BCS vs EZPW vs MS Stock Comparison

Barclays, Ezcorp and Morgan Stanley Prices as of Oct 28, 2026 Peers: Industry group
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BCS Barclays Plc
$22.91 -6.9% 1M +6.2% 1Y
Market cap
$79.42B
P/E
7.5x
Revenue (TTM)
$41.50B
Div. yield
2.71%
Money Center Banks Financial Services
4 wins
EZPW Ezcorp Inc
$29.70 -3.7% 1M +66.5% 1Y
Market cap
$1.83B
P/E
11.5x
Revenue (TTM)
$1.58B
Div. yield
–
Consumer Lending Financial Services
4 wins
MS Morgan Stanley
$190.30 -1.7% 1M +15.2% 1Y
Market cap
$299.14B
P/E
14.9x
Revenue (TTM)
$80.16B
Div. yield
2.18%
Money Center Banks Financial Services
2 wins

Head to Head

10 decided of 12

Barclays leads on 4 of the 12 questions below (Barclays 4, Ezcorp 4, Morgan Stanley 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionBCSEZPWMSLeader
Larger companyMarket capitalisation $79.42B $1.83B $299.14B MS
Cheaper on earningsLower P/E, profitable companies only 7.5x 11.5x 14.9x BCS
Cheaper on forward earningsLower price / next fiscal year consensus EPS 7.9x 15.5x 13.9x BCS
Faster revenue growthRevenue growth, trailing twelve months +9.5% +28.6% +16.2% EZPW
More profitableNet margin, trailing twelve months 26.0% 10.0% — BCS
Better return on capitalReturn on invested capital — 9.8% — –
Less leveragedLower net debt / EBITDA — 0.8x — –
Higher dividend yieldTrailing dividend yield 2.71% 0.00% 2.18% BCS
Better 1-year returnPrice return, last 12 months +6.2% +66.5% +15.2% EZPW
Better 5-year returnAnnualised price return, 5 years +15.4%/yr +31.9%/yr +13.1%/yr EZPW
Less volatileAnnualised volatility, 1 year 31.0% 42.8% 28.5% MS
Higher overall scoreMean of the five percentile scores vs peers 48/100 72/100 51/100 EZPW

Percentile Scorecard

BCSEZPWMS

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisBCSEZPWMS
Valuation 99 #5 of 361 74 #45 of 169 28 #260 of 361
Growth 66 #59 of 172 90 #17 of 162 93 #13 of 172
Profitability 18 #123 of 149 73 #41 of 149 –
Financial Health 1 #157 of 158 92 #14 of 158 –
Shareholder Returns 56 #151 of 338 32 #93 of 136 33 #226 of 338
Overall 48 72 51
  • BCS ranked among 368 companies in Banking
  • EZPW ranked among 174 companies in Lending and Credit
  • MS ranked among 368 companies in Banking

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodBCSEZPWMSSPY
1 month -6.9%-3.7%-1.7% +0.9%
3 months -12.1%+2.2%-6.3% +5.9%
6 months -0.4%-8.0%+1.7% +8.5%
Year to date -10.0%+52.9%+7.2% +13.3%
1 year +6.2%+66.5%+15.2% +12.4%
3 years +267.1%+270.3%+170.3% +88.1%
3 years, per year +54.3%+54.8%+39.3% +23.5%
5 years +104.7%+298.1%+85.2% +68.2%
5 years, per year +15.4%+31.9%+13.1% +11.0%
10 years +147.7%+197.3%+467.7% +263.4%
10 years, per year +9.5%+11.5%+19.0% +13.8%

Risk

MeasureBCSEZPWMSSPY
Volatility, 1Y 31.0%42.8%28.5% 12.7%
Downside volatility, 1Y 31.8%43.4%29.9% 12.7%
Beta vs S&P 500, 1Y 1.611.311.43 1.00
Return / volatility, 1Y 0.201.550.53 0.98
Max drawdown, 5Y -50.0%-35.9%-35.3% -25.4%
From 52-week high -19.8%-16.5%-16.7% -0.9%
52-week high $28.56$35.59$228.55 $779.14
52-week low $20.07$17.41$154.37 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleBCSEZPWMS
P/E now vs peer median 7.5xmedian 12.1x 11.5xmedian 11.4x 14.9xmedian 12.1x
P/S now vs peer median 1.9xmedian 3.4x 1.2xmedian 2.7x 3.7xmedian 3.4x
EV/EBITDA now vs peer median —median 5.1x 7.9xmedian 11.3x —median 5.1x
P/FCF now vs peer median —median 10.8x 13.2xmedian 6.9x -16.3xmedian 10.8x
P/B now vs peer median 0.8xmedian 1.2x 1.6xmedian 0.7x —median 1.2x
PEG now vs peer median 0.42median 1.32 0.17median 0.34 0.48median 1.32

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsBCSEZPWMS
Revenue $41.50B $1.58B $80.16B
Gross profit – $927.76M –
Operating income – $220.26M –
Net income $10.83B $159.09M –
Free cash flow – $138.33M –
EPS (diluted) $2.95 $1.90 $12.65
Cash & equivalents $335.17B $311.03M –
Total debt $302.10B $519.49M –
Shares (diluted) 3.65B 83.36M 1.57B
Enterprise value -$1.63T $228.24M $299.14B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricBCSEZPWMS
P/E 7.5x 11.5x 14.9x
P/FCF – 13.2x -16.3x
P/Operating cash flow – 10.1x –
P/S 1.9x 1.2x 3.7x
P/B 0.8x 1.6x –
P/Tangible book 0.8x 1.8x –
EV/EBITDA – 7.9x –
EV/EBIT 16.4x 9.2x –
EV/Revenue -1.5x 1.3x 3.7x
EV/FCF – 14.7x –
EV/Operating cash flow – 11.2x –
PEG (3Y EPS CAGR) 0.42 0.17 0.48

