PHG vs HUM vs AIFF Stock Comparison

Koninklijke Philips, Humana and Firefly Neuroscience Prices as of Oct 26, 2026 Peers: Industry group
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PHG Koninklijke Philips Nv
$26.56 +6.4% 1M -7.9% 1Y
Market cap
$25.07B
P/E
13.6x
Revenue (TTM)
$20.60B
Div. yield
–
Diagnostic Equipment Healthcare
6 wins
HUM Humana Inc
$417.04 +4.7% 1M +43.5% 1Y
Market cap
$49.84B
P/E
39.0x
Revenue (TTM)
$145.68B
Div. yield
–
Managed Care Healthcare
4 wins

Head to Head

11 decided of 12

Koninklijke Philips leads on 6 of the 12 questions below (Koninklijke Philips 6, Humana 4, Firefly Neuroscience 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionPHGHUMAIFFLeader
Larger companyMarket capitalisation $25.07B $49.84B $20.57M HUM
Cheaper on earningsLower P/E, profitable companies only 13.6x 39.0x -2.2x PHG
Cheaper on forward earningsLower price / next fiscal year consensus EPS 13.4x 48.2x — PHG
Faster revenue growthRevenue growth, trailing twelve months +6.1% +18.3% +320.3% AIFF
More profitableNet margin, trailing twelve months 8.9% 0.9% -524.5% PHG
Better return on capitalReturn on invested capital 11.5% 6.7% — PHG
Less leveragedLower net debt / EBITDA 1.8x -2.7x — HUM
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months -7.9% +43.5% -54.8% HUM
Better 5-year returnAnnualised price return, 5 years -10.8%/yr -1.9%/yr -61.1%/yr HUM
Less volatileAnnualised volatility, 1 year 28.8% 48.1% 160.0% PHG
Higher overall scoreMean of the five percentile scores vs peers 80/100 45/100 38/100 PHG

Percentile Scorecard

PHGHUMAIFF

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisPHGHUMAIFF
Valuation 98 #6 of 228 58 #11 of 25 15 #194 of 228
Growth 96 #11 of 221 13 #21 of 24 61 #87 of 221
Profitability 96 #10 of 208 44 #14 of 24 14 #179 of 208
Financial Health 31 #166 of 239 68 #9 of 26 79 #52 of 239
Shareholder Returns 79 #29 of 137 40 #10 of 16 20 #110 of 137
Overall 80 45 38
  • PHG ranked among 248 companies in Medical Devices and Diagnostics
  • HUM ranked among 27 companies in Healthcare Payers and Distributors
  • AIFF ranked among 248 companies in Medical Devices and Diagnostics

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodPHGHUMAIFFSPY
1 month +6.4%+4.7%-53.2% -0.8%
3 months +6.2%+9.4%-20.3% +3.5%
6 months -3.6%+86.5%-55.7% +7.0%
Year to date -1.9%+62.8%+6.8% +12.2%
1 year -7.9%+43.5%-54.8% +13.0%
3 years +43.6%-18.3%-83.7% +86.3%
3 years, per year +12.8%-6.5%-45.4% +23.1%
5 years -43.6%-9.1%-99.1% +68.6%
5 years, per year -10.8%-1.9%-61.1% +11.0%
10 years -11.6%+138.8%-79.1% +258.0%
10 years, per year -1.2%+9.1%-14.5% +13.6%

