.9x
Cash conversion (OCF / net income) 1.1x 2.4x 7.3x
Stock comp / revenue 7.5% 0.1% 0.0%

Financial Health

11 metrics
MetricRELYTIGOSNEX
Debt / assets 0.2% 37.6% 72.8%
Debt / equity 0.0x 3.4x 13.8x
Net debt / EBITDA -2.4x 1.8x 10.3x
Debt / FCF 0.0x 4.5x 10.4x
Liabilities / assets 25.8% 89.0% 94.7%
Equity / assets 74.2% 11.0% 5.3%
Interest coverage 21.6x 1.8x 1.9x
Current ratio 3.5x 0.5x –
Quick ratio 1.7x 0.3x –
Cash ratio 1.7x 0.2x –
Altman Z-score 8.68 1.13 –

Shareholder Returns

7 metrics
MetricRELYTIGOSNEX
Dividend yield – 4.4% –
Net buyback yield 1.9% – -0.3%
Shareholder yield 1.9% 4.4% -0.3%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusRELYTIGOSNEX
Forward P/E 15.4xFY2026 20.9xFY2026 11.7xFY2026
EPS, next fiscal year $1.40FY2026 $3.78FY2026 $4.57FY2026
EPS growth, next FY +351.6%FY2026 -51.7%FY2026 +74.4%FY2026
EPS growth, the year after -26.4% +66.4% +1.8%
Revenue, next fiscal year $1.85BFY2026 $9.17BFY2026 $5.64BFY2026
Revenue growth, next FY +12.9%FY2026 +57.6%FY2026 +36.5%FY2026
Revenue growth, the year after +36.0% -4.3% +10.8%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersRELYTIGOSNEX
Held by institutions 86.6% 46.3% 83.9%
Institutions holding 349 439 471
Change in shares held, QoQ +5.8% +7.3% +2.5%
Institutions buying 233 285 277
Institutions selling 74 127 146
Buyers to sellers 3.15 2.24 1.90

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

RELYTIGOSNEX
RELY 1.00 0.02 0.14
TIGO 0.02 1.00 -0.04
SNEX 0.14 -0.04 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, RELY, TIGO and SNEX?

Millicom International Cellular (TIGO) is the largest by market capitalisation: Remitly Global (RELY) $4.61B, Millicom International Cellular (TIGO) $13.37B, StoneX (SNEX) $6.43B.

Which stock is cheaper, RELY, TIGO and SNEX?

StoneX (SNEX) trades on the lowest price-to-earnings ratio (Remitly Global (RELY) 12.6x, Millicom International Cellular (TIGO) 23.3x, StoneX (SNEX) 11.8x). On next year's consensus earnings, StoneX (SNEX) is cheapest (Remitly Global (RELY) 15.4x, Millicom International Cellular (TIGO) 20.9x, StoneX (SNEX) 11.7x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Millicom International Cellular (TIGO) grew revenue fastest over the trailing twelve months: Remitly Global (RELY) +23.0%, Millicom International Cellular (TIGO) +45.1%, StoneX (SNEX) +20.6%.

Which company is more profitable?

Remitly Global (RELY) has the highest net margin (Remitly Global (RELY) 19.1%, Millicom International Cellular (TIGO) 7.0%, StoneX (SNEX) 0.3%). On return on invested capital, Remitly Global (RELY) leads (Remitly Global (RELY) 19.4%, Millicom International Cellular (TIGO) 19.3%, StoneX (SNEX) 6.6%).

Which stock has performed better?

Over the past year Millicom International Cellular (TIGO) returned the most: Remitly Global (RELY) +31.1%, Millicom International Cellular (TIGO) +71.9%, StoneX (SNEX) -5.4%. Over five years, StoneX (SNEX) compounded fastest (Remitly Global (RELY) -8.7%/yr, Millicom International Cellular (TIGO) +17.0%/yr, StoneX (SNEX) +20.4%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Millicom International Cellular (TIGO) 4.42%. Remitly Global (RELY) and StoneX (SNEX) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Millicom International Cellular (TIGO) has been the steadiest (Remitly Global (RELY) 62.6%, Millicom International Cellular (TIGO) 41.6%, StoneX (SNEX) 60.6%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, RELY, TIGO and SNEX?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Millicom International Cellular (TIGO) leads on 4. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.