MHO vs PHM vs CCS Stock Comparison

M, Pultegroup and Century Communities Prices as of Oct 28, 2026 Peers: Industry group
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MHO M/I Homes, Inc.
$123.57 -10.2% 1M -5.7% 1Y
Market cap
$3.22B
P/E
11.6x
Revenue (TTM)
$4.21B
Div. yield
–
Homebuilders Consumer Discretionary
3 wins
PHM Pultegroup Inc/Mi/
$119.71 +0.4% 1M -0.9% 1Y
Market cap
$23.09B
P/E
12.9x
Revenue (TTM)
$15.98B
Div. yield
–
Homebuilders Consumer Discretionary
6 wins

Head to Head

9 decided of 12

Pultegroup leads on 6 of the 12 questions below (Pultegroup 6, M 3). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionMHOPHMCCSLeader
Larger companyMarket capitalisation $3.22B $23.09B $1.53B PHM
Cheaper on earningsLower P/E, profitable companies only 11.6x 12.9x 14.0x MHO
Cheaper on forward earningsLower price / next fiscal year consensus EPS 10.5x 13.4x 11.6x MHO
Faster revenue growthRevenue growth, trailing twelve months -6.0% -9.3% — MHO
More profitableNet margin, trailing twelve months 6.6% 11.2% — PHM
Better return on capitalReturn on invested capital — 14.1% — –
Less leveragedLower net debt / EBITDA — 0.1x — –
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months -5.7% -0.9% -11.3% PHM
Better 5-year returnAnnualised price return, 5 years +16.6%/yr +20.0%/yr -3.4%/yr PHM
Less volatileAnnualised volatility, 1 year 33.8% 33.1% 41.7% PHM
Higher overall scoreMean of the five percentile scores vs peers 58/100 65/100 — PHM

Percentile Scorecard

MHOPHMCCS

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisMHOPHMCCS
Valuation 50 #11 of 21 45 #12 of 21 80 #5 of 21
Growth 44 #11 of 19 61 #8 of 19 –
Profitability 33 #11 of 16 80 #4 of 16 –
Financial Health 80 #4 of 16 87 #3 of 16 –
Shareholder Returns 81 #4 of 17 50 #9 of 17 44 #10 of 17
Overall 58 65 –
  • MHO ranked among 24 companies in Homebuilding
  • PHM ranked among 24 companies in Homebuilding
  • CCS ranked among 24 companies in Homebuilding

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodMHOPHMCCSSPY
1 month -10.2%+0.4%-8.2% +0.9%
3 months -20.0%-9.6%-18.8% +5.9%
6 months -4.9%-0.8%+1.9% +8.5%
Year to date -3.4%+2.1%-4.7% +13.3%
1 year -5.7%-0.9%-11.3% +12.4%
3 years +52.0%+66.4%-7.1% +88.1%
3 years, per year +15.0%+18.5%-2.4% +23.5%
5 years +115.8%+149.0%-15.7% +68.2%
5 years, per year +16.6%+20.0%-3.4% +11.0%
10 years +478.8%+546.7%+186.3% +263.4%
10 years, per year +19.2%+20.5%+11.1% +13.8%

Risk

MeasureMHOPHMCCSSPY
Volatility, 1Y 33.8%33.1%41.7% 12.7%
Downside volatility, 1Y 32.1%30.1%37.8% 12.7%
Beta vs S&P 500, 1Y 0.760.890.93 1.00
Return / volatility, 1Y -0.17-0.03-0.27 0.98
Max drawdown, 5Y -44.7%-38.3%-54.7% -25.4%
From 52-week high -24.2%-16.0%-24.4% -0.9%
52-week high $163.00$142.56$74.84 $779.14
52-week low $114.03$109.38$48.41 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleMHOPHMCCS
P/E now vs peer median 11.3xmedian 13.2x 12.4xmedian 13.2x 14.8xmedian 13.2x
P/S now vs peer median 0.7xmedian 0.6x 1.4xmedian 0.6x 0.4xmedian 0.6x
EV/EBITDA now vs peer median —median 9.6x 8.1xmedian 9.6x —median 9.6x
P/FCF now vs peer median 22.6xmedian 15.9x 17.0xmedian 15.9x 49.1xmedian 15.9x
P/B now vs peer median 1.0xmedian 1.1x 1.7xmedian 1.1x 0.6xmedian 1.1x
PEG now vs peer median -0.79median 1.91 -1.41median 1.91 -0.71median 1.91

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsMHOPHMCCS
Revenue $4.21B $15.98B –
Gross profit – $4.21B –
Operating income – $2.66B –
Net income $277.42M $1.80B –
Free cash flow $137.09M $1.30B –
EPS (diluted) $10.69 $9.56 $3.81
Cash & equivalents $620.60M $1.41B $86.09M
Total debt $230.42M $1.81B –
Shares (diluted) 25.95M 187.84M 28.65M
Enterprise value $406.04M $16.45B $1.53B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricMHOPHMCCS
P/E 11.3x 12.4x 14.8x
P/FCF 22.6x 17.0x 49.1x
P/Operating cash flow 20.6x 15.7x –
P/S 0.7x 1.4x 0.4x
P/B 1.0x 1.7x 0.6x
P/Tangible book 1.0x 1.7x 0.6x
EV/EBITDA – 8.1x –
EV/EBIT – 8.4x –
EV/Revenue 0.6x 1.4x –
EV/FCF 19.7x 17.3x –
EV/Operating cash flow 18.0x 15.9x –
PEG (3Y EPS CAGR) -0.79 -1.41 -0.71

