NOW vs MCO vs SVMB Stock Comparison

ServiceNow, Moodys and Jingbo Technology Prices as of Oct 23, 2026 Peers: Industry group
NOW ServiceNow, Inc.
$158.99 +12.9% 1M -15.4% 1Y
Market cap
$162.99B
P/E
97.6x
Revenue (TTM)
$14.73B
Div. yield
–
Business Process Automation Technology
2 wins
MCO Moodys Corp /De/
$483.45 +2.0% 1M +0.9% 1Y
Market cap
$83.73B
P/E
29.0x
Revenue (TTM)
$8.18B
Div. yield
0.01%
Financial Data and Analytics Financial Services
6 wins
SVMB Jingbo Technology, Inc.
$2.49 +149.0% 1M +18.6% 1Y
Market cap
$1.38B
P/E
–
Revenue (TTM)
$1.24M
Div. yield
–
Business Process Automation Technology
2 wins

Head to Head

10 decided of 12

Moodys leads on 6 of the 12 questions below (Moodys 6, ServiceNow 2, Jingbo Technology 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionNOWMCOSVMBLeader
Larger companyMarket capitalisation $162.99B $83.73B $1.38B NOW
Cheaper on earningsLower P/E, profitable companies only 97.6x 29.0x -229.8x MCO
Cheaper on forward earningsLower price / next fiscal year consensus EPS 41.3x 26.8x — MCO
Faster revenue growthRevenue growth, trailing twelve months +22.2% +9.0% -45.7% NOW
More profitableNet margin, trailing twelve months 11.3% 35.3% -486.2% MCO
Better return on capitalReturn on invested capital — 27.9% — –
Less leveragedLower net debt / EBITDA 0.8x 1.3x -4.6x SVMB
Higher dividend yieldTrailing dividend yield 0.00% 0.01% — –
Better 1-year returnPrice return, last 12 months -15.4% +0.9% +18.6% SVMB
Better 5-year returnAnnualised price return, 5 years +3.0%/yr +4.8%/yr — MCO
Less volatileAnnualised volatility, 1 year 58.7% 28.5% 128.9% MCO
Higher overall scoreMean of the five percentile scores vs peers 50/100 60/100 10/100 MCO

Percentile Scorecard

NOWMCOSVMB

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisNOWMCOSVMB
Valuation 27 #74 of 101 18 #771 of 945 17 #84 of 101
Growth 58 #41 of 97 73 #219 of 822 5 #92 of 97
Profitability 81 #19 of 94 97 #26 of 835 2 #92 of 94
Financial Health 51 #54 of 109 53 #424 of 905 15 #93 of 109
Shareholder Returns 35 #42 of 64 58 #304 of 726 –
Overall 50 60 10
  • NOW ranked among 114 companies in Business Applications
  • MCO ranked among 1,011 companies in Financial Services
  • SVMB ranked among 114 companies in Business Applications

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodNOWMCOSVMBSPY
1 month +12.9%+2.0%+149.0% -1.0%
3 months +61.0%+2.5%+149.0% +2.9%
6 months +76.3%+6.0%+46.5% +6.4%
Year to date +3.8%-5.4%+15.8% +11.4%
1 year -15.4%+0.9%+18.6% +13.1%
3 years +43.4%+58.2%-99.2% +79.4%
3 years, per year +12.8%+16.5%-79.8% +21.5%
5 years +15.8%+26.7%— +67.7%
5 years, per year +3.0%+4.8%— +10.9%
10 years +893.1%+372.9%— +255.2%
10 years, per year +25.8%+16.8%— +13.5%

