BSAC vs KEY vs HBAN Stock Comparison

Banco Santander Chile, Keycorp and Huntington Bancshares Prices as of Nov 4, 2026 Peers: Industry group
1 more company in this comparison (EWBC) Create a free account to keep reading and compare up to 10 companies.
BSAC Banco Santander Chile
$33.08 +1.2% 1M +16.6% 1Y
Market cap
$415.59B
P/E
0.0x
Revenue (TTM)
—
Div. yield
4.47%
Regional Banks Financial Services
5 wins
KEY Keycorp /New/
$21.56 +6.9% 1M +24.6% 1Y
Market cap
$22.77B
P/E
11.5x
Revenue (TTM)
$7.94B
Div. yield
3.73%
Regional Banks Financial Services
6 wins

Head to Head

12 decided of 12

Keycorp leads on 6 of the 12 questions below (Keycorp 6, Banco Santander Chile 5, Huntington Bancshares 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionBSACKEYHBANLeader
Larger companyMarket capitalisation $415.59B $22.77B $32.37B BSAC
Cheaper on earningsLower P/E, profitable companies only 0.0x 11.5x 14.0x BSAC
Cheaper on forward earningsLower price / next fiscal year consensus EPS 11.6x 10.9x 12.7x KEY
Faster revenue growthRevenue growth, trailing twelve months — +25.3% +30.6% HBAN
More profitableNet margin, trailing twelve months — 24.8% 22.4% KEY
Better return on capitalReturn on invested capital — 13.7% 11.9% KEY
Less leveragedLower net debt / EBITDA 0.0x 0.6x 2.5x BSAC
Higher dividend yieldTrailing dividend yield 4.47% 3.73% 3.77% BSAC
Better 1-year returnPrice return, last 12 months +16.6% +24.6% +5.2% KEY
Better 5-year returnAnnualised price return, 5 years +12.1%/yr -1.9%/yr +0.3%/yr BSAC
Less volatileAnnualised volatility, 1 year 29.4% 23.0% 26.0% KEY
Higher overall scoreMean of the five percentile scores vs peers 33/100 40/100 36/100 KEY

Percentile Scorecard

BSACKEYHBAN

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisBSACKEYHBAN
Valuation 10 #323 of 360 50 #179 of 360 41 #214 of 360
Growth 18 #281 of 344 50 #174 of 344 31 #239 of 344
Profitability – 25 #258 of 345 27 #254 of 345
Financial Health 9 #308 of 339 18 #279 of 339 22 #264 of 339
Shareholder Returns 94 #23 of 352 56 #154 of 352 62 #133 of 352
Overall 33 40 36
  • BSAC ranked among 368 companies in Banking
  • KEY ranked among 368 companies in Banking
  • HBAN ranked among 368 companies in Banking

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodBSACKEYHBANSPY
1 month +1.2%+6.9%+5.0% -1.0%
3 months -6.2%-6.6%-8.8% -0.4%
6 months +4.9%-3.0%-3.5% +4.5%
Year to date +6.3%+4.5%-7.4% +12.4%
1 year +16.6%+24.6%+5.2% +13.6%
3 years +78.8%+89.3%+51.2% +76.4%
3 years, per year +21.4%+23.7%+14.8% +20.8%
5 years +77.0%-9.0%+1.3% +63.7%
5 years, per year +12.1%-1.9%+0.3% +10.4%
10 years +47.0%+53.5%+58.1% +267.7%
10 years, per year +3.9%+4.4%+4.7% +13.9%

