FMCC vs AGM Stock Comparison

Federal Home Loan Mortgage and Federal Agricultural Mortgage Prices as of Oct 26, 2026 Peers: Industry group

Head to Head

9 decided of 12

Federal Home Loan Mortgage leads on 5 of the 12 questions below (Federal Home Loan Mortgage 5, Federal Agricultural Mortgage 4). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionFMCCAGMLeader
Larger companyMarket capitalisation $12.48B $2.21B FMCC
Cheaper on earningsLower P/E, profitable companies only -1,040x 11.0x –
Cheaper on forward earningsLower price / next fiscal year consensus EPS 0.9x 9.3x FMCC
Faster revenue growthRevenue growth, trailing twelve months -1.3% +14.7% AGM
More profitableNet margin, trailing twelve months -0.1% 44.9% AGM
Better return on capitalReturn on invested capital 38.9% 3.6% FMCC
Less leveragedLower net debt / EBITDA — — –
Higher dividend yieldTrailing dividend yield 0.00% 0.04% –
Better 1-year returnPrice return, last 12 months -63.3% +22.7% AGM
Better 5-year returnAnnualised price return, 5 years +34.4%/yr +10.6%/yr FMCC
Less volatileAnnualised volatility, 1 year 84.9% 31.0% AGM
Higher overall scoreMean of the five percentile scores vs peers 62/100 44/100 FMCC

Percentile Scorecard

FMCCAGM

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisFMCCAGM
Valuation 92 #14 of 170 30 #119 of 170
Growth 59 #67 of 160 63 #60 of 160
Profitability 70 #46 of 149 70 #45 of 149
Financial Health 27 #116 of 158 8 #146 of 158
Shareholder Returns – 51 #67 of 135
Overall 62 44
  • FMCC ranked among 175 companies in Lending and Credit
  • AGM ranked among 175 companies in Lending and Credit

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodFMCCAGMSPY
1 month -8.2%-6.1% -0.8%
3 months -30.5%-4.1% +3.5%
6 months -37.2%+14.4% +7.0%
Year to date -61.5%+14.2% +12.2%
1 year -63.3%+22.7% +13.0%
3 years +509.4%+38.3% +86.3%
3 years, per year +82.7%+11.4% +23.1%
5 years +338.2%+65.5% +68.6%
5 years, per year +34.4%+10.6% +11.0%
10 years +137.8%+383.3% +258.0%
10 years, per year +9.1%+17.1% +13.6%

Risk

MeasureFMCCAGMSPY
Volatility, 1Y 84.9%31.0% 12.7%
Downside volatility, 1Y 72.2%33.7% 12.7%
Beta vs S&P 500, 1Y 1.280.56 1.00
Return / volatility, 1Y -0.750.73 1.02
Max drawdown, 5Y -78.9%-35.8% -25.4%
From 52-week high -65.6%-16.9% -1.8%
52-week high $11.33$241.09 $779.14
52-week low $2.98$139.00 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleFMCCAGM
P/E now vs peer median -1,051xmedian 11.0x 10.9xmedian 11.0x
P/S now vs peer median 0.5xmedian 2.6x 4.9xmedian 2.6x
EV/EBITDA now vs peer median —median 13.1x —median 13.1x
P/FCF now vs peer median 0.9xmedian 6.9x 7.0xmedian 6.9x
P/B now vs peer median 0.2xmedian 0.7x 1.2xmedian 0.7x
PEG now vs peer median 38.10median 0.32 1.12median 0.32

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsFMCCAGM
Revenue $23.63B $445.56M
Net income $12.95B $229.00M
Free cash flow $14.28B $310.06M
EPS (diluted) $0.00 $18.38
Cash & equivalents $4.32B $1.04B
Total debt $181.73B $34.78B
Shares (diluted) 3.23B 10.88M
Enterprise value -$6.26B -$1.44B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricFMCCAGM
P/E -1,051x 10.9x
P/FCF 0.9x 7.0x
P/Operating cash flow 0.9x 7.0x
P/S 0.5x 4.9x
P/B 0.2x 1.2x
P/Tangible book 0.2x 1.2x
EV/EBITDA – –
EV/EBIT 1.5x 23.1x
EV/Revenue 8.0x 80.6x
EV/FCF 13.3x 115.8x
EV/Operating cash flow 13.3x 115.8x
PEG (3Y EPS CAGR) 38.10 1.12