Risk

MeasureNOWMCOSVMBSPY
Volatility, 1Y 58.7%28.5%128.9% 12.7%
Downside volatility, 1Y 61.5%30.2%380.7% 12.7%
Beta vs S&P 500, 1Y 0.620.510.52 1.00
Return / volatility, 1Y -0.260.030.14 1.03
Max drawdown, 5Y -64.5%-42.2%-99.9% -25.4%
From 52-week high -16.0%-10.4%0.0% -2.5%
52-week high $189.26$539.61$2.49 $779.14
52-week low $83.00$412.23$0.66 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleNOWMCOSVMB
P/E now vs peer median 98.2xmedian 29.9x 29.0xmedian 13.4x -229.8xmedian 29.9x
P/S now vs peer median 11.2xmedian 2.8x 10.2xmedian 3.2x 1,117xmedian 2.8x
EV/EBITDA now vs peer median 48.9xmedian 17.4x 21.4xmedian 5.9x -234.5xmedian 17.4x
P/FCF now vs peer median 35.9xmedian 16.9x 28.0xmedian 11.1x -478.4xmedian 16.9x
P/B now vs peer median 13.1xmedian 3.1x 24.4xmedian 1.2x -41.9xmedian 3.1x
PEG now vs peer median 18.89median 0.86 1.09median 0.89 5.42median 0.86

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsNOWMCOSVMB
Revenue $14.73B $8.18B $1.24M
Gross profit $11.02B $6.10B -$132.45K
Operating income $1.68B $3.64B -$6.50M
Net income $1.67B $2.89B -$6.64M
Free cash flow $4.58B $2.98B -$2.89M
R&D $3.26B – $245.84K
EPS (diluted) $1.61 $16.64 $-0.01
Cash & equivalents $2.50B $1.51B $47.85K
Total debt $7.52B $6.91B $27.85M
Shares (diluted) 1.03B 173.30M 555.32M
Enterprise value $141.45B $76.65B $1.38B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricNOWMCOSVMB
P/E 98.2x 29.0x -229.8x
P/FCF 35.9x 28.0x -478.4x
P/Operating cash flow 31.0x 25.0x -515.8x
P/S 11.2x 10.2x 1,117x
P/B 13.1x 24.4x -41.9x
P/Tangible book 18.8x 48.5x -41.9x
EV/EBITDA 48.9x 21.4x -234.5x
EV/EBIT 99.6x 24.3x -217.1x
EV/Revenue 11.4x 10.8x 1,140x
EV/FCF 36.5x 29.8x -488.0x
EV/Operating cash flow 31.5x 26.6x -526.2x
PEG (3Y EPS CAGR) 18.89 1.09 5.42

Growth

14 metrics
MetricNOWMCOSVMB
Revenue growth (1Y) 22.2% 9.0% -45.7%
Revenue CAGR (3Y) 22.5% 12.6% -21.4%
Gross profit growth (1Y) 16.4% 10.3% -143.9%
Gross profit CAGR (3Y) 20.5% 14.6% 42.3%
Operating income growth (1Y) 4.9% 16.0% -71.1%
Operating income CAGR (3Y) 49.1% 23.3% -11.3%
Net income growth (1Y) 0.5% 28.5% -283.0%
Net income CAGR (3Y) 5.5% 24.0% -9.7%
EPS growth (1Y) 1.7% 33.1% -431.3%
EPS CAGR (3Y) 5.2% 26.5% -42.4%
Operating cash flow growth (1Y) 13.0% 22.5% -32.4%
Operating cash flow CAGR (3Y) 22.2% 17.5% -178.1%
Free cash flow growth (1Y) 19.0% 24.1% -60.8%
Free cash flow CAGR (3Y) 25.7% 18.8% -29.6%

Profitability

14 metrics
MetricNOWMCOSVMB
Gross margin 74.8% 74.6% -10.7%
EBITDA margin 23.2% 50.6% -486.0%
Operating margin 11.4% 44.6% -525.0%
Pretax margin 15.9% 45.2% -535.8%
Net margin 11.3% 35.3% -486.2%
FCF margin 31.1% 36.4% -233.5%
Operating cash flow margin 36.0% 40.7% -216.6%
Return on equity 13.8% 87.8% –
Return on assets 6.0% 19.6% -87.5%
Return on invested capital – 27.9% –
Return on capital employed 10.6% 31.8% –
Asset turnover 0.5x 0.6x 0.2x
Cash conversion (OCF / net income) 3.2x 1.2x 0.4x
Stock comp / revenue 12.3% 2.8% –

