Stock Yards Bancorp Income Statement (2016-2025) | SYBT

Income Statement Mar2016 Jun2016 Sep2016 Dec2016 Mar2017 Jun2017 Sep2017 Dec2017 Mar2018 Jun2018 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Revenue & Cost
Provisions 0.50M0.75M1.25M0.50M0.90M0.60M0.15M0.90M0.73M1.24M0.73M0.60M0.40M5.92M7.03M4.97M0.50M-1.48M4.15M-1.52M-1.90M2.68M-0.70M4.10M3.38M2.25M2.15M2.30M5.77M1.18M1.07M4.33M2.23M0.90M2.25M1.55M
Revenue 33.41M34.59M35.96M36.24M5.09M5.15M5.03M5.23M5.50M5.34M5.38M5.31M5.44M5.66M5.74M5.80M6.22M5.73M5.66M5.80M6.25M6.86M7.13M7.38M8.24M9.49M9.15M9.22M9.53M10.15M10.03M10.10M10.77M10.79M10.93M10.35M10.65M10.48M10.70M
Interest income
Interest income - Loans 21.99M22.56M23.44M23.84M24.06M24.36M25.41M26.07M27.06M29.46M30.36M31.75M31.57M33.45M35.06M34.39M33.75M34.10M33.84M36.01M37.00M40.09M43.31M43.67M44.74M50.61M56.75M64.03M68.79M72.31M78.23M82.72M85.84M90.02M95.69M97.81M99.60M103.01M107.21M
Interest income - Investments 0.00M0.01M0.01M0.49M0.01M0.01M0.06M0.48M0.07M0.07M0.06M0.06M0.06M0.06M0.08M0.06M0.05M0.10M0.17M0.18M0.17M0.28M0.50M0.62M0.47M0.47M0.66M0.70M0.53M0.66M0.49M
Interest Income - Debt Securities 2.65M3.14M3.43M-0.76M2.11M2.06M2.00M2.19M2.14M2.10M2.06M2.19M2.57M2.55M2.24M1.94M2.40M2.07M1.97M2.00M2.29M2.74M3.21M3.33M4.68M6.80M7.50M8.31M8.45M8.30M8.06M7.90M7.66M7.12M6.92M8.20M8.49M8.05M7.03M
Interest Income - Fed Funds 0.19M0.11M0.10M0.10M0.13M0.28M0.39M0.53M0.27M0.16M0.37M0.50M0.73M0.83M0.57M0.80M0.53M0.09M0.05M0.07M0.07M0.08M0.21M0.29M0.28M1.11M2.45M2.17M1.58M1.66M1.64M3.53M2.10M2.16M1.95M3.06M2.00M2.73M5.00M
Interest Income - Total 24.72M25.17M25.94M26.37M26.66M27.03M28.12M29.10M29.79M32.04M33.06M35.04M35.06M37.00M38.01M37.83M36.88M36.51M36.14M38.34M39.52M43.10M46.95M47.51M49.98M59.11M67.41M75.15M79.47M83.06M88.92M95.24M96.55M100.30M105.72M110.31M111.17M115.00M120.27M
Interest expenses
Interest Expense - Deposits 1.00M0.98M0.94M1.03M1.16M1.48M1.59M1.74M2.08M2.67M3.97M4.72M5.07M5.65M5.32M4.53M3.96M2.61M2.11M1.80M1.51M1.44M1.40M1.28M1.17M1.77M4.45M9.02M13.50M17.08M21.36M29.64M31.87M31.62M34.00M36.05M34.58M37.51M39.29M
Interest Expense - Debt 0.19M0.18M0.18M0.21M0.23M0.24M0.24M0.24M0.23M0.23M0.23M0.23M0.22M0.42M0.51M0.49M0.43M0.36M0.33M0.28M0.18M0.07M0.05M0.04M0.03M0.28M0.36M0.45M1.73M3.96M4.92M2.15M3.00M5.26M5.21M2.98M4.74M2.91M2.87M
