HBAN vs KEY vs WTFC Stock Comparison

Huntington Bancshares, Keycorp and Wintrust Financial Prices as of Oct 27, 2026 Peers: Industry group
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KEY Keycorp /New/
$21.14 +2.6% 1M +20.0% 1Y
Market cap
$22.70B
P/E
11.5x
Revenue (TTM)
—
Div. yield
–
Regional Banks Financial Services
4 wins
WTFC Wintrust Financial Corp
$150.79 +3.2% 1M +14.8% 1Y
Market cap
$10.08B
P/E
11.9x
Revenue (TTM)
$2.86B
Div. yield
–
Regional Banks Financial Services
4 wins

Head to Head

9 decided of 12

Keycorp leads on 4 of the 12 questions below (Keycorp 4, Wintrust Financial 4, Huntington Bancshares 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionHBANKEYWTFCLeader
Larger companyMarket capitalisation $31.71B $22.70B $10.08B HBAN
Cheaper on earningsLower P/E, profitable companies only 13.6x 11.5x 11.9x KEY
Cheaper on forward earningsLower price / next fiscal year consensus EPS 12.5x 10.7x 12.0x KEY
Faster revenue growthRevenue growth, trailing twelve months +30.6% — +331.4% WTFC
More profitableNet margin, trailing twelve months 22.4% — 29.6% WTFC
Better return on capitalReturn on invested capital 11.9% — — –
Less leveragedLower net debt / EBITDA 2.5x — — –
Higher dividend yieldTrailing dividend yield 0.03% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months +0.4% +20.0% +14.8% KEY
Better 5-year returnAnnualised price return, 5 years -0.3%/yr -2.1%/yr +10.8%/yr WTFC
Less volatileAnnualised volatility, 1 year 26.0% 22.9% 23.3% KEY
Higher overall scoreMean of the five percentile scores vs peers 44/100 — 72/100 WTFC

Percentile Scorecard

HBANKEYWTFC

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisHBANKEYWTFC
Valuation 48 #189 of 360 57 #157 of 360 87 #48 of 360
Growth 38 #119 of 191 – 88 #23 of 191
Profitability 42 #98 of 168 – 98 #4 of 168
Financial Health 27 #128 of 175 – –
Shareholder Returns 65 #120 of 341 86 #49 of 341 15 #289 of 341
Overall 44 – 72
  • HBAN ranked among 368 companies in Banking
  • KEY ranked among 368 companies in Banking
  • WTFC ranked among 368 companies in Banking

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodHBANKEYWTFCSPY
1 month +0.4%+2.6%+3.2% -0.2%
3 months -9.2%-6.7%-6.4% +3.9%
6 months -5.1%-3.7%+0.2% +8.2%
Year to date -9.5%+2.4%+7.8% +12.9%
1 year +0.4%+20.0%+14.8% +12.3%
3 years +66.4%+113.1%+106.8% +87.4%
3 years, per year +18.5%+28.7%+27.4% +23.3%
5 years -1.3%-10.0%+67.2% +67.9%
5 years, per year -0.3%-2.1%+10.8% +10.9%
10 years +46.1%+48.1%+179.6% +261.1%
10 years, per year +3.9%+4.0%+10.8% +13.7%

Risk

MeasureHBANKEYWTFCSPY
Volatility, 1Y 26.0%22.9%23.3% 12.7%
Downside volatility, 1Y 28.7%23.4%23.0% 12.7%
Beta vs S&P 500, 1Y 0.780.720.68 1.00
Return / volatility, 1Y 0.020.880.63 0.97
Max drawdown, 5Y -47.4%-66.9%-42.2% -25.4%
From 52-week high -18.5%-11.8%-9.7% -1.2%
52-week high $19.27$23.98$166.90 $779.14
52-week low $15.02$17.12$123.45 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleHBANKEYWTFC
P/E now vs peer median 13.7xmedian 12.1x 11.5xmedian 12.1x 12.0xmedian 12.1x
P/S now vs peer median 3.1xmedian 3.4x 2.8xmedian 3.4x 3.6xmedian 3.4x
EV/EBITDA now vs peer median 6.1xmedian 5.0x —median 5.0x 3.6xmedian 5.0x
P/FCF now vs peer median 10.8xmedian 10.9x 17.9xmedian 10.9x 6.2xmedian 10.9x
P/B now vs peer median 1.0xmedian 1.2x 1.3xmedian 1.2x —median 1.2x
PEG now vs peer median -1.50median 1.34 0.83median 1.34 1.33median 1.34

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsHBANKEYWTFC
Revenue $10.38B – $2.86B
Net income $2.51B – $900.36M
Free cash flow $2.92B – $1.64B
EPS (diluted) $1.14 $1.82 $12.42
Total debt $23.41B – –
Shares (diluted) 2.05B 1.08B 68.29M
Enterprise value $26.62B $22.70B $10.08B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricHBANKEYWTFC
P/E 13.7x 11.5x 12.0x
P/FCF 10.8x 17.9x 6.2x
P/Operating cash flow 9.5x – 6.2x
P/S 3.1x 2.8x 3.6x
P/B 1.0x 1.3x –
P/Tangible book 1.0x 1.3x –
EV/EBITDA 6.1x – 3.6x
EV/EBIT 6.7x – 3.8x
EV/Revenue 5.2x – 3.6x
EV/FCF 18.4x – 6.2x
EV/Operating cash flow 16.0x – 6.2x
PEG (3Y EPS CAGR) -1.50 0.83 1.33

