CTSH vs MNDY vs NOW Stock Comparison

Cognizant Technology Solutions, Monday.Com and ServiceNow Prices as of Oct 27, 2026 Peers: Industry group
MNDY monday.com Ltd.
$99.61 +19.1% 1M -49.9% 1Y
Market cap
$5.03B
P/E
41.5x
Revenue (TTM)
$1.37B
Div. yield
–
Productivity Software Technology
2 wins
NOW ServiceNow, Inc.
$154.83 +14.2% 1M -18.2% 1Y
Market cap
$154.51B
P/E
92.5x
Revenue (TTM)
$14.73B
Div. yield
–
Business Process Automation Technology
3 wins

Head to Head

10 decided of 12

Cognizant Technology Solutions leads on 5 of the 12 questions below (Cognizant Technology Solutions 5, ServiceNow 3, Monday.Com 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionCTSHMNDYNOWLeader
Larger companyMarket capitalisation $30.86B $5.03B $154.51B NOW
Cheaper on earningsLower P/E, profitable companies only 13.9x 41.5x 92.5x CTSH
Cheaper on forward earningsLower price / next fiscal year consensus EPS 11.8x 16.9x 40.2x CTSH
Faster revenue growthRevenue growth, trailing twelve months +5.6% +24.2% +22.2% MNDY
More profitableNet margin, trailing twelve months 10.3% 8.9% 11.3% NOW
Better return on capitalReturn on invested capital 13.7% — — –
Less leveragedLower net debt / EBITDA 0.1x — 0.8x CTSH
Higher dividend yieldTrailing dividend yield 0.02% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months -2.7% -49.9% -18.2% CTSH
Better 5-year returnAnnualised price return, 5 years -3.1%/yr -23.2%/yr +2.4%/yr NOW
Less volatileAnnualised volatility, 1 year 43.2% 67.5% 58.7% CTSH
Higher overall scoreMean of the five percentile scores vs peers 70/100 71/100 52/100 MNDY

Percentile Scorecard

CTSHMNDYNOW

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisCTSHMNDYNOW
Valuation 59 #21 of 50 43 #17 of 29 27 #74 of 101
Growth 46 #25 of 45 89 #4 of 27 58 #41 of 97
Profitability 90 #5 of 41 64 #10 of 26 82 #18 of 94
Financial Health 77 #15 of 62 63 #12 of 31 50 #55 of 108
Shareholder Returns 79 #7 of 30 94 #2 of 17 41 #38 of 64
Overall 70 71 52
  • CTSH ranked among 66 companies in Technology Services
  • MNDY ranked among 32 companies in Workplace Software
  • NOW ranked among 114 companies in Business Applications

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodCTSHMNDYNOWSPY
1 month +15.5%+19.1%+14.2% -0.2%
3 months +31.6%+14.4%+40.0% +3.9%
6 months +20.1%+48.1%+71.1% +8.2%
Year to date -20.2%-32.5%+1.1% +12.9%
1 year -2.7%-49.9%-18.2% +12.3%
3 years +4.6%-22.9%+39.7% +87.4%
3 years, per year +1.5%-8.3%+11.8% +23.3%
5 years -14.4%-73.2%+12.6% +67.9%
5 years, per year -3.1%-23.2%+2.4% +10.9%
10 years +29.1%—+811.3% +261.1%
10 years, per year +2.6%—+24.7% +13.7%

Risk

MeasureCTSHMNDYNOWSPY
Volatility, 1Y 43.2%67.5%58.7% 12.7%
Downside volatility, 1Y 43.7%68.8%61.3% 12.7%
Beta vs S&P 500, 1Y 0.080.600.61 1.00
Return / volatility, 1Y -0.06-0.74-0.31 0.97
Max drawdown, 5Y -58.4%-86.8%-64.5% -25.4%
From 52-week high -23.6%-51.5%-18.2% -1.2%
52-week high $86.70$205.24$189.26 $779.14
52-week low $38.73$58.81$83.00 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleCTSHMNDYNOW
P/E now vs peer median 13.9xmedian 17.4x 42.3xmedian 31.0x 95.6xmedian 28.3x
P/S now vs peer median 1.4xmedian 0.7x 3.7xmedian 2.4x 10.9xmedian 2.8x
EV/EBITDA now vs peer median 7.6xmedian 10.7x 120.9xmedian 11.3x 47.7xmedian 17.3x
P/FCF now vs peer median 11.5xmedian 11.5x 16.0xmedian 15.6x 35.0xmedian 15.8x
P/B now vs peer median 2.1xmedian 1.4x 8.2xmedian 3.0x 12.8xmedian 3.2x
PEG now vs peer median 4.25median 1.51 0.68median 0.74 18.40median 0.85

