ORCL vs SAP vs SNOW Stock Comparison

Oracle, Sap Se and Snowflake Prices as of Nov 4, 2026 Peers: Industry group
1 more company in this comparison (KHOBF) Create a free account to keep reading and compare up to 10 companies.
ORCL Oracle Corp
$123.77 -13.2% 1M -50.1% 1Y
Market cap
$374.28B
P/E
19.5x
Revenue (TTM)
$71.78B
Div. yield
1.62%
ERP Software Technology
5 wins
SAP Sap Se
$240.05 +15.5% 1M -7.5% 1Y
Market cap
$294.90B
P/E
29.4x
Revenue (TTM)
$45.76B
Div. yield
1.22%
ERP Software Technology
5 wins
SNOW Snowflake Inc.
$290.39 -14.3% 1M +9.4% 1Y
Market cap
$102.35B
P/E
–
Revenue (TTM)
$5.43B
Div. yield
–
Data Infrastructure Technology
2 wins

Head to Head

12 decided of 12

Oracle leads on 5 of the 12 questions below (Oracle 5, Sap Se 5, Snowflake 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionORCLSAPSNOWLeader
Larger companyMarket capitalisation $374.28B $294.90B $102.35B ORCL
Cheaper on earningsLower P/E, profitable companies only 19.5x 29.4x -93.0x ORCL
Cheaper on forward earningsLower price / next fiscal year consensus EPS 14.4x 28.2x 135.7x ORCL
Faster revenue growthRevenue growth, trailing twelve months +21.6% +13.5% +32.0% SNOW
More profitableNet margin, trailing twelve months 26.2% 20.8% -20.1% ORCL
Better return on capitalReturn on invested capital 11.0% 35.6% — SAP
Less leveragedLower net debt / EBITDA 2.6x -0.4x — SAP
Higher dividend yieldTrailing dividend yield 1.62% 1.22% — ORCL
Better 1-year returnPrice return, last 12 months -50.1% -7.5% +9.4% SNOW
Better 5-year returnAnnualised price return, 5 years +5.4%/yr +9.9%/yr -4.5%/yr SAP
Less volatileAnnualised volatility, 1 year 58.9% 39.3% 63.9% SAP
Higher overall scoreMean of the five percentile scores vs peers 51/100 62/100 46/100 SAP

Percentile Scorecard

ORCLSAPSNOW

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisORCLSAPSNOW
Valuation 53 #47 of 99 49 #51 of 99 29 #89 of 124
Growth 57 #43 of 98 64 #36 of 98 69 #36 of 114
Profitability 86 #14 of 96 92 #9 of 96 51 #55 of 111
Financial Health 37 #70 of 111 78 #25 of 111 22 #100 of 128
Shareholder Returns 20 #54 of 67 27 #49 of 67 58 #31 of 73
Overall 51 62 46
  • ORCL ranked among 113 companies in Business Applications
  • SAP ranked among 113 companies in Business Applications
  • SNOW ranked among 136 companies in Infrastructure Software

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodORCLSAPSNOWSPY
1 month -13.2%+15.5%-14.3% -1.0%
3 months -14.3%+21.7%-8.3% -0.4%
6 months -36.2%+38.7%+107.8% +4.5%
Year to date -36.5%-1.2%+32.4% +12.4%
1 year -50.1%-7.5%+9.4% +13.6%
3 years +14.5%+72.7%+93.6% +76.4%
3 years, per year +4.6%+20.0%+24.7% +20.8%
5 years +30.4%+60.5%-20.4% +63.7%
5 years, per year +5.4%+9.9%-4.5% +10.4%
10 years +223.3%+181.3%— +267.7%
10 years, per year +12.5%+10.9%— +13.9%

