AZ vs SOUN vs TOST Stock Comparison

A2Z Cust2Mate Solutions, Soundhound Ai and Toast Prices as of Oct 29, 2026 Peers: Industry group
1 more company in this comparison (DBD) Create a free account to keep reading and compare up to 10 companies.
SOUN Soundhound Ai, Inc.
$4.36 -25.3% 1M -76.0% 1Y
Market cap
$1.80B
P/E
–
Revenue (TTM)
$203.20M
Div. yield
–
AI Platforms Technology
TOST Toast, Inc.
$31.50 +3.4% 1M -11.9% 1Y
Market cap
$18.25B
P/E
37.5x
Revenue (TTM)
$6.80B
Div. yield
–
Restaurant and Retail Software Technology
6 wins

Head to Head

7 decided of 12

Toast leads on 6 of the 12 questions below (Toast 6, A2Z Cust2Mate Solutions 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionAZSOUNTOSTLeader
Larger companyMarket capitalisation $222.86M $1.80B $18.25B TOST
Cheaper on earningsLower P/E, profitable companies only -6.5x -13.1x 37.5x –
Cheaper on forward earningsLower price / next fiscal year consensus EPS — — 23.9x –
Faster revenue growthRevenue growth, trailing twelve months +153.0% +54.6% +23.0% AZ
More profitableNet margin, trailing twelve months -236.1% -67.5% 7.1% TOST
Better return on capitalReturn on invested capital — — — –
Less leveragedLower net debt / EBITDA 0.3x — — –
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months -14.3% -76.0% -11.9% TOST
Better 5-year returnAnnualised price return, 5 years -21.2%/yr — -10.0%/yr TOST
Less volatileAnnualised volatility, 1 year 73.0% 68.7% 47.7% TOST
Higher overall scoreMean of the five percentile scores vs peers 31/100 37/100 70/100 TOST

Percentile Scorecard

AZSOUNTOST

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisAZSOUNTOST
Valuation 3 #86 of 89 20 #99 of 124 51 #44 of 89
Growth 20 #65 of 81 60 #46 of 113 98 #3 of 81
Profitability 4 #73 of 76 26 #81 of 109 67 #26 of 76
Financial Health 94 #7 of 93 67 #43 of 127 72 #27 of 93
Shareholder Returns 35 #33 of 50 11 #56 of 63 65 #18 of 50
Overall 31 37 70
  • AZ ranked among 98 companies in Vertical Software
  • SOUN ranked among 137 companies in Infrastructure Software
  • TOST ranked among 98 companies in Vertical Software

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodAZSOUNTOSTSPY
1 month +12.1%-25.3%+3.4% +0.7%
3 months +10.5%-29.0%-4.1% +3.7%
6 months -12.8%-45.2%+10.4% +7.1%
Year to date -4.6%-56.3%-11.3% +12.8%
1 year -14.3%-76.0%-11.9% +11.9%
3 years +49.6%+177.7%+97.5% +85.2%
3 years, per year +14.4%+40.6%+25.5% +22.8%
5 years -69.5%—-40.8% +67.6%
5 years, per year -21.2%—-10.0% +10.9%

Risk

MeasureAZSOUNTOSTSPY
Volatility, 1Y 73.0%68.7%47.7% 12.7%
Downside volatility, 1Y 71.1%63.9%52.5% 12.6%
Beta vs S&P 500, 1Y 2.443.001.07 1.00
Return / volatility, 1Y -0.20-1.11-0.25 0.94
Max drawdown, 5Y -96.9%-93.5%-80.6% -25.4%
From 52-week high -27.8%-76.0%-19.3% -1.2%
52-week high $8.60$18.15$39.02 $779.14
52-week low $5.12$4.24$22.33 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleAZSOUNTOST
P/E now vs peer median -6.7xmedian 39.2x -13.7xmedian 39.0x 37.5xmedian 39.2x
P/S now vs peer median 18.9xmedian 2.4x 8.7xmedian 4.6x 2.7xmedian 2.4x
EV/EBITDA now vs peer median -6.9xmedian 17.3x -16.0xmedian 32.7x 28.4xmedian 17.3x
P/FCF now vs peer median -7.8xmedian 20.3x -12.3xmedian 27.4x 31.6xmedian 20.3x
P/B now vs peer median 4.2xmedian 1.8x 3.6xmedian 3.2x 8.9xmedian 1.8x
PEG now vs peer median -0.32median 1.52 -0.67median 1.23 0.80median 1.52

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsAZSOUNTOST
Revenue $14.42M $203.20M $6.80B
Gross profit $2.90M $85.94M $1.82B
Operating income -$38.70M -$139.29M $431.00M
Net income -$34.76M -$137.06M $486.00M
Free cash flow -$34.81M -$142.38M $576.00M
R&D $11.64M $101.02M $405.00M
EPS (diluted) $-0.92 $-0.31 $0.82
Cash & equivalents $14.78M $202.80M $1.02B
Total debt $2.22M – –
Shares (diluted) 36.96M 438.65M 590.00M
Enterprise value $131.69M $861.56M $10.92B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricAZSOUNTOST
P/E -6.7x -13.7x 37.5x
P/FCF -7.8x -12.3x 31.6x
P/Operating cash flow -7.8x -15.4x 28.6x
P/S 18.9x 8.7x 2.7x
P/B 4.2x 3.6x 8.9x
P/Tangible book 4.2x 5.9x 8.9x
EV/EBITDA -6.9x -16.0x 28.4x
EV/EBIT -6.7x -11.2x 38.2x
EV/Revenue 18.0x 7.7x 2.4x
EV/FCF -7.5x -10.9x 28.6x
EV/Operating cash flow -7.4x -13.6x 25.9x
PEG (3Y EPS CAGR) -0.32 -0.67 0.80

