LSPD vs NYAX vs AGYS Stock Comparison

Lightspeed Commerce, Nayax and Agilysys Prices as of Oct 29, 2026 Peers: Industry group
LSPD Lightspeed Commerce Inc.
$10.95 +12.2% 1M -10.4% 1Y
Market cap
$1.51B
P/E
–
Revenue (TTM)
$1.24B
Div. yield
–
Restaurant and Retail Software Technology
3 wins
NYAX Nayax Ltd.
$50.28 +12.8% 1M +21.2% 1Y
Market cap
$1.86B
P/E
236.2x
Revenue (TTM)
$453.18M
Div. yield
–
Payment Processing Technology
2 wins
AGYS Agilysys Inc
$115.86 +20.3% 1M -13.2% 1Y
Market cap
$3.27B
P/E
73.5x
Revenue (TTM)
$344.37M
Div. yield
–
Restaurant and Retail Software Technology
4 wins

Head to Head

9 decided of 12

Agilysys leads on 4 of the 12 questions below (Agilysys 4, Lightspeed Commerce 3, Nayax 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionLSPDNYAXAGYSLeader
Larger companyMarket capitalisation $1.51B $1.86B $3.27B AGYS
Cheaper on earningsLower P/E, profitable companies only -15.7x 236.2x 73.5x AGYS
Cheaper on forward earningsLower price / next fiscal year consensus EPS 18.2x 122.6x 49.5x LSPD
Faster revenue growthRevenue growth, trailing twelve months +11.6% +30.0% +14.9% NYAX
More profitableNet margin, trailing twelve months -7.8% 1.7% 12.9% AGYS
Better return on capitalReturn on invested capital — 5.9% — –
Less leveragedLower net debt / EBITDA — 0.7x — –
Higher dividend yieldTrailing dividend yield — — 0.00% –
Better 1-year returnPrice return, last 12 months -10.4% +21.2% -13.2% NYAX
Better 5-year returnAnnualised price return, 5 years -35.5%/yr — +19.4%/yr AGYS
Less volatileAnnualised volatility, 1 year 44.4% 49.6% 51.7% LSPD
Higher overall scoreMean of the five percentile scores vs peers 73/100 52/100 70/100 LSPD

Percentile Scorecard

LSPDNYAXAGYS

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisLSPDNYAXAGYS
Valuation 61 #35 of 89 45 #55 of 99 33 #60 of 89
Growth 94 #6 of 81 75 #24 of 94 90 #9 of 81
Profitability 40 #46 of 76 62 #35 of 90 79 #17 of 76
Financial Health 83 #17 of 93 45 #58 of 105 78 #21 of 93
Shareholder Returns 88 #7 of 50 32 #41 of 60 –
Overall 73 52 70
  • LSPD ranked among 98 companies in Vertical Software
  • NYAX ranked among 109 companies in Fintech
  • AGYS ranked among 98 companies in Vertical Software

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodLSPDNYAXAGYSSPY
1 month +12.2%+12.8%+20.3% +0.7%
3 months +13.6%-24.5%+7.6% +3.7%
6 months +18.4%-28.7%+80.9% +7.1%
Year to date -9.4%-0.6%-2.5% +12.8%
1 year -10.4%+21.2%-13.2% +11.9%
3 years -13.4%+162.3%+40.2% +85.2%
3 years, per year -4.7%+37.9%+11.9% +22.8%
5 years -88.8%—+142.8% +67.6%
5 years, per year -35.5%—+19.4% +10.9%
10 years ——+1,106.9% +262.0%
10 years, per year ——+28.3% +13.7%

