DBD vs NYAX vs XYZ Stock Comparison

Diebold Nixdorf, Nayax and Block Prices as of Oct 28, 2026 Peers: Industry group
DBD DIEBOLD NIXDORF, Inc
$58.05 -4.6% 1M -0.5% 1Y
Market cap
$2.01B
P/E
26.2x
Revenue (TTM)
$3.92B
Div. yield
–
Restaurant and Retail Software Technology
5 wins
NYAX Nayax Ltd.
$50.29 +12.6% 1M +19.8% 1Y
Market cap
$1.84B
P/E
234.3x
Revenue (TTM)
$453.18M
Div. yield
–
Payment Processing Technology
2 wins
XYZ Block, Inc.
$75.21 +2.6% 1M -6.2% 1Y
Market cap
$45.40B
P/E
127.1x
Revenue (TTM)
$25.04B
Div. yield
–
Payment Processing Technology
3 wins

Head to Head

10 decided of 12

Diebold Nixdorf leads on 5 of the 12 questions below (Diebold Nixdorf 5, Block 3, Nayax 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionDBDNYAXXYZLeader
Larger companyMarket capitalisation $2.01B $1.84B $45.40B XYZ
Cheaper on earningsLower P/E, profitable companies only 26.2x 234.3x 127.1x DBD
Cheaper on forward earningsLower price / next fiscal year consensus EPS 10.3x 122.7x 19.3x DBD
Faster revenue growthRevenue growth, trailing twelve months +6.3% +30.0% +5.1% NYAX
More profitableNet margin, trailing twelve months 2.0% 1.7% 1.4% DBD
Better return on capitalReturn on invested capital 7.4% 5.9% 2.0% DBD
Less leveragedLower net debt / EBITDA 2.2x 0.7x 0.3x XYZ
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months -0.5% +19.8% -6.2% NYAX
Better 5-year returnAnnualised price return, 5 years — — -21.6%/yr –
Less volatileAnnualised volatility, 1 year 42.8% 49.6% 46.4% DBD
Higher overall scoreMean of the five percentile scores vs peers 67/100 52/100 73/100 XYZ

Percentile Scorecard

DBDNYAXXYZ

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisDBDNYAXXYZ
Valuation 91 #9 of 89 45 #55 of 99 83 #18 of 99
Growth 61 #32 of 81 74 #25 of 94 82 #18 of 94
Profitability 61 #30 of 76 63 #34 of 90 65 #32 of 90
Financial Health 28 #68 of 94 45 #58 of 105 68 #34 of 105
Shareholder Returns 92 #5 of 52 33 #40 of 59 67 #20 of 59
Overall 67 52 73
  • DBD ranked among 98 companies in Vertical Software
  • NYAX ranked among 109 companies in Fintech
  • XYZ ranked among 109 companies in Fintech

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodDBDNYAXXYZSPY
1 month -4.6%+12.6%+2.6% +0.9%
3 months -22.8%-26.1%-8.5% +5.9%
6 months -30.0%-25.8%+8.3% +8.5%
Year to date -14.5%-0.6%+15.5% +13.3%
1 year -0.5%+19.8%-6.2% +12.4%
3 years +215.8%+164.7%+87.9% +88.1%
3 years, per year +46.8%+38.4%+23.4% +23.5%
5 years ——-70.4% +68.2%
5 years, per year ——-21.6% +11.0%
10 years ——+575.1% +263.4%
10 years, per year ——+21.0% +13.8%