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsCTSHMNDYNOW
Revenue $21.64B $1.37B $14.73B
Gross profit $7.24B $1.21B $11.02B
Operating income $3.44B $18.22M $1.68B
Net income $2.22B $121.24M $1.67B
Free cash flow $2.60B $319.43M $4.58B
R&D – $355.70M $3.26B
EPS (diluted) $4.76 $2.28 $1.61
Cash & equivalents $1.04B $853.40M $2.50B
Total debt $1.56B – $7.52B
Shares (diluted) 466.00M 53.09M 1.03B
Enterprise value $24.03B -$236.00M $132.97B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricCTSHMNDYNOW
P/E 13.9x 42.3x 95.6x
P/FCF 11.5x 16.0x 35.0x
P/Operating cash flow 10.3x 16.2x 30.2x
P/S 1.4x 3.7x 10.9x
P/B 2.1x 8.2x 12.8x
P/Tangible book 2.3x 8.3x 18.3x
EV/EBITDA 7.6x 120.9x 47.7x
EV/EBIT 8.9x 220.9x 97.0x
EV/Revenue 1.4x 2.9x 11.1x
EV/FCF 11.7x 12.6x 35.6x
EV/Operating cash flow 10.4x 12.8x 30.7x
PEG (3Y EPS CAGR) 4.25 0.68 18.40

Growth

14 metrics
MetricCTSHMNDYNOW
Revenue growth (1Y) 5.6% 24.2% 22.2%
Revenue CAGR (3Y) 3.7% 29.8% 22.5%
Gross profit growth (1Y) 3.4% 23.3% 16.4%
Gross profit CAGR (3Y) 2.2% 29.9% 20.5%
Operating income growth (1Y) 8.8% 193.1% 4.9%
Operating income CAGR (3Y) 7.5% 31.0% 49.1%
Net income growth (1Y) -8.9% 203.3% 0.5%
Net income CAGR (3Y) 0.4% 66.6% 5.5%
EPS growth (1Y) -3.8% 199.5% 1.7%
EPS CAGR (3Y) 3.3% 62.1% 5.2%
Operating cash flow growth (1Y) 13.7% -8.0% 13.0%
Operating cash flow CAGR (3Y) 5.3% 29.7% 22.2%
Free cash flow growth (1Y) 13.8% -6.0% 19.0%
Free cash flow CAGR (3Y) 6.3% 26.4% 25.7%

Profitability

14 metrics
MetricCTSHMNDYNOW
Gross margin 33.4% 88.7% 74.8%
EBITDA margin 18.5% 2.4% 23.2%
Operating margin 15.9% 1.3% 11.4%
Pretax margin 16.2% 4.7% 15.9%
Net margin 10.3% 8.9% 11.3%
FCF margin 12.0% 23.4% 31.1%
Operating cash flow margin 13.5% 23.0% 36.0%
Return on equity 15.0% 0.1% 13.8%
Return on assets 10.7% 0.0% 6.0%
Return on invested capital 13.7% – –
Return on capital employed 20.0% 2.1% 10.6%
Asset turnover 1.0x 0.8x 0.5x
Cash conversion (OCF / net income) 1.3x 2.6x 3.2x
Stock comp / revenue 0.9% 11.7% 12.3%

