ABNB vs FISV vs LSPD Stock Comparison

Airbnb, Fiserv and Lightspeed Commerce Prices as of Nov 5, 2026 Peers: Industry group
1 more company in this comparison (EBAY) Create a free account to keep reading and compare up to 10 companies.
ABNB Airbnb, Inc.
$170.13 +6.1% 1M +38.9% 1Y
Market cap
$113.07B
P/E
35.3x
Revenue (TTM)
$13.93B
Div. yield
–
Digital Marketplaces Technology
7 wins
FISV Fiserv Inc
$62.74 +38.0% 1M -2.0% 1Y
Market cap
$33.92B
P/E
–
Revenue (TTM)
$20.80B
Div. yield
–
Payment Processing Technology
1 win
LSPD Lightspeed Commerce Inc.
$10.44 +2.9% 1M -9.9% 1Y
Market cap
$1.43B
P/E
–
Revenue (TTM)
$1.25B
Div. yield
–
Restaurant and Retail Software Technology
1 win

Head to Head

9 decided of 12

Airbnb leads on 7 of the 12 questions below (Airbnb 7, Fiserv 1, Lightspeed Commerce 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionABNBFISVLSPDLeader
Larger companyMarket capitalisation $113.07B $33.92B $1.43B ABNB
Cheaper on earningsLower P/E, profitable companies only 35.3x -8.6x -20.8x –
Cheaper on forward earningsLower price / next fiscal year consensus EPS 30.5x 8.4x 17.4x FISV
Faster revenue growthRevenue growth, trailing twelve months +16.7% -1.7% +8.0% ABNB
More profitableNet margin, trailing twelve months 23.0% -18.9% -5.5% ABNB
Better return on capitalReturn on invested capital 24.5% -4.4% — ABNB
Less leveragedLower net debt / EBITDA — 24.1x — –
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months +38.9% -2.0% -9.9% ABNB
Better 5-year returnAnnualised price return, 5 years -3.3%/yr -9.0%/yr -32.3%/yr ABNB
Less volatileAnnualised volatility, 1 year 36.6% 40.6% 45.4% ABNB
Higher overall scoreMean of the five percentile scores vs peers 56/100 44/100 69/100 LSPD

Percentile Scorecard

ABNBFISVLSPD

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisABNBFISVLSPD
Valuation 32 #113 of 166 81 #20 of 99 55 #41 of 89
Growth 44 #86 of 154 17 #78 of 94 80 #17 of 82
Profitability 92 #14 of 154 57 #39 of 90 42 #46 of 78
Financial Health 61 #71 of 179 18 #86 of 105 88 #12 of 95
Shareholder Returns 53 #46 of 97 48 #33 of 62 82 #11 of 55
Overall 56 44 69
  • ABNB ranked among 185 companies in Internet Platforms
  • FISV ranked among 109 companies in Fintech
  • LSPD ranked among 98 companies in Vertical Software

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodABNBFISVLSPDSPY
1 month +6.1%+38.0%+2.9% -5.9%
3 months +12.2%+15.9%+2.1% -4.6%
6 months +21.1%+10.4%+6.7% +0.2%
Year to date +25.4%-6.6%-13.6% +7.5%
1 year +38.9%-2.0%-9.9% +8.2%
3 years +44.0%-47.6%-30.3% +68.3%
3 years, per year +12.9%-19.4%-11.3% +19.0%
5 years -15.6%-37.5%-85.7% +56.5%
5 years, per year -3.3%-9.0%-32.3% +9.4%
10 years —+28.1%— +251.5%
10 years, per year —+2.5%— +13.4%

