XBP Global Holdings, Inc. (NASDAQ: XBP)

XBP Global Holdings, Inc. is a multinational technology and services company specializing in intelligent workflow automation and digital transformation solutions. The company operates in the technology and services sector, focusing on enabling organizations to manage complex, mission-critical operations through proprietary platforms and agentic AI-driven automation. XBP Global's operational foundation is built on deep domain expertise across various industries and the public and private sectors, helping clients navigate global regulatory frameworks and support compliance with rigorous standards required by government entities and highly scrutinized industries such as banking, healthcare, and insurance.

The company generates revenue through a variety of models, including transaction-based processing fees, fixed-fee managed services, and recurring software licenses and maintenance, along with professional services for system configuration and integration. Primary products and services include the XBP Platform for bills and payments, the PCH Global platform for healthcare revenue cycle management, and various enterprise information management solutions. The customer base is diverse, spanning commercial and government-sponsored healthcare plans, healthcare providers, financial institutions, public sector agencies, and other highly regulated industries.

• Applied Workflow Automation: This segment spans a wide range of solutions designed to aid businesses in information capture, processing, decisioning, and distribution. Key offerings include the XBP Platform, which provides a secured network for billers, consumers, and businesses to communicate and transact, and the PCH Global platform, which streamlines claims submission and payment processing for healthcare providers. The segment also includes the Digital Mailroom (DMR) technology, which processes unstructured data using locally hosted large language models, and the Smart Office suite, an enterprise IoT solution designed to optimize facility management and workplace experiences. The segment generated $321.6 million and $401.6 million of revenues for the periods August 1, 2025 to December 31, 2025 and January 1, 2025 to July 31, 2025, respectively, representing 91.4% of the combined annual revenues.

• Technology: This segment focuses on sales of recurring and perpetual software licenses and related maintenance, hardware solutions, and professional services. The segment generated $37.8 million and $30.1 million of revenues for the periods August 1, 2025 to December 31, 2025 and January 1, 2025 to July 31, 2025, respectively, representing 8.6% of the combined annual revenues.

XBP Global Holdings, Inc. holds a strong position within the industry, competing with multi-national companies such as IBM, Google, AWS, Microsoft, EMC, OpenText, Hyland, Iron Mountain, Canon, and Ricoh, as well as consulting and platform integration service providers like Fiserv, Jack Henry, FIS, Intercontinental Exchange, Optum, Broadridge Financial Solutions, Computershare, Cognizant, and Accenture. The company's competitive advantages include its scale of operations, reputation as a trusted partner with deep domain expertise, innovative solutions, and highly integrated technology platforms that provide clients with end-to-end services addressing many aspects of their mission-critical operational processes. The company's commitment to global compliance is underscored by its adherence to a rigorous framework of international certifications and independent third-party assessments, including ISO 9001, ISO/IEC 27001, ISO 22301, and ISO/IEC 28000, as well as System and Organization Controls (SOC) 1 Type II and SOC 2 Type II reports.

As of December 31, 2025, XBP Global Holdings, Inc. served over 2,500 clients across a variety of industries, many of which are recurring clients that have maintained long-term relationships with the company and its predecessor companies. The customer base is diverse, with no single client accounting for more than 10% of 2025 revenue, and includes commercial and government-sponsored healthcare plans, hospital networks, large medical distribution systems, financial institutions, public sector agencies, and other highly regulated industries. The company's ability to work on large-scale projects, past performance, and record of delivery, and deep domain expertise accumulated from years of experience in key verticals make it a preferred partner for clients seeking to manage complex workflows and digital transformations.