Risk

MeasureBSACKEYHBANSPY
Volatility, 1Y 29.4%23.0%26.0% 12.8%
Downside volatility, 1Y 30.8%23.7%28.6% 12.7%
Beta vs S&P 500, 1Y 1.130.720.78 1.00
Return / volatility, 1Y 0.561.070.20 1.06
Max drawdown, 5Y -40.5%-66.9%-47.4% -25.4%
From 52-week high -11.7%-10.1%-16.7% -1.6%
52-week high $37.46$23.98$19.27 $779.14
52-week low $28.38$17.12$15.02 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleBSACKEYHBAN
P/E now vs peer median 0.0xmedian 12.7x 11.5xmedian 12.7x 14.0xmedian 12.7x
P/S now vs peer median 78.5xmedian 3.5x 2.9xmedian 3.5x 3.1xmedian 3.5x
EV/EBITDA now vs peer median 0.3xmedian 4.9x 4.4xmedian 4.9x 6.2xmedian 4.9x
P/FCF now vs peer median -13,482xmedian 11.0x 15.0xmedian 11.0x 11.1xmedian 11.0x
P/B now vs peer median 66.6xmedian 1.3x 1.3xmedian 1.3x 1.0xmedian 1.3x
PEG now vs peer median 0.00median 1.33 0.80median 1.33 -1.53median 1.33

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsBSACKEYHBAN
Revenue – $7.94B $10.38B
Operating income $278.26B – –
Net income -$1.70T $2.12B $2.51B
Free cash flow – $1.52B $2.92B
EPS (diluted) $1,126.89 $1.85 $1.14
Cash & equivalents $2.20B – –
Total debt $47.85B $16.66B $23.41B
Shares (diluted) 471.12M 1.06B 2.05B
Enterprise value -$7.10T -$24.57B $27.31B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricBSACKEYHBAN
P/E 0.0x 11.5x 14.0x
P/FCF -13,482x 15.0x 11.1x
P/Operating cash flow – 13.9x 9.7x
P/S 78.5x 2.9x 3.1x
P/B 66.6x 1.3x 1.0x
P/Tangible book -4.9x 1.3x 1.1x
EV/EBITDA 0.3x 4.4x 6.2x
EV/EBIT 1.6x 4.4x 6.8x
EV/Revenue – 3.3x 5.2x
EV/FCF – 17.4x 18.6x
EV/Operating cash flow – 16.2x 16.2x
PEG (3Y EPS CAGR) 0.00 0.80 -1.53

Growth

14 metrics
MetricBSACKEYHBAN
Revenue growth (1Y) – 25.3% 30.6%
Revenue CAGR (3Y) – 5.6% 10.9%
Gross profit growth (1Y) – – –
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) -85.8% – –
Operating income CAGR (3Y) 44.6% – –
Net income growth (1Y) -229.4% 97.2% 11.8%
Net income CAGR (3Y) -114.2% 17.8% 1.8%
EPS growth (1Y) -18.5% 120.7% -20.1%
EPS CAGR (3Y) 48.4% 14.5% -9.1%
Operating cash flow growth (1Y) – -49.1% 25.4%
Operating cash flow CAGR (3Y) – -22.0% 2.4%
Free cash flow growth (1Y) – -51.6% 17.1%
Free cash flow CAGR (3Y) – -23.0% -0.8%

Profitability

14 metrics
MetricBSACKEYHBAN
Gross margin – – –
EBITDA margin – 75.1% 84.1%
Operating margin – – –
Pretax margin – 33.9% 29.5%
Net margin – 24.8% 22.4%
FCF margin – 19.1% 28.1%
Operating cash flow margin – 20.6% 32.3%
Return on equity – 11.3% 7.7%
Return on assets 2,022% 1.1% 0.9%
Return on invested capital – 13.7% 11.9%
Return on capital employed – – –
Asset turnover – 0.0x 0.0x
Cash conversion (OCF / net income) – 0.8x 1.3x
Stock comp / revenue – 1.7% 1.7%