Risk

MeasureDBDNYAXXYZSPY
Volatility, 1Y 42.8%49.6%46.4% 12.7%
Downside volatility, 1Y 49.3%50.7%46.2% 12.7%
Beta vs S&P 500, 1Y 1.070.881.83 1.00
Return / volatility, 1Y -0.010.40-0.13 0.98
Max drawdown, 5Y -36.0%-49.6%-84.6% -25.4%
From 52-week high -36.0%-33.7%-11.4% -0.9%
52-week high $90.73$75.81$84.84 $779.14
52-week low $56.24$39.72$49.09 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleDBDNYAXXYZ
P/E now vs peer median 25.5xmedian 40.6x 236.3xmedian 19.6x 125.9xmedian 19.6x
P/S now vs peer median 0.5xmedian 2.4x 4.1xmedian 2.3x 1.8xmedian 2.3x
EV/EBITDA now vs peer median 7.9xmedian 18.3x 35.8xmedian 17.5x 29.5xmedian 17.5x
P/FCF now vs peer median 12.6xmedian 20.5x 59.8xmedian 15.9x 11.6xmedian 15.9x
P/B now vs peer median 2.1xmedian 1.8x 7.6xmedian 2.0x 2.0xmedian 2.0x
PEG now vs peer median 0.92median 1.74 8.88median 1.01 1.87median 1.01

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsDBDNYAXXYZ
Revenue $3.92B $453.18M $25.04B
Gross profit $979.70M $216.61M $11.61B
Operating income $211.30M $24.56M $1.17B
Net income $79.30M $7.87M $357.28M
Free cash flow $154.40M $31.11M $3.88B
R&D $83.80M $33.69M $3.07B
EPS (diluted) $2.22 $0.21 $0.59
Cash & equivalents $184.90M $302.83M $6.43B
Total debt $949.30M $829.59M $6.88B
Shares (diluted) 34.60M 37.66M 608.85M
Enterprise value $749.87M $740.00M $16.70B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricDBDNYAXXYZ
P/E 25.5x 236.3x 125.9x
P/FCF 12.6x 59.8x 11.6x
P/Operating cash flow 10.4x 65.5x 11.1x
P/S 0.5x 4.1x 1.8x
P/B 2.1x 7.6x 2.0x
P/Tangible book 8.9x 7.6x 2.2x
EV/EBITDA 7.9x 35.8x 29.5x
EV/EBIT 12.8x 77.3x 39.0x
EV/Revenue 0.7x 4.2x 1.8x
EV/FCF 17.6x 61.0x 11.8x
EV/Operating cash flow 14.4x 66.9x 11.2x
PEG (3Y EPS CAGR) 0.92 8.88 1.87

Growth

14 metrics
MetricDBDNYAXXYZ
Revenue growth (1Y) 6.3% 30.0% 5.1%
Revenue CAGR (3Y) 2.5% 29.9% 8.3%
Gross profit growth (1Y) 7.3% 31.3% 23.7%
Gross profit CAGR (3Y) 7.8% 44.6% 19.5%
Operating income growth (1Y) 5.2% -13.2% 1.7%
Operating income CAGR (3Y) 173.8% 45.5% 77.9%
Net income growth (1Y) 53.4% -62.8% -87.9%
Net income CAGR (3Y) 27.7% 31.9% 64.5%
EPS growth (1Y) 62.1% -64.6% -87.7%
EPS CAGR (3Y) 27.8% 26.6% 67.4%
Operating cash flow growth (1Y) -32.6% -40.7% 236.4%
Operating cash flow CAGR (3Y) 44.8% 68.7% 105.3%
Free cash flow growth (1Y) -38.6% -28.3% 266.4%
Free cash flow CAGR (3Y) 40.0% 65.4% 129.4%

Profitability

14 metrics
MetricDBDNYAXXYZ
Gross margin 25.0% 47.8% 46.4%
EBITDA margin 8.7% 11.7% 6.2%
Operating margin 5.4% 5.4% 4.7%
Pretax margin 3.2% 3.8% 2.8%
Net margin 2.0% 1.7% 1.4%
FCF margin 3.9% 6.9% 15.5%
Operating cash flow margin 4.8% 6.3% 16.2%
Return on equity 8.3% 3.3% 1.6%
Return on assets 2.1% 0.9% 0.9%
Return on invested capital 7.4% 5.9% 2.0%
Return on capital employed 8.8% 4.2% 4.0%
Asset turnover 1.1x 0.5x 0.6x
Cash conversion (OCF / net income) 2.4x 3.6x 11.4x
Stock comp / revenue 0.4% 3.9% 4.8%

