ORCL vs PLTR vs TYL Stock Comparison

Oracle, Palantir Technologies and Tyler Technologies Prices as of Oct 29, 2026 Peers: Industry group
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ORCL Oracle Corp
$139.56 +1.2% 1M -49.3% 1Y
Market cap
$385.37B
P/E
20.5x
Revenue (TTM)
$71.78B
Div. yield
0.02%
ERP Software Technology
3 wins
TYL Tyler Technologies Inc
$373.67 +18.3% 1M -21.8% 1Y
Market cap
$16.03B
P/E
47.8x
Revenue (TTM)
$2.48B
Div. yield
–
ERP Software Technology
1 win

Head to Head

10 decided of 12

Palantir Technologies leads on 6 of the 12 questions below (Palantir Technologies 6, Oracle 3, Tyler Technologies 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionORCLPLTRTYLLeader
Larger companyMarket capitalisation $385.37B $442.65B $16.03B PLTR
Cheaper on earningsLower P/E, profitable companies only 20.5x 146.7x 47.8x ORCL
Cheaper on forward earningsLower price / next fiscal year consensus EPS 16.3x 118.3x 27.5x ORCL
Faster revenue growthRevenue growth, trailing twelve months +21.6% +78.9% +8.0% PLTR
More profitableNet margin, trailing twelve months 26.2% 49.0% 13.5% PLTR
Better return on capitalReturn on invested capital 11.0% — 10.3% ORCL
Less leveragedLower net debt / EBITDA 2.6x — — –
Higher dividend yieldTrailing dividend yield 0.02% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months -49.3% -1.2% -21.8% PLTR
Better 5-year returnAnnualised price return, 5 years +7.8%/yr +50.0%/yr -7.2%/yr PLTR
Less volatileAnnualised volatility, 1 year 58.0% 59.3% 42.9% TYL
Higher overall scoreMean of the five percentile scores vs peers 51/100 68/100 62/100 PLTR

Percentile Scorecard

ORCLPLTRTYL

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisORCLPLTRTYL
Valuation 53 #48 of 101 22 #79 of 101 41 #60 of 101
Growth 59 #40 of 97 100 #1 of 97 51 #48 of 97
Profitability 86 #14 of 93 96 #5 of 93 77 #22 of 93
Financial Health 38 #67 of 108 98 #3 of 108 74 #29 of 108
Shareholder Returns 18 #52 of 63 26 #47 of 63 68 #21 of 63
Overall 51 68 62
  • ORCL ranked among 114 companies in Business Applications
  • PLTR ranked among 114 companies in Business Applications
  • TYL ranked among 114 companies in Business Applications

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodORCLPLTRTYLSPY
1 month +1.2%+5.1%+18.3% +0.7%
3 months +9.4%+60.7%+15.6% +3.7%
6 months -13.5%+41.2%+9.5% +7.1%
Year to date -28.4%+10.5%-17.7% +12.8%
1 year -49.3%-1.2%-21.8% +11.9%
3 years +37.3%+1,237.1%+1.6% +85.2%
3 years, per year +11.2%+137.5%+0.5% +22.8%
5 years +45.5%+659.0%-31.2% +67.6%
5 years, per year +7.8%+50.0%-7.2% +10.9%
10 years +265.6%—+129.7% +262.0%
10 years, per year +13.8%—+8.7% +13.7%

Risk

MeasureORCLPLTRTYLSPY
Volatility, 1Y 58.0%59.3%42.9% 12.7%
Downside volatility, 1Y 57.1%55.4%46.8% 12.6%
Beta vs S&P 500, 1Y 2.271.96-0.05 1.00
Return / volatility, 1Y -0.85-0.02-0.51 0.94
Max drawdown, 5Y -65.0%-77.6%-57.4% -25.4%
From 52-week high -49.3%-6.0%-21.8% -1.2%
52-week high $275.30$209.05$478.08 $779.14
52-week low $115.01$107.27$275.27 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleORCLPLTRTYL
P/E now vs peer median 22.0xmedian 28.0x 156.3xmedian 28.0x 45.1xmedian 28.0x
P/S now vs peer median 5.9xmedian 2.8x 76.7xmedian 2.8x 7.3xmedian 2.8x
EV/EBITDA now vs peer median 15.0xmedian 16.9x 173.7xmedian 16.9x 32.1xmedian 16.9x
P/FCF now vs peer median -14.7xmedian 15.9x 140.5xmedian 15.9x 24.3xmedian 15.9x
P/B now vs peer median 6.3xmedian 3.2x 47.7xmedian 3.2x 6.4xmedian 3.2x
PEG now vs peer median 0.93median 0.89 0.55median 0.89 1.47median 0.89

