ADP vs CXAI vs GPN Stock Comparison

Automatic Data Processing, CXApp and Global Payments Prices as of Oct 29, 2026 Peers: Industry group
CXAI CXApp Inc.
$1.51 -40.3% 1M +118.8% 1Y
Market cap
$2.19M
P/E
–
Revenue (TTM)
$2.92M
Div. yield
–
HR Software Technology
1 win
GPN Global Payments Inc
$85.70 +2.8% 1M +8.2% 1Y
Market cap
$22.95B
P/E
–
Revenue (TTM)
$10.23B
Div. yield
0.01%
Payment Processing Technology
3 wins

Head to Head

7 decided of 12

Automatic Data Processing leads on 3 of the 12 questions below (Automatic Data Processing 3, Global Payments 3, CXApp 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionADPCXAIGPNLeader
Larger companyMarket capitalisation $118.64B $2.19M $22.95B ADP
Cheaper on earningsLower P/E, profitable companies only 23.9x — -24.6x –
Cheaper on forward earningsLower price / next fiscal year consensus EPS 22.2x — 6.7x GPN
Faster revenue growthRevenue growth, trailing twelve months — -51.4% +32.5% GPN
More profitableNet margin, trailing twelve months — — -9.1% –
Better return on capitalReturn on invested capital — — 2.3% –
Less leveragedLower net debt / EBITDA — — 4.8x –
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.01% –
Better 1-year returnPrice return, last 12 months +9.5% +118.8% +8.2% CXAI
Better 5-year returnAnnualised price return, 5 years +5.0%/yr -31.5%/yr -9.7%/yr ADP
Less volatileAnnualised volatility, 1 year 27.7% 412.4% 39.9% ADP
Higher overall scoreMean of the five percentile scores vs peers 42/100 — 49/100 GPN

Percentile Scorecard

ADPCXAIGPN

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisADPCXAIGPN
Valuation 37 #64 of 101 – 72 #28 of 99
Growth 28 #70 of 97 – 26 #70 of 94
Profitability 75 #24 of 93 – 63 #34 of 90
Financial Health 20 #87 of 108 – 24 #80 of 105
Shareholder Returns 52 #31 of 63 – 61 #24 of 60
Overall 42 – 49
  • ADP ranked among 114 companies in Business Applications
  • CXAI ranked among 114 companies in Business Applications
  • GPN ranked among 109 companies in Fintech

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodADPCXAIGPNSPY
1 month +9.3%-40.3%+2.8% +0.7%
3 months +8.4%+1,158.3%-1.3% +3.7%
6 months +35.0%+843.8%+19.1% +7.1%
Year to date +11.2%+357.6%+10.7% +12.8%
1 year +9.5%+118.8%+8.2% +11.9%
3 years +32.4%+22.8%-17.4% +85.2%
3 years, per year +9.8%+7.1%-6.2% +22.8%
5 years +27.4%-84.9%-40.1% +67.6%
5 years, per year +5.0%-31.5%-9.7% +10.9%
10 years +228.2%—+18.1% +262.0%
10 years, per year +12.6%—+1.7% +13.7%

Risk

MeasureADPCXAIGPNSPY
Volatility, 1Y 27.7%412.4%39.9% 12.7%
Downside volatility, 1Y 25.8%151.2%35.6% 12.6%
Beta vs S&P 500, 1Y -0.090.921.01 1.00
Return / volatility, 1Y 0.340.290.21 0.94
Max drawdown, 5Y -42.2%-99.4%-58.8% -25.4%
From 52-week high -7.1%-67.1%-9.6% -1.2%
52-week high $307.94$4.59$94.85 $779.14
52-week low $188.79$0.09$62.47 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleADPCXAIGPN
P/E now vs peer median 23.9xmedian 28.0x —median 28.0x -24.8xmedian 19.5x
P/S now vs peer median 4.7xmedian 2.8x 0.9xmedian 2.8x 2.2xmedian 2.2x
EV/EBITDA now vs peer median —median 16.9x —median 16.9x 10.9xmedian 17.8x
P/FCF now vs peer median 19.9xmedian 15.9x —median 15.9x 27.7xmedian 16.1x
P/B now vs peer median 22.3xmedian 3.2x —median 3.2x 1.0xmedian 2.0x
PEG now vs peer median —median 0.89 —median 0.89 0.54median 0.98

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsADPCXAIGPN
Revenue – $2.92M $10.23B
Gross profit – – $6.54B
Operating income – – $1.27B
Net income $4.53B – -$873.78M
Free cash flow – – $822.72M
R&D $1.03B – –
EPS (diluted) – – $-3.46
Cash & equivalents $3.28B – $5.41B
Total debt – – $23.56B
Shares (diluted) 403.30M 1.67M 270.12M
Enterprise value $118.64B $2.19M $740.57M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricADPCXAIGPN
P/E 23.9x – -24.8x
P/FCF 19.9x – 27.7x
P/Operating cash flow 20.9x – 13.7x
P/S 4.7x 0.9x 2.2x
P/B 22.3x – 1.0x
P/Tangible book 33.1x – 5.2x
EV/EBITDA – – 10.9x
EV/EBIT – – 32.3x
EV/Revenue – 0.9x 4.0x
EV/FCF – – 49.7x
EV/Operating cash flow 20.9x – 24.7x
PEG (3Y EPS CAGR) – – 0.54

