BFAM vs MCTA vs AFYA Stock Comparison

Bright Horizons Family Solutions, Charming Medical and Afya Prices as of Oct 29, 2026 Peers: Industry group
1 more company in this comparison (STRA) Create a free account to keep reading and compare up to 10 companies.
MCTA Charming Medical Ltd
$29.35 0.0% 1M +106.5% 1Y
Market cap
$445.47M
P/E
–
Revenue (TTM)
—
Div. yield
–
Personal Services Consumer Discretionary
1 win
AFYA Afya Ltd
$10.17 -14.0% 1M -29.2% 1Y
Market cap
$883.50M
P/E
3.9x
Revenue (TTM)
$1.06B
Div. yield
–
Education Services Consumer Discretionary
6 wins

Head to Head

8 decided of 12

Afya leads on 6 of the 12 questions below (Afya 6, Bright Horizons Family Solutions 1, Charming Medical 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionBFAMMCTAAFYALeader
Larger companyMarket capitalisation $2.80B $445.47M $883.50M BFAM
Cheaper on earningsLower P/E, profitable companies only 18.8x -20,929x 3.9x AFYA
Cheaper on forward earningsLower price / next fiscal year consensus EPS 12.6x — 6.4x AFYA
Faster revenue growthRevenue growth, trailing twelve months +6.7% — +71.8% AFYA
More profitableNet margin, trailing twelve months — — 21.2% –
Better return on capitalReturn on invested capital — — 36.4% –
Less leveragedLower net debt / EBITDA — — -0.4x –
Higher dividend yieldTrailing dividend yield 0.00% — 0.00% –
Better 1-year returnPrice return, last 12 months -27.6% +106.5% -29.2% MCTA
Better 5-year returnAnnualised price return, 5 years -16.6%/yr — -10.2%/yr AFYA
Less volatileAnnualised volatility, 1 year 47.6% 57.0% 47.0% AFYA
Higher overall scoreMean of the five percentile scores vs peers 23/100 — 83/100 AFYA

Percentile Scorecard

BFAMMCTAAFYA

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisBFAMMCTAAFYA
Valuation 50 #17 of 33 0 #33 of 33 97 #2 of 33
Growth 10 #27 of 30 – 90 #4 of 30
Profitability 30 #20 of 28 – 100 #1 of 28
Financial Health 3 #36 of 37 86 #6 of 37 83 #7 of 37
Shareholder Returns – – 46 #7 of 12
Overall 23 – 83
  • BFAM ranked among 39 companies in Consumer Services
  • MCTA ranked among 39 companies in Consumer Services
  • AFYA ranked among 39 companies in Consumer Services

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodBFAMMCTAAFYASPY
1 month +5.1%0.0%-14.0% +0.7%
3 months -13.9%0.0%-28.8% +3.7%
6 months -17.3%0.0%-29.4% +7.1%
Year to date -33.9%0.0%-34.0% +12.8%
1 year -27.6%+106.5%-29.2% +11.9%
3 years -9.4%—-37.4% +85.2%
3 years, per year -3.2%—-14.5% +22.8%
5 years -59.6%—-41.7% +67.6%
5 years, per year -16.6%—-10.2% +10.9%
10 years +0.8%—— +262.0%
10 years, per year +0.1%—— +13.7%

Risk

MeasureBFAMMCTAAFYASPY
Volatility, 1Y 47.6%57.0%47.0% 12.7%
Downside volatility, 1Y 54.7%—61.8% 12.6%
Beta vs S&P 500, 1Y -0.290.000.23 1.00
Return / volatility, 1Y -0.581.87-0.62 0.94
Max drawdown, 5Y -67.2%-25.6%-54.5% -25.4%
From 52-week high -38.6%0.0%-35.9% -1.2%
52-week high $109.23$29.35$15.86 $779.14
52-week low $59.18$14.21$10.17 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleBFAMMCTAAFYA
P/E now vs peer median 18.8xmedian 13.3x -20,929xmedian 13.3x 4.1xmedian 13.3x
P/S now vs peer median 1.1xmedian 1.2x 92.7xmedian 1.2x 0.9xmedian 1.2x
EV/EBITDA now vs peer median —median 9.3x —median 9.3x 1.8xmedian 9.3x
P/FCF now vs peer median 13.3xmedian 14.1x -286.4xmedian 14.1x 3.6xmedian 14.1x
P/B now vs peer median 5.2xmedian 2.0x 86.0xmedian 2.0x 1.0xmedian 2.0x
PEG now vs peer median —median 0.27 —median 0.27 0.08median 0.27

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsBFAMMCTAAFYA
Revenue $3.07B – $1.06B
Gross profit $699.13M – $689.46M
Operating income $3.13M – $356.83M
Net income -$134.21M – $169.05M
Free cash flow – – $256.07M
EPS (diluted) – – $2.48
Cash & equivalents $119.23M $4.70M $194.24M
Total debt – – $596.89M
Shares (diluted) 51.76M 16.15M 91.27M
Enterprise value $2.80B $439.45M -$294.41M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricBFAMMCTAAFYA
P/E 18.8x -20,929x 4.1x
P/FCF 13.3x -286.4x 3.6x
P/Operating cash flow 9.3x – 3.1x
P/S 1.1x 92.7x 0.9x
P/B 5.2x 86.0x 1.0x
P/Tangible book 7.3x 86.0x -7.4x
EV/EBITDA – – 1.8x
EV/EBIT – – 2.1x
EV/Revenue 1.1x – 0.7x
EV/FCF – – 2.9x
EV/Operating cash flow 9.3x – 2.6x
PEG (3Y EPS CAGR) – – 0.08

