FITB vs UWMC vs MTB Stock Comparison

Fifth Third Bancorp, UWM Holdings and M&T Bank Prices as of Oct 26, 2026 Peers: Industry group
FITB Fifth Third Bancorp
$53.12 +2.0% 1M +24.6% 1Y
Market cap
$48.83B
P/E
18.4x
Revenue (TTM)
$10.16B
Div. yield
–
Regional Banks Financial Services
5 wins
UWMC UWM Holdings Corp
$1.40 +13.8% 1M -76.1% 1Y
Market cap
$524.85M
P/E
–
Revenue (TTM)
$3.58B
Div. yield
–
Mortgage Lending Financial Services
2 wins
MTB M&T Bank Corp
$221.90 +0.3% 1M +19.8% 1Y
Market cap
$32.30B
P/E
11.2x
Revenue (TTM)
—
Div. yield
–
Regional Banks Financial Services
3 wins

Head to Head

10 decided of 12

Fifth Third Bancorp leads on 5 of the 12 questions below (Fifth Third Bancorp 5, M&T Bank 3, UWM Holdings 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionFITBUWMCMTBLeader
Larger companyMarket capitalisation $48.83B $524.85M $32.30B FITB
Cheaper on earningsLower P/E, profitable companies only 18.4x -14.1x 11.2x MTB
Cheaper on forward earningsLower price / next fiscal year consensus EPS 16.9x 7.4x 10.8x UWMC
Faster revenue growthRevenue growth, trailing twelve months +17.1% +26.1% — UWMC
More profitableNet margin, trailing twelve months 26.2% -1.0% — FITB
Better return on capitalReturn on invested capital 12.9% 6.3% — FITB
Less leveragedLower net debt / EBITDA — 10.6x — –
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months +24.6% -76.1% +19.8% FITB
Better 5-year returnAnnualised price return, 5 years +4.2%/yr -27.4%/yr +8.3%/yr MTB
Less volatileAnnualised volatility, 1 year 24.9% 79.6% 21.3% MTB
Higher overall scoreMean of the five percentile scores vs peers 40/100 37/100 — FITB

Percentile Scorecard

FITBUWMCMTB

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisFITBUWMCMTB
Valuation 13 #317 of 362 21 #135 of 170 66 #123 of 362
Growth 25 #167 of 221 16 #135 of 160 –
Profitability 45 #110 of 200 32 #102 of 149 –
Financial Health 47 #109 of 203 18 #130 of 158 –
Shareholder Returns 73 #92 of 342 97 #5 of 135 55 #155 of 342
Overall 40 37 –
  • FITB ranked among 370 companies in Banking
  • UWMC ranked among 175 companies in Lending and Credit
  • MTB ranked among 370 companies in Banking

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodFITBUWMCMTBSPY
1 month +2.0%+13.8%+0.3% -0.8%
3 months -6.8%-24.3%-10.7% +3.5%
6 months +5.5%-62.6%+1.8% +7.0%
Year to date +13.5%-68.0%+10.1% +12.2%
1 year +24.6%-76.1%+19.8% +13.0%
3 years +132.1%-71.9%+103.7% +86.3%
3 years, per year +32.4%-34.6%+26.8% +23.1%
5 years +22.8%-79.7%+48.8% +68.6%
5 years, per year +4.2%-27.4%+8.3% +11.0%
10 years +145.1%—+84.6% +258.0%
10 years, per year +9.4%—+6.3% +13.6%

Risk

MeasureFITBUWMCMTBSPY
Volatility, 1Y 24.9%79.6%21.3% 12.7%
Downside volatility, 1Y 24.7%89.8%21.6% 12.7%
Beta vs S&P 500, 1Y 0.701.440.56 1.00
Return / volatility, 1Y 0.99-0.960.93 1.02
Max drawdown, 5Y -54.6%-89.5%-43.1% -25.4%
From 52-week high -10.5%-77.0%-12.7% -1.8%
52-week high $59.36$6.10$254.11 $779.14
52-week low $41.12$1.00$180.90 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleFITBUWMCMTB
P/E now vs peer median 18.2xmedian 12.1x -12.7xmedian 11.0x 11.2xmedian 12.1x
P/S now vs peer median 4.7xmedian 3.4x 0.6xmedian 2.6x 3.2xmedian 3.4x
EV/EBITDA now vs peer median —median 5.0x 14.9xmedian 13.1x —median 5.0x
P/FCF now vs peer median —median 11.0x -0.5xmedian 6.9x 8.7xmedian 11.0x
P/B now vs peer median 1.4xmedian 1.2x 2.3xmedian 0.7x 1.1xmedian 1.2x
PEG now vs peer median -2.87median 1.36 0.25median 0.32 3.31median 1.36

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsFITBUWMCMTB
Revenue $10.16B $3.58B –
Net income $2.81B -$104.96M –
Free cash flow – -$4.92B –
EPS (diluted) $2.91 $-0.11 $19.72
Cash & equivalents $4.37B $498.41M –
Total debt $22.27B $19.23B –
Shares (diluted) 916.00M 337.53M 146.76M
Enterprise value -$33.40B -$1.77B $32.30B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricFITBUWMCMTB
P/E 18.2x -12.7x 11.2x
P/FCF – -0.5x 8.7x
P/Operating cash flow – -0.5x –
P/S 4.7x 0.6x 3.2x
P/B 1.4x 2.3x 1.1x
P/Tangible book 1.5x -0.5x 1.1x
EV/EBITDA – 14.9x –
EV/EBIT 6.1x 16.8x –
EV/Revenue 4.6x 2.2x –
EV/FCF – -1.6x –
EV/Operating cash flow – -1.6x –
PEG (3Y EPS CAGR) -2.87 0.25 3.31