Growth

14 metrics
MetricAZSOUNTOST
Revenue growth (1Y) 153.0% 54.6% 23.0%
Revenue CAGR (3Y) 7.1% 77.8% 27.1%
Gross profit growth (1Y) 24.2% 61.4% 30.5%
Gross profit CAGR (3Y) -1.2% 47.1% 38.1%
Operating income growth (1Y) -95.5% 42.2% 128.0%
Operating income CAGR (3Y) -25.9% -12.5% 47.5%
Net income growth (1Y) 0.8% 39.1% 117.0%
Net income CAGR (3Y) -13.9% -7.1% 48.7%
EPS growth (1Y) 41.8% 44.4% 122.5%
EPS CAGR (3Y) 21.2% 20.6% 46.7%
Operating cash flow growth (1Y) -154.2% -2.1% 13.8%
Operating cash flow CAGR (3Y) -58.4% -12.0% 106.7%
Free cash flow growth (1Y) -148.3% -26.2% 13.4%
Free cash flow CAGR (3Y) -54.3% -20.1% 82.9%

Profitability

14 metrics
MetricAZSOUNTOST
Gross margin 20.1% 42.3% 26.7%
EBITDA margin -260.5% -47.7% 8.5%
Operating margin -268.5% -68.5% 6.3%
Pretax margin -259.7% -64.7% 7.3%
Net margin -236.1% -67.5% 7.1%
FCF margin -241.5% -70.1% 8.5%
Operating cash flow margin -242.8% -56.4% 9.3%
Return on equity -51.4% -28.8% 24.1%
Return on assets -46.0% -20.9% 15.5%
Return on invested capital – – –
Return on capital employed -57.7% -23.8% 21.2%
Asset turnover 0.2x 0.3x 2.2x
Cash conversion (OCF / net income) 1.0x 0.8x 1.3x
Stock comp / revenue 117.6% 38.7% 3.4%

Financial Health

11 metrics
MetricAZSOUNTOST
Debt / assets 3.0% – –
Debt / equity 0.0x – –
Net debt / EBITDA 0.3x – –
Debt / FCF -0.1x – –
Liabilities / assets 12.6% 26.6% 35.7%
Equity / assets 87.4% 73.4% 64.3%
Interest coverage – -350.0x –
Current ratio 7.5x 3.9x 2.4x
Quick ratio 2.5x 3.6x 1.7x
Cash ratio 1.7x 2.9x 1.6x
Altman Z-score 13.94 3.78 12.34

Shareholder Returns

7 metrics
MetricAZSOUNTOST
Dividend yield – – –
Net buyback yield 0.0% -10.6% 2.8%
Shareholder yield 0.0% -10.6% 2.8%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusAZSOUNTOST
Forward P/E – – 23.9xFY2026
EPS, next fiscal year $-0.48FY2026 $-0.43FY2026 $1.32FY2026
EPS growth, next FY – – +34.7%FY2026
EPS growth, the year after – – +35.6%
Revenue, next fiscal year $36.64MFY2026 $225.08MFY2026 $7.84BFY2026
Revenue growth, next FY +363.9%FY2026 +33.2%FY2026 +27.5%FY2026
Revenue growth, the year after +215.6% +56.2% +17.8%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersAZSOUNTOST
Held by institutions 52.6% 39.0% 93.1%
Institutions holding 49 442 775
Change in shares held, QoQ +17.1% -2.7% +8.1%
Institutions buying 25 230 428
Institutions selling 13 121 245
Buyers to sellers 1.92 1.90 1.75

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

AZSOUNTOST
AZ 1.00 0.38 0.22
SOUN 0.38 1.00 0.41
TOST 0.22 0.41 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, AZ, SOUN and TOST?

Toast (TOST) is the largest by market capitalisation: A2Z Cust2Mate Solutions (AZ) $222.86M, Soundhound Ai (SOUN) $1.80B, Toast (TOST) $18.25B.

Which company is growing faster?

A2Z Cust2Mate Solutions (AZ) grew revenue fastest over the trailing twelve months: A2Z Cust2Mate Solutions (AZ) +153.0%, Soundhound Ai (SOUN) +54.6%, Toast (TOST) +23.0%.

Which company is more profitable?

Toast (TOST) has the highest net margin (A2Z Cust2Mate Solutions (AZ) -236.1%, Soundhound Ai (SOUN) -67.5%, Toast (TOST) 7.1%).

Which stock has performed better?

Over the past year Toast (TOST) returned the most: A2Z Cust2Mate Solutions (AZ) -14.3%, Soundhound Ai (SOUN) -76.0%, Toast (TOST) -11.9%. Over five years, Toast (TOST) compounded fastest (A2Z Cust2Mate Solutions (AZ) -21.2%/yr, Toast (TOST) -10.0%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Toast (TOST) has been the steadiest (A2Z Cust2Mate Solutions (AZ) 73.0%, Soundhound Ai (SOUN) 68.7%, Toast (TOST) 47.7%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, AZ, SOUN and TOST?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Toast (TOST) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.