ACGL vs CB vs GL Stock Comparison

Arch Capital, Chubb and Globe Life Prices as of Oct 28, 2026 Peers: Industry group
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ACGL Arch Capital Group Ltd.
$102.50 +8.0% 1M +21.0% 1Y
Market cap
$35.54B
P/E
8.2x
Revenue (TTM)
$18.78B
Div. yield
0.00%
Property and Casualty Insurance Financial Services
3 wins
CB Chubb Ltd
$355.62 +7.3% 1M +29.0% 1Y
Market cap
$138.73B
P/E
12.4x
Revenue (TTM)
$61.85B
Div. yield
0.01%
Property and Casualty Insurance Financial Services
7 wins
GL Globe Life Inc.
$158.40 -5.0% 1M +17.9% 1Y
Market cap
$12.39B
P/E
10.2x
Revenue (TTM)
$6.19B
Div. yield
–
Life Insurance Financial Services
1 win

Head to Head

11 decided of 12

Chubb leads on 7 of the 12 questions below (Chubb 7, Arch Capital 3, Globe Life 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionACGLCBGLLeader
Larger companyMarket capitalisation $35.54B $138.73B $12.39B CB
Cheaper on earningsLower P/E, profitable companies only 8.2x 12.4x 10.2x ACGL
Cheaper on forward earningsLower price / next fiscal year consensus EPS 10.0x 11.5x 10.8x ACGL
Faster revenue growthRevenue growth, trailing twelve months -3.9% +5.7% +5.2% CB
More profitableNet margin, trailing twelve months — 18.2% 19.6% GL
Better return on capitalReturn on invested capital — 12.0% -13.3% CB
Less leveragedLower net debt / EBITDA — — — –
Higher dividend yieldTrailing dividend yield 0.00% 0.01% 0.00% CB
Better 1-year returnPrice return, last 12 months +21.0% +29.0% +17.9% CB
Better 5-year returnAnnualised price return, 5 years +19.7%/yr +12.7%/yr +12.2%/yr ACGL
Less volatileAnnualised volatility, 1 year 20.7% 19.3% 21.4% CB
Higher overall scoreMean of the five percentile scores vs peers 46/100 62/100 34/100 CB

Percentile Scorecard

ACGLCBGL

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisACGLCBGL
Valuation 66 #41 of 119 44 #67 of 119 27 #87 of 119
Growth 31 #78 of 113 55 #51 of 113 26 #84 of 113
Profitability 71 #32 of 107 78 #24 of 107 51 #53 of 107
Financial Health – 71 #32 of 107 15 #91 of 107
Shareholder Returns 16 #88 of 105 61 #42 of 105 49 #54 of 105
Overall 46 62 34
  • ACGL ranked among 126 companies in Insurance
  • CB ranked among 126 companies in Insurance
  • GL ranked among 126 companies in Insurance

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodACGLCBGLSPY
1 month +8.0%+7.3%-5.0% +0.9%
3 months -2.0%-1.7%-11.9% +5.9%
6 months +10.5%+9.2%+3.8% +8.5%
Year to date +6.9%+13.9%+13.3% +13.3%
1 year +21.0%+29.0%+17.9% +12.4%
3 years +26.0%+70.5%+41.4% +88.1%
3 years, per year +8.0%+19.5%+12.2% +23.5%
5 years +145.1%+82.0%+77.9% +68.2%
5 years, per year +19.7%+12.7%+12.2% +11.0%
10 years +296.9%+178.9%+150.0% +263.4%
10 years, per year +14.8%+10.8%+9.6% +13.8%

Risk

MeasureACGLCBGLSPY
Volatility, 1Y 20.7%19.3%21.4% 12.7%
Downside volatility, 1Y 22.1%17.7%24.4% 12.7%
Beta vs S&P 500, 1Y -0.35-0.410.32 1.00
Return / volatility, 1Y 1.011.500.84 0.98
Max drawdown, 5Y -26.2%-20.0%-61.7% -25.4%
From 52-week high -3.7%-2.3%-14.8% -0.9%
52-week high $106.48$364.00$186.01 $779.14
52-week low $84.72$275.58$130.37 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleACGLCBGL
P/E now vs peer median 8.1xmedian 10.9x 12.2xmedian 10.9x 10.1xmedian 10.9x
P/S now vs peer median 1.9xmedian 1.4x 2.2xmedian 1.4x 2.4xmedian 1.4x
EV/EBITDA now vs peer median —median 7.5x —median 7.5x —median 7.5x
P/FCF now vs peer median 5.4xmedian 8.5x 7.6xmedian 8.5x 11.9xmedian 8.5x
P/B now vs peer median 1.5xmedian 1.5x 1.7xmedian 1.5x 2.4xmedian 1.5x
PEG now vs peer median 0.47median 0.59 0.64median 0.59 0.53median 0.59

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsACGLCBGL
Revenue $18.78B $61.85B $6.19B
Gross profit – $35.22B $3.23B
Operating income – $14.60B -$1.47B
Net income $4.38B $11.25B $1.21B
Free cash flow – $17.81B $1.23B
EPS (diluted) $12.43 $28.84 $15.36
Cash & equivalents $1.15B $3.01B –
Total debt – $19.09B $2.94B
Shares (diluted) 348.80M 389.37M 78.91M
Enterprise value $35.54B $84.37B $11.63B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricACGLCBGL
P/E 8.1x 12.2x 10.1x
P/FCF 5.4x 7.6x 11.9x
P/Operating cash flow 6.2x 7.6x 10.5x
P/S 1.9x 2.2x 2.4x
P/B 1.5x 1.7x 2.4x
P/Tangible book 1.5x 1.9x 2.4x
EV/EBITDA – – –
EV/EBIT – 9.7x -11.8x
EV/Revenue 1.9x 2.3x 2.8x
EV/FCF – 7.9x 14.1x
EV/Operating cash flow 6.2x 7.9x 12.5x
PEG (3Y EPS CAGR) 0.47 0.64 0.53