Growth

14 metrics
MetricBFAMMCTAAFYA
Revenue growth (1Y) 6.7% – 71.8%
Revenue CAGR (3Y) 9.6% – 28.4%
Gross profit growth (1Y) 0.5% – 72.4%
Gross profit CAGR (3Y) 9.9% – 30.4%
Operating income growth (1Y) -99.0% – 77.9%
Operating income CAGR (3Y) -74.2% – 38.0%
Net income growth (1Y) -166.9% – 26.4%
Net income CAGR (3Y) -52.5% – 30.2%
EPS growth (1Y) – – 86.9%
EPS CAGR (3Y) – – 50.9%
Operating cash flow growth (1Y) 10.1% – 9.2%
Operating cash flow CAGR (3Y) 17.7% – 16.8%
Free cash flow growth (1Y) – – 1.5%
Free cash flow CAGR (3Y) – – 18.9%

Profitability

14 metrics
MetricBFAMMCTAAFYA
Gross margin – – 64.7%
EBITDA margin – – 40.1%
Operating margin – – 33.5%
Pretax margin – – 24.1%
Net margin – – 21.2%
FCF margin – – 24.0%
Operating cash flow margin 11.6% – 27.6%
Return on equity -17.0% – 24.8%
Return on assets -3.7% – 12.7%
Return on invested capital – – 36.4%
Return on capital employed – – 21.7%
Asset turnover 0.8x – 0.6x
Cash conversion (OCF / net income) -2.7x – 1.7x
Stock comp / revenue 1.0% – 0.4%

Financial Health

11 metrics
MetricBFAMMCTAAFYA
Debt / assets – 1.9% 1.4%
Debt / equity – 0.0x 0.0x
Net debt / EBITDA – – -0.4x
Debt / FCF – – 0.1x
Liabilities / assets 81.7% 47.5% 47.2%
Equity / assets 18.3% 52.5% 52.8%
Interest coverage – – 7.3x
Current ratio 0.4x 1.9x 2.2x
Quick ratio – 1.4x 2.1x
Cash ratio – 1.4x 1.1x
Altman Z-score – – 2.45

Shareholder Returns

7 metrics
MetricBFAMMCTAAFYA
Dividend yield – – 6.5%
Net buyback yield – – -4.4%
Shareholder yield – – 2.1%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusBFAMMCTAAFYA
Forward P/E 12.6xFY2026 – 6.4xFY2026
EPS, next fiscal year $5.31FY2026 – $1.58FY2026
EPS growth, next FY +16.7%FY2026 – -11.2%FY2026
EPS growth, the year after +13.6% – +21.5%
Revenue, next fiscal year $3.03BFY2026 – $708.15MFY2026
Revenue growth, next FY +3.3%FY2026 – +5.2%FY2026
Revenue growth, the year after +2.5% – +5.9%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersBFAMMCTAAFYA
Held by institutions 100.0% – 12.0%
Institutions holding 385 – 54
Change in shares held, QoQ -1.2% – -5.2%
Institutions buying 205 – 21
Institutions selling 150 – 19
Buyers to sellers 1.37 – 1.11

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

BFAMMCTAAFYA
BFAM 1.00 0.07 0.08
MCTA 0.07 1.00 0.04
AFYA 0.08 0.04 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, BFAM, MCTA and AFYA?

Bright Horizons Family Solutions (BFAM) is the largest by market capitalisation: Bright Horizons Family Solutions (BFAM) $2.80B, Charming Medical (MCTA) $445.47M, Afya (AFYA) $883.50M.

Which stock is cheaper, BFAM, MCTA and AFYA?

Afya (AFYA) trades on the lowest price-to-earnings ratio (Bright Horizons Family Solutions (BFAM) 18.8x, Charming Medical (MCTA) -20,929x, Afya (AFYA) 3.9x). On next year's consensus earnings, Afya (AFYA) is cheapest (Bright Horizons Family Solutions (BFAM) 12.6x, Afya (AFYA) 6.4x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Afya (AFYA) grew revenue fastest over the trailing twelve months: Bright Horizons Family Solutions (BFAM) +6.7%, Afya (AFYA) +71.8%.

Which stock has performed better?

Over the past year Charming Medical (MCTA) returned the most: Bright Horizons Family Solutions (BFAM) -27.6%, Charming Medical (MCTA) +106.5%, Afya (AFYA) -29.2%. Over five years, Afya (AFYA) compounded fastest (Bright Horizons Family Solutions (BFAM) -16.6%/yr, Afya (AFYA) -10.2%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Afya (AFYA) has been the steadiest (Bright Horizons Family Solutions (BFAM) 47.6%, Charming Medical (MCTA) 57.0%, Afya (AFYA) 47.0%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, BFAM, MCTA and AFYA?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Afya (AFYA) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.