EWBC vs TFC vs CBSH Stock Comparison

East West Bancorp, Truist Financial and Commerce Bancshares Prices as of Nov 3, 2026 Peers: Industry group
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EWBC East West Bancorp Inc
$132.41 +4.9% 1M +31.9% 1Y
Market cap
$18.42B
P/E
12.7x
Revenue (TTM)
$3.10B
Div. yield
0.02%
Regional Banks Financial Services
7 wins
TFC Truist Financial Corp
$49.42 +6.4% 1M +11.8% 1Y
Market cap
$61.55B
P/E
12.6x
Revenue (TTM)
$19.41B
Div. yield
0.04%
Regional Banks Financial Services
4 wins

Head to Head

12 decided of 12

East West Bancorp leads on 7 of the 12 questions below (East West Bancorp 7, Truist Financial 4, Commerce Bancshares 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionEWBCTFCCBSHLeader
Larger companyMarket capitalisation $18.42B $61.55B $16.17B TFC
Cheaper on earningsLower P/E, profitable companies only 12.7x 12.6x 27.7x TFC
Cheaper on forward earningsLower price / next fiscal year consensus EPS 11.6x 11.5x 12.3x TFC
Faster revenue growthRevenue growth, trailing twelve months +13.7% -3.6% +8.6% EWBC
More profitableNet margin, trailing twelve months 46.6% 25.1% 31.3% EWBC
Better return on capitalReturn on invested capital 22.4% 10.2% 20.2% EWBC
Less leveragedLower net debt / EBITDA -0.6x 4.1x 0.0x EWBC
Higher dividend yieldTrailing dividend yield 0.02% 0.04% 0.00% TFC
Better 1-year returnPrice return, last 12 months +31.9% +11.8% +11.5% EWBC
Better 5-year returnAnnualised price return, 5 years +9.8%/yr -5.0%/yr -1.6%/yr EWBC
Less volatileAnnualised volatility, 1 year 22.8% 23.7% 18.5% CBSH
Higher overall scoreMean of the five percentile scores vs peers 66/100 25/100 63/100 EWBC

Percentile Scorecard

EWBCTFCCBSH

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisEWBCTFCCBSH
Valuation 40 #215 of 360 35 #233 of 360 3 #349 of 360
Growth 54 #160 of 344 9 #312 of 344 65 #120 of 344
Profitability 96 #14 of 345 27 #254 of 345 96 #16 of 345
Financial Health 66 #116 of 339 16 #286 of 339 96 #13 of 339
Shareholder Returns 72 #100 of 352 40 #213 of 352 55 #160 of 352
Overall 66 25 63
  • EWBC ranked among 368 companies in Banking
  • TFC ranked among 368 companies in Banking
  • CBSH ranked among 368 companies in Banking

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodEWBCTFCCBSHSPY
1 month +4.9%+6.4%+0.6% -2.0%
3 months -0.7%-6.1%-7.2% -2.2%
6 months +7.2%-1.1%+6.7% +4.2%
Year to date +17.8%+0.4%+6.3% +10.6%
1 year +31.9%+11.8%+11.5% +10.4%
3 years +124.0%+58.4%+37.5% +73.6%
3 years, per year +30.9%+16.6%+11.2% +20.2%
5 years +59.2%-22.5%-7.8% +61.6%
5 years, per year +9.8%-5.0%-1.6% +10.1%
10 years +244.8%+28.3%+51.2% +261.3%
10 years, per year +13.2%+2.5%+4.2% +13.7%

