BSAC vs IBKR vs RF Stock Comparison

Banco Santander Chile, Interactive Brokers and Regions Financial Prices as of Nov 4, 2026 Peers: Industry group
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BSAC Banco Santander Chile
$33.08 +1.2% 1M +16.6% 1Y
Market cap
$415.59B
P/E
0.0x
Revenue (TTM)
—
Div. yield
4.47%
Regional Banks Financial Services
3 wins
RF Regions Financial Corp
$29.03 +7.2% 1M +20.2% 1Y
Market cap
$24.73B
P/E
11.5x
Revenue (TTM)
$7.62B
Div. yield
3.81%
Regional Banks Financial Services
4 wins

Head to Head

12 decided of 12

Interactive Brokers leads on 5 of the 12 questions below (Interactive Brokers 5, Regions Financial 4, Banco Santander Chile 3). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionBSACIBKRRFLeader
Larger companyMarket capitalisation $415.59B $35.09B $24.73B BSAC
Cheaper on earningsLower P/E, profitable companies only 0.0x 31.0x 11.5x BSAC
Cheaper on forward earningsLower price / next fiscal year consensus EPS 11.6x 30.2x 10.4x RF
Faster revenue growthRevenue growth, trailing twelve months — +21.3% +4.4% IBKR
More profitableNet margin, trailing twelve months — 16.4% 28.2% RF
Better return on capitalReturn on invested capital — 41.2% 14.6% IBKR
Less leveragedLower net debt / EBITDA 0.0x -0.8x 1.6x IBKR
Higher dividend yieldTrailing dividend yield 4.47% 0.44% 3.81% BSAC
Better 1-year returnPrice return, last 12 months +16.6% +10.2% +20.2% RF
Better 5-year returnAnnualised price return, 5 years +12.1%/yr +33.4%/yr +3.6%/yr IBKR
Less volatileAnnualised volatility, 1 year 29.4% 39.9% 23.5% RF
Higher overall scoreMean of the five percentile scores vs peers 33/100 82/100 34/100 IBKR

Percentile Scorecard

BSACIBKRRF

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisBSACIBKRRF
Valuation 10 #323 of 360 93 #8 of 103 21 #284 of 360
Growth 18 #281 of 344 61 #28 of 70 5 #326 of 344
Profitability – 88 #10 of 74 38 #214 of 345
Financial Health 9 #308 of 339 83 #18 of 99 47 #180 of 339
Shareholder Returns 94 #23 of 352 87 #6 of 40 60 #142 of 352
Overall 33 82 34
  • BSAC ranked among 368 companies in Banking
  • IBKR ranked among 110 companies in Capital Markets
  • RF ranked among 368 companies in Banking

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodBSACIBKRRFSPY
1 month +1.2%-12.5%+7.2% -1.0%
3 months -6.2%-12.2%-8.9% -0.4%
6 months +4.9%-10.5%+2.9% +4.5%
Year to date +6.3%+21.1%+7.1% +12.4%
1 year +16.6%+10.2%+20.2% +13.6%
3 years +78.8%+291.8%+84.4% +76.4%
3 years, per year +21.4%+57.7%+22.7% +20.8%
5 years +77.0%+322.1%+19.4% +63.7%
5 years, per year +12.1%+33.4%+3.6% +10.4%
10 years +47.0%+866.3%+176.0% +267.7%
10 years, per year +3.9%+25.5%+10.7% +13.9%

