CFG vs KEY vs EWBC Stock Comparison

Citizens Financial, Keycorp and East West Bancorp Prices as of Nov 2, 2026 Peers: Industry group
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KEY Keycorp /New/
$21.50 +7.1% 1M +22.2% 1Y
Market cap
$22.94B
P/E
12.2x
Revenue (TTM)
$7.78B
Div. yield
3.74%
Regional Banks Financial Services
4 wins
EWBC East West Bancorp Inc
$133.15 +5.5% 1M +31.1% 1Y
Market cap
$18.24B
P/E
12.7x
Revenue (TTM)
$3.10B
Div. yield
2.25%
Regional Banks Financial Services
7 wins

Head to Head

12 decided of 12

East West Bancorp leads on 7 of the 12 questions below (East West Bancorp 7, Keycorp 4, Citizens Financial 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionCFGKEYEWBCLeader
Larger companyMarket capitalisation $27.35B $22.94B $18.24B CFG
Cheaper on earningsLower P/E, profitable companies only 12.9x 12.2x 12.7x KEY
Cheaper on forward earningsLower price / next fiscal year consensus EPS 12.0x 10.9x 11.6x KEY
Faster revenue growthRevenue growth, trailing twelve months +10.6% +51.6% +13.7% KEY
More profitableNet margin, trailing twelve months 23.8% 24.2% 46.6% EWBC
Better return on capitalReturn on invested capital 12.0% 13.2% 22.4% EWBC
Less leveragedLower net debt / EBITDA 2.6x 0.4x -0.6x EWBC
Higher dividend yieldTrailing dividend yield 2.93% 3.74% 2.25% KEY
Better 1-year returnPrice return, last 12 months +27.6% +22.2% +31.1% EWBC
Better 5-year returnAnnualised price return, 5 years +6.0%/yr -2.1%/yr +9.8%/yr EWBC
Less volatileAnnualised volatility, 1 year 25.6% 23.1% 22.8% EWBC
Higher overall scoreMean of the five percentile scores vs peers 23/100 37/100 66/100 EWBC

Percentile Scorecard

CFGKEYEWBC

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisCFGKEYEWBC
Valuation 20 #287 of 359 41 #212 of 359 41 #213 of 359
Growth 14 #294 of 340 44 #190 of 340 54 #158 of 340
Profitability 15 #292 of 343 19 #277 of 343 96 #16 of 343
Financial Health 19 #273 of 338 23 #260 of 338 66 #117 of 338
Shareholder Returns 48 #183 of 351 57 #151 of 351 72 #99 of 351
Overall 23 37 66
  • CFG ranked among 368 companies in Banking
  • KEY ranked among 368 companies in Banking
  • EWBC ranked among 368 companies in Banking

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodCFGKEYEWBCSPY
1 month +0.9%+7.1%+5.5% -2.3%
3 months -10.7%-5.8%+0.8% -0.7%
6 months +2.2%-0.7%+7.9% +4.8%
Year to date +11.2%+4.2%+18.5% +10.3%
1 year +27.6%+22.2%+31.1% +10.3%
3 years +148.1%+88.8%+125.3% +73.0%
3 years, per year +35.4%+23.6%+31.1% +20.1%
5 years +34.0%-10.2%+59.3% +61.9%
5 years, per year +6.0%-2.1%+9.8% +10.1%
10 years +148.8%+54.1%+246.0% +258.6%
10 years, per year +9.5%+4.4%+13.2% +13.6%