Interest Expense - Fed Funds 0.03M0.03M0.04M0.11M0.05M0.06M0.11M0.09M0.03M0.03M0.06M0.04M0.03M0.03M0.03M0.02M0.02M0.01M0.01M0.01M0.01M0.01M0.01M0.01M0.02M0.06M0.18M0.32M0.46M0.38M0.60M0.66M0.93M0.77M0.94M0.79M0.81M0.62M0.59M
Interest Expenses 1.23M1.21M1.18M1.29M1.45M1.78M1.95M2.07M2.44M3.33M4.50M5.09M5.37M6.19M5.90M5.08M4.44M2.98M2.45M2.09M1.69M1.52M1.47M1.33M1.22M2.12M5.03M9.89M16.39M22.13M27.61M33.23M36.48M38.28M40.74M40.34M40.61M41.53M43.23M
Interest Income - Net 23.49M23.96M24.76M25.08M25.21M25.25M26.17M27.03M27.35M28.71M28.56M29.95M29.68M30.80M32.11M32.76M32.45M33.53M33.70M36.25M37.83M41.58M45.48M46.18M48.76M56.98M62.38M65.26M63.07M60.93M61.31M62.02M60.07M62.02M64.98M69.97M70.55M73.47M77.04M
Non-interest income
Interest Income - Total 22.99M23.21M23.51M24.58M24.31M24.64M26.02M26.13M26.62M27.48M27.83M29.95M29.08M30.80M31.71M32.76M26.52M26.50M28.73M35.75M39.30M37.44M47.01M48.08M46.48M57.18M57.57M61.89M60.45M58.58M58.54M55.97M58.65M60.72M60.65M67.29M69.65M71.30M75.06M
Financial Services Fees 0.44M0.54M0.56M0.61M0.54M0.49M0.55M0.62M
Service Charges 2.15M2.26M2.54M-0.70M2.41M2.44M2.52M-0.91M
Investment Gain (Loss) 0.03M-0.26M
Investment Banking Income 0.46M0.64M0.72M0.66M0.41M0.56M0.49M0.54M0.31M0.46M0.41M0.26M0.24M0.48M0.53M0.66M0.77M1.82M2.22M-0.10M1.20M0.92M0.59M0.89M0.09M0.41M0.17M-0.15M0.21M0.53M0.51M0.44M0.34M0.68M0.84M0.56M0.55M0.82M1.00M
Income - Trust 4.61M4.81M4.80M4.94M5.09M5.15M5.03M5.23M
Mortgage Banking 0.79M1.03M1.07M1.00M0.70M0.90M0.78M0.84M0.58M0.75M0.71M0.38M0.45M0.76M0.79M0.93M0.85M1.62M1.98M1.71M1.44M1.30M0.92M1.06M1.00M1.29M0.70M0.21M1.04M1.03M0.81M0.82M0.95M1.02M1.11M0.78M0.92M1.09M1.25M
Card Income 1.31M1.43M1.46M1.46M1.41M1.51M1.49M1.57M
Other Non-Interest Income 0.56M0.49M0.71M0.74M0.45M0.69M0.61M0.97M1.53M0.81M0.74M0.36M0.62M0.90M1.07M1.37M0.56M0.59M1.70M0.41M0.77M3.44M2.21M1.90M1.20M1.45M1.42M1.53M1.23M1.78M2.12M3.28M1.11M1.60M1.44M-1.33M1.51M1.95M1.89M
Non-Interest Income 9.92M10.63M11.20M11.16M10.62M11.53M10.95M11.41M10.93M11.34M11.33M11.47M11.01M12.22M13.21M12.99M12.54M12.62M13.04M13.70M13.84M15.79M17.61M18.60M19.20M21.94M24.86M23.14M22.05M22.86M22.90M24.42M23.27M23.66M24.80M23.51M23.00M24.35M24.48M
Operating Items
Amortization - Intangibles 0.30M0.31M0.30M0.29M0.28M0.28M0.27M0.26M0.24M0.24M0.19M0.16M0.15M0.13M0.10M0.09M0.07M0.06M0.04M0.15M0.08M0.13M0.29M0.28M0.71M1.61M1.61M1.61M1.18M1.17M1.17M1.17M1.05M1.05M1.05M1.33M0.91M0.92M0.92M
