AMP vs BMO vs TFC Stock Comparison

Ameriprise Financial, Bank Of Montreal and Truist Financial Prices as of Oct 27, 2026 Peers: Industry group
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AMP Ameriprise Financial Inc
$492.95 0.0% 1M +1.7% 1Y
Market cap
$44.56B
P/E
11.3x
Revenue (TTM)
$19.84B
Div. yield
–
Financial Advisory Financial Services
6 wins
BMO Bank Of Montreal /Can/
$172.12 -0.1% 1M +35.2% 1Y
Market cap
$125.38B
P/E
19.0x
Revenue (TTM)
$44.39B
Div. yield
0.03%
Money Center Banks Financial Services
5 wins
TFC Truist Financial Corp
$48.56 +1.9% 1M +8.8% 1Y
Market cap
$59.16B
P/E
12.2x
Revenue (TTM)
—
Div. yield
–
Regional Banks Financial Services

Head to Head

11 decided of 12

Ameriprise Financial leads on 6 of the 12 questions below (Ameriprise Financial 6, Bank Of Montreal 5). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionAMPBMOTFCLeader
Larger companyMarket capitalisation $44.56B $125.38B $59.16B BMO
Cheaper on earningsLower P/E, profitable companies only 11.3x 19.0x 12.2x AMP
Cheaper on forward earningsLower price / next fiscal year consensus EPS 10.2x 17.0x 11.3x AMP
Faster revenue growthRevenue growth, trailing twelve months +9.1% -4.6% — AMP
More profitableNet margin, trailing twelve months 19.9% 14.9% — AMP
Better return on capitalReturn on invested capital 25.8% 36.3% — BMO
Less leveragedLower net debt / EBITDA -0.9x -4.8x — BMO
Higher dividend yieldTrailing dividend yield 0.00% 0.03% 0.00% –
Better 1-year returnPrice return, last 12 months +1.7% +35.2% +8.8% BMO
Better 5-year returnAnnualised price return, 5 years +10.2%/yr +8.9%/yr -5.3%/yr AMP
Less volatileAnnualised volatility, 1 year 26.2% 20.5% 23.4% BMO
Higher overall scoreMean of the five percentile scores vs peers 75/100 61/100 61/100 AMP

Percentile Scorecard

AMPBMOTFC

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisAMPBMOTFC
Valuation 87 #25 of 181 39 #219 of 360 87 #49 of 360
Growth 73 #31 of 111 70 #59 of 191 8 #176 of 191
Profitability 83 #23 of 129 83 #29 of 168 –
Financial Health 65 #58 of 164 53 #82 of 175 –
Shareholder Returns 69 #24 of 75 59 #139 of 341 89 #39 of 341
Overall 75 61 61
  • AMP ranked among 209 companies in Asset and Wealth Management
  • BMO ranked among 368 companies in Banking
  • TFC ranked among 368 companies in Banking

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodAMPBMOTFCSPY
1 month 0.0%-0.1%+1.9% -0.2%
3 months -9.8%-4.7%-8.4% +3.9%
6 months +3.7%+13.6%-5.1% +8.2%
Year to date +0.5%+32.6%-1.3% +12.9%
1 year +1.7%+35.2%+8.8% +12.3%
3 years +58.7%+131.9%+75.8% +87.4%
3 years, per year +16.7%+32.4%+20.7% +23.3%
5 years +62.4%+53.3%-24.0% +67.9%
5 years, per year +10.2%+8.9%-5.3% +10.9%
10 years +442.4%+165.0%+23.5% +261.1%
10 years, per year +18.4%+10.2%+2.1% +13.7%