Growth

14 metrics
MetricMHOPHMCCS
Revenue growth (1Y) -6.0% -9.3% –
Revenue CAGR (3Y) -0.6% -1.8% –
Gross profit growth (1Y) – -16.2% –
Gross profit CAGR (3Y) – -6.5% –
Operating income growth (1Y) – -27.0% –
Operating income CAGR (3Y) – -11.2% –
Net income growth (1Y) -41.3% -31.7% –
Net income CAGR (3Y) -17.3% -13.5% –
EPS growth (1Y) -38.5% -28.0% -46.7%
EPS CAGR (3Y) -14.3% -8.8% -20.8%
Operating cash flow growth (1Y) -39.9% -15.6% –
Operating cash flow CAGR (3Y) -40.0% -21.2% –
Free cash flow growth (1Y) -43.6% -16.3% –
Free cash flow CAGR (3Y) -41.5% -22.5% –

Profitability

14 metrics
MetricMHOPHMCCS
Gross margin – 26.3% –
EBITDA margin – 17.3% –
Operating margin – 16.6% –
Pretax margin – 16.6% –
Net margin 6.6% 11.2% –
FCF margin 3.3% 8.1% –
Operating cash flow margin 3.6% 8.8% –
Return on equity – 16.1% 4.3%
Return on assets – 11.4% 2.3%
Return on invested capital – 14.1% –
Return on capital employed – – –
Asset turnover 0.9x 0.9x –
Cash conversion (OCF / net income) 0.5x 0.8x –
Stock comp / revenue 0.4% 0.4% –

Financial Health

11 metrics
MetricMHOPHMCCS
Debt / assets 4.7% 9.8% –
Debt / equity 0.1x 0.1x –
Net debt / EBITDA – 0.1x –
Debt / FCF 1.7x 1.4x –
Liabilities / assets 33.1% 29.2% 46.5%
Equity / assets 66.9% 70.8% 53.5%
Interest coverage – – –
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricMHOPHMCCS
Dividend yield – 0.9% 2.2%
Net buyback yield 6.2% 6.0% –
Shareholder yield 6.2% 6.9% 2.2%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusMHOPHMCCS
Forward P/E 10.5xFY2026 13.4xFY2026 11.6xFY2026
EPS, next fiscal year $11.78FY2026 $8.93FY2026 $4.86FY2026
EPS growth, next FY -28.1%FY2026 -19.7%FY2026 -18.9%FY2026
EPS growth, the year after +10.4% +3.5% -4.7%
Revenue, next fiscal year $4.07BFY2026 $16.06BFY2026 $4.02BFY2026
Revenue growth, next FY -7.9%FY2026 -7.2%FY2026 -2.5%FY2026
Revenue growth, the year after +4.7% +4.0% -8.4%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersMHOPHMCCS
Held by institutions 96.2% 94.3% 91.9%
Institutions holding 353 1,042 263
Change in shares held, QoQ +1.6% +1.7% +1.3%
Institutions buying 190 485 117
Institutions selling 120 403 109
Buyers to sellers 1.58 1.20 1.07

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

MHOPHMCCS
MHO 1.00 0.83 0.81
PHM 0.83 1.00 0.80
CCS 0.81 0.80 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, MHO, PHM and CCS?

Pultegroup (PHM) is the largest by market capitalisation: M (MHO) $3.22B, Pultegroup (PHM) $23.09B, Century Communities (CCS) $1.53B.

Which stock is cheaper, MHO, PHM and CCS?

M (MHO) trades on the lowest price-to-earnings ratio (M (MHO) 11.6x, Pultegroup (PHM) 12.9x, Century Communities (CCS) 14.0x). On next year's consensus earnings, M (MHO) is cheapest (M (MHO) 10.5x, Pultegroup (PHM) 13.4x, Century Communities (CCS) 11.6x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

M (MHO) grew revenue fastest over the trailing twelve months: M (MHO) -6.0%, Pultegroup (PHM) -9.3%.

Which company is more profitable?

Pultegroup (PHM) has the highest net margin (M (MHO) 6.6%, Pultegroup (PHM) 11.2%).

Which stock has performed better?

Over the past year Pultegroup (PHM) returned the most: M (MHO) -5.7%, Pultegroup (PHM) -0.9%, Century Communities (CCS) -11.3%. Over five years, Pultegroup (PHM) compounded fastest (M (MHO) +16.6%/yr, Pultegroup (PHM) +20.0%/yr, Century Communities (CCS) -3.4%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Pultegroup (PHM) has been the steadiest (M (MHO) 33.8%, Pultegroup (PHM) 33.1%, Century Communities (CCS) 41.7%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, MHO, PHM and CCS?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Pultegroup (PHM) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.