Growth

14 metrics
MetricACGLCBGL
Revenue growth (1Y) -3.9% 5.7% 5.2%
Revenue CAGR (3Y) 14.8% 8.7% 5.5%
Gross profit growth (1Y) – 11.4% 9.4%
Gross profit CAGR (3Y) – 12.8% 15.1%
Operating income growth (1Y) – 11.1% 9.0%
Operating income CAGR (3Y) – 16.6% -12.5%
Net income growth (1Y) 6.9% 11.5% 13.8%
Net income CAGR (3Y) 13.8% 16.9% 11.6%
EPS growth (1Y) 15.3% 19.5% 19.4%
EPS CAGR (3Y) 17.2% 19.1% 19.3%
Operating cash flow growth (1Y) -10.5% 33.7% -1.8%
Operating cash flow CAGR (3Y) 3.8% 13.7% -3.2%
Free cash flow growth (1Y) – 33.7% -8.6%
Free cash flow CAGR (3Y) – 13.7% -6.2%

Profitability

14 metrics
MetricACGLCBGL
Gross margin – 56.9% 52.1%
EBITDA margin – – –
Operating margin – 23.6% -23.7%
Pretax margin – 22.3% 24.2%
Net margin – 18.2% 19.6%
FCF margin – 28.8% 19.9%
Operating cash flow margin 30.2% 28.8% 22.5%
Return on equity 18.0% 14.0% 19.8%
Return on assets 5.0% 3.9% 3.9%
Return on invested capital – 12.0% -13.3%
Return on capital employed – – –
Asset turnover 0.2x 0.2x 0.2x
Cash conversion (OCF / net income) 1.3x 1.6x 1.1x
Stock comp / revenue 0.8% – –

Financial Health

11 metrics
MetricACGLCBGL
Debt / assets – 6.7% 9.3%
Debt / equity – 0.2x 0.5x
Net debt / EBITDA – – –
Debt / FCF – 1.1x 2.4x
Liabilities / assets 72.7% 72.3% 80.5%
Equity / assets 27.3% 27.7% 19.5%
Interest coverage – 18.1x -10.4x
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricACGLCBGL
Dividend yield 0.0% 1.1% 0.8%
Net buyback yield – 3.0% 4.8%
Shareholder yield 0.0% 4.1% 5.6%
Payout ratio (earnings) 0.1% 13.7% –
Payout ratio (FCF) – 8.7% –
Dividend growth (1Y) -99.7% 3.6% –
Dividend CAGR (3Y) – 3.5% –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusACGLCBGL
Forward P/E 10.0xFY2026 11.5xFY2026 10.8xFY2026
EPS, next fiscal year $10.24FY2026 $30.86FY2026 $14.71FY2026
EPS growth, next FY +3.7%FY2026 +24.5%FY2026 +1.3%FY2026
EPS growth, the year after -9.2% +2.1% +5.6%
Revenue, next fiscal year $16.72BFY2026 $61.37BFY2026 $6.04BFY2026
Revenue growth, next FY +1.4%FY2026 +11.9%FY2026 +0.8%FY2026
Revenue growth, the year after -5.0% +6.9% +17.3%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersACGLCBGL
Held by institutions 91.0% 89.7% 70.7%
Institutions holding 903 2,149 697
Change in shares held, QoQ -1.7% -0.8% +20.7%
Institutions buying 428 1,014 346
Institutions selling 364 803 206
Buyers to sellers 1.18 1.26 1.68

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

ACGLCBGL
ACGL 1.00 0.76 0.39
CB 0.76 1.00 0.36
GL 0.39 0.36 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, ACGL, CB and GL?

Chubb (CB) is the largest by market capitalisation: Arch Capital (ACGL) $35.54B, Chubb (CB) $138.73B, Globe Life (GL) $12.39B.

Which stock is cheaper, ACGL, CB and GL?

Arch Capital (ACGL) trades on the lowest price-to-earnings ratio (Arch Capital (ACGL) 8.2x, Chubb (CB) 12.4x, Globe Life (GL) 10.2x). On next year's consensus earnings, Arch Capital (ACGL) is cheapest (Arch Capital (ACGL) 10.0x, Chubb (CB) 11.5x, Globe Life (GL) 10.8x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Chubb (CB) grew revenue fastest over the trailing twelve months: Arch Capital (ACGL) -3.9%, Chubb (CB) +5.7%, Globe Life (GL) +5.2%.

Which company is more profitable?

Globe Life (GL) has the highest net margin (Chubb (CB) 18.2%, Globe Life (GL) 19.6%). On return on invested capital, Chubb (CB) leads (Chubb (CB) 12.0%, Globe Life (GL) -13.3%).

Which stock has performed better?

Over the past year Chubb (CB) returned the most: Arch Capital (ACGL) +21.0%, Chubb (CB) +29.0%, Globe Life (GL) +17.9%. Over five years, Arch Capital (ACGL) compounded fastest (Arch Capital (ACGL) +19.7%/yr, Chubb (CB) +12.7%/yr, Globe Life (GL) +12.2%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Chubb (CB) has the highest dividend yield: Arch Capital (ACGL) 0.00%, Chubb (CB) 0.01%, Globe Life (GL) 0.00%. Globe Life (GL) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Chubb (CB) has been the steadiest (Arch Capital (ACGL) 20.7%, Chubb (CB) 19.3%, Globe Life (GL) 21.4%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, ACGL, CB and GL?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Chubb (CB) leads on 7. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.