BPOP vs RF vs WTFC Stock Comparison

Popular, Regions Financial and Wintrust Financial Prices as of Oct 29, 2026 Peers: Industry group
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BPOP Popular, Inc.
$158.49 +1.4% 1M +45.1% 1Y
Market cap
$10.08B
P/E
10.4x
Revenue (TTM)
$3.35B
Div. yield
–
Regional Banks Financial Services
6 wins
RF Regions Financial Corp
$28.87 +7.3% 1M +19.9% 1Y
Market cap
$24.60B
P/E
11.4x
Revenue (TTM)
$7.62B
Div. yield
0.04%
Regional Banks Financial Services
1 win
WTFC Wintrust Financial Corp
$154.13 +7.4% 1M +20.9% 1Y
Market cap
$10.39B
P/E
12.3x
Revenue (TTM)
$2.86B
Div. yield
–
Regional Banks Financial Services
3 wins

Head to Head

10 decided of 12

Popular leads on 6 of the 12 questions below (Popular 6, Wintrust Financial 3, Regions Financial 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionBPOPRFWTFCLeader
Larger companyMarket capitalisation $10.08B $24.60B $10.39B RF
Cheaper on earningsLower P/E, profitable companies only 10.4x 11.4x 12.3x BPOP
Cheaper on forward earningsLower price / next fiscal year consensus EPS 9.6x 10.3x 12.3x BPOP
Faster revenue growthRevenue growth, trailing twelve months +9.9% +4.4% +331.4% WTFC
More profitableNet margin, trailing twelve months 28.9% 28.2% 29.6% WTFC
Better return on capitalReturn on invested capital — 14.6% — –
Less leveragedLower net debt / EBITDA 0.6x 1.6x — BPOP
Higher dividend yieldTrailing dividend yield 0.00% 0.04% 0.00% –
Better 1-year returnPrice return, last 12 months +45.1% +19.9% +20.9% BPOP
Better 5-year returnAnnualised price return, 5 years +14.3%/yr +4.0%/yr +11.7%/yr BPOP
Less volatileAnnualised volatility, 1 year 22.7% 23.4% 23.4% BPOP
Higher overall scoreMean of the five percentile scores vs peers 59/100 41/100 73/100 WTFC

Percentile Scorecard

BPOPRFWTFC

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisBPOPRFWTFC
Valuation 47 #193 of 361 23 #278 of 361 88 #44 of 361
Growth 46 #83 of 153 9 #139 of 153 88 #20 of 153
Profitability 68 #42 of 128 49 #66 of 128 99 #2 of 128
Financial Health 51 #69 of 140 58 #59 of 140 –
Shareholder Returns 82 #60 of 335 64 #123 of 335 16 #283 of 335
Overall 59 41 73
  • BPOP ranked among 368 companies in Banking
  • RF ranked among 368 companies in Banking
  • WTFC ranked among 368 companies in Banking

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodBPOPRFWTFCSPY
1 month +1.4%+7.3%+7.4% +0.7%
3 months -9.5%-6.4%-3.5% +3.7%
6 months +5.4%+1.1%+2.4% +7.1%
Year to date +27.3%+6.5%+10.2% +12.8%
1 year +45.1%+19.9%+20.9% +11.9%
3 years +142.6%+103.0%+106.2% +85.2%
3 years, per year +34.4%+26.6%+27.3% +22.8%
5 years +94.6%+21.9%+74.2% +67.6%
5 years, per year +14.3%+4.0%+11.7% +10.9%
10 years +333.7%+171.1%+185.9% +262.0%
10 years, per year +15.8%+10.5%+11.1% +13.7%

Risk

MeasureBPOPRFWTFCSPY
Volatility, 1Y 22.7%23.4%23.4% 12.7%
Downside volatility, 1Y 23.6%25.6%22.9% 12.6%
Beta vs S&P 500, 1Y 0.620.650.67 1.00
Return / volatility, 1Y 1.990.850.89 0.94
Max drawdown, 5Y -48.4%-44.9%-42.2% -25.4%
From 52-week high -10.9%-10.9%-7.7% -1.2%
52-week high $177.87$32.40$166.90 $779.14
52-week low $109.24$24.07$123.45 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleBPOPRFWTFC
P/E now vs peer median 10.5xmedian 12.2x 11.5xmedian 12.2x 12.3xmedian 12.2x
P/S now vs peer median 3.0xmedian 3.4x 3.2xmedian 3.4x 3.6xmedian 3.4x
EV/EBITDA now vs peer median 4.8xmedian 5.3x 6.6xmedian 5.3x 3.7xmedian 5.3x
P/FCF now vs peer median 12.5xmedian 10.8x 14.7xmedian 10.8x 6.3xmedian 10.8x
P/B now vs peer median 1.6xmedian 1.2x 1.3xmedian 1.2x —median 1.2x
PEG now vs peer median 3.29median 1.34 5.26median 1.34 1.36median 1.34

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsBPOPRFWTFC
Revenue $3.35B $7.62B $2.86B
Net income $969.11M $2.23B $900.36M
Free cash flow $807.17M $1.67B $1.64B
EPS (diluted) $15.14 $2.51 $12.42
Total debt – $7.63B –
Shares (diluted) 63.92M 857.00M 68.29M
Enterprise value $9.97B $24.60B $10.39B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricBPOPRFWTFC
P/E 10.5x 11.5x 12.3x
P/FCF 12.5x 14.7x 6.3x
P/Operating cash flow 10.1x 13.8x 6.3x
P/S 3.0x 3.2x 3.6x
P/B 1.6x 1.3x –
P/Tangible book 1.6x 1.4x –
EV/EBITDA 4.8x 6.6x 3.7x
EV/EBIT 4.9x 6.7x 3.9x
EV/Revenue 3.4x 4.2x 3.6x
EV/FCF 14.2x 19.3x 6.3x
EV/Operating cash flow 11.4x 18.1x 6.3x
PEG (3Y EPS CAGR) 3.29 5.26 1.36