Risk

MeasureCFGKEYEWBCSPY
Volatility, 1Y 25.6%23.1%22.8% 12.8%
Downside volatility, 1Y 25.9%23.7%22.8% 12.8%
Beta vs S&P 500, 1Y 0.890.730.74 1.00
Return / volatility, 1Y 1.080.961.36 0.80
Max drawdown, 5Y -59.4%-66.9%-55.5% -25.4%
From 52-week high -13.1%-10.3%-2.5% -3.5%
52-week high $74.73$23.98$136.60 $779.14
52-week low $49.71$17.12$99.52 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleCFGKEYEWBC
P/E now vs peer median 12.9xmedian 12.7x 12.2xmedian 12.7x 12.7xmedian 12.7x
P/S now vs peer median 3.1xmedian 3.5x 2.9xmedian 3.5x 5.9xmedian 3.5x
EV/EBITDA now vs peer median 6.5xmedian 4.9x 4.2xmedian 4.9x 4.4xmedian 4.9x
P/FCF now vs peer median 25.0xmedian 11.4x 19.1xmedian 11.4x 9.8xmedian 11.4x
P/B now vs peer median 1.1xmedian 1.2x 1.2xmedian 1.2x 2.0xmedian 1.2x
PEG now vs peer median 2.01median 1.46 2.37median 1.46 2.34median 1.46

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsCFGKEYEWBC
Revenue $8.93B $7.78B $3.10B
Net income $2.27B $2.03B $1.45B
Free cash flow $1.09B $1.20B $1.86B
EPS (diluted) $4.99 $1.75 $10.46
Cash & equivalents – – $5.09B
Total debt $17.83B $14.65B $3.04B
Shares (diluted) 425.66M 1.08B 138.30M
Enterprise value $27.35B -$24.75B -$167.00M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricCFGKEYEWBC
P/E 12.9x 12.2x 12.7x
P/FCF 25.0x 19.1x 9.8x
P/Operating cash flow 21.7x 17.5x 9.2x
P/S 3.1x 2.9x 5.9x
P/B 1.1x 1.2x 2.0x
P/Tangible book 1.1x 1.2x 2.0x
EV/EBITDA 6.5x 4.2x 4.4x
EV/EBIT 6.9x 4.2x 4.6x
EV/Revenue 5.1x 3.2x 5.2x
EV/FCF 41.3x 21.0x 8.7x
EV/Operating cash flow 35.9x 19.2x 8.2x
PEG (3Y EPS CAGR) 2.01 2.37 2.34

Growth

14 metrics
MetricCFGKEYEWBC
Revenue growth (1Y) 10.6% 51.6% 13.7%
Revenue CAGR (3Y) 1.9% 3.3% 6.0%
Gross profit growth (1Y) – – –
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) – – –
Operating income CAGR (3Y) – – –
Net income growth (1Y) 33.1% 1,053% 21.2%
Net income CAGR (3Y) 3.1% 9.8% 4.5%
EPS growth (1Y) 38.9% 5,762% 21.7%
EPS CAGR (3Y) 6.4% 5.2% 5.4%
Operating cash flow growth (1Y) -55.9% -18.9% 36.9%
Operating cash flow CAGR (3Y) -30.4% -35.8% 6.9%
Free cash flow growth (1Y) -59.8% -22.3% 29.5%
Free cash flow CAGR (3Y) -32.9% -37.2% 4.8%

Profitability

14 metrics
MetricCFGKEYEWBC
Gross margin – – –
EBITDA margin 77.7% 76.5% 119.8%
Operating margin – – –
Pretax margin 32.3% 32.8% 59.9%
Net margin 23.8% 24.2% 46.6%
FCF margin 12.2% 15.4% 60.1%
Operating cash flow margin 14.1% 16.8% 63.7%
Return on equity 8.8% 10.2% 15.9%
Return on assets 1.0% 1.1% 1.7%
Return on invested capital 12.0% 13.2% 22.4%
Return on capital employed – – –
Asset turnover 0.0x 0.0x 0.0x
Cash conversion (OCF / net income) 0.6x 0.6x 1.4x
Stock comp / revenue 1.5% 1.7% 2.8%

