NYAX vs TBTC vs XYZ Stock Comparison

Nayax, Table Trac and Block Prices as of Nov 4, 2026 Peers: Industry group
NYAX Nayax Ltd.
$49.54 -0.5% 1M +17.9% 1Y
Market cap
$1.83B
P/E
232.8x
Revenue (TTM)
$453.18M
Div. yield
–
Payment Processing Technology
2 wins
TBTC Table Trac Inc
$5.55 +6.7% 1M +30.0% 1Y
Market cap
$25.77M
P/E
9.6x
Revenue (TTM)
$13.33M
Div. yield
3.24%
Restaurant and Retail Software Technology
5 wins
XYZ Block, Inc.
$87.60 +14.9% 1M +20.7% 1Y
Market cap
$52.96B
P/E
114.5x
Revenue (TTM)
$25.65B
Div. yield
–
Payment Processing Technology
4 wins

Head to Head

11 decided of 12

Table Trac leads on 5 of the 12 questions below (Table Trac 5, Block 4, Nayax 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionNYAXTBTCXYZLeader
Larger companyMarket capitalisation $1.83B $25.77M $52.96B XYZ
Cheaper on earningsLower P/E, profitable companies only 232.8x 9.6x 114.5x TBTC
Cheaper on forward earningsLower price / next fiscal year consensus EPS 120.8x — 22.5x XYZ
Faster revenue growthRevenue growth, trailing twelve months +30.0% +15.3% +7.0% NYAX
More profitableNet margin, trailing twelve months 1.7% 20.1% 1.8% TBTC
Better return on capitalReturn on invested capital 5.9% — 2.5% NYAX
Less leveragedLower net debt / EBITDA 0.7x — -0.5x XYZ
Higher dividend yieldTrailing dividend yield — 3.24% — –
Better 1-year returnPrice return, last 12 months +17.9% +30.0% +20.7% TBTC
Better 5-year returnAnnualised price return, 5 years — +9.4%/yr -18.1%/yr TBTC
Less volatileAnnualised volatility, 1 year 49.7% 58.8% 48.1% XYZ
Higher overall scoreMean of the five percentile scores vs peers 52/100 80/100 68/100 TBTC

Percentile Scorecard

NYAXTBTCXYZ

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisNYAXTBTCXYZ
Valuation 46 #54 of 99 94 #6 of 89 80 #21 of 99
Growth 74 #25 of 94 65 #29 of 82 76 #23 of 94
Profitability 61 #36 of 90 84 #13 of 78 63 #34 of 90
Financial Health 47 #56 of 105 98 #3 of 95 69 #33 of 105
Shareholder Returns 31 #44 of 63 60 #22 of 54 52 #31 of 63
Overall 52 80 68
  • NYAX ranked among 109 companies in Fintech
  • TBTC ranked among 98 companies in Vertical Software
  • XYZ ranked among 109 companies in Fintech

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodNYAXTBTCXYZSPY
1 month -0.5%+6.7%+14.9% -1.0%
3 months -25.9%+23.3%+4.0% -0.4%
6 months -33.0%+28.5%+23.7% +4.5%
Year to date -2.1%+31.5%+34.6% +12.4%
1 year +17.9%+30.0%+20.7% +13.6%
3 years +147.7%+30.6%+80.0% +76.4%
3 years, per year +35.3%+9.3%+21.6% +20.8%
5 years —+56.3%-63.1% +63.7%
5 years, per year —+9.4%-18.1% +10.4%
10 years —+296.4%+619.2% +267.7%
10 years, per year —+14.8%+21.8% +13.9%