Growth

14 metrics
MetricHBANKEYWTFC
Revenue growth (1Y) 30.6% – 331.4%
Revenue CAGR (3Y) 10.9% – 9.5%
Gross profit growth (1Y) – – –
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) – – –
Operating income CAGR (3Y) – – –
Net income growth (1Y) 11.8% – 21.7%
Net income CAGR (3Y) 1.8% – 13.1%
EPS growth (1Y) -20.1% 117.5% 18.3%
EPS CAGR (3Y) -9.1% 13.9% 9.0%
Operating cash flow growth (1Y) 25.4% – 87.2%
Operating cash flow CAGR (3Y) 2.4% – 19.6%
Free cash flow growth (1Y) 17.1% – 95.3%
Free cash flow CAGR (3Y) -0.8% – 21.3%

Profitability

14 metrics
MetricHBANKEYWTFC
Gross margin – – –
EBITDA margin 84.1% – 98.3%
Operating margin – – –
Pretax margin 29.5% – 42.5%
Net margin 22.4% – 29.6%
FCF margin 28.1% – 57.4%
Operating cash flow margin 32.3% – 57.4%
Return on equity 7.7% 11.3% –
Return on assets 0.9% 1.1% –
Return on invested capital 11.9% – –
Return on capital employed – – –
Asset turnover 0.0x – –
Cash conversion (OCF / net income) 1.3x – 1.8x
Stock comp / revenue 1.7% – 1.5%

Financial Health

11 metrics
MetricHBANKEYWTFC
Debt / assets 8.1% – –
Debt / equity 0.7x – –
Net debt / EBITDA 2.5x – –
Debt / FCF 8.0x – –
Liabilities / assets 88.8% 90.8% –
Equity / assets 11.2% 9.2% –
Interest coverage 1.6x – 1.8x
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricHBANKEYWTFC
Dividend yield 3.9% 3.8% 1.4%
Net buyback yield 1.3% – –
Shareholder yield 5.1% 3.8% 1.4%
Payout ratio (earnings) 44.1% – –
Payout ratio (FCF) 37.8% – –
Dividend growth (1Y) 22.0% – –
Dividend CAGR (3Y) 7.2% – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusHBANKEYWTFC
Forward P/E 12.5xFY2026 10.7xFY2026 12.0xFY2026
EPS, next fiscal year $1.26FY2026 $1.97FY2026 $12.53FY2026
EPS growth, next FY -9.4%FY2026 +29.6%FY2026 +9.9%FY2026
EPS growth, the year after +48.4% +15.7% +8.9%
Revenue, next fiscal year $10.37BFY2026 $7.55BFY2026 $2.82BFY2026
Revenue growth, next FY +26.0%FY2026 +0.5%FY2026 +3.3%FY2026
Revenue growth, the year after +12.5% +11.4% +6.5%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersHBANKEYWTFC
Held by institutions 86.7% 88.1% 96.2%
Institutions holding 1,149 941 595
Change in shares held, QoQ +1.4% +1.1% +0.7%
Institutions buying 572 467 316
Institutions selling 380 301 168
Buyers to sellers 1.51 1.55 1.88

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

HBANKEYWTFC
HBAN 1.00 0.84 0.78
KEY 0.84 1.00 0.83
WTFC 0.78 0.83 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, HBAN, KEY and WTFC?

Huntington Bancshares (HBAN) is the largest by market capitalisation: Huntington Bancshares (HBAN) $31.71B, Keycorp (KEY) $22.70B, Wintrust Financial (WTFC) $10.08B.

Which stock is cheaper, HBAN, KEY and WTFC?

Keycorp (KEY) trades on the lowest price-to-earnings ratio (Huntington Bancshares (HBAN) 13.6x, Keycorp (KEY) 11.5x, Wintrust Financial (WTFC) 11.9x). On next year's consensus earnings, Keycorp (KEY) is cheapest (Huntington Bancshares (HBAN) 12.5x, Keycorp (KEY) 10.7x, Wintrust Financial (WTFC) 12.0x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Wintrust Financial (WTFC) grew revenue fastest over the trailing twelve months: Huntington Bancshares (HBAN) +30.6%, Wintrust Financial (WTFC) +331.4%.

Which company is more profitable?

Wintrust Financial (WTFC) has the highest net margin (Huntington Bancshares (HBAN) 22.4%, Wintrust Financial (WTFC) 29.6%).

Which stock has performed better?

Over the past year Keycorp (KEY) returned the most: Huntington Bancshares (HBAN) +0.4%, Keycorp (KEY) +20.0%, Wintrust Financial (WTFC) +14.8%. Over five years, Wintrust Financial (WTFC) compounded fastest (Huntington Bancshares (HBAN) -0.3%/yr, Keycorp (KEY) -2.1%/yr, Wintrust Financial (WTFC) +10.8%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Huntington Bancshares (HBAN) 0.03%, Keycorp (KEY) 0.00%, Wintrust Financial (WTFC) 0.00%. Keycorp (KEY) and Wintrust Financial (WTFC) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Keycorp (KEY) has been the steadiest (Huntington Bancshares (HBAN) 26.0%, Keycorp (KEY) 22.9%, Wintrust Financial (WTFC) 23.3%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, HBAN, KEY and WTFC?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Keycorp (KEY) leads on 4. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.