Risk

MeasureAMPBMOTFCSPY
Volatility, 1Y 26.2%20.5%23.4% 12.7%
Downside volatility, 1Y 28.7%22.7%26.2% 12.7%
Beta vs S&P 500, 1Y 0.740.960.59 1.00
Return / volatility, 1Y 0.071.720.38 0.97
Max drawdown, 5Y -32.1%-39.3%-61.1% -25.4%
From 52-week high -13.6%-7.4%-13.0% -1.2%
52-week high $570.61$185.81$55.81 $779.14
52-week low $430.40$119.92$43.73 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleAMPBMOTFC
P/E now vs peer median 11.5xmedian 34.2x 18.8xmedian 12.1x 12.2xmedian 12.1x
P/S now vs peer median 2.2xmedian 4.9x 2.7xmedian 3.4x 2.7xmedian 3.4x
EV/EBITDA now vs peer median 9.8xmedian 11.7x -1.6xmedian 5.0x —median 5.0x
P/FCF now vs peer median 5.4xmedian 13.2x 3.4xmedian 10.9x 9.8xmedian 10.9x
P/B now vs peer median 6.8xmedian 1.8x 2.0xmedian 1.2x 1.0xmedian 1.2x
PEG now vs peer median 0.76median 0.91 4.65median 1.34 -34.11median 1.34

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsAMPBMOTFC
Revenue $19.84B $44.39B –
Gross profit $18.56B – –
Operating income $4.11B – –
Net income $3.95B $6.62B $5.19B
Free cash flow $8.06B $35.64B –
EPS (diluted) $42.50 $9.14 $3.93
Cash & equivalents $10.25B $52.88B –
Total debt $6.53B $13.94B –
Shares (diluted) 92.90M 723.27M 1.24B
Enterprise value $5.98B -$653.00B $59.16B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricAMPBMOTFC
P/E 11.5x 18.8x 12.2x
P/FCF 5.4x 3.4x 9.8x
P/Operating cash flow 5.3x 3.4x –
P/S 2.2x 2.7x 2.7x
P/B 6.8x 2.0x 1.0x
P/Tangible book 6.8x 2.1x 1.1x
EV/EBITDA 9.8x -1.6x –
EV/EBIT 9.7x -1.7x –
EV/Revenue 2.0x -1.4x –
EV/FCF 4.9x -1.8x –
EV/Operating cash flow 4.8x -1.7x –
PEG (3Y EPS CAGR) 0.76 4.65 -34.11

Growth

14 metrics
MetricAMPBMOTFC
Revenue growth (1Y) 9.1% -4.6% –
Revenue CAGR (3Y) 9.8% 6.7% –
Gross profit growth (1Y) 10.0% – –
Gross profit CAGR (3Y) 9.5% – –
Operating income growth (1Y) 25.5% – –
Operating income CAGR (3Y) 3.0% – –
Net income growth (1Y) 22.4% 5.6% -0.8%
Net income CAGR (3Y) 9.4% 7.0% -3.2%
EPS growth (1Y) 30.2% 6.4% 4.0%
EPS CAGR (3Y) 15.2% 4.0% -0.4%
Operating cash flow growth (1Y) 19.4% 2,208% –
Operating cash flow CAGR (3Y) 25.0% 26.2% –
Free cash flow growth (1Y) 20.4% 9,217% –
Free cash flow CAGR (3Y) 26.1% 27.0% –

Profitability

14 metrics
MetricAMPBMOTFC
Gross margin 93.6% – –
EBITDA margin 20.5% 86.3% –
Operating margin 20.7% – –
Pretax margin 25.5% 20.1% –
Net margin 19.9% 14.9% –
FCF margin 40.6% 80.3% –
Operating cash flow margin 41.4% 81.9% –
Return on equity 62.8% 10.6% 8.3%
Return on assets 2.1% 0.6% 0.9%
Return on invested capital 25.8% 36.3% –
Return on capital employed – – –
Asset turnover 0.1x 0.0x –
Cash conversion (OCF / net income) 2.1x 5.5x –
Stock comp / revenue 1.0% – –

