PRCH vs RMSG vs ZG Stock Comparison

Porch, Real Messenger and Zillow Prices as of Oct 27, 2026 Peers: Industry group
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PRCH Porch Group, Inc.
$17.66 +6.8% 1M +7.5% 1Y
Market cap
$1.87B
P/E
–
Revenue (TTM)
$520.38M
Div. yield
–
Property and Casualty Insurance Financial Services
2 wins
RMSG Real Messenger Corp
$0.22 -24.1% 1M -91.1% 1Y
Market cap
$1.96M
P/E
–
Revenue (TTM)
—
Div. yield
–
Residential Brokerage Real Estate
ZG Zillow Group, Inc.
$33.18 +13.2% 1M -55.2% 1Y
Market cap
$7.22B
P/E
131.4x
Revenue (TTM)
$2.81B
Div. yield
–
Real Estate Software Technology
8 wins

Head to Head

10 decided of 12

Zillow leads on 8 of the 12 questions below (Zillow 8, Porch 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionPRCHRMSGZGLeader
Larger companyMarket capitalisation $1.87B $1.96M $7.22B ZG
Cheaper on earningsLower P/E, profitable companies only -139.0x -0.5x 131.4x –
Cheaper on forward earningsLower price / next fiscal year consensus EPS 588.7x — 14.2x ZG
Faster revenue growthRevenue growth, trailing twelve months +17.6% — +17.7% ZG
More profitableNet margin, trailing twelve months -2.6% — 2.0% ZG
Better return on capitalReturn on invested capital 0.0% — 0.2% ZG
Less leveragedLower net debt / EBITDA 2.6x — -0.7x ZG
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months +7.5% -91.1% -55.2% PRCH
Better 5-year returnAnnualised price return, 5 years -2.3%/yr -53.3%/yr -19.9%/yr PRCH
Less volatileAnnualised volatility, 1 year 75.0% 257.4% 51.7% ZG
Higher overall scoreMean of the five percentile scores vs peers 27/100 — 69/100 ZG

Percentile Scorecard

PRCHRMSGZG

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisPRCHRMSGZG
Valuation 5 #113 of 119 0 #18 of 18 57 #39 of 89
Growth 89 #14 of 114 – 65 #29 of 81
Profitability 18 #90 of 110 – 55 #35 of 76
Financial Health 17 #92 of 110 69 #6 of 17 74 #25 of 94
Shareholder Returns 8 #98 of 106 – 96 #3 of 51
Overall 27 – 69
  • PRCH ranked among 126 companies in Insurance
  • RMSG ranked among 19 companies in Real Estate Services
  • ZG ranked among 98 companies in Vertical Software

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodPRCHRMSGZGSPY
1 month +6.8%-24.1%+13.2% -0.2%
3 months +39.8%-42.1%-1.9% +3.9%
6 months +105.6%-84.8%-26.1% +8.2%
Year to date +93.4%-83.7%-51.4% +12.9%
1 year +7.5%-91.1%-55.2% +12.3%
3 years +3,053.6%-98.1%-12.1% +87.4%
3 years, per year +216.2%-73.2%-4.2% +23.3%
5 years -10.9%-97.8%-67.0% +67.9%
5 years, per year -2.3%-53.3%-19.9% +10.9%
10 years ——+4.6% +261.1%
10 years, per year ——+0.5% +13.7%

Risk

MeasurePRCHRMSGZGSPY
Volatility, 1Y 75.0%257.4%51.7% 12.7%
Downside volatility, 1Y 81.7%188.7%55.3% 12.7%
Beta vs S&P 500, 1Y 2.131.071.18 1.00
Return / volatility, 1Y 0.10-0.35-1.07 0.97
Max drawdown, 5Y -98.0%-99.4%-74.4% -25.4%
From 52-week high -5.0%-92.6%-55.2% -1.2%
52-week high $18.59$2.99$74.14 $779.14
52-week low $6.40$0.22$27.70 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultiplePRCHRMSGZG
P/E now vs peer median -145.9xmedian 10.5x -0.5xmedian 21.2x 137.5xmedian 40.1x
P/S now vs peer median 4.5xmedian 1.4x 66.5xmedian 0.7x 2.7xmedian 2.5x
EV/EBITDA now vs peer median 36.3xmedian 7.6x —median 9.8x 24.3xmedian 18.5x
P/FCF now vs peer median 24.4xmedian 8.5x -0.5xmedian 12.3x 28.9xmedian 20.1x
P/B now vs peer median 120.2xmedian 1.5x 4.0xmedian 1.8x 1.7xmedian 1.8x
PEG now vs peer median -2.25median 0.53 —median 0.52 4.27median 1.73

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsPRCHRMSGZG
Revenue $520.38M – $2.81B
Gross profit $377.10M – $2.05B
Operating income $40.49M – $12.00M
Net income -$25.40M – $55.00M
Free cash flow $95.59M – $258.00M
R&D $54.75M – $611.00M
EPS (diluted) $-0.11 – $0.24
Cash & equivalents $195.60M $321.97K $572.00M
Total debt $405.28M – $1.44B
Shares (diluted) 120.74M 8.91M 227.90M
Enterprise value $1.07B -$7.57M $3.08B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricPRCHRMSGZG
P/E -145.9x -0.5x 137.5x
P/FCF 24.4x -0.5x 28.9x
P/Operating cash flow 24.2x – 19.2x
P/S 4.5x 66.5x 2.7x
P/B 120.2x 4.0x 1.7x
P/Tangible book -34.9x 4.0x 1.8x
EV/EBITDA 36.3x – 24.3x
EV/EBIT 61.9x – 603.7x
EV/Revenue 4.8x – 2.6x
EV/FCF 26.2x – 28.1x
EV/Operating cash flow 26.0x – 18.7x
PEG (3Y EPS CAGR) -2.25 – 4.27