Risk

MeasureABNBFISVLSPDSPY
Volatility, 1Y 36.6%40.6%45.4% 13.6%
Downside volatility, 1Y 34.0%42.3%47.9% 14.2%
Beta vs S&P 500, 1Y 1.060.401.15 1.00
Return / volatility, 1Y 1.06-0.05-0.22 0.60
Max drawdown, 5Y -60.2%-81.3%-89.1% -25.4%
From 52-week high -10.7%-10.2%-22.3% -5.9%
52-week high $190.50$69.85$13.44 $779.14
52-week low $111.54$44.36$8.37 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleABNBFISVLSPD
P/E now vs peer median 31.2xmedian 18.0x -8.5xmedian 22.5x -21.1xmedian 42.4x
P/S now vs peer median 7.2xmedian 1.3x 1.6xmedian 2.1x 1.2xmedian 2.5x
EV/EBITDA now vs peer median —median 15.5x 54.5xmedian 23.6x 129.0xmedian 17.4x
P/FCF now vs peer median 20.0xmedian 11.4x 10.6xmedian 17.3x 365.3xmedian 21.5x
P/B now vs peer median 10.8xmedian 1.7x 1.6xmedian 1.7x 1.0xmedian 1.9x
PEG now vs peer median -2.33median 0.38 0.16median 0.64 -0.37median 1.51

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsABNBFISVLSPD
Revenue $13.93B $20.80B $1.25B
Gross profit $11.58B $11.39B $544.00M
Operating income $3.13B -$2.27B -$86.93M
Net income $3.21B -$3.93B -$68.80M
Free cash flow $5.01B $3.16B $3.94M
R&D $2.56B – $122.96M
EPS (diluted) $5.37 $-7.39 $-0.49
Cash & equivalents $7.27B $545.00M $342.87M
Total debt $2.37B $27.06B –
Shares (diluted) 597.00M 531.80M 139.17M
Enterprise value $65.39B $31.12B -$217.96M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricABNBFISVLSPD
P/E 31.2x -8.5x -21.1x
P/FCF 20.0x 10.6x 365.3x
P/Operating cash flow 20.0x 6.6x 142.5x
P/S 7.2x 1.6x 1.2x
P/B 10.8x 1.6x 1.0x
P/Tangible book 10.8x 1.6x 1.1x
EV/EBITDA – 54.5x 129.0x
EV/EBIT 28.7x -26.4x -12.6x
EV/Revenue 6.5x 2.9x 0.9x
EV/FCF 18.0x 19.0x 278.2x
EV/Operating cash flow 18.0x 11.9x 108.5x
PEG (3Y EPS CAGR) -2.33 0.16 -0.37

Growth

14 metrics
MetricABNBFISVLSPD
Revenue growth (1Y) 16.7% -1.7% 8.0%
Revenue CAGR (3Y) 13.2% 3.4% 15.4%
Gross profit growth (1Y) 16.8% -11.0% 10.6%
Gross profit CAGR (3Y) 13.4% 1.2% 15.1%
Operating income growth (1Y) 15.9% -136.6% 87.5%
Operating income CAGR (3Y) 11.7% -35.3% 56.0%
Net income growth (1Y) 21.9% -208.2% 90.0%
Net income CAGR (3Y) -16.3% -48.8% 58.8%
EPS growth (1Y) 26.8% -211.1% 88.9%
EPS CAGR (3Y) -13.4% -52.0% 57.7%
Operating cash flow growth (1Y) 9.3% -20.5% -67.1%
Operating cash flow CAGR (3Y) 5.4% -1.0% 27.7%
Free cash flow growth (1Y) 9.3% -31.6% -86.2%
Free cash flow CAGR (3Y) 5.7% -6.3% 26.6%

Profitability

14 metrics
MetricABNBFISVLSPD
Gross margin 83.1% 54.8% 43.5%
EBITDA margin – 5.3% 0.7%
Operating margin 22.5% -10.9% -7.0%
Pretax margin 26.9% -16.7% -5.5%
Net margin 23.0% -18.9% -5.5%
FCF margin 36.0% 15.2% 0.3%
Operating cash flow margin 36.0% 24.2% 0.8%
Return on equity 37.5% -16.3% -4.9%
Return on assets 12.1% -5.1% -4.3%
Return on invested capital 24.5% -4.4% –
Return on capital employed 21.8% -4.2% -6.1%
Asset turnover 0.5x 0.3x 0.8x
Cash conversion (OCF / net income) 1.6x -1.3x -0.1x
Stock comp / revenue 12.7% 1.9% 4.3%

