BMO vs WFC Stock Comparison

Bank Of Montreal and Wells Fargo & Company Prices as of Oct 26, 2026 Peers: Industry group
BMO Bank Of Montreal /Can/
$170.50 -1.1% 1M +34.7% 1Y
Market cap
$124.25B
P/E
18.8x
Revenue (TTM)
$44.39B
Div. yield
0.03%
Money Center Banks Financial Services
3 wins
WFC Wells Fargo & Company/Mn
$82.65 -0.4% 1M -4.4% 1Y
Market cap
$251.74B
P/E
12.4x
Revenue (TTM)
$87.23B
Div. yield
–
Money Center Banks Financial Services
5 wins

Head to Head

8 decided of 12

Wells Fargo & Company leads on 5 of the 12 questions below (Wells Fargo & Company 5, Bank Of Montreal 3). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionBMOWFCLeader
Larger companyMarket capitalisation $124.25B $251.74B WFC
Cheaper on earningsLower P/E, profitable companies only 18.8x 12.4x WFC
Cheaper on forward earningsLower price / next fiscal year consensus EPS 16.9x 10.6x WFC
Faster revenue growthRevenue growth, trailing twelve months -4.6% +5.4% WFC
More profitableNet margin, trailing twelve months 14.9% — –
Better return on capitalReturn on invested capital 36.3% — –
Less leveragedLower net debt / EBITDA -4.8x — –
Higher dividend yieldTrailing dividend yield 0.03% 0.00% –
Better 1-year returnPrice return, last 12 months +34.7% -4.4% BMO
Better 5-year returnAnnualised price return, 5 years +9.0%/yr +10.6%/yr WFC
Less volatileAnnualised volatility, 1 year 20.5% 25.6% BMO
Higher overall scoreMean of the five percentile scores vs peers 61/100 38/100 BMO

Percentile Scorecard

BMOWFC

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisBMOWFC
Valuation 41 #214 of 362 62 #138 of 362
Growth 69 #69 of 221 21 #174 of 221
Profitability 83 #34 of 200 –
Financial Health 54 #95 of 203 –
Shareholder Returns 60 #137 of 342 32 #234 of 342
Overall 61 38
  • BMO ranked among 370 companies in Banking
  • WFC ranked among 370 companies in Banking

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodBMOWFCSPY
1 month -1.1%-0.4% -0.8%
3 months -4.4%-5.3% +3.5%
6 months +11.9%+2.6% +7.0%
Year to date +31.4%-11.3% +12.2%
1 year +34.7%-4.4% +13.0%
3 years +129.7%+113.2% +86.3%
3 years, per year +32.0%+28.7% +23.1%
5 years +53.8%+65.1% +68.6%
5 years, per year +9.0%+10.6% +11.0%
10 years +163.2%+79.1% +258.0%
10 years, per year +10.2%+6.0% +13.6%

Risk

MeasureBMOWFCSPY
Volatility, 1Y 20.5%25.6% 12.7%
Downside volatility, 1Y 22.7%29.0% 12.7%
Beta vs S&P 500, 1Y 0.960.67 1.00
Return / volatility, 1Y 1.69-0.17 1.02
Max drawdown, 5Y -39.3%-38.7% -25.4%
From 52-week high -8.2%-14.3% -1.8%
52-week high $185.81$96.39 $779.14
52-week low $119.92$73.42 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleBMOWFC
P/E now vs peer median 18.6xmedian 12.1x 12.4xmedian 12.1x
P/S now vs peer median 2.7xmedian 3.4x 2.9xmedian 3.4x
EV/EBITDA now vs peer median -1.7xmedian 5.0x —median 5.0x
P/FCF now vs peer median 3.4xmedian 11.0x 12.7xmedian 11.0x
P/B now vs peer median 2.0xmedian 1.2x —median 1.2x
PEG now vs peer median 4.61median 1.36 1.10median 1.36

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsBMOWFC
Revenue $44.39B $87.23B
Net income $6.62B –
Free cash flow $35.64B –
EPS (diluted) $9.14 $6.62
Cash & equivalents $52.88B –
Total debt $13.94B –
Shares (diluted) 723.27M 3.07B
Enterprise value -$654.14B $251.74B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricBMOWFC
P/E 18.6x 12.4x
P/FCF 3.4x 12.7x
P/Operating cash flow 3.3x –
P/S 2.7x 2.9x
P/B 2.0x –
P/Tangible book 2.1x –
EV/EBITDA -1.7x –
EV/EBIT -1.7x –
EV/Revenue -1.4x 2.9x
EV/FCF -1.8x –
EV/Operating cash flow -1.8x –
PEG (3Y EPS CAGR) 4.61 1.10