Financial Health

11 metrics
MetricCTSHMNDYNOW
Debt / assets 7.5% – 23.7%
Debt / equity 0.1x – 0.6x
Net debt / EBITDA 0.1x – 0.8x
Debt / FCF 0.6x – 1.6x
Liabilities / assets 30.6% 61.9% 60.5%
Equity / assets 69.4% 38.1% 39.5%
Interest coverage 95.4x – –
Current ratio 2.2x 1.5x 0.7x
Quick ratio 1.7x 1.4x 0.6x
Cash ratio 0.3x 1.4x 0.4x
Altman Z-score 5.63 3.90 5.78

Shareholder Returns

7 metrics
MetricCTSHMNDYNOW
Dividend yield 2.0% – –
Net buyback yield 7.9% 11.2% 2.0%
Shareholder yield 9.8% 11.2% 2.0%
Payout ratio (earnings) 27.8% – –
Payout ratio (FCF) 23.8% – –
Dividend growth (1Y) 1.8% – –
Dividend CAGR (3Y) 2.3% – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusCTSHMNDYNOW
Forward P/E 11.8xFY2026 16.9xFY2026 40.2xFY2026
EPS, next fiscal year $5.61FY2026 $5.89FY2026 $3.85FY2026
EPS growth, next FY +6.3%FY2026 +33.9%FY2026 +9.7%FY2026
EPS growth, the year after +10.0% +9.3% +27.0%
Revenue, next fiscal year $20.77BFY2026 $1.51BFY2026 $15.25BFY2026
Revenue growth, next FY -1.6%FY2026 +22.4%FY2026 +14.8%FY2026
Revenue growth, the year after +7.8% +9.7% +17.7%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersCTSHMNDYNOW
Held by institutions 100.0% 62.6% 81.6%
Institutions holding 915 273 2,224
Change in shares held, QoQ +6.6% -12.3% -2.1%
Institutions buying 464 143 1,285
Institutions selling 352 104 779
Buyers to sellers 1.32 1.38 1.65

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

CTSHMNDYNOW
CTSH 1.00 0.51 0.55
MNDY 0.51 1.00 0.65
NOW 0.55 0.65 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, CTSH, MNDY and NOW?

ServiceNow (NOW) is the largest by market capitalisation: Cognizant Technology Solutions (CTSH) $30.86B, Monday.Com (MNDY) $5.03B, ServiceNow (NOW) $154.51B.

Which stock is cheaper, CTSH, MNDY and NOW?

Cognizant Technology Solutions (CTSH) trades on the lowest price-to-earnings ratio (Cognizant Technology Solutions (CTSH) 13.9x, Monday.Com (MNDY) 41.5x, ServiceNow (NOW) 92.5x). On next year's consensus earnings, Cognizant Technology Solutions (CTSH) is cheapest (Cognizant Technology Solutions (CTSH) 11.8x, Monday.Com (MNDY) 16.9x, ServiceNow (NOW) 40.2x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Monday.Com (MNDY) grew revenue fastest over the trailing twelve months: Cognizant Technology Solutions (CTSH) +5.6%, Monday.Com (MNDY) +24.2%, ServiceNow (NOW) +22.2%.

Which company is more profitable?

ServiceNow (NOW) has the highest net margin (Cognizant Technology Solutions (CTSH) 10.3%, Monday.Com (MNDY) 8.9%, ServiceNow (NOW) 11.3%).

Which stock has performed better?

Over the past year Cognizant Technology Solutions (CTSH) returned the most: Cognizant Technology Solutions (CTSH) -2.7%, Monday.Com (MNDY) -49.9%, ServiceNow (NOW) -18.2%. Over five years, ServiceNow (NOW) compounded fastest (Cognizant Technology Solutions (CTSH) -3.1%/yr, Monday.Com (MNDY) -23.2%/yr, ServiceNow (NOW) +2.4%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Cognizant Technology Solutions (CTSH) 0.02%, Monday.Com (MNDY) 0.00%, ServiceNow (NOW) 0.00%. Monday.Com (MNDY) and ServiceNow (NOW) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Cognizant Technology Solutions (CTSH) has been the steadiest (Cognizant Technology Solutions (CTSH) 43.2%, Monday.Com (MNDY) 67.5%, ServiceNow (NOW) 58.7%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, CTSH, MNDY and NOW?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Cognizant Technology Solutions (CTSH) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.