Financial Health

11 metrics
MetricCFGKEYEWBC
Debt / assets 7.6% 7.7% 3.6%
Debt / equity 0.7x 0.7x 0.3x
Net debt / EBITDA 2.6x 0.4x -0.6x
Debt / FCF 16.3x 12.2x 1.6x
Liabilities / assets 89.3% 89.7% 89.1%
Equity / assets 10.7% 10.3% 10.9%
Interest coverage 1.8x 1.8x 2.1x
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricCFGKEYEWBC
Dividend yield 2.9% 3.7% 2.3%
Net buyback yield 4.3% -0.1% 0.7%
Shareholder yield 7.2% 3.7% 2.9%
Payout ratio (earnings) 35.0% – 26.9%
Payout ratio (FCF) 72.6% – 20.9%
Dividend growth (1Y) 6.7% – 21.1%
Dividend CAGR (3Y) -1.1% – 15.6%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusCFGKEYEWBC
Forward P/E 12.0xFY2026 10.9xFY2026 11.6xFY2026
EPS, next fiscal year $5.42FY2026 $1.97FY2026 $11.43FY2026
EPS growth, next FY +40.4%FY2026 +29.6%FY2026 +20.1%FY2026
EPS growth, the year after +27.1% +15.7% -2.4%
Revenue, next fiscal year $8.59BFY2026 $7.55BFY2026 $3.02BFY2026
Revenue growth, next FY +4.1%FY2026 +0.5%FY2026 +2.8%FY2026
Revenue growth, the year after +11.4% +11.4% +22.9%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersCFGKEYEWBC
Held by institutions 96.7% 88.1% 92.0%
Institutions holding 1,099 945 650
Change in shares held, QoQ +2.9% +1.1% +1.4%
Institutions buying 634 470 352
Institutions selling 315 301 200
Buyers to sellers 2.01 1.56 1.76

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

CFGKEYEWBC
CFG 1.00 0.89 0.81
KEY 0.89 1.00 0.81
EWBC 0.81 0.81 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, CFG, KEY and EWBC?

Citizens Financial (CFG) is the largest by market capitalisation: Citizens Financial (CFG) $27.35B, Keycorp (KEY) $22.94B, East West Bancorp (EWBC) $18.24B.

Which stock is cheaper, CFG, KEY and EWBC?

Keycorp (KEY) trades on the lowest price-to-earnings ratio (Citizens Financial (CFG) 12.9x, Keycorp (KEY) 12.2x, East West Bancorp (EWBC) 12.7x). On next year's consensus earnings, Keycorp (KEY) is cheapest (Citizens Financial (CFG) 12.0x, Keycorp (KEY) 10.9x, East West Bancorp (EWBC) 11.6x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Keycorp (KEY) grew revenue fastest over the trailing twelve months: Citizens Financial (CFG) +10.6%, Keycorp (KEY) +51.6%, East West Bancorp (EWBC) +13.7%.

Which company is more profitable?

East West Bancorp (EWBC) has the highest net margin (Citizens Financial (CFG) 23.8%, Keycorp (KEY) 24.2%, East West Bancorp (EWBC) 46.6%). On return on invested capital, East West Bancorp (EWBC) leads (Citizens Financial (CFG) 12.0%, Keycorp (KEY) 13.2%, East West Bancorp (EWBC) 22.4%).

Which stock has performed better?

Over the past year East West Bancorp (EWBC) returned the most: Citizens Financial (CFG) +27.6%, Keycorp (KEY) +22.2%, East West Bancorp (EWBC) +31.1%. Over five years, East West Bancorp (EWBC) compounded fastest (Citizens Financial (CFG) +6.0%/yr, Keycorp (KEY) -2.1%/yr, East West Bancorp (EWBC) +9.8%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Keycorp (KEY) has the highest dividend yield: Citizens Financial (CFG) 2.93%, Keycorp (KEY) 3.74%, East West Bancorp (EWBC) 2.25%.

Which stock is riskier?

By one-year price volatility, East West Bancorp (EWBC) has been the steadiest (Citizens Financial (CFG) 25.6%, Keycorp (KEY) 23.1%, East West Bancorp (EWBC) 22.8%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, CFG, KEY and EWBC?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, East West Bancorp (EWBC) leads on 7. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.