NYAX vs TBTC vs ACIW Stock Comparison

Nayax, Table Trac and Aci Worldwide Prices as of Oct 29, 2026 Peers: Industry group
NYAX Nayax Ltd.
$50.28 +12.8% 1M +21.2% 1Y
Market cap
$1.78B
P/E
225.8x
Revenue (TTM)
$453.18M
Div. yield
–
Payment Processing Technology
3 wins
TBTC Table Trac Inc
$5.20 -1.1% 1M +9.0% 1Y
Market cap
$25.30M
P/E
9.5x
Revenue (TTM)
$13.33M
Div. yield
–
Restaurant and Retail Software Technology
3 wins
ACIW Aci Worldwide, Inc.
$55.70 +14.6% 1M +17.7% 1Y
Market cap
$5.69B
P/E
25.2x
Revenue (TTM)
$1.82B
Div. yield
–
Payment Processing Technology
5 wins

Head to Head

11 decided of 12

Aci Worldwide leads on 5 of the 12 questions below (Aci Worldwide 5, Table Trac 3, Nayax 3). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionNYAXTBTCACIWLeader
Larger companyMarket capitalisation $1.78B $25.30M $5.69B ACIW
Cheaper on earningsLower P/E, profitable companies only 225.8x 9.5x 25.2x TBTC
Cheaper on forward earningsLower price / next fiscal year consensus EPS 122.6x — 20.1x ACIW
Faster revenue growthRevenue growth, trailing twelve months +30.0% +15.3% +7.0% NYAX
More profitableNet margin, trailing twelve months 1.7% 20.1% 12.4% TBTC
Better return on capitalReturn on invested capital 5.9% — 10.8% ACIW
Less leveragedLower net debt / EBITDA 0.7x — 1.9x NYAX
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months +21.2% +9.0% +17.7% NYAX
Better 5-year returnAnnualised price return, 5 years — +8.1%/yr +12.7%/yr ACIW
Less volatileAnnualised volatility, 1 year 49.6% 59.2% 34.6% ACIW
Higher overall scoreMean of the five percentile scores vs peers 52/100 80/100 66/100 TBTC

Percentile Scorecard

NYAXTBTCACIW

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisNYAXTBTCACIW
Valuation 45 #55 of 99 94 #6 of 89 75 #26 of 99
Growth 75 #24 of 94 60 #33 of 81 69 #30 of 94
Profitability 62 #35 of 90 84 #13 of 76 78 #21 of 90
Financial Health 45 #58 of 105 98 #3 of 93 60 #43 of 105
Shareholder Returns 32 #41 of 60 63 #19 of 50 49 #31 of 60
Overall 52 80 66
  • NYAX ranked among 109 companies in Fintech
  • TBTC ranked among 98 companies in Vertical Software
  • ACIW ranked among 109 companies in Fintech

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodNYAXTBTCACIWSPY
1 month +12.8%-1.1%+14.6% +0.7%
3 months -24.5%+15.6%-3.4% +3.7%
6 months -28.7%+9.5%+28.9% +7.1%
Year to date -0.6%+23.2%+16.5% +12.8%
1 year +21.2%+9.0%+17.7% +11.9%
3 years +162.3%+23.8%+179.6% +85.2%
3 years, per year +37.9%+7.4%+40.9% +22.8%
5 years —+47.7%+81.6% +67.6%
5 years, per year —+8.1%+12.7% +10.9%
10 years —+285.2%+201.1% +262.0%
10 years, per year —+14.4%+11.7% +13.7%

