HTT vs STNE vs ATMP Stock Comparison

High Templar Tech, StoneCo and Barclays Bank Prices as of Oct 26, 2026 Peers: Industry group
HTT High Templar Tech Ltd
$1.90 -20.8% 1M -57.2% 1Y
Market cap
$820.37M
P/E
–
Revenue (TTM)
—
Div. yield
–
Consumer Lending Financial Services
STNE StoneCo Ltd.
$8.33 -10.4% 1M -56.2% 1Y
Market cap
$2.18B
P/E
3.0x
Revenue (TTM)
$2.73B
Div. yield
–
Consumer Lending Financial Services
ATMP Barclays Bank Plc
$36.13 +3.5% 1M +30.3% 1Y
Market cap
$10.26B
P/E
–
Revenue (TTM)
—
Div. yield
–
Money Center Banks Financial Services
4 wins

Head to Head

4 decided of 12

Barclays Bank leads on 4 of the 12 questions below (Barclays Bank 4). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionHTTSTNEATMPLeader
Larger companyMarket capitalisation $820.37M $2.18B $10.26B ATMP
Cheaper on earningsLower P/E, profitable companies only — 3.0x — –
Cheaper on forward earningsLower price / next fiscal year consensus EPS — 4.5x — –
Faster revenue growthRevenue growth, trailing twelve months — +18.3% — –
More profitableNet margin, trailing twelve months — 26.2% — –
Better return on capitalReturn on invested capital — — — –
Less leveragedLower net debt / EBITDA — — — –
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months -57.2% -56.2% +30.3% ATMP
Better 5-year returnAnnualised price return, 5 years +1.8%/yr -24.4%/yr +16.4%/yr ATMP
Less volatileAnnualised volatility, 1 year 56.9% 65.4% 16.1% ATMP
Higher overall scoreMean of the five percentile scores vs peers — 80/100 — –

Percentile Scorecard

HTTSTNEATMP

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisHTTSTNEATMP
Valuation – 99 #3 of 170 –
Growth – 87 #22 of 160 –
Profitability – 85 #24 of 149 –
Financial Health 93 #12 of 158 33 #107 of 158 51 #101 of 203
Shareholder Returns – 99 #3 of 135 91 #32 of 342
Overall – 80 –
  • HTT ranked among 175 companies in Lending and Credit
  • STNE ranked among 175 companies in Lending and Credit
  • ATMP ranked among 370 companies in Banking

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodHTTSTNEATMPSPY
1 month -20.8%-10.4%+3.5% -0.8%
3 months -21.5%-23.5%+0.8% +3.5%
6 months -21.8%-30.5%+7.7% +7.0%
Year to date -46.5%-43.7%+25.6% +12.2%
1 year -57.2%-56.2%+30.3% +13.0%
3 years +5.6%-13.2%+74.5% +86.3%
3 years, per year +1.8%-4.6%+20.4% +23.1%
5 years +9.2%-75.4%+113.1% +68.6%
5 years, per year +1.8%-24.4%+16.4% +11.0%
10 years ——+58.5% +258.0%
10 years, per year ——+4.7% +13.6%

Risk

MeasureHTTSTNEATMPSPY
Volatility, 1Y 56.9%65.4%16.1% 12.7%
Downside volatility, 1Y 59.8%74.7%16.6% 12.7%
Beta vs S&P 500, 1Y 1.151.45-0.19 1.00
Return / volatility, 1Y -1.01-0.861.88 1.02
Max drawdown, 5Y -64.4%-79.1%-23.0% -25.4%
From 52-week high -61.6%-57.0%-3.1% -1.8%
52-week high $4.95$19.39$37.29 $779.14
52-week low $1.90$8.33$27.56 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleHTTSTNEATMP
P/E now vs peer median —median 11.0x 3.1xmedian 11.0x —median 12.1x
P/S now vs peer median —median 2.6x 1.0xmedian 2.6x —median 3.4x
EV/EBITDA now vs peer median —median 13.1x 0.9xmedian 13.1x —median 5.0x
P/FCF now vs peer median —median 6.9x 3.0xmedian 6.9x —median 11.0x
P/B now vs peer median 0.5xmedian 0.7x 1.5xmedian 0.7x 0.2xmedian 1.2x
PEG now vs peer median —median 0.32 0.04median 0.32 —median 1.36

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsHTTSTNEATMP
Revenue – $2.73B –
Gross profit – $1.19B –
Operating income – $1.03B –
Net income – $545.33M –
Free cash flow – $874.35M –
EPS (diluted) – $2.62 –
Cash & equivalents $561.74M $1.42B $303.23B
Total debt $879.65M – $116.64M
Shares (diluted) 500.73M 273.49M 337.58M
Enterprise value -$2.21B -$3.53B -$1.32T