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsORCLPLTRTYL
Revenue $71.78B $6.16B $2.48B
Gross profit – $5.22B $1.18B
Operating income $23.06B $2.63B $386.92M
Net income $18.92B $3.03B $335.30M
Free cash flow -$28.72B $3.36B $740.99M
R&D $10.18B $641.24M $240.03M
EPS (diluted) $6.27 $1.17 $8.23
Cash & equivalents $36.37B $2.03B $788.22M
Total debt $125.34B – –
Shares (diluted) 3.00B 2.57B 40.73M
Enterprise value $257.50B $411.60B $12.74B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricORCLPLTRTYL
P/E 22.0x 156.3x 45.1x
P/FCF -14.7x 140.5x 24.3x
P/Operating cash flow 9.0x 138.8x 23.7x
P/S 5.9x 76.7x 7.3x
P/B 6.3x 47.7x 6.4x
P/Tangible book 6.3x 47.7x 9.2x
EV/EBITDA 15.0x 173.7x 32.1x
EV/EBIT 22.1x 175.6x 44.2x
EV/Revenue 7.1x 75.1x 6.9x
EV/FCF -17.8x 137.7x 23.1x
EV/Operating cash flow 10.9x 136.0x 22.6x
PEG (3Y EPS CAGR) 0.93 0.55 1.47

Growth

14 metrics
MetricORCLPLTRTYL
Revenue growth (1Y) 21.6% 78.9% 8.0%
Revenue CAGR (3Y) 12.1% 44.4% 8.9%
Gross profit growth (1Y) – 89.6% 11.8%
Gross profit CAGR (3Y) – 47.7% 12.0%
Operating income growth (1Y) 28.3% 362.6% 9.2%
Operating income CAGR (3Y) 18.8% 247.7% 22.3%
Net income growth (1Y) 52.1% 292.3% 6.3%
Net income CAGR (3Y) 26.4% 308.7% 28.5%
EPS growth (1Y) 46.7% 294.3% 14.4%
EPS CAGR (3Y) 23.6% 286.3% 30.7%
Operating cash flow growth (1Y) 118.0% 96.6% 19.5%
Operating cash flow CAGR (3Y) 38.3% 103.5% 28.8%
Free cash flow growth (1Y) -388.4% 96.5% 19.7%
Free cash flow CAGR (3Y) -71.4% 107.6% 30.0%

Profitability

14 metrics
MetricORCLPLTRTYL
Gross margin – 84.8% 47.7%
EBITDA margin 47.3% 43.3% 21.5%
Operating margin 32.1% 42.8% 15.6%
Pretax margin 30.3% 49.9% 17.5%
Net margin 26.2% 49.0% 13.5%
FCF margin -40.0% 54.6% 29.9%
Operating cash flow margin 65.4% 55.2% 30.5%
Return on equity 34.3% 32.9% 11.5%
Return on assets 6.7% 27.7% 5.9%
Return on invested capital 11.0% – 10.3%
Return on capital employed 9.8% 28.0% 8.6%
Asset turnover 0.3x 0.6x 0.4x
Cash conversion (OCF / net income) 2.5x 1.1x 2.3x
Stock comp / revenue 6.7% 13.6% 6.4%