Financial Health

11 metrics
MetricDBDNYAXXYZ
Debt / assets 25.9% 36.9% 17.6%
Debt / equity 1.0x 1.4x 0.3x
Net debt / EBITDA 2.2x 0.7x 0.3x
Debt / FCF 6.1x 11.0x 1.8x
Liabilities / assets 74.2% 73.6% 43.7%
Equity / assets 25.8% 26.4% 56.3%
Interest coverage 2.2x 1.5x –
Current ratio 1.3x 2.1x 2.2x
Quick ratio 0.6x 1.3x 0.8x
Cash ratio 0.1x 0.9x 0.6x
Altman Z-score 1.85 2.66 2.83

Shareholder Returns

7 metrics
MetricDBDNYAXXYZ
Dividend yield – – –
Net buyback yield 10.6% -0.3% 4.0%
Shareholder yield 10.6% -0.3% 4.0%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusDBDNYAXXYZ
Forward P/E 10.3xFY2026 122.7xFY2026 19.3xFY2026
EPS, next fiscal year $5.62FY2026 $0.41FY2026 $3.89FY2026
EPS growth, next FY +0.5%FY2026 -56.4%FY2026 +64.1%FY2026
EPS growth, the year after +31.5% +202.4% +38.3%
Revenue, next fiscal year $4.14BFY2026 $501.80MFY2026 $24.57BFY2026
Revenue growth, next FY +8.6%FY2026 +25.3%FY2026 +1.6%FY2026
Revenue growth, the year after +3.1% +33.8% +21.4%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersDBDNYAXXYZ
Held by institutions 100.0% 12.9% 73.6%
Institutions holding 213 59 1,081
Change in shares held, QoQ +8.6% -5.2% +3.0%
Institutions buying 129 26 581
Institutions selling 61 16 330
Buyers to sellers 2.11 1.63 1.76

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

DBDNYAXXYZ
DBD 1.00 0.12 0.18
NYAX 0.12 1.00 0.18
XYZ 0.18 0.18 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, DBD, NYAX and XYZ?

Block (XYZ) is the largest by market capitalisation: Diebold Nixdorf (DBD) $2.01B, Nayax (NYAX) $1.84B, Block (XYZ) $45.40B.

Which stock is cheaper, DBD, NYAX and XYZ?

Diebold Nixdorf (DBD) trades on the lowest price-to-earnings ratio (Diebold Nixdorf (DBD) 26.2x, Nayax (NYAX) 234.3x, Block (XYZ) 127.1x). On next year's consensus earnings, Diebold Nixdorf (DBD) is cheapest (Diebold Nixdorf (DBD) 10.3x, Nayax (NYAX) 122.7x, Block (XYZ) 19.3x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Nayax (NYAX) grew revenue fastest over the trailing twelve months: Diebold Nixdorf (DBD) +6.3%, Nayax (NYAX) +30.0%, Block (XYZ) +5.1%.

Which company is more profitable?

Diebold Nixdorf (DBD) has the highest net margin (Diebold Nixdorf (DBD) 2.0%, Nayax (NYAX) 1.7%, Block (XYZ) 1.4%). On return on invested capital, Diebold Nixdorf (DBD) leads (Diebold Nixdorf (DBD) 7.4%, Nayax (NYAX) 5.9%, Block (XYZ) 2.0%).

Which stock has performed better?

Over the past year Nayax (NYAX) returned the most: Diebold Nixdorf (DBD) -0.5%, Nayax (NYAX) +19.8%, Block (XYZ) -6.2%. Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Diebold Nixdorf (DBD) has been the steadiest (Diebold Nixdorf (DBD) 42.8%, Nayax (NYAX) 49.6%, Block (XYZ) 46.4%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, DBD, NYAX and XYZ?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Diebold Nixdorf (DBD) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.