Growth

14 metrics
MetricADPCXAIGPN
Revenue growth (1Y) – -51.4% 32.5%
Revenue CAGR (3Y) – -27.4% 3.3%
Gross profit growth (1Y) – – 14.8%
Gross profit CAGR (3Y) – – 5.7%
Operating income growth (1Y) – – -33.4%
Operating income CAGR (3Y) – – -4.4%
Net income growth (1Y) 9.4% – -158.6%
Net income CAGR (3Y) 9.0% – -44.6%
EPS growth (1Y) – – -158.9%
EPS CAGR (3Y) – – -46.2%
Operating cash flow growth (1Y) 14.6% – -46.4%
Operating cash flow CAGR (3Y) 12.6% – -9.1%
Free cash flow growth (1Y) – – -66.6%
Free cash flow CAGR (3Y) – – -19.7%

Profitability

14 metrics
MetricADPCXAIGPN
Gross margin – – 63.9%
EBITDA margin – – 36.8%
Operating margin – – 12.4%
Pretax margin – – 5.5%
Net margin – – -9.1%
FCF margin – – 8.0%
Operating cash flow margin – – 16.2%
Return on equity 81.4% – -3.5%
Return on assets 7.1% – -1.3%
Return on invested capital – – 2.3%
Return on capital employed – – 2.5%
Asset turnover – – 0.2x
Cash conversion (OCF / net income) 1.2x – -1.9x
Stock comp / revenue – 76.0% 1.3%

Financial Health

11 metrics
MetricADPCXAIGPN
Debt / assets – – 37.1%
Debt / equity – – 1.0x
Net debt / EBITDA – – 4.8x
Debt / FCF – – 28.6x
Liabilities / assets 92.0% – 62.6%
Equity / assets 8.0% – 37.4%
Interest coverage – – 1.5x
Current ratio 1.0x – 0.8x
Quick ratio – – 0.7x
Cash ratio – – 0.4x
Altman Z-score – – 0.61

Shareholder Returns

7 metrics
MetricADPCXAIGPN
Dividend yield 2.4% – 1.2%
Net buyback yield – – 6.9%
Shareholder yield 2.4% – 8.1%
Payout ratio (earnings) – – -28.8%
Payout ratio (FCF) – – 30.6%
Dividend growth (1Y) – – 1.8%
Dividend CAGR (3Y) – – -1.7%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusADPCXAIGPN
Forward P/E 22.2xFY2027 – 6.7xFY2026
EPS, next fiscal year $12.87FY2027 $-10.60FY2026 $12.82FY2026
EPS growth, next FY +15.7%FY2027 – +4.9%FY2026
EPS growth, the year after +6.8% – +18.0%
Revenue, next fiscal year $22.14BFY2027 $8.25MFY2026 $12.66BFY2026
Revenue growth, next FY +0.9%FY2027 +80.1%FY2026 +35.9%FY2026
Revenue growth, the year after +18.1% +89.8% +8.4%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersADPCXAIGPN
Held by institutions 88.1% 14.8% 100.0%
Institutions holding 2,292 34 793
Change in shares held, QoQ +4.4% +313.6% +7.4%
Institutions buying 1,086 21 374
Institutions selling 874 6 308
Buyers to sellers 1.24 3.50 1.21

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

ADPCXAIGPN
ADP 1.00 0.05 0.47
CXAI 0.05 1.00 0.03
GPN 0.47 0.03 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, ADP, CXAI and GPN?

Automatic Data Processing (ADP) is the largest by market capitalisation: Automatic Data Processing (ADP) $118.64B, CXApp (CXAI) $2.19M, Global Payments (GPN) $22.95B.

Which company is growing faster?

Global Payments (GPN) grew revenue fastest over the trailing twelve months: CXApp (CXAI) -51.4%, Global Payments (GPN) +32.5%.

Which stock has performed better?

Over the past year CXApp (CXAI) returned the most: Automatic Data Processing (ADP) +9.5%, CXApp (CXAI) +118.8%, Global Payments (GPN) +8.2%. Over five years, Automatic Data Processing (ADP) compounded fastest (Automatic Data Processing (ADP) +5.0%/yr, CXApp (CXAI) -31.5%/yr, Global Payments (GPN) -9.7%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Automatic Data Processing (ADP) 0.00%, CXApp (CXAI) 0.00%, Global Payments (GPN) 0.01%. Automatic Data Processing (ADP) and CXApp (CXAI) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Automatic Data Processing (ADP) has been the steadiest (Automatic Data Processing (ADP) 27.7%, CXApp (CXAI) 412.4%, Global Payments (GPN) 39.9%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, ADP, CXAI and GPN?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Automatic Data Processing (ADP) leads on 3. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.