Risk

MeasureNYAXTBTCACIWSPY
Volatility, 1Y 49.6%59.2%34.6% 12.7%
Downside volatility, 1Y 50.7%74.2%36.1% 12.6%
Beta vs S&P 500, 1Y 0.880.330.35 1.00
Return / volatility, 1Y 0.430.150.51 0.94
Max drawdown, 5Y -49.6%-39.4%-44.2% -25.4%
From 52-week high -33.7%-16.0%-7.4% -1.2%
52-week high $75.81$6.19$60.18 $779.14
52-week low $39.72$3.70$38.47 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleNYAXTBTCACIW
P/E now vs peer median 236.2xmedian 19.5x 9.0xmedian 39.2x 25.1xmedian 19.5x
P/S now vs peer median 4.1xmedian 2.2x 1.8xmedian 2.4x 3.1xmedian 2.2x
EV/EBITDA now vs peer median 35.8xmedian 17.8x 5.3xmedian 17.3x 17.8xmedian 17.8x
P/FCF now vs peer median 59.8xmedian 16.1x 20.9xmedian 20.3x 18.1xmedian 16.1x
P/B now vs peer median 7.6xmedian 2.0x 1.7xmedian 1.8x 3.8xmedian 2.0x
PEG now vs peer median 8.88median 0.98 0.44median 1.52 0.52median 0.98

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsNYAXTBTCACIW
Revenue $453.18M $13.33M $1.82B
Gross profit $216.61M $9.42M $893.35M
Operating income $24.56M $2.96M $338.68M
Net income $7.87M $2.68M $225.69M
Free cash flow $31.11M $1.15M $311.41M
R&D $33.69M – $179.52M
EPS (diluted) $0.21 $0.57 $2.22
Cash & equivalents $302.83M $8.15M $167.40M
Total debt $829.59M – $822.18M
Shares (diluted) 37.66M 4.68M 101.68M
Enterprise value $673.25M -$7.47M $4.97B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricNYAXTBTCACIW
P/E 236.2x 9.0x 25.1x
P/FCF 59.8x 20.9x 18.1x
P/Operating cash flow 65.5x 20.4x 17.1x
P/S 4.1x 1.8x 3.1x
P/B 7.6x 1.7x 3.8x
P/Tangible book 7.6x 1.7x 3.8x
EV/EBITDA 35.8x 5.3x 17.8x
EV/EBIT 77.3x 5.4x 18.6x
EV/Revenue 4.2x 1.2x 3.5x
EV/FCF 61.0x 13.9x 20.2x
EV/Operating cash flow 66.9x 13.5x 19.1x
PEG (3Y EPS CAGR) 8.88 0.44 0.52

Growth

14 metrics
MetricNYAXTBTCACIW
Revenue growth (1Y) 30.0% 15.3% 7.0%
Revenue CAGR (3Y) 29.9% 10.1% 9.9%
Gross profit growth (1Y) 31.3% 13.2% 4.5%
Gross profit CAGR (3Y) 44.6% 9.6% 10.6%
Operating income growth (1Y) -13.2% 68.1% 0.1%
Operating income CAGR (3Y) 45.5% 20.3% 34.9%
Net income growth (1Y) -62.8% 58.8% -10.1%
Net income CAGR (3Y) 31.9% 21.0% 44.8%
EPS growth (1Y) -64.6% 58.1% -7.1%
EPS CAGR (3Y) 26.6% 20.4% 48.0%
Operating cash flow growth (1Y) -40.7% -45.4% 6.9%
Operating cash flow CAGR (3Y) 68.7% 36.2% 35.3%
Free cash flow growth (1Y) -28.3% -44.2% 6.0%
Free cash flow CAGR (3Y) 65.4% 35.0% 37.8%

Profitability

14 metrics
MetricNYAXTBTCACIW
Gross margin 47.8% 70.6% 49.1%
EBITDA margin 11.7% 22.6% 19.4%
Operating margin 5.4% 22.2% 18.6%
Pretax margin 3.8% 25.4% 16.8%
Net margin 1.7% 20.1% 12.4%
FCF margin 6.9% 8.7% 17.1%
Operating cash flow margin 6.3% 8.9% 18.1%
Return on equity 3.3% 19.5% 15.1%
Return on assets 0.9% 17.1% 7.3%
Return on invested capital 5.9% – 10.8%
Return on capital employed 4.2% 20.0% 14.3%
Asset turnover 0.5x 0.9x 0.6x
Cash conversion (OCF / net income) 3.6x 0.4x 1.5x
Stock comp / revenue 3.9% 0.7% 4.3%