Growth

14 metrics
MetricBPOPRFWTFC
Revenue growth (1Y) 9.9% 4.4% 331.4%
Revenue CAGR (3Y) 2.5% -0.7% 9.5%
Gross profit growth (1Y) – – –
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) – – –
Operating income CAGR (3Y) – – –
Net income growth (1Y) 34.4% 7.5% 21.7%
Net income CAGR (3Y) -0.7% -1.1% 13.1%
EPS growth (1Y) 43.2% 15.6% 18.3%
EPS CAGR (3Y) 3.2% 2.2% 9.0%
Operating cash flow growth (1Y) 18.2% -33.7% 87.2%
Operating cash flow CAGR (3Y) 4.6% -6.7% 19.6%
Free cash flow growth (1Y) 27.4% -30.0% 95.3%
Free cash flow CAGR (3Y) 3.6% -6.9% 21.3%

Profitability

14 metrics
MetricBPOPRFWTFC
Gross margin – – –
EBITDA margin 71.1% 64.2% 98.3%
Operating margin – – –
Pretax margin 34.1% 37.4% 42.5%
Net margin 28.9% 28.2% 29.6%
FCF margin 24.1% 21.9% 57.4%
Operating cash flow margin 29.9% 23.3% 57.4%
Return on equity 15.2% 11.8% –
Return on assets 1.2% 1.4% –
Return on invested capital – 14.6% –
Return on capital employed – – –
Asset turnover 0.0x 0.0x –
Cash conversion (OCF / net income) 1.0x 0.8x 1.8x
Stock comp / revenue 0.8% – 1.5%

Financial Health

11 metrics
MetricBPOPRFWTFC
Debt / assets 1.8% 4.7% –
Debt / equity 0.2x 0.4x –
Net debt / EBITDA 0.6x 1.6x –
Debt / FCF 1.7x 4.6x –
Liabilities / assets 91.9% 88.3% –
Equity / assets 8.1% 11.7% –
Interest coverage 2.0x 2.5x 1.8x
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricBPOPRFWTFC
Dividend yield 2.0% 3.8% 1.4%
Net buyback yield 6.6% 4.6% –
Shareholder yield 8.6% 8.5% 1.4%
Payout ratio (earnings) – 41.1% –
Payout ratio (FCF) – 55.0% –
Dividend growth (1Y) – 1.8% –
Dividend CAGR (3Y) – 8.5% –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusBPOPRFWTFC
Forward P/E 9.6xFY2026 10.3xFY2026 12.3xFY2026
EPS, next fiscal year $16.59FY2026 $2.80FY2026 $12.53FY2026
EPS growth, next FY +36.5%FY2026 +20.2%FY2026 +9.9%FY2026
EPS growth, the year after -0.5% -4.3% +8.9%
Revenue, next fiscal year $3.42BFY2026 $7.33BFY2026 $2.82BFY2026
Revenue growth, next FY +6.7%FY2026 -3.3%FY2026 +3.3%FY2026
Revenue growth, the year after +11.4% +16.2% +6.5%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersBPOPRFWTFC
Held by institutions 92.5% 84.8% 96.2%
Institutions holding 476 1,106 596
Change in shares held, QoQ +1.0% +2.9% +0.7%
Institutions buying 237 560 316
Institutions selling 168 347 169
Buyers to sellers 1.41 1.61 1.87

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

BPOPRFWTFC
BPOP 1.00 0.74 0.76
RF 0.74 1.00 0.83
WTFC 0.76 0.83 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, BPOP, RF and WTFC?

Regions Financial (RF) is the largest by market capitalisation: Popular (BPOP) $10.08B, Regions Financial (RF) $24.60B, Wintrust Financial (WTFC) $10.39B.

Which stock is cheaper, BPOP, RF and WTFC?

Popular (BPOP) trades on the lowest price-to-earnings ratio (Popular (BPOP) 10.4x, Regions Financial (RF) 11.4x, Wintrust Financial (WTFC) 12.3x). On next year's consensus earnings, Popular (BPOP) is cheapest (Popular (BPOP) 9.6x, Regions Financial (RF) 10.3x, Wintrust Financial (WTFC) 12.3x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Wintrust Financial (WTFC) grew revenue fastest over the trailing twelve months: Popular (BPOP) +9.9%, Regions Financial (RF) +4.4%, Wintrust Financial (WTFC) +331.4%.

Which company is more profitable?

Wintrust Financial (WTFC) has the highest net margin (Popular (BPOP) 28.9%, Regions Financial (RF) 28.2%, Wintrust Financial (WTFC) 29.6%).

Which stock has performed better?

Over the past year Popular (BPOP) returned the most: Popular (BPOP) +45.1%, Regions Financial (RF) +19.9%, Wintrust Financial (WTFC) +20.9%. Over five years, Popular (BPOP) compounded fastest (Popular (BPOP) +14.3%/yr, Regions Financial (RF) +4.0%/yr, Wintrust Financial (WTFC) +11.7%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Popular (BPOP) 0.00%, Regions Financial (RF) 0.04%, Wintrust Financial (WTFC) 0.00%. Popular (BPOP) and Wintrust Financial (WTFC) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Popular (BPOP) has been the steadiest (Popular (BPOP) 22.7%, Regions Financial (RF) 23.4%, Wintrust Financial (WTFC) 23.4%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, BPOP, RF and WTFC?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Popular (BPOP) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.