FMCC vs RKT vs STC Stock Comparison

Federal Home Loan Mortgage, Rocket Companies and Stewart Information Services Prices as of Oct 28, 2026 Peers: Industry group
RKT Rocket Companies, Inc.
$11.57 -0.5% 1M -33.9% 1Y
Market cap
$34.22B
P/E
72.6x
Revenue (TTM)
$10.02B
Div. yield
–
Mortgage Lending Financial Services
4 wins

Head to Head

10 decided of 12

Rocket Companies leads on 4 of the 12 questions below (Rocket Companies 4, Federal Home Loan Mortgage 4, Stewart Information Services 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionFMCCRKTSTCLeader
Larger companyMarket capitalisation $12.77B $34.22B $1.40B RKT
Cheaper on earningsLower P/E, profitable companies only -1,065x 72.6x 12.8x STC
Cheaper on forward earningsLower price / next fiscal year consensus EPS 0.8x 19.3x 9.1x FMCC
Faster revenue growthRevenue growth, trailing twelve months -1.3% +101.7% +20.6% RKT
More profitableNet margin, trailing twelve months -0.1% 4.7% — RKT
Better return on capitalReturn on invested capital 38.9% 2.4% — FMCC
Less leveragedLower net debt / EBITDA — 10.8x — –
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months -66.0% -33.9% -38.3% RKT
Better 5-year returnAnnualised price return, 5 years +32.4%/yr -6.8%/yr -9.1%/yr FMCC
Less volatileAnnualised volatility, 1 year 85.0% 58.8% 35.6% STC
Higher overall scoreMean of the five percentile scores vs peers 61/100 40/100 — FMCC

Percentile Scorecard

FMCCRKTSTC

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisFMCCRKTSTC
Valuation 92 #14 of 169 16 #142 of 169 80 #25 of 119
Growth 58 #69 of 162 91 #16 of 162 –
Profitability 69 #47 of 149 33 #100 of 149 –
Financial Health 26 #117 of 158 45 #87 of 158 –
Shareholder Returns – 16 #115 of 136 88 #14 of 105
Overall 61 40 –
  • FMCC ranked among 174 companies in Lending and Credit
  • RKT ranked among 174 companies in Lending and Credit
  • STC ranked among 126 companies in Insurance

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodFMCCRKTSTCSPY
1 month -7.7%-0.5%-23.1% +0.9%
3 months -34.9%-15.5%-37.1% +5.9%
6 months -44.9%-19.7%-36.8% +8.5%
Year to date -64.3%-40.2%-37.0% +13.3%
1 year -66.0%-33.9%-38.3% +12.4%
3 years +465.6%+58.5%+3.4% +88.1%
3 years, per year +78.2%+16.6%+1.1% +23.5%
5 years +306.7%-29.8%-37.8% +68.2%
5 years, per year +32.4%-6.8%-9.1% +11.0%
10 years +126.2%—-0.3% +263.4%
10 years, per year +8.5%—0.0% +13.8%

Risk

MeasureFMCCRKTSTCSPY
Volatility, 1Y 85.0%58.8%35.6% 12.7%
Downside volatility, 1Y 72.4%57.7%40.3% 12.7%
Beta vs S&P 500, 1Y 1.272.260.47 1.00
Return / volatility, 1Y -0.78-0.58-1.08 0.98
Max drawdown, 5Y -78.9%-64.8%-54.6% -25.4%
From 52-week high -68.0%-50.6%-42.6% -0.9%
52-week high $11.33$23.44$77.17 $779.14
52-week low $2.98$10.53$42.86 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleFMCCRKTSTC
P/E now vs peer median -975.6xmedian 11.4x 69.6xmedian 11.4x 12.8xmedian 10.9x
P/S now vs peer median 0.5xmedian 2.7x 4.3xmedian 2.7x 0.4xmedian 1.4x
EV/EBITDA now vs peer median —median 11.3x 30.0xmedian 11.3x —median 7.5x
P/FCF now vs peer median 0.8xmedian 6.9x -56.3xmedian 6.9x 11.5xmedian 8.5x
P/B now vs peer median 0.2xmedian 0.7x 1.8xmedian 0.7x —median 1.5x
PEG now vs peer median 35.36median 0.34 0.44median 0.34 —median 0.59

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsFMCCRKTSTC
Revenue $23.63B $10.02B $3.37B
Net income $12.95B $471.36M –
Free cash flow $14.28B -$772.00M –
EPS (diluted) $0.00 $0.17 –
Cash & equivalents $4.32B $3.10B $152.31M
Total debt $181.73B $27.41B –
Shares (diluted) 3.23B 2.84B 30.85M
Enterprise value -$5.97B $19.90B $1.40B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricFMCCRKTSTC
P/E -975.6x 69.6x 12.8x
P/FCF 0.8x -56.3x 11.5x
P/Operating cash flow 0.8x -68.5x –
P/S 0.5x 4.3x 0.4x
P/B 0.2x 1.8x –
P/Tangible book 0.2x 9.4x –
EV/EBITDA – 30.0x –
EV/EBIT 1.5x 39.1x –
EV/Revenue 8.0x 6.8x 0.4x
EV/FCF 13.2x -87.8x –
EV/Operating cash flow 13.2x -106.9x –
PEG (3Y EPS CAGR) 35.36 0.44 –