Financial Health

11 metrics
MetricABNBFISVLSPD
Debt / assets 9.7% 37.3% –
Debt / equity 0.3x 1.3x –
Net debt / EBITDA – 24.1x –
Debt / FCF 0.5x 8.6x –
Liabilities / assets 61.8% 71.0% 11.8%
Equity / assets 38.2% 29.0% 88.2%
Interest coverage – -1.5x –
Current ratio 1.7x 1.0x 3.8x
Quick ratio 1.1x 0.9x 2.4x
Cash ratio 1.0x 0.0x 2.0x
Altman Z-score 5.11 1.02 3.37

Shareholder Returns

7 metrics
MetricABNBFISVLSPD
Dividend yield – – –
Net buyback yield 3.7% 1.7% 6.6%
Shareholder yield 3.7% 1.7% 6.6%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusABNBFISVLSPD
Forward P/E 30.5xFY2026 8.4xFY2026 17.4xFY2026
EPS, next fiscal year $5.57FY2026 $7.46FY2026 $0.60FY2026
EPS growth, next FY +38.2%FY2026 -13.7%FY2026 +36.4%FY2026
EPS growth, the year after +4.7% +13.4% +46.7%
Revenue, next fiscal year $13.79BFY2026 $18.58BFY2026 $1.22BFY2026
Revenue growth, next FY +12.6%FY2026 -6.2%FY2026 -0.6%FY2026
Revenue growth, the year after +20.9% +3.9% +23.4%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersABNBFISVLSPD
Held by institutions 60.2% 89.7% 54.9%
Institutions holding 1,311 1,153 108
Change in shares held, QoQ +5.9% +2.6% -4.3%
Institutions buying 647 499 54
Institutions selling 496 505 37
Buyers to sellers 1.30 0.99 1.46

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

ABNBFISVLSPD
ABNB 1.00 0.31 0.52
FISV 0.31 1.00 0.45
LSPD 0.52 0.45 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, ABNB, FISV and LSPD?

Airbnb (ABNB) is the largest by market capitalisation: Airbnb (ABNB) $113.07B, Fiserv (FISV) $33.92B, Lightspeed Commerce (LSPD) $1.43B.

Which company is growing faster?

Airbnb (ABNB) grew revenue fastest over the trailing twelve months: Airbnb (ABNB) +16.7%, Fiserv (FISV) -1.7%, Lightspeed Commerce (LSPD) +8.0%.

Which company is more profitable?

Airbnb (ABNB) has the highest net margin (Airbnb (ABNB) 23.0%, Fiserv (FISV) -18.9%, Lightspeed Commerce (LSPD) -5.5%). On return on invested capital, Airbnb (ABNB) leads (Airbnb (ABNB) 24.5%, Fiserv (FISV) -4.4%).

Which stock has performed better?

Over the past year Airbnb (ABNB) returned the most: Airbnb (ABNB) +38.9%, Fiserv (FISV) -2.0%, Lightspeed Commerce (LSPD) -9.9%. Over five years, Airbnb (ABNB) compounded fastest (Airbnb (ABNB) -3.3%/yr, Fiserv (FISV) -9.0%/yr, Lightspeed Commerce (LSPD) -32.3%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Airbnb (ABNB) has been the steadiest (Airbnb (ABNB) 36.6%, Fiserv (FISV) 40.6%, Lightspeed Commerce (LSPD) 45.4%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, ABNB, FISV and LSPD?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Airbnb (ABNB) leads on 7. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.