Risk

MeasureEWBCTFCCBSHSPY
Volatility, 1Y 22.8%23.7%18.5% 12.8%
Downside volatility, 1Y 22.7%26.3%19.2% 12.8%
Beta vs S&P 500, 1Y 0.740.590.22 1.00
Return / volatility, 1Y 1.400.500.62 0.81
Max drawdown, 5Y -55.5%-61.1%-42.1% -25.4%
From 52-week high -3.1%-11.4%-7.8% -3.2%
52-week high $136.60$55.81$60.33 $779.14
52-week low $99.52$43.73$47.49 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleEWBCTFCCBSH
P/E now vs peer median 12.6xmedian 12.4x 12.3xmedian 12.4x 27.5xmedian 12.4x
P/S now vs peer median 5.8xmedian 3.5x 3.1xmedian 3.5x 8.6xmedian 3.5x
EV/EBITDA now vs peer median 4.3xmedian 4.9x 7.8xmedian 4.9x 13.3xmedian 4.9x
P/FCF now vs peer median 9.7xmedian 11.0x 9.8xmedian 11.0x 13.2xmedian 11.0x
P/B now vs peer median 2.0xmedian 1.2x 1.0xmedian 1.2x 3.7xmedian 1.2x
PEG now vs peer median 2.33median 1.33 -797.66median 1.33 5.51median 1.33

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsEWBCTFCCBSH
Revenue $3.10B $19.41B $1.86B
Net income $1.45B $5.19B $590.84M
Free cash flow $1.86B $6.06B $1.21B
EPS (diluted) $10.46 $3.97 $4.04
Cash & equivalents $5.09B – –
Total debt $3.04B $65.79B $26.29M
Shares (diluted) 138.30M 1.23B 144.31M
Enterprise value $8.17M $61.55B $15.96B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricEWBCTFCCBSH
P/E 12.6x 12.3x 27.5x
P/FCF 9.7x 9.8x 13.2x
P/Operating cash flow 9.2x 9.8x 12.7x
P/S 5.8x 3.1x 8.6x
P/B 2.0x 1.0x 3.7x
P/Tangible book 2.0x 1.1x 3.8x
EV/EBITDA 4.3x 7.8x 13.3x
EV/EBIT 4.6x 8.1x 14.1x
EV/Revenue 5.2x 6.4x 8.6x
EV/FCF 8.6x 20.6x 13.2x
EV/Operating cash flow 8.1x 20.6x 12.7x
PEG (3Y EPS CAGR) 2.33 -797.66 5.51

Growth

14 metrics
MetricEWBCTFCCBSH
Revenue growth (1Y) 13.7% -3.6% 8.6%
Revenue CAGR (3Y) 6.0% 2.0% 6.1%
Gross profit growth (1Y) – – –
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) – – –
Operating income CAGR (3Y) – – –
Net income growth (1Y) 21.2% -0.8% 5.0%
Net income CAGR (3Y) 4.5% -3.2% 5.0%
EPS growth (1Y) 21.7% 5.0% 0.9%
EPS CAGR (3Y) 5.4% 0.0% 5.0%
Operating cash flow growth (1Y) 36.9% 54.2% 131.6%
Operating cash flow CAGR (3Y) 6.9% -14.8% 36.7%
Free cash flow growth (1Y) 29.5% 54.2% 145.2%
Free cash flow CAGR (3Y) 4.8% -14.8% 44.0%

Profitability

14 metrics
MetricEWBCTFCCBSH
Gross margin – – –
EBITDA margin 119.8% 83.0% 64.6%
Operating margin – – –
Pretax margin 59.9% 30.7% 40.7%
Net margin 46.6% 25.1% 31.3%
FCF margin 60.1% 31.2% 65.1%
Operating cash flow margin 63.7% 31.2% 67.7%
Return on equity 15.9% 8.3% 13.6%
Return on assets 1.7% 0.9% 1.7%
Return on invested capital 22.4% 10.2% 20.2%
Return on capital employed – – –
Asset turnover 0.0x 0.0x 0.1x
Cash conversion (OCF / net income) 1.4x 1.2x 2.1x
Stock comp / revenue 2.8% – 1.1%