Growth

14 metrics
MetricFITBUWMCMTB
Revenue growth (1Y) 17.1% 26.1% –
Revenue CAGR (3Y) 4.6% 27.3% –
Gross profit growth (1Y) – – –
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) – – –
Operating income CAGR (3Y) – – –
Net income growth (1Y) 20.2% -175.0% –
Net income CAGR (3Y) 3.3% -31.9% –
EPS growth (1Y) -10.3% -287.6% 17.7%
EPS CAGR (3Y) -6.3% -51.2% 3.4%
Operating cash flow growth (1Y) – -103.1% –
Operating cash flow CAGR (3Y) – -18.2% –
Free cash flow growth (1Y) – -100.4% –
Free cash flow CAGR (3Y) – -18.4% –

Profitability

14 metrics
MetricFITBUWMCMTB
Gross margin – – –
EBITDA margin – 14.6% –
Operating margin – – –
Pretax margin 35.4% -3.2% –
Net margin 26.2% -1.0% –
FCF margin – -137.6% –
Operating cash flow margin – -135.9% –
Return on equity 10.0% -8.1% –
Return on assets 1.1% -0.6% –
Return on invested capital 12.9% 6.3% –
Return on capital employed – – –
Asset turnover 0.0x 0.2x –
Cash conversion (OCF / net income) – 46.3x –
Stock comp / revenue – 1.6% –

Financial Health

11 metrics
MetricFITBUWMCMTB
Debt / assets 7.4% 33.5% –
Debt / equity 0.6x 6.1x –
Net debt / EBITDA – 10.6x –
Debt / FCF – -1.2x –
Liabilities / assets 88.5% 94.5% 87.2%
Equity / assets 11.5% 5.5% 12.8%
Interest coverage 1.9x 0.8x –
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricFITBUWMCMTB
Dividend yield 3.0% 21.4% 2.7%
Net buyback yield – – –
Shareholder yield 3.0% 21.4% 2.7%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusFITBUWMCMTB
Forward P/E 16.9xFY2026 7.4xFY2026 10.8xFY2026
EPS, next fiscal year $3.15FY2026 $0.19FY2026 $20.48FY2026
EPS growth, next FY -10.8%FY2026 +58.3%FY2026 +20.5%FY2026
EPS growth, the year after +61.3% +26.3% -0.4%
Revenue, next fiscal year $12.18BFY2026 $2.26BFY2026 $10.60BFY2026
Revenue growth, next FY +34.7%FY2026 -5.8%FY2026 +9.4%FY2026
Revenue growth, the year after +23.3% +37.3% -4.7%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersFITBUWMCMTB
Held by institutions 90.8% 79.7% 90.2%
Institutions holding 1,303 290 1,148
Change in shares held, QoQ +3.9% +31.8% -0.4%
Institutions buying 691 213 524
Institutions selling 406 50 392
Buyers to sellers 1.70 4.26 1.34

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

FITBUWMCMTB
FITB 1.00 0.19 0.86
UWMC 0.19 1.00 0.20
MTB 0.86 0.20 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, FITB, UWMC and MTB?

Fifth Third Bancorp (FITB) is the largest by market capitalisation: Fifth Third Bancorp (FITB) $48.83B, UWM Holdings (UWMC) $524.85M, M&T Bank (MTB) $32.30B.

Which stock is cheaper, FITB, UWMC and MTB?

M&T Bank (MTB) trades on the lowest price-to-earnings ratio (Fifth Third Bancorp (FITB) 18.4x, UWM Holdings (UWMC) -14.1x, M&T Bank (MTB) 11.2x). On next year's consensus earnings, UWM Holdings (UWMC) is cheapest (Fifth Third Bancorp (FITB) 16.9x, UWM Holdings (UWMC) 7.4x, M&T Bank (MTB) 10.8x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

UWM Holdings (UWMC) grew revenue fastest over the trailing twelve months: Fifth Third Bancorp (FITB) +17.1%, UWM Holdings (UWMC) +26.1%.

Which company is more profitable?

Fifth Third Bancorp (FITB) has the highest net margin (Fifth Third Bancorp (FITB) 26.2%, UWM Holdings (UWMC) -1.0%). On return on invested capital, Fifth Third Bancorp (FITB) leads (Fifth Third Bancorp (FITB) 12.9%, UWM Holdings (UWMC) 6.3%).

Which stock has performed better?

Over the past year Fifth Third Bancorp (FITB) returned the most: Fifth Third Bancorp (FITB) +24.6%, UWM Holdings (UWMC) -76.1%, M&T Bank (MTB) +19.8%. Over five years, M&T Bank (MTB) compounded fastest (Fifth Third Bancorp (FITB) +4.2%/yr, UWM Holdings (UWMC) -27.4%/yr, M&T Bank (MTB) +8.3%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, M&T Bank (MTB) has been the steadiest (Fifth Third Bancorp (FITB) 24.9%, UWM Holdings (UWMC) 79.6%, M&T Bank (MTB) 21.3%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, FITB, UWMC and MTB?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Fifth Third Bancorp (FITB) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.