Financial Health

11 metrics
MetricAMPBMOTFC
Debt / assets 3.3% 1.3% –
Debt / equity 1.0x 0.2x –
Net debt / EBITDA -0.9x -4.8x –
Debt / FCF 0.8x 0.4x –
Liabilities / assets 96.8% 94.4% 88.9%
Equity / assets 3.2% 5.6% 11.1%
Interest coverage 7.3x 1.3x –
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricAMPBMOTFC
Dividend yield 1.3% 3.9% 4.3%
Net buyback yield 7.5% -0.9% –
Shareholder yield 8.8% 3.0% 4.3%
Payout ratio (earnings) – 56.1% –
Payout ratio (FCF) – 10.4% –
Dividend growth (1Y) – 4.1% –
Dividend CAGR (3Y) – 23.0% –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusAMPBMOTFC
Forward P/E 10.2xFY2026 17.0xFY2026 11.3xFY2026
EPS, next fiscal year $48.16FY2026 $10.11FY2026 $4.28FY2026
EPS growth, next FY +22.6%FY2026 +16.6%FY2026 +12.0%FY2026
EPS growth, the year after -0.5% +24.6% +18.0%
Revenue, next fiscal year $21.21BFY2026 $28.65BFY2026 $19.70BFY2026
Revenue growth, next FY +16.0%FY2026 +10.7%FY2026 -4.0%FY2026
Revenue growth, the year after +5.5% +5.6% +1.3%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersAMPBMOTFC
Held by institutions 85.0% 46.5% 76.7%
Institutions holding 1,374 656 1,687
Change in shares held, QoQ -0.3% +2.3% +0.8%
Institutions buying 573 304 798
Institutions selling 525 211 657
Buyers to sellers 1.09 1.44 1.21

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

AMPBMOTFC
AMP 1.00 0.41 0.52
BMO 0.41 1.00 0.59
TFC 0.52 0.59 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, AMP, BMO and TFC?

Bank Of Montreal (BMO) is the largest by market capitalisation: Ameriprise Financial (AMP) $44.56B, Bank Of Montreal (BMO) $125.38B, Truist Financial (TFC) $59.16B.

Which stock is cheaper, AMP, BMO and TFC?

Ameriprise Financial (AMP) trades on the lowest price-to-earnings ratio (Ameriprise Financial (AMP) 11.3x, Bank Of Montreal (BMO) 19.0x, Truist Financial (TFC) 12.2x). On next year's consensus earnings, Ameriprise Financial (AMP) is cheapest (Ameriprise Financial (AMP) 10.2x, Bank Of Montreal (BMO) 17.0x, Truist Financial (TFC) 11.3x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Ameriprise Financial (AMP) grew revenue fastest over the trailing twelve months: Ameriprise Financial (AMP) +9.1%, Bank Of Montreal (BMO) -4.6%.

Which company is more profitable?

Ameriprise Financial (AMP) has the highest net margin (Ameriprise Financial (AMP) 19.9%, Bank Of Montreal (BMO) 14.9%). On return on invested capital, Bank Of Montreal (BMO) leads (Ameriprise Financial (AMP) 25.8%, Bank Of Montreal (BMO) 36.3%).

Which stock has performed better?

Over the past year Bank Of Montreal (BMO) returned the most: Ameriprise Financial (AMP) +1.7%, Bank Of Montreal (BMO) +35.2%, Truist Financial (TFC) +8.8%. Over five years, Ameriprise Financial (AMP) compounded fastest (Ameriprise Financial (AMP) +10.2%/yr, Bank Of Montreal (BMO) +8.9%/yr, Truist Financial (TFC) -5.3%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Ameriprise Financial (AMP) 0.00%, Bank Of Montreal (BMO) 0.03%, Truist Financial (TFC) 0.00%. Ameriprise Financial (AMP) and Truist Financial (TFC) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Bank Of Montreal (BMO) has been the steadiest (Ameriprise Financial (AMP) 26.2%, Bank Of Montreal (BMO) 20.5%, Truist Financial (TFC) 23.4%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, AMP, BMO and TFC?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Ameriprise Financial (AMP) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.