Financial Health

11 metrics
MetricNYAXTBTCACIW
Debt / assets 36.9% – 26.6%
Debt / equity 1.4x – 0.5x
Net debt / EBITDA 0.7x – 1.9x
Debt / FCF 11.0x – 2.6x
Liabilities / assets 73.6% 13.0% 51.6%
Equity / assets 26.4% 87.0% 48.4%
Interest coverage 1.5x – 6.4x
Current ratio 2.1x 16.6x 1.6x
Quick ratio 1.3x 13.6x 2.0x
Cash ratio 0.9x 9.6x 0.2x
Altman Z-score 2.65 10.25 4.09

Shareholder Returns

7 metrics
MetricNYAXTBTCACIW
Dividend yield – 3.5% –
Net buyback yield -0.3% – 2.9%
Shareholder yield -0.3% 3.5% 2.9%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusNYAXTBTCACIW
Forward P/E 122.6xFY2026 – 20.1xFY2026
EPS, next fiscal year $0.41FY2026 – $2.77FY2026
EPS growth, next FY -56.4%FY2026 – +28.2%FY2026
EPS growth, the year after +202.4% – +12.6%
Revenue, next fiscal year $501.80MFY2026 – $1.81BFY2026
Revenue growth, next FY +25.3%FY2026 – +3.0%FY2026
Revenue growth, the year after +33.8% – +20.2%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersNYAXTBTCACIW
Held by institutions 12.9% – 100.0%
Institutions holding 59 – 379
Change in shares held, QoQ -5.2% – +3.5%
Institutions buying 26 – 198
Institutions selling 16 – 131
Buyers to sellers 1.63 – 1.51

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

NYAXTBTCACIW
NYAX 1.00 0.02 0.08
TBTC 0.02 1.00 0.01
ACIW 0.08 0.01 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, NYAX, TBTC and ACIW?

Aci Worldwide (ACIW) is the largest by market capitalisation: Nayax (NYAX) $1.78B, Table Trac (TBTC) $25.30M, Aci Worldwide (ACIW) $5.69B.

Which stock is cheaper, NYAX, TBTC and ACIW?

Table Trac (TBTC) trades on the lowest price-to-earnings ratio (Nayax (NYAX) 225.8x, Table Trac (TBTC) 9.5x, Aci Worldwide (ACIW) 25.2x). On next year's consensus earnings, Aci Worldwide (ACIW) is cheapest (Nayax (NYAX) 122.6x, Aci Worldwide (ACIW) 20.1x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Nayax (NYAX) grew revenue fastest over the trailing twelve months: Nayax (NYAX) +30.0%, Table Trac (TBTC) +15.3%, Aci Worldwide (ACIW) +7.0%.

Which company is more profitable?

Table Trac (TBTC) has the highest net margin (Nayax (NYAX) 1.7%, Table Trac (TBTC) 20.1%, Aci Worldwide (ACIW) 12.4%). On return on invested capital, Aci Worldwide (ACIW) leads (Nayax (NYAX) 5.9%, Aci Worldwide (ACIW) 10.8%).

Which stock has performed better?

Over the past year Nayax (NYAX) returned the most: Nayax (NYAX) +21.2%, Table Trac (TBTC) +9.0%, Aci Worldwide (ACIW) +17.7%. Over five years, Aci Worldwide (ACIW) compounded fastest (Table Trac (TBTC) +8.1%/yr, Aci Worldwide (ACIW) +12.7%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Aci Worldwide (ACIW) has been the steadiest (Nayax (NYAX) 49.6%, Table Trac (TBTC) 59.2%, Aci Worldwide (ACIW) 34.6%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, NYAX, TBTC and ACIW?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Aci Worldwide (ACIW) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.