Financial Health

11 metrics
MetricEWBCTFCCBSH
Debt / assets 3.6% 11.9% 0.1%
Debt / equity 0.3x 1.1x 0.0x
Net debt / EBITDA -0.6x 4.1x 0.0x
Debt / FCF 1.6x 10.9x 0.0x
Liabilities / assets 89.1% 88.9% 87.6%
Equity / assets 10.9% 11.1% 12.4%
Interest coverage 2.1x 1.6x 3.0x
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricEWBCTFCCBSH
Dividend yield 2.4% 4.2% 2.0%
Net buyback yield 0.7% 7.2% 2.1%
Shareholder yield 3.1% 11.4% 4.1%
Payout ratio (earnings) 26.9% 49.5% –
Payout ratio (FCF) 20.9% 42.4% –
Dividend growth (1Y) 21.1% -4.9% –
Dividend CAGR (3Y) 15.6% -2.4% –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusEWBCTFCCBSH
Forward P/E 11.6xFY2026 11.5xFY2026 12.3xFY2026
EPS, next fiscal year $11.43FY2026 $4.28FY2026 $4.53FY2026
EPS growth, next FY +20.1%FY2026 +12.0%FY2026 +12.1%FY2026
EPS growth, the year after -2.4% +18.0% -3.3%
Revenue, next fiscal year $3.02BFY2026 $19.70BFY2026 $2.10BFY2026
Revenue growth, next FY +2.8%FY2026 -4.0%FY2026 +19.4%FY2026
Revenue growth, the year after +22.9% +1.3% -4.6%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersEWBCTFCCBSH
Held by institutions 92.0% 76.7% 37.7%
Institutions holding 650 1,691 508
Change in shares held, QoQ +1.4% +0.8% +4.8%
Institutions buying 352 800 267
Institutions selling 200 659 144
Buyers to sellers 1.76 1.21 1.85

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

EWBCTFCCBSH
EWBC 1.00 0.76 0.69
TFC 0.76 1.00 0.71
CBSH 0.69 0.71 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, EWBC, TFC and CBSH?

Truist Financial (TFC) is the largest by market capitalisation: East West Bancorp (EWBC) $18.42B, Truist Financial (TFC) $61.55B, Commerce Bancshares (CBSH) $16.17B.

Which stock is cheaper, EWBC, TFC and CBSH?

Truist Financial (TFC) trades on the lowest price-to-earnings ratio (East West Bancorp (EWBC) 12.7x, Truist Financial (TFC) 12.6x, Commerce Bancshares (CBSH) 27.7x). On next year's consensus earnings, Truist Financial (TFC) is cheapest (East West Bancorp (EWBC) 11.6x, Truist Financial (TFC) 11.5x, Commerce Bancshares (CBSH) 12.3x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

East West Bancorp (EWBC) grew revenue fastest over the trailing twelve months: East West Bancorp (EWBC) +13.7%, Truist Financial (TFC) -3.6%, Commerce Bancshares (CBSH) +8.6%.

Which company is more profitable?

East West Bancorp (EWBC) has the highest net margin (East West Bancorp (EWBC) 46.6%, Truist Financial (TFC) 25.1%, Commerce Bancshares (CBSH) 31.3%). On return on invested capital, East West Bancorp (EWBC) leads (East West Bancorp (EWBC) 22.4%, Truist Financial (TFC) 10.2%, Commerce Bancshares (CBSH) 20.2%).

Which stock has performed better?

Over the past year East West Bancorp (EWBC) returned the most: East West Bancorp (EWBC) +31.9%, Truist Financial (TFC) +11.8%, Commerce Bancshares (CBSH) +11.5%. Over five years, East West Bancorp (EWBC) compounded fastest (East West Bancorp (EWBC) +9.8%/yr, Truist Financial (TFC) -5.0%/yr, Commerce Bancshares (CBSH) -1.6%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Truist Financial (TFC) has the highest dividend yield: East West Bancorp (EWBC) 0.02%, Truist Financial (TFC) 0.04%, Commerce Bancshares (CBSH) 0.00%. Commerce Bancshares (CBSH) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Commerce Bancshares (CBSH) has been the steadiest (East West Bancorp (EWBC) 22.8%, Truist Financial (TFC) 23.7%, Commerce Bancshares (CBSH) 18.5%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, EWBC, TFC and CBSH?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, East West Bancorp (EWBC) leads on 7. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.