Growth

14 metrics
MetricBCSEZPWMS
Revenue growth (1Y) 9.5% 28.6% 16.2%
Revenue CAGR (3Y) 9.8% 16.1% 14.1%
Gross profit growth (1Y) – 28.3% –
Gross profit CAGR (3Y) – 16.4% –
Operating income growth (1Y) – 59.4% –
Operating income CAGR (3Y) – 34.5% –
Net income growth (1Y) 19.1% 62.2% –
Net income CAGR (3Y) 10.5% 64.8% –
EPS growth (1Y) 29.0% 60.5% 29.2%
EPS CAGR (3Y) 17.8% 66.8% 30.9%
Operating cash flow growth (1Y) – 28.8% –
Operating cash flow CAGR (3Y) – 25.3% –
Free cash flow growth (1Y) – 39.6% –
Free cash flow CAGR (3Y) – 39.6% –

Profitability

14 metrics
MetricBCSEZPWMS
Gross margin – 58.6% –
EBITDA margin – 16.3% –
Operating margin – 13.9% –
Pretax margin 33.1% 13.4% –
Net margin 26.0% 10.0% –
FCF margin – 8.7% –
Operating cash flow margin – 11.5% –
Return on equity 10.4% 13.8% –
Return on assets 0.5% 7.4% 1.2%
Return on invested capital – 9.8% –
Return on capital employed – 11.5% –
Asset turnover 0.0x 0.7x 0.0x
Cash conversion (OCF / net income) – 1.1x –
Stock comp / revenue – 1.0% –

Financial Health

11 metrics
MetricBCSEZPWMS
Debt / assets 13.1% 24.0% –
Debt / equity 2.9x 0.4x –
Net debt / EBITDA – 0.8x –
Debt / FCF – 3.8x –
Liabilities / assets 95.5% 46.1% –
Equity / assets 4.5% 53.9% –
Interest coverage – 6.7x –
Current ratio – 4.8x –
Quick ratio – 1.6x –
Cash ratio – 1.3x –
Altman Z-score – 3.13 –

Shareholder Returns

7 metrics
MetricBCSEZPWMS
Dividend yield 2.7% – 2.2%
Net buyback yield – 0.5% –
Shareholder yield 2.7% 0.5% 2.2%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusBCSEZPWMS
Forward P/E 7.9xFY2026 15.5xFY2026 13.9xFY2026
EPS, next fiscal year $2.91FY2026 $1.91FY2026 $13.66FY2026
EPS growth, next FY +26.0%FY2026 +33.6%FY2026 +33.8%FY2026
EPS growth, the year after +12.7% +22.0% -4.2%
Revenue, next fiscal year $42.91BFY2026 $1.57BFY2026 $80.05BFY2026
Revenue growth, next FY +7.7%FY2026 +24.0%FY2026 +13.3%FY2026
Revenue growth, the year after -4.3% +19.1% +13.3%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersBCSEZPWMS
Held by institutions 8.5% 100.0% 85.7%
Institutions holding 556 313 2,743
Change in shares held, QoQ +2.9% +1.4% +1.5%
Institutions buying 306 138 1,469
Institutions selling 161 116 939
Buyers to sellers 1.90 1.19 1.56

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

BCSEZPWMS
BCS 1.00 0.34 0.66
EZPW 0.34 1.00 0.31
MS 0.66 0.31 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, BCS, EZPW and MS?

Morgan Stanley (MS) is the largest by market capitalisation: Barclays (BCS) $79.42B, Ezcorp (EZPW) $1.83B, Morgan Stanley (MS) $299.14B.

Which stock is cheaper, BCS, EZPW and MS?

Barclays (BCS) trades on the lowest price-to-earnings ratio (Barclays (BCS) 7.5x, Ezcorp (EZPW) 11.5x, Morgan Stanley (MS) 14.9x). On next year's consensus earnings, Barclays (BCS) is cheapest (Barclays (BCS) 7.9x, Ezcorp (EZPW) 15.5x, Morgan Stanley (MS) 13.9x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Ezcorp (EZPW) grew revenue fastest over the trailing twelve months: Barclays (BCS) +9.5%, Ezcorp (EZPW) +28.6%, Morgan Stanley (MS) +16.2%.

Which company is more profitable?

Barclays (BCS) has the highest net margin (Barclays (BCS) 26.0%, Ezcorp (EZPW) 10.0%).

Which stock has performed better?

Over the past year Ezcorp (EZPW) returned the most: Barclays (BCS) +6.2%, Ezcorp (EZPW) +66.5%, Morgan Stanley (MS) +15.2%. Over five years, Ezcorp (EZPW) compounded fastest (Barclays (BCS) +15.4%/yr, Ezcorp (EZPW) +31.9%/yr, Morgan Stanley (MS) +13.1%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Barclays (BCS) has the highest dividend yield: Barclays (BCS) 2.71%, Ezcorp (EZPW) 0.00%, Morgan Stanley (MS) 2.18%. Ezcorp (EZPW) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Morgan Stanley (MS) has been the steadiest (Barclays (BCS) 31.0%, Ezcorp (EZPW) 42.8%, Morgan Stanley (MS) 28.5%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, BCS, EZPW and MS?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Barclays (BCS) leads on 4. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.