Financial Health

11 metrics
MetricORCLPLTRTYL
Debt / assets 41.3% – –
Debt / equity 1.9x – –
Net debt / EBITDA 2.6x – –
Debt / FCF -4.4x – –
Liabilities / assets 77.8% 15.4% 50.6%
Equity / assets 22.2% 84.6% 49.4%
Interest coverage 4.5x – 42.7x
Current ratio 1.2x 7.2x 1.3x
Quick ratio 1.0x 7.1x 1.3x
Cash ratio 0.8x 6.1x 0.7x
Altman Z-score 1.59 159.94 5.14

Shareholder Returns

7 metrics
MetricORCLPLTRTYL
Dividend yield 1.4% – –
Net buyback yield -4.8% 0.0% 6.1%
Shareholder yield -3.4% 0.0% 6.1%
Payout ratio (earnings) 31.4% – –
Payout ratio (FCF) -20.7% – –
Dividend growth (1Y) 17.5% – –
Dividend CAGR (3Y) 15.1% – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusORCLPLTRTYL
Forward P/E 16.3xFY2026 118.3xFY2026 27.5xFY2026
EPS, next fiscal year $8.57FY2026 $1.66FY2026 $13.57FY2026
EPS growth, next FY +12.3%FY2026 +121.3%FY2026 +20.0%FY2026
EPS growth, the year after +23.0% +47.0% +16.6%
Revenue, next fiscal year $95.06BFY2026 $8.41BFY2026 $2.39BFY2026
Revenue growth, next FY +41.1%FY2026 +87.8%FY2026 +2.8%FY2026
Revenue growth, the year after +45.4% +37.8% +21.4%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersORCLPLTRTYL
Held by institutions 44.7% 60.3% 89.8%
Institutions holding 3,499 2,838 762
Change in shares held, QoQ +6.5% +10.9% +7.4%
Institutions buying 1,809 1,481 333
Institutions selling 1,310 1,094 324
Buyers to sellers 1.38 1.35 1.03

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

ORCLPLTRTYL
ORCL 1.00 0.41 0.01
PLTR 0.41 1.00 0.25
TYL 0.01 0.25 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, ORCL, PLTR and TYL?

Palantir Technologies (PLTR) is the largest by market capitalisation: Oracle (ORCL) $385.37B, Palantir Technologies (PLTR) $442.65B, Tyler Technologies (TYL) $16.03B.

Which stock is cheaper, ORCL, PLTR and TYL?

Oracle (ORCL) trades on the lowest price-to-earnings ratio (Oracle (ORCL) 20.5x, Palantir Technologies (PLTR) 146.7x, Tyler Technologies (TYL) 47.8x). On next year's consensus earnings, Oracle (ORCL) is cheapest (Oracle (ORCL) 16.3x, Palantir Technologies (PLTR) 118.3x, Tyler Technologies (TYL) 27.5x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Palantir Technologies (PLTR) grew revenue fastest over the trailing twelve months: Oracle (ORCL) +21.6%, Palantir Technologies (PLTR) +78.9%, Tyler Technologies (TYL) +8.0%.

Which company is more profitable?

Palantir Technologies (PLTR) has the highest net margin (Oracle (ORCL) 26.2%, Palantir Technologies (PLTR) 49.0%, Tyler Technologies (TYL) 13.5%). On return on invested capital, Oracle (ORCL) leads (Oracle (ORCL) 11.0%, Tyler Technologies (TYL) 10.3%).

Which stock has performed better?

Over the past year Palantir Technologies (PLTR) returned the most: Oracle (ORCL) -49.3%, Palantir Technologies (PLTR) -1.2%, Tyler Technologies (TYL) -21.8%. Over five years, Palantir Technologies (PLTR) compounded fastest (Oracle (ORCL) +7.8%/yr, Palantir Technologies (PLTR) +50.0%/yr, Tyler Technologies (TYL) -7.2%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Oracle (ORCL) 0.02%, Palantir Technologies (PLTR) 0.00%, Tyler Technologies (TYL) 0.00%. Palantir Technologies (PLTR) and Tyler Technologies (TYL) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Tyler Technologies (TYL) has been the steadiest (Oracle (ORCL) 58.0%, Palantir Technologies (PLTR) 59.3%, Tyler Technologies (TYL) 42.9%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, ORCL, PLTR and TYL?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Palantir Technologies (PLTR) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.