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricHTTSTNEATMP
P/E – 3.1x –
P/FCF – 3.0x –
P/Operating cash flow – 3.4x –
P/S – 1.0x –
P/B 0.5x 1.5x 0.2x
P/Tangible book 0.5x 1.5x 0.2x
EV/EBITDA – 0.9x –
EV/EBIT – 1.0x –
EV/Revenue – 0.4x –
EV/FCF – 1.2x –
EV/Operating cash flow – 1.3x –
PEG (3Y EPS CAGR) – 0.04 –

Growth

14 metrics
MetricHTTSTNEATMP
Revenue growth (1Y) – 18.3% –
Revenue CAGR (3Y) – 2.0% –
Gross profit growth (1Y) – 13.7% –
Gross profit CAGR (3Y) – -16.8% –
Operating income growth (1Y) – 1,432% –
Operating income CAGR (3Y) – -3.0% –
Net income growth (1Y) – 86.4% –
Net income CAGR (3Y) – 51.1% –
EPS growth (1Y) – 89.5% –
EPS CAGR (3Y) – 84.2% –
Operating cash flow growth (1Y) – 415.0% –
Operating cash flow CAGR (3Y) – 22.3% –
Free cash flow growth (1Y) – 249.7% –
Free cash flow CAGR (3Y) – 16.5% –

Profitability

14 metrics
MetricHTTSTNEATMP
Gross margin – 43.7% –
EBITDA margin – 42.4% –
Operating margin – 37.5% –
Pretax margin – 19.8% –
Net margin – 26.2% –
FCF margin – 32.0% –
Operating cash flow margin – 28.5% –
Return on equity – 35.1% –
Return on assets – 6.4% –
Return on invested capital – – –
Return on capital employed – 28.7% –
Asset turnover – 0.2x –
Cash conversion (OCF / net income) – 1.4x –
Stock comp / revenue – 1.7% –

Financial Health

11 metrics
MetricHTTSTNEATMP
Debt / assets 16.0% – 0.0%
Debt / equity 0.2x – 0.0x
Net debt / EBITDA – – –
Debt / FCF – – –
Liabilities / assets 21.2% 84.4% 95.5%
Equity / assets 78.8% 15.6% 4.5%
Interest coverage – 1.2x –
Current ratio 4.8x 1.3x –
Quick ratio 2.4x 0.2x –
Cash ratio 2.4x 0.2x –
Altman Z-score – 1.03 –

Shareholder Returns

7 metrics
MetricHTTSTNEATMP
Dividend yield – 30.4% 4.4%
Net buyback yield – – –
Shareholder yield – 30.4% 4.4%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusHTTSTNEATMP
Forward P/E – 4.5xFY2026 –
EPS, next fiscal year $-0.04FY2024 $1.84FY2026 –
EPS growth, next FY -233.3%FY2024 +4.0%FY2026 –
EPS growth, the year after – +15.8% –
Revenue, next fiscal year $47.00MFY2024 $2.94BFY2026 –
Revenue growth, next FY +164.2%FY2024 +14.0%FY2026 –
Revenue growth, the year after – +4.0% –

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersHTTSTNEATMP
Held by institutions 2.2% 59.4% –
Institutions holding 42 273 –
Change in shares held, QoQ -26.1% -7.6% –
Institutions buying 14 148 –
Institutions selling 21 81 –
Buyers to sellers 0.67 1.83 –

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

HTTSTNEATMP
HTT 1.00 0.18 -0.14
STNE 0.18 1.00 -0.06
ATMP -0.14 -0.06 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, HTT, STNE and ATMP?

Barclays Bank (ATMP) is the largest by market capitalisation: High Templar Tech (HTT) $820.37M, StoneCo (STNE) $2.18B, Barclays Bank (ATMP) $10.26B.

Which stock has performed better?

Over the past year Barclays Bank (ATMP) returned the most: High Templar Tech (HTT) -57.2%, StoneCo (STNE) -56.2%, Barclays Bank (ATMP) +30.3%. Over five years, Barclays Bank (ATMP) compounded fastest (High Templar Tech (HTT) +1.8%/yr, StoneCo (STNE) -24.4%/yr, Barclays Bank (ATMP) +16.4%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Barclays Bank (ATMP) has been the steadiest (High Templar Tech (HTT) 56.9%, StoneCo (STNE) 65.4%, Barclays Bank (ATMP) 16.1%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, HTT, STNE and ATMP?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Barclays Bank (ATMP) leads on 4. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.