BMO vs JPM Stock Comparison

Bank Of Montreal and Jpmorgan Chase Prices as of Oct 23, 2026 Peers: Industry group
BMO Bank Of Montreal /Can/
$169.24 -0.7% 1M +34.4% 1Y
Market cap
$123.08B
P/E
18.6x
Revenue (TTM)
$44.39B
Div. yield
0.03%
Money Center Banks Financial Services
5 wins
JPM Jpmorgan Chase & Co
$331.54 -1.8% 1M +12.6% 1Y
Market cap
$898.55B
P/E
14.1x
Revenue (TTM)
$199.41B
Div. yield
–
Money Center Banks Financial Services
6 wins

Head to Head

11 decided of 12

Jpmorgan Chase leads on 6 of the 12 questions below (Jpmorgan Chase 6, Bank Of Montreal 5). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionBMOJPMLeader
Larger companyMarket capitalisation $123.08B $898.55B JPM
Cheaper on earningsLower P/E, profitable companies only 18.6x 14.1x JPM
Cheaper on forward earningsLower price / next fiscal year consensus EPS 16.9x 13.7x JPM
Faster revenue growthRevenue growth, trailing twelve months -4.6% +13.5% JPM
More profitableNet margin, trailing twelve months 14.9% 31.9% JPM
Better return on capitalReturn on invested capital 36.3% 15.8% BMO
Less leveragedLower net debt / EBITDA -4.8x 2.8x BMO
Higher dividend yieldTrailing dividend yield 0.03% 0.00% –
Better 1-year returnPrice return, last 12 months +34.4% +12.6% BMO
Better 5-year returnAnnualised price return, 5 years +9.1%/yr +14.1%/yr JPM
Less volatileAnnualised volatility, 1 year 20.5% 22.2% BMO
Higher overall scoreMean of the five percentile scores vs peers 60/100 33/100 BMO

Percentile Scorecard

BMOJPM

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisBMOJPM
Valuation 44 #203 of 361 2 #353 of 361
Growth 67 #113 of 344 27 #251 of 344
Profitability 81 #68 of 348 55 #156 of 348
Financial Health 49 #173 of 340 9 #311 of 340
Shareholder Returns 57 #153 of 352 74 #93 of 352
Overall 60 33
  • BMO ranked among 370 companies in Banking
  • JPM ranked among 370 companies in Banking

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodBMOJPMSPY
1 month -0.7%-1.8% -1.0%
3 months -4.8%-6.1% +2.9%
6 months +11.2%+7.5% +6.4%
Year to date +30.4%+2.9% +11.4%
1 year +34.4%+12.6% +13.1%
3 years +121.4%+134.9% +79.4%
3 years, per year +30.4%+32.9% +21.5%
5 years +54.6%+93.0% +67.7%
5 years, per year +9.1%+14.1% +10.9%
10 years +163.7%+384.1% +255.2%
10 years, per year +10.2%+17.1% +13.5%

Risk

MeasureBMOJPMSPY
Volatility, 1Y 20.5%22.2% 12.7%
Downside volatility, 1Y 22.7%23.8% 12.7%
Beta vs S&P 500, 1Y 0.950.74 1.00
Return / volatility, 1Y 1.680.57 1.03
Max drawdown, 5Y -39.3%-40.5% -25.4%
From 52-week high -8.9%-9.2% -2.5%
52-week high $185.81$365.23 $779.14
52-week low $119.92$282.84 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleBMOJPM
P/E now vs peer median 18.5xmedian 12.5x 14.0xmedian 12.5x
P/S now vs peer median 2.7xmedian 3.5x 4.4xmedian 3.5x
EV/EBITDA now vs peer median -1.7xmedian 4.8x 7.4xmedian 4.8x
P/FCF now vs peer median 3.4xmedian 11.4x -5.4xmedian 11.4x
P/B now vs peer median 1.9xmedian 1.2x 2.4xmedian 1.2x
PEG now vs peer median 4.58median 1.48 0.95median 1.48

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsBMOJPM
Revenue $44.39B $199.41B
Net income $6.62B $65.07B
Free cash flow $35.64B -$162.53B
EPS (diluted) $9.14 $23.62
Cash & equivalents $52.88B –
Total debt $13.94B $532.95B
Shares (diluted) 723.27M 2.69B
Enterprise value -$655.31B $898.55B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricBMOJPM
P/E 18.5x 14.0x
P/FCF 3.4x -5.4x
P/Operating cash flow 3.3x -5.4x
P/S 2.7x 4.4x
P/B 1.9x 2.4x
P/Tangible book 2.1x 2.4x
EV/EBITDA -1.7x 7.4x
EV/EBIT -1.7x 7.8x
EV/Revenue -1.5x 7.1x
EV/FCF -1.8x -8.7x
EV/Operating cash flow -1.8x -8.7x
PEG (3Y EPS CAGR) 4.58 0.95