Risk

MeasureORCLSAPSNOWSPY
Volatility, 1Y 58.9%39.3%63.9% 12.8%
Downside volatility, 1Y 58.1%40.3%55.8% 12.7%
Beta vs S&P 500, 1Y 2.240.641.39 1.00
Return / volatility, 1Y -0.85-0.190.15 1.06
Max drawdown, 5Y -65.0%-53.2%-73.0% -25.4%
From 52-week high -50.6%-8.0%-21.3% -1.6%
52-week high $250.31$261.06$368.93 $779.14
52-week low $115.01$146.09$121.11 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleORCLSAPSNOW
P/E now vs peer median 19.5xmedian 25.3x 29.4xmedian 25.3x -93.0xmedian 41.0x
P/S now vs peer median 5.2xmedian 2.8x 6.4xmedian 2.8x 18.8xmedian 4.4x
EV/EBITDA now vs peer median 13.6xmedian 16.5x 12.1xmedian 16.5x -127.4xmedian 28.9x
P/FCF now vs peer median -13.0xmedian 16.1x 27.8xmedian 16.1x 85.6xmedian 23.9x
P/B now vs peer median 5.6xmedian 2.8x 5.6xmedian 2.8x 47.6xmedian 3.1x
PEG now vs peer median 0.83median 0.84 1.83median 0.84 15.74median 1.36

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsORCLSAPSNOW
Revenue $71.78B $45.76B $5.43B
Gross profit – $33.40B $3.64B
Operating income $23.06B $22.06B -$1.24B
Net income $18.92B $9.47B -$1.09B
Free cash flow -$28.72B $10.59B $1.20B
R&D $10.18B $8.26B $2.11B
EPS (diluted) $6.27 $8.11 $-3.12
Cash & equivalents $36.37B $10.62B $1.71B
Total debt $125.34B $9.68B –
Shares (diluted) 3.00B 1.18B 349.26M
Enterprise value $246.84B $222.88B $89.67B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricORCLSAPSNOW
P/E 19.5x 29.4x -93.0x
P/FCF -13.0x 27.8x 85.6x
P/Operating cash flow 8.0x 25.7x 81.7x
P/S 5.2x 6.4x 18.8x
P/B 5.6x 5.6x 47.6x
P/Tangible book 5.6x 6.0x 59.4x
EV/EBITDA 13.6x 12.1x -127.4x
EV/EBIT 20.1x 12.9x -80.9x
EV/Revenue 6.4x 6.2x 18.4x
EV/FCF -16.1x 26.9x 83.7x
EV/Operating cash flow 9.9x 24.8x 79.8x
PEG (3Y EPS CAGR) 0.83 1.83 15.74

Growth

14 metrics
MetricORCLSAPSNOW
Revenue growth (1Y) 21.6% 13.5% 32.0%
Revenue CAGR (3Y) 12.1% 11.7% 30.5%
Gross profit growth (1Y) – 12.6% 32.9%
Gross profit CAGR (3Y) – 12.1% 31.0%
Operating income growth (1Y) 28.3% 30.9% 19.7%
Operating income CAGR (3Y) 18.8% 52.1% -7.2%
Net income growth (1Y) 52.1% 18.5% 21.1%
Net income CAGR (3Y) 26.4% 16.4% -8.2%
EPS growth (1Y) 46.7% 22.0% 24.1%
EPS CAGR (3Y) 23.6% 16.0% -5.9%
Operating cash flow growth (1Y) 118.0% 43.3% 49.6%
Operating cash flow CAGR (3Y) 38.3% 19.0% 22.7%
Free cash flow growth (1Y) -388.4% 46.4% 59.1%
Free cash flow CAGR (3Y) -71.4% 21.7% 22.4%

Profitability

14 metrics
MetricORCLSAPSNOW
Gross margin – 73.0% 67.0%
EBITDA margin 47.3% 51.5% -14.4%
Operating margin 32.1% 48.2% -22.8%
Pretax margin 30.3% 29.2% -19.8%
Net margin 26.2% 20.8% -20.1%
FCF margin -40.0% 23.1% 22.0%
Operating cash flow margin 65.4% 25.1% 23.1%
Return on equity 34.3% 18.5% -53.2%
Return on assets 6.7% 11.2% -12.6%
Return on invested capital 11.0% 35.6% –
Return on capital employed 9.8% 34.0% -25.2%
Asset turnover 0.3x 0.5x 0.6x
Cash conversion (OCF / net income) 2.5x 1.2x -1.1x
Stock comp / revenue 6.7% 3.9% 30.2%