Depreciation & Amortization - Total 0.28M0.29M0.28M0.29M0.28M0.27M0.32M
Research & Development 1.54M1.88M1.75M1.87M1.85M2.12M1.91M2.08M1.63M1.69M1.59M1.66M1.77M1.85M1.84M1.86M2.06M2.00M2.32M2.35M2.35M2.67M3.17M2.96M3.42M3.98M3.75M3.75M4.25M4.22M4.24M4.61M5.07M4.89M4.50M4.74M4.83M4.77M4.84M
Wages, Salaries and Other 12.20M11.97M12.05M4.60M10.67M10.57M10.61M10.73M10.97M11.70M11.61M11.82M11.80M12.71M12.33M13.04M12.23M11.76M13.30M14.07M12.83M15.68M17.38M17.15M17.97M22.20M23.07M39.97M21.90M22.11M23.38M42.95M30.10M29.72M30.16M31.13M31.72M32.61M33.71M
Rent Expense 1.52M1.55M1.65M2.71M1.91M1.78M1.94M1.77M1.82M1.81M1.91M2.07M1.85M1.97M2.19M2.15M1.83M2.04M2.18M2.14M2.04M2.24M2.73M2.67M3.02M3.66M3.77M3.84M3.90M3.51M3.82M5.15M3.67M3.82M3.77M3.93M4.12M4.03M4.09M
Restructuring Costs 0.40M18.10M0.53M19.50M
Other Operating Expenses 16.05M16.33M16.69M16.25M16.96M17.04M17.01M23.20M17.64M18.58M18.22M20.77M18.99M21.64M19.87M22.14M19.68M19.37M21.15M24.55M20.18M25.16M28.13M28.95M30.35M37.03M37.36M38.36M37.16M38.07M38.65M40.25M40.22M40.40M40.18M42.98M42.08M43.90M44.91M
Operating Expenses 19.40M20.05M20.36M21.12M21.00M21.21M21.17M27.05M21.09M22.08M21.73M24.50M22.61M25.45M23.90M26.15M23.57M23.41M25.65M29.03M24.97M48.18M34.56M34.57M56.30M44.67M44.87M45.95M45.31M45.80M46.70M50.01M48.96M49.11M48.45M51.66M51.03M52.70M53.83M
EBIT 14.74M15.00M15.53M15.92M15.38M16.74M17.75M12.56M18.89M20.07M21.93M22.02M22.85M23.77M26.92M24.66M19.92M18.69M18.57M22.51M29.86M6.57M31.53M33.44M10.61M36.57M42.60M48.97M53.58M57.77M62.34M63.60M69.43M73.55M77.74M79.48M82.23M84.47M88.94M
Net income details
EBT 13.51M13.79M14.35M14.62M13.93M14.96M15.80M10.49M16.46M16.74M17.43M16.92M17.48M17.57M21.02M19.59M15.48M15.72M16.12M20.42M28.17M5.05M30.06M32.11M9.39M34.45M37.56M39.08M37.18M35.64M34.73M30.37M32.95M35.27M37.00M39.14M41.62M42.95M45.71M
Tax Provisions 3.68M3.68M3.88M4.01M3.14M4.36M4.10M5.54M3.05M3.16M3.56M2.27M1.84M1.03M3.78M2.94M2.25M2.35M1.59M2.69M5.46M0.86M6.90M7.53M1.45M7.55M10.49M9.17M8.13M9.77M8.99M5.98M7.07M8.75M9.53M8.34M8.35M10.44M10.76M
Profit After Tax 9.84M10.11M10.47M10.62M10.79M10.60M11.70M4.95M13.40M13.58M13.88M14.66M15.64M16.54M17.23M16.65M13.23M13.37M14.53M17.74M22.71M4.18M23.16M24.59M7.94M26.90M28.54M29.91M29.05M27.66M27.09M23.94M25.89M27.60M29.36M31.69M33.27M34.02M36.24M
Income from Non-Controlling Interests 0.04M0.11M0.09M0.09M