Growth

14 metrics
MetricBMOWFC
Revenue growth (1Y) -4.6% 5.4%
Revenue CAGR (3Y) 6.7% 2.0%
Gross profit growth (1Y) – –
Gross profit CAGR (3Y) – –
Operating income growth (1Y) – –
Operating income CAGR (3Y) – –
Net income growth (1Y) 5.6% –
Net income CAGR (3Y) 7.0% –
EPS growth (1Y) 6.4% 6.8%
EPS CAGR (3Y) 4.0% 11.2%
Operating cash flow growth (1Y) 2,208% –
Operating cash flow CAGR (3Y) 26.2% –
Free cash flow growth (1Y) 9,217% –
Free cash flow CAGR (3Y) 27.0% –

Profitability

14 metrics
MetricBMOWFC
Gross margin – –
EBITDA margin 86.3% –
Operating margin – –
Pretax margin 20.1% –
Net margin 14.9% –
FCF margin 80.3% –
Operating cash flow margin 81.9% –
Return on equity 10.6% –
Return on assets 0.6% –
Return on invested capital 36.3% –
Return on capital employed – –
Asset turnover 0.0x 0.0x
Cash conversion (OCF / net income) 5.5x –
Stock comp / revenue – –

Financial Health

11 metrics
MetricBMOWFC
Debt / assets 1.3% –
Debt / equity 0.2x –
Net debt / EBITDA -4.8x –
Debt / FCF 0.4x –
Liabilities / assets 94.4% 92.1%
Equity / assets 5.6% –
Interest coverage 1.3x –
Current ratio – –
Quick ratio – –
Cash ratio – –
Altman Z-score – –

Shareholder Returns

7 metrics
MetricBMOWFC
Dividend yield 3.9% 2.2%
Net buyback yield -0.9% –
Shareholder yield 3.0% 2.2%
Payout ratio (earnings) 56.1% –
Payout ratio (FCF) 10.4% –
Dividend growth (1Y) 4.1% –
Dividend CAGR (3Y) 23.0% –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusBMOWFC
Forward P/E 16.9xFY2026 10.6xFY2026
EPS, next fiscal year $10.11FY2026 $7.82FY2026
EPS growth, next FY +16.6%FY2026 +24.9%FY2026
EPS growth, the year after +24.6% +7.3%
Revenue, next fiscal year $28.65BFY2026 $94.32BFY2026
Revenue growth, next FY +10.7%FY2026 +12.7%FY2026
Revenue growth, the year after +5.6% +4.3%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersBMOWFC
Held by institutions 46.5% 76.8%
Institutions holding 656 2,875
Change in shares held, QoQ +2.3% +1.1%
Institutions buying 304 1,290
Institutions selling 211 1,134
Buyers to sellers 1.44 1.14

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

BMOWFC
BMO 1.00 0.50
WFC 0.50 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, BMO and WFC?

Wells Fargo & Company (WFC) is the largest by market capitalisation: Bank Of Montreal (BMO) $124.25B, Wells Fargo & Company (WFC) $251.74B.

Which stock is cheaper, BMO and WFC?

Wells Fargo & Company (WFC) trades on the lowest price-to-earnings ratio (Bank Of Montreal (BMO) 18.8x, Wells Fargo & Company (WFC) 12.4x). On next year's consensus earnings, Wells Fargo & Company (WFC) is cheapest (Bank Of Montreal (BMO) 16.9x, Wells Fargo & Company (WFC) 10.6x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Wells Fargo & Company (WFC) grew revenue fastest over the trailing twelve months: Bank Of Montreal (BMO) -4.6%, Wells Fargo & Company (WFC) +5.4%.

Which stock has performed better?

Over the past year Bank Of Montreal (BMO) returned the most: Bank Of Montreal (BMO) +34.7%, Wells Fargo & Company (WFC) -4.4%. Over five years, Wells Fargo & Company (WFC) compounded fastest (Bank Of Montreal (BMO) +9.0%/yr, Wells Fargo & Company (WFC) +10.6%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Bank Of Montreal (BMO) 0.03%, Wells Fargo & Company (WFC) 0.00%. Wells Fargo & Company (WFC) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Bank Of Montreal (BMO) has been the steadiest (Bank Of Montreal (BMO) 20.5%, Wells Fargo & Company (WFC) 25.6%). Volatility measures how widely the price swings, not the risk of the business.

Do BMO and WFC move together?

Their daily returns over the past year have a correlation of 0.50, a moderate positive relationship. Holding both diversifies more than two closely linked stocks would.

Which is the better stock, BMO and WFC?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Wells Fargo & Company (WFC) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.