Growth

14 metrics
MetricFMCCRKTSTC
Revenue growth (1Y) -1.3% 101.7% 20.6%
Revenue CAGR (3Y) 5.4% 39.7% 13.1%
Gross profit growth (1Y) – – –
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) – – –
Operating income CAGR (3Y) – – –
Net income growth (1Y) 12.5% 4,530% –
Net income CAGR (3Y) 17.3% 39.3% –
EPS growth (1Y) 85.0% 5,670% –
EPS CAGR (3Y) -27.6% 157.4% –
Operating cash flow growth (1Y) -1.6% 70.4% –
Operating cash flow CAGR (3Y) 16.0% -30.9% –
Free cash flow growth (1Y) -1.6% 65.1% –
Free cash flow CAGR (3Y) 16.0% -32.0% –

Profitability

14 metrics
MetricFMCCRKTSTC
Gross margin – – –
EBITDA margin – 22.5% –
Operating margin – – –
Pretax margin 68.2% 6.6% –
Net margin -0.1% 4.7% –
FCF margin 60.5% -7.7% –
Operating cash flow margin 60.5% -6.3% –
Return on equity 17.1% 2.0% –
Return on assets 0.4% 0.8% –
Return on invested capital 38.9% 2.4% –
Return on capital employed – – –
Asset turnover 0.0x 0.2x 1.0x
Cash conversion (OCF / net income) 1.1x -1.3x –
Stock comp / revenue – 4.3% –

Financial Health

11 metrics
MetricFMCCRKTSTC
Debt / assets 5.2% 45.0% –
Debt / equity 2.3x 1.2x –
Net debt / EBITDA – 10.8x –
Debt / FCF 12.7x -35.5x –
Liabilities / assets 97.8% 61.4% 48.9%
Equity / assets 2.2% 38.6% –
Interest coverage 1.1x 1.6x –
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricFMCCRKTSTC
Dividend yield – – 4.8%
Net buyback yield – -0.2% –
Shareholder yield 0.0% -0.2% 4.8%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusFMCCRKTSTC
Forward P/E 0.8xFY2026 19.3xFY2026 9.1xFY2026
EPS, next fiscal year $4.33FY2026 $0.60FY2026 $4.86FY2026
EPS growth, next FY +30.4%FY2026 +114.3%FY2026 -0.6%FY2026
EPS growth, the year after -12.7% +21.7% +11.7%
Revenue, next fiscal year $23.94BFY2026 $11.31BFY2026 $3.64BFY2026
Revenue growth, next FY +2.9%FY2026 +68.8%FY2026 +24.6%FY2026
Revenue growth, the year after +2.2% +6.4% +2.9%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersFMCCRKTSTC
Held by institutions 0.0% 50.4% 97.9%
Institutions holding 12 793 253
Change in shares held, QoQ +48.6% +16.2% +1.9%
Institutions buying 5 429 139
Institutions selling 1 259 78
Buyers to sellers 5.00 1.66 1.78

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

FMCCRKTSTC
FMCC 1.00 0.16 0.03
RKT 0.16 1.00 0.27
STC 0.03 0.27 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, FMCC, RKT and STC?

Rocket Companies (RKT) is the largest by market capitalisation: Federal Home Loan Mortgage (FMCC) $12.77B, Rocket Companies (RKT) $34.22B, Stewart Information Services (STC) $1.40B.

Which stock is cheaper, FMCC, RKT and STC?

Stewart Information Services (STC) trades on the lowest price-to-earnings ratio (Federal Home Loan Mortgage (FMCC) -1,065x, Rocket Companies (RKT) 72.6x, Stewart Information Services (STC) 12.8x). On next year's consensus earnings, Federal Home Loan Mortgage (FMCC) is cheapest (Federal Home Loan Mortgage (FMCC) 0.8x, Rocket Companies (RKT) 19.3x, Stewart Information Services (STC) 9.1x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Rocket Companies (RKT) grew revenue fastest over the trailing twelve months: Federal Home Loan Mortgage (FMCC) -1.3%, Rocket Companies (RKT) +101.7%, Stewart Information Services (STC) +20.6%.

Which company is more profitable?

Rocket Companies (RKT) has the highest net margin (Federal Home Loan Mortgage (FMCC) -0.1%, Rocket Companies (RKT) 4.7%). On return on invested capital, Federal Home Loan Mortgage (FMCC) leads (Federal Home Loan Mortgage (FMCC) 38.9%, Rocket Companies (RKT) 2.4%).

Which stock has performed better?

Over the past year Rocket Companies (RKT) returned the most: Federal Home Loan Mortgage (FMCC) -66.0%, Rocket Companies (RKT) -33.9%, Stewart Information Services (STC) -38.3%. Over five years, Federal Home Loan Mortgage (FMCC) compounded fastest (Federal Home Loan Mortgage (FMCC) +32.4%/yr, Rocket Companies (RKT) -6.8%/yr, Stewart Information Services (STC) -9.1%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Stewart Information Services (STC) has been the steadiest (Federal Home Loan Mortgage (FMCC) 85.0%, Rocket Companies (RKT) 58.8%, Stewart Information Services (STC) 35.6%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, FMCC, RKT and STC?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Rocket Companies (RKT) leads on 4. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.