Risk

MeasurePHGHUMAIFFSPY
Volatility, 1Y 28.8%48.1%160.0% 12.7%
Downside volatility, 1Y 28.8%52.9%109.1% 12.7%
Beta vs S&P 500, 1Y 0.810.581.50 1.00
Return / volatility, 1Y -0.270.90-0.34 1.02
Max drawdown, 5Y -75.6%-70.9%-99.6% -25.4%
From 52-week high -19.3%-3.8%-68.9% -1.8%
52-week high $32.91$433.45$3.02 $779.14
52-week low $23.81$163.67$0.64 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultiplePHGHUMAIFF
P/E now vs peer median 13.7xmedian 30.6x 39.1xmedian 24.3x -2.0xmedian 30.6x
P/S now vs peer median 1.2xmedian 3.0x 0.3xmedian 0.3x 10.8xmedian 3.0x
EV/EBITDA now vs peer median 8.1xmedian 17.5x 11.7xmedian 13.5x -1.1xmedian 17.5x
P/FCF now vs peer median 5.9xmedian 23.3x 25.7xmedian 15.6x -2.7xmedian 23.3x
P/B now vs peer median 2.0xmedian 2.4x 2.6xmedian 2.5x 1.3xmedian 2.4x
PEG now vs peer median 0.32median 0.87 -1.46median 1.33 -0.03median 0.87

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsPHGHUMAIFF
Revenue $20.60B $145.68B $1.80M
Gross profit $16.03B $19.89B $802.00K
Operating income $2.65B $2.71B -$9.14M
Net income $1.39B $1.29B -$9.11M
Free cash flow $4.34B $1.95B -$7.20M
R&D $2.00B – $1.78M
EPS (diluted) $1.91 $10.56 $-0.70
Cash & equivalents $2.04B $6.89B $9.23M
Total debt $9.51B $54.48B –
Shares (diluted) 962.50M 121.14M 13.50M
Enterprise value $14.18B -$38.02B $1.15M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricPHGHUMAIFF
P/E 13.7x 39.1x -2.0x
P/FCF 5.9x 25.7x -2.7x
P/Operating cash flow 9.6x 19.7x -2.8x
P/S 1.2x 0.3x 10.8x
P/B 2.0x 2.6x 1.3x
P/Tangible book 2.5x 2.6x 1.4x
EV/EBITDA 8.1x 11.7x -1.1x
EV/EBIT 12.4x 15.1x -1.1x
EV/Revenue 1.6x 0.3x 5.6x
EV/FCF 7.6x 20.9x -1.4x
EV/Operating cash flow 12.4x 16.1x -1.4x
PEG (3Y EPS CAGR) 0.32 -1.46 -0.03

Growth

14 metrics
MetricPHGHUMAIFF
Revenue growth (1Y) 6.1% 18.3% 320.3%
Revenue CAGR (3Y) 2.3% 13.8% -40.3%
Gross profit growth (1Y) 82.4% 7.5% 99.0%
Gross profit CAGR (3Y) 6.7% 3.6% -32.6%
Operating income growth (1Y) 121.3% -17.9% 19.8%
Operating income CAGR (3Y) 52.0% -15.3% -52.0%
Net income growth (1Y) 293.5% -18.3% 60.1%
Net income CAGR (3Y) 35.6% -27.4% 15.8%
EPS growth (1Y) 539.4% -19.1% 81.8%
EPS CAGR (3Y) 42.2% -26.9% 69.0%
Operating cash flow growth (1Y) 116.7% -13.4% 19.1%
Operating cash flow CAGR (3Y) 53.6% -42.3% -8.4%
Free cash flow growth (1Y) 54.2% -20.1% 17.6%
Free cash flow CAGR (3Y) 45.6% -45.6% -6.3%

Profitability

14 metrics
MetricPHGHUMAIFF
Gross margin 77.8% 13.7% 44.6%
EBITDA margin 19.8% 2.4% -496.9%
Operating margin 12.9% 1.9% -508.1%
Pretax margin 11.9% 1.1% -506.2%
Net margin 8.9% 0.9% -524.5%
FCF margin 21.1% 1.3% -400.2%
Operating cash flow margin 12.9% 1.7% -388.6%
Return on equity 12.7% 6.8% -78.8%
Return on assets 5.4% 2.3% -65.8%
Return on invested capital 11.5% 6.7% –
Return on capital employed 11.8% 8.1% -77.9%
Asset turnover 0.7x 2.6x 0.1x
Cash conversion (OCF / net income) 1.9x 2.0x 0.8x
Stock comp / revenue 0.7% 0.2% 36.4%