Income from Continuing Operations 9.84M10.11M10.47M10.62M10.79M10.60M11.70M4.95M13.40M13.58M13.88M14.66M15.64M16.54M17.23M16.65M13.23M13.37M14.53M17.74M22.71M4.18M23.16M24.59M7.94M26.90M27.07M29.91M29.05M25.87M25.75M24.39M25.89M26.51M27.47M30.80M33.27M32.51M34.95M
Consolidated Net Income 9.84M10.11M10.47M10.62M10.79M10.60M11.70M4.95M13.40M13.58M13.88M14.66M15.64M16.54M17.23M16.65M13.23M13.37M14.53M17.74M22.71M4.18M23.16M24.59M7.94M26.90M27.07M29.91M29.05M25.87M25.75M24.39M25.89M26.51M27.47M30.80M33.27M32.51M34.95M
Income towards Parent Company 9.84M10.11M10.47M10.62M10.79M10.60M11.70M4.95M13.40M13.58M13.88M14.66M15.64M16.54M17.23M16.65M13.23M13.37M14.53M17.74M22.71M4.18M23.16M24.59M7.94M26.90M27.07M29.91M29.05M25.87M25.75M24.39M25.89M26.51M27.47M30.80M33.27M32.51M34.95M
Net Income towards Common Stockholders 9.84M10.11M10.47M10.62M10.79M10.60M11.70M4.95M13.40M13.58M13.88M14.66M15.64M16.54M17.23M16.65M13.23M13.37M14.53M17.74M22.71M4.18M23.16M24.59M7.91M26.79M28.45M29.82M29.05M27.66M27.09M23.94M25.89M27.60M29.36M31.69M33.27M34.02M36.24M
Additional items
EPS (Basic) 0.440.450.470.470.480.470.520.220.590.600.610.650.690.730.760.740.590.590.640.791.000.170.870.930.290.920.981.021.000.950.930.820.890.941.001.081.131.161.23
EPS (Weighted Average and Diluted) 0.440.450.460.460.470.460.510.220.580.590.600.640.680.720.760.730.580.590.640.780.990.170.870.920.290.910.971.010.990.940.920.810.880.941.001.071.131.151.23
Shares Outstanding (Weighted Average) 22.38M22.48M22.51M22.58M22.64M22.66M22.66M22.67M22.73M22.75M22.75M22.79M22.82M22.72M22.60M22.64M22.66M22.68M22.68M22.69M22.73M22.78M26.59M26.58M26.60M29.22M29.24M29.26M29.26M29.32M29.32M29.32M29.33M29.39M29.41M29.41M29.44M29.47M29.47M
Shares Outstanding (Diluted Average) 22.59M23.00M22.98M22.93M22.97M22.97M22.94M22.95M22.95M22.90M22.86M22.74M22.74M22.80M22.77M22.86M24.38M26.73M25.16M27.48M29.35M29.40M28.92M29.36M29.35M29.35M29.34M29.36M29.38M29.45M29.42M29.50M29.50M29.53M
EBITDA 15.03M15.29M15.81M16.21M15.66M17.01M18.06M12.56M18.89M20.07M21.93M22.02M22.85M23.77M26.92M24.66M19.92M18.69M18.57M22.51M29.86M6.57M31.53M33.44M10.61M36.57M42.60M48.97M53.58M57.77M62.34M63.60M69.43M73.55M77.74M79.48M82.23M84.47M88.94M
Tax Rate 27.21%26.67%27.06%27.41%22.55%29.14%25.92%52.84%18.55%18.87%20.39%13.38%10.52%5.86%18.00%15.01%14.53%14.94%9.87%13.15%19.39%17.12%22.96%23.43%15.39%21.91%27.93%23.47%21.87%27.42%25.88%19.69%21.45%24.82%25.76%21.32%20.06%24.30%23.55%