Risk

MeasureNYAXTBTCXYZSPY
Volatility, 1Y 49.7%58.8%48.1% 12.8%
Downside volatility, 1Y 51.0%73.3%45.6% 12.7%
Beta vs S&P 500, 1Y 0.930.301.88 1.00
Return / volatility, 1Y 0.360.510.43 1.06
Max drawdown, 5Y -49.6%-39.4%-83.6% -25.4%
From 52-week high -34.7%-10.3%0.0% -1.6%
52-week high $75.81$6.19$87.60 $779.14
52-week low $39.72$3.70$49.09 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleNYAXTBTCXYZ
P/E now vs peer median 232.8xmedian 21.9x 9.6xmedian 42.1x 114.5xmedian 21.9x
P/S now vs peer median 4.0xmedian 2.3x 1.9xmedian 2.6x 2.1xmedian 2.3x
EV/EBITDA now vs peer median 35.3xmedian 16.4x 5.9xmedian 16.8x 41.1xmedian 16.4x
P/FCF now vs peer median 58.9xmedian 17.4x 22.3xmedian 21.0x 15.3xmedian 17.4x
P/B now vs peer median 7.5xmedian 1.7x 1.8xmedian 1.8x 2.3xmedian 1.7x
PEG now vs peer median 8.75median 0.91 0.47median 1.52 1.86median 0.91

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsNYAXTBTCXYZ
Revenue $453.18M $13.33M $25.65B
Gross profit $216.61M $9.42M $12.18B
Operating income $24.56M $2.96M $1.19B
Net income $7.87M $2.68M $459.79M
Free cash flow $31.11M $1.15M $3.45B
R&D $33.69M – $2.99B
EPS (diluted) $0.21 $0.57 $0.75
Cash & equivalents $302.83M $8.15M $7.86B
Total debt $342.62M – $7.27B
Shares (diluted) 37.66M 4.68M 614.78M
Enterprise value $728.17M -$7.00M $24.69B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricNYAXTBTCXYZ
P/E 232.8x 9.6x 114.5x
P/FCF 58.9x 22.3x 15.3x
P/Operating cash flow 64.6x 21.8x 14.6x
P/S 4.0x 1.9x 2.1x
P/B 7.5x 1.8x 2.3x
P/Tangible book 7.5x 1.8x 2.4x
EV/EBITDA 35.3x 5.9x 41.1x
EV/EBIT 76.2x 6.0x 44.0x
EV/Revenue 4.1x 1.3x 2.0x
EV/FCF 60.1x 15.3x 15.2x
EV/Operating cash flow 65.9x 14.9x 14.5x
PEG (3Y EPS CAGR) 8.75 0.47 1.86

Growth

14 metrics
MetricNYAXTBTCXYZ
Revenue growth (1Y) 30.0% 15.3% 7.0%
Revenue CAGR (3Y) 29.9% 10.1% 7.2%
Gross profit growth (1Y) 31.3% 13.2% 24.3%
Gross profit CAGR (3Y) 44.6% 9.6% 19.5%
Operating income growth (1Y) -13.2% 68.1% -3.8%
Operating income CAGR (3Y) 45.5% 20.3% 83.7%
Net income growth (1Y) -62.8% 58.8% -85.3%
Net income CAGR (3Y) 31.9% 21.0% 59.8%
EPS growth (1Y) -64.6% 58.1% -85.1%
EPS CAGR (3Y) 26.6% 20.4% 61.6%
Operating cash flow growth (1Y) -40.7% -45.4% 83.7%
Operating cash flow CAGR (3Y) 68.7% 36.2% 56.5%
Free cash flow growth (1Y) -28.3% -44.2% 88.5%
Free cash flow CAGR (3Y) 65.4% 35.0% 63.1%

Profitability

14 metrics
MetricNYAXTBTCXYZ
Gross margin 47.8% 70.6% 47.5%
EBITDA margin 11.7% 22.6% 5.0%
Operating margin 5.4% 22.2% 4.6%
Pretax margin 3.8% 25.4% 2.8%
Net margin 1.7% 20.1% 1.8%
FCF margin 6.9% 8.7% 13.5%
Operating cash flow margin 6.3% 8.9% 14.1%
Return on equity 3.3% 19.5% 2.0%
Return on assets 0.9% 17.1% 1.1%
Return on invested capital 5.9% – 2.5%
Return on capital employed 4.2% 20.0% 4.1%
Asset turnover 0.5x 0.9x 0.6x
Cash conversion (OCF / net income) 3.6x 0.4x 7.9x
Stock comp / revenue 3.9% 0.7% 4.5%

