HTT vs BCS vs OMF Stock Comparison

High Templar Tech, Barclays and OneMain Holdings Prices as of Oct 28, 2026 Peers: Industry group
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HTT High Templar Tech Ltd
$1.88 -21.0% 1M -60.3% 1Y
Market cap
$790.82M
P/E
–
Revenue (TTM)
—
Div. yield
–
Consumer Lending Financial Services
BCS Barclays Plc
$22.91 -6.9% 1M +6.2% 1Y
Market cap
$81.46B
P/E
7.6x
Revenue (TTM)
$41.50B
Div. yield
–
Money Center Banks Financial Services
7 wins
OMF OneMain Holdings, Inc.
$57.69 +2.6% 1M -0.3% 1Y
Market cap
$6.84B
P/E
8.8x
Revenue (TTM)
$5.08B
Div. yield
–
Consumer Lending Financial Services
2 wins

Head to Head

9 decided of 12

Barclays leads on 7 of the 12 questions below (Barclays 7, OneMain Holdings 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionHTTBCSOMFLeader
Larger companyMarket capitalisation $790.82M $81.46B $6.84B BCS
Cheaper on earningsLower P/E, profitable companies only — 7.6x 8.8x BCS
Cheaper on forward earningsLower price / next fiscal year consensus EPS — 7.9x 9.1x BCS
Faster revenue growthRevenue growth, trailing twelve months — +9.5% +7.8% BCS
More profitableNet margin, trailing twelve months — 26.0% 15.4% BCS
Better return on capitalReturn on invested capital — — 8.7% –
Less leveragedLower net debt / EBITDA — — 6.9x –
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months -60.3% +6.2% -0.3% BCS
Better 5-year returnAnnualised price return, 5 years +2.4%/yr +15.4%/yr +1.8%/yr BCS
Less volatileAnnualised volatility, 1 year 56.9% 31.0% 29.3% OMF
Higher overall scoreMean of the five percentile scores vs peers — 48/100 57/100 OMF

Percentile Scorecard

HTTBCSOMF

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisHTTBCSOMF
Valuation – 99 #5 of 361 70 #52 of 169
Growth – 66 #59 of 172 55 #74 of 162
Profitability – 18 #123 of 149 95 #8 of 149
Financial Health 93 #12 of 158 1 #157 of 158 16 #133 of 158
Shareholder Returns – 56 #151 of 338 49 #70 of 136
Overall – 48 57
  • HTT ranked among 174 companies in Lending and Credit
  • BCS ranked among 368 companies in Banking
  • OMF ranked among 174 companies in Lending and Credit

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodHTTBCSOMFSPY
1 month -21.0%-6.9%+2.6% +0.9%
3 months -21.0%-12.1%-8.4% +5.9%
6 months -20.7%-0.4%-0.4% +8.5%
Year to date -47.0%-10.0%-14.6% +13.3%
1 year -60.3%+6.2%-0.3% +12.4%
3 years +4.4%+267.1%+62.3% +88.1%
3 years, per year +1.5%+54.3%+17.5% +23.5%
5 years +12.6%+104.7%+9.2% +68.2%
5 years, per year +2.4%+15.4%+1.8% +11.0%
10 years —+147.7%+99.1% +263.4%
10 years, per year —+9.5%+7.1% +13.8%

Risk

MeasureHTTBCSOMFSPY
Volatility, 1Y 56.9%31.0%29.3% 12.7%
Downside volatility, 1Y 59.9%31.8%30.6% 12.7%
Beta vs S&P 500, 1Y 1.151.611.03 1.00
Return / volatility, 1Y -1.060.20-0.01 0.98
Max drawdown, 5Y -64.4%-50.0%-46.9% -25.4%
From 52-week high -62.0%-19.8%-19.2% -0.9%
52-week high $4.95$28.56$71.37 $779.14
52-week low $1.88$20.07$49.26 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleHTTBCSOMF
P/E now vs peer median —median 11.4x 7.5xmedian 12.1x 8.5xmedian 11.4x
P/S now vs peer median —median 2.7x 1.9xmedian 3.4x 1.3xmedian 2.7x
EV/EBITDA now vs peer median —median 11.3x —median 5.1x 9.0xmedian 11.3x
P/FCF now vs peer median —median 6.9x —median 10.8x 2.1xmedian 6.9x
P/B now vs peer median 0.5xmedian 0.7x 0.8xmedian 1.2x 2.0xmedian 0.7x
PEG now vs peer median —median 0.34 0.42median 1.32 1.04median 0.34

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsHTTBCSOMF
Revenue – $41.50B $5.08B
Gross profit – – $4.89B
Operating income – – $2.92B
Net income – $10.83B $781.00M
Free cash flow – – $3.23B
EPS (diluted) – $2.95 $6.75
Cash & equivalents $561.74M $335.17B $567.00M
Total debt $879.65M $302.10B $22.77B
Shares (diluted) 500.73M 3.65B 115.76M
Enterprise value -$2.24B -$1.63T $3.87B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricHTTBCSOMF
P/E – 7.5x 8.5x
P/FCF – – 2.1x
P/Operating cash flow – – 2.1x
P/S – 1.9x 1.3x
P/B 0.5x 0.8x 2.0x
P/Tangible book 0.5x 0.8x 2.1x
EV/EBITDA – – 9.0x
EV/EBIT – 16.4x 9.9x
EV/Revenue – -1.5x 5.7x
EV/FCF – – 8.9x
EV/Operating cash flow – – 8.9x
PEG (3Y EPS CAGR) – 0.42 1.04