Risk

MeasureBSACIBKRRFSPY
Volatility, 1Y 29.4%39.9%23.5% 12.8%
Downside volatility, 1Y 30.8%38.1%25.6% 12.7%
Beta vs S&P 500, 1Y 1.132.080.66 1.00
Return / volatility, 1Y 0.560.260.86 1.06
Max drawdown, 5Y -40.5%-38.7%-44.9% -25.4%
From 52-week high -11.7%-20.7%-10.4% -1.6%
52-week high $37.46$98.19$32.40 $779.14
52-week low $28.38$61.05$24.10 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleBSACIBKRRF
P/E now vs peer median 0.0xmedian 12.7x 31.0xmedian 29.7x 11.5xmedian 12.7x
P/S now vs peer median 78.5xmedian 3.5x 5.1xmedian 3.0x 3.2xmedian 3.5x
EV/EBITDA now vs peer median 0.3xmedian 4.9x 2.8xmedian 13.6x 6.6xmedian 4.9x
P/FCF now vs peer median -13,482xmedian 11.0x 2.2xmedian 15.1x 14.8xmedian 11.0x
P/B now vs peer median 66.6xmedian 1.3x 1.6xmedian 2.4x 1.3xmedian 1.3x
PEG now vs peer median 0.00median 1.33 1.14median 0.55 5.28median 1.33

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsBSACIBKRRF
Revenue – $6.86B $7.62B
Operating income $278.26B – –
Net income -$1.70T $4.90B $2.23B
Free cash flow – $15.83B $1.67B
EPS (diluted) $1,126.89 $2.50 $2.51
Cash & equivalents $2.20B $7.71B –
Total debt $47.85B $13.00M $7.63B
Shares (diluted) 471.12M 450.09M 857.00M
Enterprise value -$7.10T $28.55B $24.80B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricBSACIBKRRF
P/E 0.0x 31.0x 11.5x
P/FCF -13,482x 2.2x 14.8x
P/Operating cash flow – 2.2x 13.9x
P/S 78.5x 5.1x 3.2x
P/B 66.6x 1.6x 1.3x
P/Tangible book -4.9x 1.6x 1.4x
EV/EBITDA 0.3x 2.8x 6.6x
EV/EBIT 1.6x 2.8x 6.7x
EV/Revenue – 4.0x 4.2x
EV/FCF – 1.7x 19.4x
EV/Operating cash flow – 1.7x 18.2x
PEG (3Y EPS CAGR) 0.00 1.14 5.28

Growth

14 metrics
MetricBSACIBKRRF
Revenue growth (1Y) – 21.3% 4.4%
Revenue CAGR (3Y) – 21.5% -0.7%
Gross profit growth (1Y) – – –
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) -85.8% – –
Operating income CAGR (3Y) 44.6% – –
Net income growth (1Y) -229.4% 29.8% 7.5%
Net income CAGR (3Y) -114.2% 26.5% -1.1%
EPS growth (1Y) -18.5% 31.8% 15.6%
EPS CAGR (3Y) 48.4% 27.2% 2.2%
Operating cash flow growth (1Y) – 5.1% -33.7%
Operating cash flow CAGR (3Y) – 64.4% -6.7%
Free cash flow growth (1Y) – 5.0% -30.0%
Free cash flow CAGR (3Y) – 65.2% -6.9%

Profitability

14 metrics
MetricBSACIBKRRF
Gross margin – – –
EBITDA margin – 144.0% 64.2%
Operating margin – – –
Pretax margin – 78.0% 37.4%
Net margin – 16.4% 28.2%
FCF margin – 230.7% 21.9%
Operating cash flow margin – 231.9% 23.3%
Return on equity – 22.5% 11.8%
Return on assets 2,022% 2.1% 1.4%
Return on invested capital – 41.2% 14.6%
Return on capital employed – – –
Asset turnover – 0.0x 0.0x
Cash conversion (OCF / net income) – 3.3x 0.8x
Stock comp / revenue – 1.8% –