Risk

MeasureLSPDNYAXAGYSSPY
Volatility, 1Y 44.4%49.6%51.7% 12.7%
Downside volatility, 1Y 46.5%50.7%56.6% 12.6%
Beta vs S&P 500, 1Y 1.060.880.43 1.00
Return / volatility, 1Y -0.230.43-0.25 0.94
Max drawdown, 5Y -92.2%-49.6%-56.1% -25.4%
From 52-week high -18.5%-33.7%-13.2% -1.2%
52-week high $13.44$75.81$133.43 $779.14
52-week low $8.37$39.72$62.19 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleLSPDNYAXAGYS
P/E now vs peer median -15.7xmedian 39.2x 236.2xmedian 19.5x 73.5xmedian 39.2x
P/S now vs peer median 1.2xmedian 2.4x 4.1xmedian 2.2x 9.5xmedian 2.4x
EV/EBITDA now vs peer median 192.9xmedian 17.3x 35.8xmedian 17.8x 55.5xmedian 17.3x
P/FCF now vs peer median 30.4xmedian 20.3x 59.8xmedian 16.1x 40.7xmedian 20.3x
P/B now vs peer median 1.1xmedian 1.8x 7.6xmedian 2.0x 9.1xmedian 1.8x
PEG now vs peer median -0.30median 1.52 8.88median 0.98 1.50median 1.52

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsLSPDNYAXAGYS
Revenue $1.24B $453.18M $344.37M
Gross profit $536.41M $216.61M $219.63M
Operating income -$115.79M $24.56M $49.33M
Net income -$97.27M $7.87M $44.36M
Free cash flow $49.64M $31.11M $80.26M
R&D $125.76M $33.69M $77.56M
EPS (diluted) $-0.70 $0.21 $1.55
Cash & equivalents $372.14M $302.83M $137.56M
Total debt – $829.59M –
Shares (diluted) 139.17M 37.66M 28.58M
Enterprise value -$258.96M $755.53M $2.81B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricLSPDNYAXAGYS
P/E -15.7x 236.2x 73.5x
P/FCF 30.4x 59.8x 40.7x
P/Operating cash flow 34.9x 65.5x 39.8x
P/S 1.2x 4.1x 9.5x
P/B 1.1x 7.6x 9.1x
P/Tangible book 1.2x 7.6x 11.1x
EV/EBITDA 192.9x 35.8x 55.5x
EV/EBIT -9.8x 77.3x 63.5x
EV/Revenue 0.9x 4.2x 9.1x
EV/FCF 22.9x 61.0x 39.0x
EV/Operating cash flow 26.3x 66.9x 38.1x
PEG (3Y EPS CAGR) -0.30 8.88 1.50

Growth

14 metrics
MetricLSPDNYAXAGYS
Revenue growth (1Y) 11.6% 30.0% 14.9%
Revenue CAGR (3Y) 17.6% 29.9% 16.6%
Gross profit growth (1Y) 13.9% 31.3% 18.6%
Gross profit CAGR (3Y) 16.1% 44.6% 18.8%
Operating income growth (1Y) 83.3% -13.2% 57.2%
Operating income CAGR (3Y) 52.1% 45.5% 62.8%
Net income growth (1Y) 85.7% -62.8% 82.1%
Net income CAGR (3Y) 54.3% 31.9% 46.7%
EPS growth (1Y) 84.2% -64.6% 81.0%
EPS CAGR (3Y) 53.1% 26.6% 49.1%
Operating cash flow growth (1Y) 804.1% -40.7% 40.9%
Operating cash flow CAGR (3Y) 34.2% 68.7% 30.7%
Free cash flow growth (1Y) 3,659% -28.3% 42.8%
Free cash flow CAGR (3Y) 34.5% 65.4% 48.8%

Profitability

14 metrics
MetricLSPDNYAXAGYS
Gross margin 43.1% 47.8% 63.8%
EBITDA margin 0.5% 11.7% 16.4%
Operating margin -9.3% 5.4% 14.3%
Pretax margin -7.7% 3.8% 16.1%
Net margin -7.8% 1.7% 12.9%
FCF margin 4.0% 6.9% 23.3%
Operating cash flow margin 3.5% 6.3% 23.9%
Return on equity -6.8% 3.3% 12.7%
Return on assets -6.0% 0.9% 9.2%
Return on invested capital – 5.9% –
Return on capital employed -8.0% 4.2% 13.1%
Asset turnover 0.8x 0.5x 0.7x
Cash conversion (OCF / net income) -0.4x 3.6x 1.9x
Stock comp / revenue 4.5% 3.9% 7.0%