Growth

14 metrics
MetricHTTBCSOMF
Revenue growth (1Y) – 9.5% 7.8%
Revenue CAGR (3Y) – 9.8% 6.4%
Gross profit growth (1Y) – – 8.2%
Gross profit CAGR (3Y) – – 6.5%
Operating income growth (1Y) – – 9.5%
Operating income CAGR (3Y) – – 7.1%
Net income growth (1Y) – 19.1% 17.8%
Net income CAGR (3Y) – 10.5% 6.7%
EPS growth (1Y) – 29.0% 21.5%
EPS CAGR (3Y) – 17.8% 8.2%
Operating cash flow growth (1Y) – – 12.7%
Operating cash flow CAGR (3Y) – – 9.6%
Free cash flow growth (1Y) – – 12.7%
Free cash flow CAGR (3Y) – – 9.6%

Profitability

14 metrics
MetricHTTBCSOMF
Gross margin – – 96.2%
EBITDA margin – – 63.2%
Operating margin – – 57.4%
Pretax margin – 33.1% 19.8%
Net margin – 26.0% 15.4%
FCF margin – – 63.6%
Operating cash flow margin – – 63.6%
Return on equity – 10.4% 23.1%
Return on assets – 0.5% 2.9%
Return on invested capital – – 8.7%
Return on capital employed – – –
Asset turnover – 0.0x 0.2x
Cash conversion (OCF / net income) – – 4.1x
Stock comp / revenue – – 0.7%

Financial Health

11 metrics
MetricHTTBCSOMF
Debt / assets 16.0% 13.1% 83.0%
Debt / equity 0.2x 2.9x 6.7x
Net debt / EBITDA – – 6.9x
Debt / FCF – – 7.0x
Liabilities / assets 21.2% 95.5% 87.7%
Equity / assets 78.8% 4.5% 12.3%
Interest coverage – – –
Current ratio 4.8x – –
Quick ratio 2.4x – –
Cash ratio 2.4x – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricHTTBCSOMF
Dividend yield – 2.7% 7.3%
Net buyback yield – – 3.6%
Shareholder yield – 2.7% 10.9%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusHTTBCSOMF
Forward P/E – 7.9xFY2026 9.1xFY2026
EPS, next fiscal year $-0.04FY2024 $2.91FY2026 $6.37FY2026
EPS growth, next FY -233.3%FY2024 +26.0%FY2026 -4.4%FY2026
EPS growth, the year after – +12.7% +38.3%
Revenue, next fiscal year $47.00MFY2024 $42.91BFY2026 $5.39BFY2026
Revenue growth, next FY +164.2%FY2024 +7.7%FY2026 +10.0%FY2026
Revenue growth, the year after – -4.3% +12.0%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersHTTBCSOMF
Held by institutions 2.2% 8.5% 93.8%
Institutions holding 42 556 520
Change in shares held, QoQ -26.1% +2.9% +4.6%
Institutions buying 14 306 285
Institutions selling 21 161 172
Buyers to sellers 0.67 1.90 1.66

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

HTTBCSOMF
HTT 1.00 0.17 0.09
BCS 0.17 1.00 0.45
OMF 0.09 0.45 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, HTT, BCS and OMF?

Barclays (BCS) is the largest by market capitalisation: High Templar Tech (HTT) $790.82M, Barclays (BCS) $81.46B, OneMain Holdings (OMF) $6.84B.

Which stock is cheaper, HTT, BCS and OMF?

Barclays (BCS) trades on the lowest price-to-earnings ratio (Barclays (BCS) 7.6x, OneMain Holdings (OMF) 8.8x). On next year's consensus earnings, Barclays (BCS) is cheapest (Barclays (BCS) 7.9x, OneMain Holdings (OMF) 9.1x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Barclays (BCS) grew revenue fastest over the trailing twelve months: Barclays (BCS) +9.5%, OneMain Holdings (OMF) +7.8%.

Which company is more profitable?

Barclays (BCS) has the highest net margin (Barclays (BCS) 26.0%, OneMain Holdings (OMF) 15.4%).

Which stock has performed better?

Over the past year Barclays (BCS) returned the most: High Templar Tech (HTT) -60.3%, Barclays (BCS) +6.2%, OneMain Holdings (OMF) -0.3%. Over five years, Barclays (BCS) compounded fastest (High Templar Tech (HTT) +2.4%/yr, Barclays (BCS) +15.4%/yr, OneMain Holdings (OMF) +1.8%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, OneMain Holdings (OMF) has been the steadiest (High Templar Tech (HTT) 56.9%, Barclays (BCS) 31.0%, OneMain Holdings (OMF) 29.3%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, HTT, BCS and OMF?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Barclays (BCS) leads on 7. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.