Financial Health

11 metrics
MetricBSACIBKRRF
Debt / assets 63.2% 0.0% 4.7%
Debt / equity 7.7x 0.0x 0.4x
Net debt / EBITDA 0.0x -0.8x 1.6x
Debt / FCF – 0.0x 4.6x
Liabilities / assets 91.8% 91.0% 88.3%
Equity / assets 8.2% 9.0% 11.7%
Interest coverage – 2.2x 2.5x
Current ratio – – –
Quick ratio 0.1x – –
Cash ratio 0.1x – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricBSACIBKRRF
Dividend yield 4.5% 0.4% 3.8%
Net buyback yield – – 4.6%
Shareholder yield 4.5% 0.4% 8.4%
Payout ratio (earnings) – 3.0% 41.1%
Payout ratio (FCF) – 0.9% 55.0%
Dividend growth (1Y) – 26.7% 1.8%
Dividend CAGR (3Y) – 53.1% 8.5%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusBSACIBKRRF
Forward P/E 11.6xFY2026 30.2xFY2026 10.4xFY2026
EPS, next fiscal year $2.84FY2026 $2.58FY2026 $2.80FY2026
EPS growth, next FY +9.7%FY2026 +17.8%FY2026 +20.2%FY2026
EPS growth, the year after +2.5% +32.6% -4.3%
Revenue, next fiscal year $3.07BFY2026 $7.62BFY2026 $7.33BFY2026
Revenue growth, next FY -7.8%FY2026 +22.7%FY2026 -3.3%FY2026
Revenue growth, the year after +19.1% +23.2% +16.2%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersBSACIBKRRF
Held by institutions 0.2% 86.0% 84.8%
Institutions holding 157 1,111 1,107
Change in shares held, QoQ +1.7% +2.3% +2.9%
Institutions buying 82 593 560
Institutions selling 51 377 347
Buyers to sellers 1.61 1.57 1.61

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

BSACIBKRRF
BSAC 1.00 0.40 0.31
IBKR 0.40 1.00 0.35
RF 0.31 0.35 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, BSAC, IBKR and RF?

Banco Santander Chile (BSAC) is the largest by market capitalisation: Banco Santander Chile (BSAC) $415.59B, Interactive Brokers (IBKR) $35.09B, Regions Financial (RF) $24.73B.

Which stock is cheaper, BSAC, IBKR and RF?

Banco Santander Chile (BSAC) trades on the lowest price-to-earnings ratio (Banco Santander Chile (BSAC) 0.0x, Interactive Brokers (IBKR) 31.0x, Regions Financial (RF) 11.5x). On next year's consensus earnings, Regions Financial (RF) is cheapest (Banco Santander Chile (BSAC) 11.6x, Interactive Brokers (IBKR) 30.2x, Regions Financial (RF) 10.4x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Interactive Brokers (IBKR) grew revenue fastest over the trailing twelve months: Interactive Brokers (IBKR) +21.3%, Regions Financial (RF) +4.4%.

Which company is more profitable?

Regions Financial (RF) has the highest net margin (Interactive Brokers (IBKR) 16.4%, Regions Financial (RF) 28.2%). On return on invested capital, Interactive Brokers (IBKR) leads (Interactive Brokers (IBKR) 41.2%, Regions Financial (RF) 14.6%).

Which stock has performed better?

Over the past year Regions Financial (RF) returned the most: Banco Santander Chile (BSAC) +16.6%, Interactive Brokers (IBKR) +10.2%, Regions Financial (RF) +20.2%. Over five years, Interactive Brokers (IBKR) compounded fastest (Banco Santander Chile (BSAC) +12.1%/yr, Interactive Brokers (IBKR) +33.4%/yr, Regions Financial (RF) +3.6%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Banco Santander Chile (BSAC) has the highest dividend yield: Banco Santander Chile (BSAC) 4.47%, Interactive Brokers (IBKR) 0.44%, Regions Financial (RF) 3.81%.

Which stock is riskier?

By one-year price volatility, Regions Financial (RF) has been the steadiest (Banco Santander Chile (BSAC) 29.4%, Interactive Brokers (IBKR) 39.9%, Regions Financial (RF) 23.5%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, BSAC, IBKR and RF?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Interactive Brokers (IBKR) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.