Financial Health

11 metrics
MetricORCLSAPSNOW
Debt / assets 41.3% 11.2% –
Debt / equity 1.9x 0.2x –
Net debt / EBITDA 2.6x -0.4x –
Debt / FCF -4.4x 0.9x –
Liabilities / assets 77.8% 39.1% 75.3%
Equity / assets 22.2% 60.9% 24.7%
Interest coverage 4.5x 8.3x -148.8x
Current ratio 1.2x 1.2x 0.9x
Quick ratio 1.0x 0.9x 0.8x
Cash ratio 0.8x 0.9x 0.6x
Altman Z-score 1.47 7.57 7.86

Shareholder Returns

7 metrics
MetricORCLSAPSNOW
Dividend yield 1.6% 1.2% –
Net buyback yield -5.4% -0.1% 0.4%
Shareholder yield -3.8% 1.1% 0.4%
Payout ratio (earnings) 31.4% – –
Payout ratio (FCF) -20.7% – –
Dividend growth (1Y) 17.5% – –
Dividend CAGR (3Y) 15.1% – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusORCLSAPSNOW
Forward P/E 14.4xFY2026 28.2xFY2026 135.7xFY2026
EPS, next fiscal year $8.57FY2026 $8.52FY2026 $2.14FY2026
EPS growth, next FY +12.3%FY2026 +16.1%FY2026 +71.2%FY2026
EPS growth, the year after +23.0% +4.9% +36.9%
Revenue, next fiscal year $95.06BFY2026 $42.86BFY2026 $6.16BFY2026
Revenue growth, next FY +41.1%FY2026 -2.4%FY2026 +31.5%FY2026
Revenue growth, the year after +45.4% +14.3% +41.5%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersORCLSAPSNOW
Held by institutions 44.7% 7.2% 79.8%
Institutions holding 3,502 816 1,462
Change in shares held, QoQ +6.5% -3.0% +9.1%
Institutions buying 1,810 458 850
Institutions selling 1,312 243 475
Buyers to sellers 1.38 1.88 1.79

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

ORCLSAPSNOW
ORCL 1.00 0.25 0.45
SAP 0.25 1.00 0.38
SNOW 0.45 0.38 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, ORCL, SAP and SNOW?

Oracle (ORCL) is the largest by market capitalisation: Oracle (ORCL) $374.28B, Sap Se (SAP) $294.90B, Snowflake (SNOW) $102.35B.

Which stock is cheaper, ORCL, SAP and SNOW?

Oracle (ORCL) trades on the lowest price-to-earnings ratio (Oracle (ORCL) 19.5x, Sap Se (SAP) 29.4x, Snowflake (SNOW) -93.0x). On next year's consensus earnings, Oracle (ORCL) is cheapest (Oracle (ORCL) 14.4x, Sap Se (SAP) 28.2x, Snowflake (SNOW) 135.7x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Snowflake (SNOW) grew revenue fastest over the trailing twelve months: Oracle (ORCL) +21.6%, Sap Se (SAP) +13.5%, Snowflake (SNOW) +32.0%.

Which company is more profitable?

Oracle (ORCL) has the highest net margin (Oracle (ORCL) 26.2%, Sap Se (SAP) 20.8%, Snowflake (SNOW) -20.1%). On return on invested capital, Sap Se (SAP) leads (Oracle (ORCL) 11.0%, Sap Se (SAP) 35.6%).

Which stock has performed better?

Over the past year Snowflake (SNOW) returned the most: Oracle (ORCL) -50.1%, Sap Se (SAP) -7.5%, Snowflake (SNOW) +9.4%. Over five years, Sap Se (SAP) compounded fastest (Oracle (ORCL) +5.4%/yr, Sap Se (SAP) +9.9%/yr, Snowflake (SNOW) -4.5%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Oracle (ORCL) has the highest dividend yield: Oracle (ORCL) 1.62%, Sap Se (SAP) 1.22%. Snowflake (SNOW) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Sap Se (SAP) has been the steadiest (Oracle (ORCL) 58.9%, Sap Se (SAP) 39.3%, Snowflake (SNOW) 63.9%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, ORCL, SAP and SNOW?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Oracle (ORCL) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.