Financial Health

11 metrics
MetricNOWMCOSVMB
Debt / assets 23.7% 46.6% 373.6%
Debt / equity 0.6x 2.0x -0.8x
Net debt / EBITDA 0.8x 1.3x -4.6x
Debt / FCF 1.6x 2.3x -9.6x
Liabilities / assets 60.5% 77.0% 543.0%
Equity / assets 39.5% 23.0% -443.0%
Interest coverage – – -98.6x
Current ratio 0.7x 1.3x 0.2x
Quick ratio 0.6x 1.3x 1.9x
Cash ratio 0.4x 0.5x 0.0x
Altman Z-score 5.92 7.67 8.02

Shareholder Returns

7 metrics
MetricNOWMCOSVMB
Dividend yield – 0.8% –
Net buyback yield 1.9% 3.5% –
Shareholder yield 1.9% 4.4% –
Payout ratio (earnings) – 24.6% –
Payout ratio (FCF) – 23.8% –
Dividend growth (1Y) – 3.0% –
Dividend CAGR (3Y) – 8.8% –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusNOWMCOSVMB
Forward P/E 41.3xFY2026 26.8xFY2026 –
EPS, next fiscal year $3.85FY2026 $18.07FY2026 –
EPS growth, next FY +9.7%FY2026 +21.0%FY2026 –
EPS growth, the year after +27.3% -1.2% –
Revenue, next fiscal year $15.24BFY2026 $8.74BFY2026 –
Revenue growth, next FY +14.8%FY2026 +13.2%FY2026 –
Revenue growth, the year after +17.7% -1.8% –

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersNOWMCOSVMB
Held by institutions 81.6% 90.8% –
Institutions holding 2,224 1,404 –
Change in shares held, QoQ -2.1% -1.6% –
Institutions buying 1,285 644 –
Institutions selling 779 522 –
Buyers to sellers 1.65 1.23 –

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

NOWMCOSVMB
NOW 1.00 0.44 -0.05
MCO 0.44 1.00 0.09
SVMB -0.05 0.09 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, NOW, MCO and SVMB?

ServiceNow (NOW) is the largest by market capitalisation: ServiceNow (NOW) $162.99B, Moodys (MCO) $83.73B, Jingbo Technology (SVMB) $1.38B.

Which stock is cheaper, NOW, MCO and SVMB?

Moodys (MCO) trades on the lowest price-to-earnings ratio (ServiceNow (NOW) 97.6x, Moodys (MCO) 29.0x, Jingbo Technology (SVMB) -229.8x). On next year's consensus earnings, Moodys (MCO) is cheapest (ServiceNow (NOW) 41.3x, Moodys (MCO) 26.8x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

ServiceNow (NOW) grew revenue fastest over the trailing twelve months: ServiceNow (NOW) +22.2%, Moodys (MCO) +9.0%, Jingbo Technology (SVMB) -45.7%.

Which company is more profitable?

Moodys (MCO) has the highest net margin (ServiceNow (NOW) 11.3%, Moodys (MCO) 35.3%, Jingbo Technology (SVMB) -486.2%).

Which stock has performed better?

Over the past year Jingbo Technology (SVMB) returned the most: ServiceNow (NOW) -15.4%, Moodys (MCO) +0.9%, Jingbo Technology (SVMB) +18.6%. Over five years, Moodys (MCO) compounded fastest (ServiceNow (NOW) +3.0%/yr, Moodys (MCO) +4.8%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: ServiceNow (NOW) 0.00%, Moodys (MCO) 0.01%. ServiceNow (NOW) and Jingbo Technology (SVMB) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Moodys (MCO) has been the steadiest (ServiceNow (NOW) 58.7%, Moodys (MCO) 28.5%, Jingbo Technology (SVMB) 128.9%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, NOW, MCO and SVMB?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Moodys (MCO) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.