Financial Health

11 metrics
MetricBSACKEYHBAN
Debt / assets 63.2% 8.6% 8.1%
Debt / equity 7.7x 0.9x 0.7x
Net debt / EBITDA 0.0x 0.6x 2.5x
Debt / FCF – 11.0x 8.0x
Liabilities / assets 91.8% 90.8% 88.8%
Equity / assets 8.2% 9.2% 11.2%
Interest coverage – 1.8x 1.6x
Current ratio – – –
Quick ratio 0.1x – –
Cash ratio 0.1x – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricBSACKEYHBAN
Dividend yield 4.5% 3.7% 3.8%
Net buyback yield – -0.1% 1.3%
Shareholder yield 4.5% 3.7% 5.0%
Payout ratio (earnings) – – 44.1%
Payout ratio (FCF) – – 37.8%
Dividend growth (1Y) – – 22.0%
Dividend CAGR (3Y) – – 7.2%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusBSACKEYHBAN
Forward P/E 11.6xFY2026 10.9xFY2026 12.7xFY2026
EPS, next fiscal year $2.84FY2026 $1.97FY2026 $1.26FY2026
EPS growth, next FY +9.7%FY2026 +29.6%FY2026 -9.4%FY2026
EPS growth, the year after +2.5% +15.7% +48.4%
Revenue, next fiscal year $3.07BFY2026 $7.55BFY2026 $10.37BFY2026
Revenue growth, next FY -7.8%FY2026 +0.5%FY2026 +26.0%FY2026
Revenue growth, the year after +19.1% +11.4% +12.5%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersBSACKEYHBAN
Held by institutions 0.2% 88.1% 86.7%
Institutions holding 157 945 1,154
Change in shares held, QoQ +1.7% +1.1% +1.4%
Institutions buying 82 470 577
Institutions selling 51 301 381
Buyers to sellers 1.61 1.56 1.51

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

BSACKEYHBAN
BSAC 1.00 0.37 0.32
KEY 0.37 1.00 0.84
HBAN 0.32 0.84 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, BSAC, KEY and HBAN?

Banco Santander Chile (BSAC) is the largest by market capitalisation: Banco Santander Chile (BSAC) $415.59B, Keycorp (KEY) $22.77B, Huntington Bancshares (HBAN) $32.37B.

Which stock is cheaper, BSAC, KEY and HBAN?

Banco Santander Chile (BSAC) trades on the lowest price-to-earnings ratio (Banco Santander Chile (BSAC) 0.0x, Keycorp (KEY) 11.5x, Huntington Bancshares (HBAN) 14.0x). On next year's consensus earnings, Keycorp (KEY) is cheapest (Banco Santander Chile (BSAC) 11.6x, Keycorp (KEY) 10.9x, Huntington Bancshares (HBAN) 12.7x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Huntington Bancshares (HBAN) grew revenue fastest over the trailing twelve months: Keycorp (KEY) +25.3%, Huntington Bancshares (HBAN) +30.6%.

Which company is more profitable?

Keycorp (KEY) has the highest net margin (Keycorp (KEY) 24.8%, Huntington Bancshares (HBAN) 22.4%). On return on invested capital, Keycorp (KEY) leads (Keycorp (KEY) 13.7%, Huntington Bancshares (HBAN) 11.9%).

Which stock has performed better?

Over the past year Keycorp (KEY) returned the most: Banco Santander Chile (BSAC) +16.6%, Keycorp (KEY) +24.6%, Huntington Bancshares (HBAN) +5.2%. Over five years, Banco Santander Chile (BSAC) compounded fastest (Banco Santander Chile (BSAC) +12.1%/yr, Keycorp (KEY) -1.9%/yr, Huntington Bancshares (HBAN) +0.3%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Banco Santander Chile (BSAC) has the highest dividend yield: Banco Santander Chile (BSAC) 4.47%, Keycorp (KEY) 3.73%, Huntington Bancshares (HBAN) 3.77%.

Which stock is riskier?

By one-year price volatility, Keycorp (KEY) has been the steadiest (Banco Santander Chile (BSAC) 29.4%, Keycorp (KEY) 23.0%, Huntington Bancshares (HBAN) 26.0%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, BSAC, KEY and HBAN?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Keycorp (KEY) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.