Financial Health

11 metrics
MetricLSPDNYAXAGYS
Debt / assets – 36.9% –
Debt / equity – 1.4x –
Net debt / EBITDA – 0.7x –
Debt / FCF – 11.0x –
Liabilities / assets 12.5% 73.6% 27.8%
Equity / assets 87.5% 26.4% 72.2%
Interest coverage – 1.5x 135.9x
Current ratio 3.5x 2.1x 1.9x
Quick ratio 2.4x 1.3x 1.7x
Cash ratio 2.0x 0.9x 1.3x
Altman Z-score 3.24 2.65 16.13

Shareholder Returns

7 metrics
MetricLSPDNYAXAGYS
Dividend yield – – –
Net buyback yield 7.0% -0.3% –
Shareholder yield 7.0% -0.3% 0.0%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusLSPDNYAXAGYS
Forward P/E 18.2xFY2026 122.6xFY2026 49.5xFY2026
EPS, next fiscal year $0.60FY2026 $0.41FY2026 $2.34FY2026
EPS growth, next FY +36.4%FY2026 -56.4%FY2026 +30.7%FY2026
EPS growth, the year after +46.7% +202.4% +32.1%
Revenue, next fiscal year $1.22BFY2026 $501.80MFY2026 $387.61MFY2026
Revenue growth, next FY -0.6%FY2026 +25.3%FY2026 +21.4%FY2026
Revenue growth, the year after +23.4% +33.8% +4.5%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersLSPDNYAXAGYS
Held by institutions 54.9% 12.9% 100.0%
Institutions holding 108 59 289
Change in shares held, QoQ -4.3% -5.2% +5.5%
Institutions buying 54 26 179
Institutions selling 37 16 71
Buyers to sellers 1.46 1.63 2.52

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

LSPDNYAXAGYS
LSPD 1.00 0.09 0.46
NYAX 0.09 1.00 0.08
AGYS 0.46 0.08 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, LSPD, NYAX and AGYS?

Agilysys (AGYS) is the largest by market capitalisation: Lightspeed Commerce (LSPD) $1.51B, Nayax (NYAX) $1.86B, Agilysys (AGYS) $3.27B.

Which stock is cheaper, LSPD, NYAX and AGYS?

Agilysys (AGYS) trades on the lowest price-to-earnings ratio (Lightspeed Commerce (LSPD) -15.7x, Nayax (NYAX) 236.2x, Agilysys (AGYS) 73.5x). On next year's consensus earnings, Lightspeed Commerce (LSPD) is cheapest (Lightspeed Commerce (LSPD) 18.2x, Nayax (NYAX) 122.6x, Agilysys (AGYS) 49.5x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Nayax (NYAX) grew revenue fastest over the trailing twelve months: Lightspeed Commerce (LSPD) +11.6%, Nayax (NYAX) +30.0%, Agilysys (AGYS) +14.9%.

Which company is more profitable?

Agilysys (AGYS) has the highest net margin (Lightspeed Commerce (LSPD) -7.8%, Nayax (NYAX) 1.7%, Agilysys (AGYS) 12.9%).

Which stock has performed better?

Over the past year Nayax (NYAX) returned the most: Lightspeed Commerce (LSPD) -10.4%, Nayax (NYAX) +21.2%, Agilysys (AGYS) -13.2%. Over five years, Agilysys (AGYS) compounded fastest (Lightspeed Commerce (LSPD) -35.5%/yr, Agilysys (AGYS) +19.4%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Lightspeed Commerce (LSPD) has been the steadiest (Lightspeed Commerce (LSPD) 44.4%, Nayax (NYAX) 49.6%, Agilysys (AGYS) 51.7%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, LSPD, NYAX and AGYS?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Agilysys (AGYS) leads on 4. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.