Growth

14 metrics
MetricFMCCAGM
Revenue growth (1Y) -1.3% 14.7%
Revenue CAGR (3Y) 5.4% 11.7%
Gross profit growth (1Y) – –
Gross profit CAGR (3Y) – –
Operating income growth (1Y) – –
Operating income CAGR (3Y) – –
Net income growth (1Y) 12.5% 8.6%
Net income CAGR (3Y) 17.3% 8.5%
EPS growth (1Y) 85.0% 8.2%
EPS CAGR (3Y) -27.6% 9.7%
Operating cash flow growth (1Y) -1.6% 37.4%
Operating cash flow CAGR (3Y) 16.0% -12.5%
Free cash flow growth (1Y) -1.6% 37.5%
Free cash flow CAGR (3Y) 16.0% -12.5%

Profitability

14 metrics
MetricFMCCAGM
Gross margin – –
EBITDA margin – –
Operating margin – –
Pretax margin 68.2% 62.9%
Net margin -0.1% 44.9%
FCF margin 60.5% 69.6%
Operating cash flow margin 60.5% 69.6%
Return on equity 17.1% 12.8%
Return on assets 0.4% 0.6%
Return on invested capital 38.9% 3.6%
Return on capital employed – –
Asset turnover 0.0x 0.0x
Cash conversion (OCF / net income) 1.1x 1.4x
Stock comp / revenue – 1.9%

Financial Health

11 metrics
MetricFMCCAGM
Debt / assets 5.2% 88.5%
Debt / equity 2.3x 18.8x
Net debt / EBITDA – –
Debt / FCF 12.7x 112.2x
Liabilities / assets 97.8% 95.3%
Equity / assets 2.2% 4.7%
Interest coverage 1.1x 1.2x
Current ratio – –
Quick ratio – –
Cash ratio – –
Altman Z-score – –

Shareholder Returns

7 metrics
MetricFMCCAGM
Dividend yield – 3.1%
Net buyback yield – -4.1%
Shareholder yield 0.0% -1.0%
Payout ratio (earnings) – 41.2%
Payout ratio (FCF) – 30.4%
Dividend growth (1Y) – 9.4%
Dividend CAGR (3Y) – 9.6%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusFMCCAGM
Forward P/E 0.9xFY2026 9.3xFY2026
EPS, next fiscal year $4.33FY2026 $21.54FY2026
EPS growth, next FY +30.4%FY2026 +29.3%FY2026
EPS growth, the year after -12.7% +2.3%
Revenue, next fiscal year $23.94BFY2026 $449.96MFY2026
Revenue growth, next FY +2.9%FY2026 +9.7%FY2026
Revenue growth, the year after +2.2% +28.6%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersFMCCAGM
Held by institutions 0.0% 86.3%
Institutions holding 12 256
Change in shares held, QoQ +48.6% +1.5%
Institutions buying 5 148
Institutions selling 1 71
Buyers to sellers 5.00 2.08

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

FMCCAGM
FMCC 1.00 0.16
AGM 0.16 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, FMCC and AGM?

Federal Home Loan Mortgage (FMCC) is the largest by market capitalisation: Federal Home Loan Mortgage (FMCC) $12.48B, Federal Agricultural Mortgage (AGM) $2.21B.

Which company is growing faster?

Federal Agricultural Mortgage (AGM) grew revenue fastest over the trailing twelve months: Federal Home Loan Mortgage (FMCC) -1.3%, Federal Agricultural Mortgage (AGM) +14.7%.

Which company is more profitable?

Federal Agricultural Mortgage (AGM) has the highest net margin (Federal Home Loan Mortgage (FMCC) -0.1%, Federal Agricultural Mortgage (AGM) 44.9%). On return on invested capital, Federal Home Loan Mortgage (FMCC) leads (Federal Home Loan Mortgage (FMCC) 38.9%, Federal Agricultural Mortgage (AGM) 3.6%).

Which stock has performed better?

Over the past year Federal Agricultural Mortgage (AGM) returned the most: Federal Home Loan Mortgage (FMCC) -63.3%, Federal Agricultural Mortgage (AGM) +22.7%. Over five years, Federal Home Loan Mortgage (FMCC) compounded fastest (Federal Home Loan Mortgage (FMCC) +34.4%/yr, Federal Agricultural Mortgage (AGM) +10.6%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Federal Home Loan Mortgage (FMCC) 0.00%, Federal Agricultural Mortgage (AGM) 0.04%. Federal Home Loan Mortgage (FMCC) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Federal Agricultural Mortgage (AGM) has been the steadiest (Federal Home Loan Mortgage (FMCC) 84.9%, Federal Agricultural Mortgage (AGM) 31.0%). Volatility measures how widely the price swings, not the risk of the business.

Do FMCC and AGM move together?

Their daily returns over the past year have a correlation of 0.16, a weak relationship. Holding both diversifies more than two closely linked stocks would.

Which is the better stock, FMCC and AGM?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Federal Home Loan Mortgage (FMCC) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.