Financial Health

11 metrics
MetricNYAXTBTCXYZ
Debt / assets 36.9% – 17.6%
Debt / equity 1.4x – 0.3x
Net debt / EBITDA 0.7x – -0.5x
Debt / FCF 11.0x – 2.1x
Liabilities / assets 73.6% 13.0% 44.4%
Equity / assets 26.4% 87.0% 55.6%
Interest coverage 1.5x – –
Current ratio 2.1x 16.6x 2.2x
Quick ratio 1.3x 13.6x 0.8x
Cash ratio 0.9x 9.6x 0.7x
Altman Z-score 2.63 10.71 2.99

Shareholder Returns

7 metrics
MetricNYAXTBTCXYZ
Dividend yield – 3.2% –
Net buyback yield -0.3% – 2.7%
Shareholder yield -0.3% 3.2% 2.7%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusNYAXTBTCXYZ
Forward P/E 120.8xFY2026 – 22.5xFY2026
EPS, next fiscal year $0.41FY2026 – $3.89FY2026
EPS growth, next FY -56.4%FY2026 – +64.1%FY2026
EPS growth, the year after +202.4% – +38.3%
Revenue, next fiscal year $501.80MFY2026 – $24.57BFY2026
Revenue growth, next FY +25.3%FY2026 – +1.6%FY2026
Revenue growth, the year after +33.8% – +21.4%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersNYAXTBTCXYZ
Held by institutions 12.9% – 73.6%
Institutions holding 59 – 1,084
Change in shares held, QoQ -5.2% – +3.0%
Institutions buying 26 – 582
Institutions selling 16 – 331
Buyers to sellers 1.63 – 1.76

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

NYAXTBTCXYZ
NYAX 1.00 0.01 0.19
TBTC 0.01 1.00 0.08
XYZ 0.19 0.08 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, NYAX, TBTC and XYZ?

Block (XYZ) is the largest by market capitalisation: Nayax (NYAX) $1.83B, Table Trac (TBTC) $25.77M, Block (XYZ) $52.96B.

Which stock is cheaper, NYAX, TBTC and XYZ?

Table Trac (TBTC) trades on the lowest price-to-earnings ratio (Nayax (NYAX) 232.8x, Table Trac (TBTC) 9.6x, Block (XYZ) 114.5x). On next year's consensus earnings, Block (XYZ) is cheapest (Nayax (NYAX) 120.8x, Block (XYZ) 22.5x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Nayax (NYAX) grew revenue fastest over the trailing twelve months: Nayax (NYAX) +30.0%, Table Trac (TBTC) +15.3%, Block (XYZ) +7.0%.

Which company is more profitable?

Table Trac (TBTC) has the highest net margin (Nayax (NYAX) 1.7%, Table Trac (TBTC) 20.1%, Block (XYZ) 1.8%). On return on invested capital, Nayax (NYAX) leads (Nayax (NYAX) 5.9%, Block (XYZ) 2.5%).

Which stock has performed better?

Over the past year Table Trac (TBTC) returned the most: Nayax (NYAX) +17.9%, Table Trac (TBTC) +30.0%, Block (XYZ) +20.7%. Over five years, Table Trac (TBTC) compounded fastest (Table Trac (TBTC) +9.4%/yr, Block (XYZ) -18.1%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Table Trac (TBTC) 3.24%. Nayax (NYAX) and Block (XYZ) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Block (XYZ) has been the steadiest (Nayax (NYAX) 49.7%, Table Trac (TBTC) 58.8%, Block (XYZ) 48.1%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, NYAX, TBTC and XYZ?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Table Trac (TBTC) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.