Financial Health

11 metrics
MetricPHGHUMAIFF
Debt / assets 31.2% 25.5% –
Debt / equity 0.7x 0.8x –
Net debt / EBITDA 1.8x -2.7x –
Debt / FCF 2.2x 7.5x –
Liabilities / assets 57.1% 66.3% 12.6%
Equity / assets 42.9% 33.7% 87.4%
Interest coverage 6.2x 3.8x –
Current ratio 1.3x 1.7x 4.9x
Quick ratio 0.7x 1.3x 4.5x
Cash ratio 0.2x 1.0x 4.4x
Altman Z-score – 4.61 -5.24

Shareholder Returns

7 metrics
MetricPHGHUMAIFF
Dividend yield 3.7% 0.6% –
Net buyback yield -0.5% 0.3% -2.1%
Shareholder yield 3.3% 0.9% -2.1%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusPHGHUMAIFF
Forward P/E 13.4xFY2026 48.2xFY2026 –
EPS, next fiscal year $1.98FY2026 $8.65FY2026 –
EPS growth, next FY +6.5%FY2026 -49.5%FY2026 –
EPS growth, the year after -10.1% +84.9% –
Revenue, next fiscal year $21.63BFY2026 $166.70BFY2026 –
Revenue growth, next FY +1.8%FY2026 +28.6%FY2026 –
Revenue growth, the year after -8.2% +7.6% –

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersPHGHUMAIFF
Held by institutions 5.4% 98.6% 7.9%
Institutions holding 363 927 23
Change in shares held, QoQ +0.8% +2.7% +34.3%
Institutions buying 266 558 10
Institutions selling 76 266 6
Buyers to sellers 3.50 2.10 1.67

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

PHGHUMAIFF
PHG 1.00 0.03 0.06
HUM 0.03 1.00 0.07
AIFF 0.06 0.07 1.00

Add a Peer

Largest companies in the same industry

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Frequently Asked Questions

Which is bigger, PHG, HUM and AIFF?

Humana (HUM) is the largest by market capitalisation: Koninklijke Philips (PHG) $25.07B, Humana (HUM) $49.84B, Firefly Neuroscience (AIFF) $20.57M.

Which stock is cheaper, PHG, HUM and AIFF?

Koninklijke Philips (PHG) trades on the lowest price-to-earnings ratio (Koninklijke Philips (PHG) 13.6x, Humana (HUM) 39.0x, Firefly Neuroscience (AIFF) -2.2x). On next year's consensus earnings, Koninklijke Philips (PHG) is cheapest (Koninklijke Philips (PHG) 13.4x, Humana (HUM) 48.2x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Firefly Neuroscience (AIFF) grew revenue fastest over the trailing twelve months: Koninklijke Philips (PHG) +6.1%, Humana (HUM) +18.3%, Firefly Neuroscience (AIFF) +320.3%.

Which company is more profitable?

Koninklijke Philips (PHG) has the highest net margin (Koninklijke Philips (PHG) 8.9%, Humana (HUM) 0.9%, Firefly Neuroscience (AIFF) -524.5%). On return on invested capital, Koninklijke Philips (PHG) leads (Koninklijke Philips (PHG) 11.5%, Humana (HUM) 6.7%).

Which stock has performed better?

Over the past year Humana (HUM) returned the most: Koninklijke Philips (PHG) -7.9%, Humana (HUM) +43.5%, Firefly Neuroscience (AIFF) -54.8%. Over five years, Humana (HUM) compounded fastest (Koninklijke Philips (PHG) -10.8%/yr, Humana (HUM) -1.9%/yr, Firefly Neuroscience (AIFF) -61.1%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Koninklijke Philips (PHG) has been the steadiest (Koninklijke Philips (PHG) 28.8%, Humana (HUM) 48.1%, Firefly Neuroscience (AIFF) 160.0%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, PHG, HUM and AIFF?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Koninklijke Philips (PHG) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.