Growth

14 metrics
MetricPRCHRMSGZG
Revenue growth (1Y) 17.6% – 17.7%
Revenue CAGR (3Y) 16.7% – 14.1%
Gross profit growth (1Y) 27.3% – 13.2%
Gross profit CAGR (3Y) 38.5% – 10.5%
Operating income growth (1Y) 53.6% – 109.0%
Operating income CAGR (3Y) 28.6% – 27.0%
Net income growth (1Y) -141.3% – 188.7%
Net income CAGR (3Y) 53.1% – 32.0%
EPS growth (1Y) -126.3% – 198.0%
EPS CAGR (3Y) 64.9% – 32.2%
Operating cash flow growth (1Y) 843.0% – -19.8%
Operating cash flow CAGR (3Y) 84.8% – -4.3%
Free cash flow growth (1Y) 905.5% – -25.0%
Free cash flow CAGR (3Y) 81.8% – -7.0%

Profitability

14 metrics
MetricPRCHRMSGZG
Gross margin 72.5% – 72.9%
EBITDA margin 13.3% – 10.6%
Operating margin 7.8% – 0.4%
Pretax margin 1.0% – 2.1%
Net margin -2.6% – 2.0%
FCF margin 18.4% – 9.2%
Operating cash flow margin 18.5% – 13.8%
Return on equity -38.9% – 1.3%
Return on assets -1.1% – 1.0%
Return on invested capital 0.0% – 0.2%
Return on capital employed 5.4% – 0.3%
Asset turnover 0.6x – 0.5x
Cash conversion (OCF / net income) -3.8x – 7.1x
Stock comp / revenue 6.0% – 12.9%

Financial Health

11 metrics
MetricPRCHRMSGZG
Debt / assets 49.5% – 8.8%
Debt / equity 20.9x – 0.1x
Net debt / EBITDA 2.6x – -0.7x
Debt / FCF 4.2x – 1.8x
Liabilities / assets 97.6% 51.1% 18.8%
Equity / assets 2.4% 48.9% 81.2%
Interest coverage 0.7x – 0.7x
Current ratio 1.4x 1.8x 1.9x
Quick ratio 4.0x 0.7x 0.9x
Cash ratio 3.5x 0.7x 0.8x
Altman Z-score 1.48 – 4.74

Shareholder Returns

7 metrics
MetricPRCHRMSGZG
Dividend yield – – –
Net buyback yield 0.1% – 12.6%
Shareholder yield 0.1% – 12.6%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusPRCHRMSGZG
Forward P/E 588.7xFY2026 – 14.2xFY2026
EPS, next fiscal year $0.03FY2026 – $2.34FY2026
EPS growth, next FY – – +42.7%FY2026
EPS growth, the year after +833.3% – +26.9%
Revenue, next fiscal year $493.33MFY2026 – $3.04BFY2026
Revenue growth, next FY +17.8%FY2026 – +17.8%FY2026
Revenue growth, the year after +20.1% – +11.5%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersPRCHRMSGZG
Held by institutions 78.1% – 18.3%
Institutions holding 202 – 263
Change in shares held, QoQ +2.1% – +0.1%
Institutions buying 123 – 124
Institutions selling 55 – 98
Buyers to sellers 2.24 – 1.27

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

PRCHRMSGZG
PRCH 1.00 -0.01 0.23
RMSG -0.01 1.00 0.06
ZG 0.23 0.06 1.00

Add a Peer

Largest companies in the same industry

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Frequently Asked Questions

Which is bigger, PRCH, RMSG and ZG?

Zillow (ZG) is the largest by market capitalisation: Porch (PRCH) $1.87B, Real Messenger (RMSG) $1.96M, Zillow (ZG) $7.22B.

Which company is growing faster?

Zillow (ZG) grew revenue fastest over the trailing twelve months: Porch (PRCH) +17.6%, Zillow (ZG) +17.7%.

Which company is more profitable?

Zillow (ZG) has the highest net margin (Porch (PRCH) -2.6%, Zillow (ZG) 2.0%). On return on invested capital, Zillow (ZG) leads (Porch (PRCH) 0.0%, Zillow (ZG) 0.2%).

Which stock has performed better?

Over the past year Porch (PRCH) returned the most: Porch (PRCH) +7.5%, Real Messenger (RMSG) -91.1%, Zillow (ZG) -55.2%. Over five years, Porch (PRCH) compounded fastest (Porch (PRCH) -2.3%/yr, Real Messenger (RMSG) -53.3%/yr, Zillow (ZG) -19.9%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Zillow (ZG) has been the steadiest (Porch (PRCH) 75.0%, Real Messenger (RMSG) 257.4%, Zillow (ZG) 51.7%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, PRCH, RMSG and ZG?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Zillow (ZG) leads on 8. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.