Growth

14 metrics
MetricBMOJPM
Revenue growth (1Y) -4.6% 13.5%
Revenue CAGR (3Y) 6.7% 10.7%
Gross profit growth (1Y) – –
Gross profit CAGR (3Y) – –
Operating income growth (1Y) – –
Operating income CAGR (3Y) – –
Net income growth (1Y) 5.6% 15.1%
Net income CAGR (3Y) 7.0% 10.8%
EPS growth (1Y) 6.4% 19.6%
EPS CAGR (3Y) 4.0% 14.8%
Operating cash flow growth (1Y) 2,208% -9.4%
Operating cash flow CAGR (3Y) 26.2% -159.0%
Free cash flow growth (1Y) 9,217% -9.4%
Free cash flow CAGR (3Y) 27.0% -159.0%

Profitability

14 metrics
MetricBMOJPM
Gross margin – –
EBITDA margin 86.3% 96.0%
Operating margin – –
Pretax margin 20.1% 42.1%
Net margin 14.9% 31.9%
FCF margin 80.3% -81.5%
Operating cash flow margin 81.9% -81.5%
Return on equity 10.6% 17.6%
Return on assets 0.6% 1.3%
Return on invested capital 36.3% 15.8%
Return on capital employed – –
Asset turnover 0.0x 0.0x
Cash conversion (OCF / net income) 5.5x -2.5x
Stock comp / revenue – –

Financial Health

11 metrics
MetricBMOJPM
Debt / assets 1.3% 10.6%
Debt / equity 0.2x 1.4x
Net debt / EBITDA -4.8x 2.8x
Debt / FCF 0.4x -3.3x
Liabilities / assets 94.4% 92.5%
Equity / assets 5.6% 7.5%
Interest coverage 1.3x 1.9x
Current ratio – –
Quick ratio – –
Cash ratio – –
Altman Z-score – –

Shareholder Returns

7 metrics
MetricBMOJPM
Dividend yield 3.9% 1.9%
Net buyback yield -0.9% 3.5%
Shareholder yield 3.1% 5.3%
Payout ratio (earnings) 56.1% –
Payout ratio (FCF) 10.4% –
Dividend growth (1Y) 4.1% –
Dividend CAGR (3Y) 23.0% –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusBMOJPM
Forward P/E 16.9xFY2026 13.7xFY2026
EPS, next fiscal year $9.99FY2026 $24.21FY2026
EPS growth, next FY +15.2%FY2026 +20.9%FY2026
EPS growth, the year after +24.6% +2.5%
Revenue, next fiscal year $28.30BFY2026 $213.97BFY2026
Revenue growth, next FY +9.3%FY2026 +17.3%FY2026
Revenue growth, the year after +5.6% -2.6%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersBMOJPM
Held by institutions 46.5% 73.0%
Institutions holding 656 5,081
Change in shares held, QoQ +2.3% +1.1%
Institutions buying 304 2,486
Institutions selling 211 2,060
Buyers to sellers 1.44 1.21

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

BMOJPM
BMO 1.00 0.56
JPM 0.56 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, BMO and JPM?

Jpmorgan Chase (JPM) is the largest by market capitalisation: Bank Of Montreal (BMO) $123.08B, Jpmorgan Chase (JPM) $898.55B.

Which stock is cheaper, BMO and JPM?

Jpmorgan Chase (JPM) trades on the lowest price-to-earnings ratio (Bank Of Montreal (BMO) 18.6x, Jpmorgan Chase (JPM) 14.1x). On next year's consensus earnings, Jpmorgan Chase (JPM) is cheapest (Bank Of Montreal (BMO) 16.9x, Jpmorgan Chase (JPM) 13.7x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Jpmorgan Chase (JPM) grew revenue fastest over the trailing twelve months: Bank Of Montreal (BMO) -4.6%, Jpmorgan Chase (JPM) +13.5%.

Which company is more profitable?

Jpmorgan Chase (JPM) has the highest net margin (Bank Of Montreal (BMO) 14.9%, Jpmorgan Chase (JPM) 31.9%). On return on invested capital, Bank Of Montreal (BMO) leads (Bank Of Montreal (BMO) 36.3%, Jpmorgan Chase (JPM) 15.8%).

Which stock has performed better?

Over the past year Bank Of Montreal (BMO) returned the most: Bank Of Montreal (BMO) +34.4%, Jpmorgan Chase (JPM) +12.6%. Over five years, Jpmorgan Chase (JPM) compounded fastest (Bank Of Montreal (BMO) +9.1%/yr, Jpmorgan Chase (JPM) +14.1%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Bank Of Montreal (BMO) 0.03%, Jpmorgan Chase (JPM) 0.00%. Jpmorgan Chase (JPM) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Bank Of Montreal (BMO) has been the steadiest (Bank Of Montreal (BMO) 20.5%, Jpmorgan Chase (JPM) 22.2%). Volatility measures how widely the price swings, not the risk of the business.

Do BMO and JPM move together?

Their daily returns over the past year have a correlation of 0.56, a moderate positive relationship. Holding both diversifies more than two closely linked stocks would.

Which is the better stock, BMO and JPM?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Jpmorgan Chase (JPM) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.