Stock Yards Bancorp Income Statement (2010-2026)

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Income Statement	Sep2021	Dec2021	Mar2022	Jun2022	Sep2022	Dec2022	Mar2023	Jun2023	Sep2023	Dec2023	Mar2024	Jun2024	Sep2024	Dec2024	Mar2025	Jun2025	Sep2025	Dec2025	Mar2026	Jun2026
Revenue & Cost
Provisions (Quarter)	-1.52M	-1.90M	2.68M	-0.70M	4.80M	3.38M	2.25M	2.15M	2.30M	5.77M	1.18M	1.07M	4.33M	2.23M	0.90M	2.25M	1.55M	0.85M	1.62M
Revenue (Quarter)	3.89M	4.01M	1.90M	2.19M		16.39M	0.75M	0.80M	0.79M	-2.93M			0.92M	-32.50M	2.08M	10.48M	10.70M	-28.91M	2.99M	12.56M
Interest income
Interest income - Loans (Quarter)	43.31M	43.67M	44.74M	50.61M	56.75M	64.03M	68.79M	72.31M	78.23M	82.72M	85.84M	90.02M	95.69M	97.81M	99.60M	103.01M	107.21M	107.13M	106.46M	117.97M
Interest income - Investments (Quarter)
Interest Income - Debt Securities (Quarter)	3.21M	3.33M	4.68M	6.80M	7.50M	8.31M	8.45M	8.30M	8.06M	7.90M	7.66M	7.12M	6.92M	8.20M	8.49M	8.05M	7.03M	5.51M	5.24M	4.71M
Interest Income - Fed Funds (Quarter)	0.21M	0.29M	0.28M	1.11M	2.45M	2.17M	1.58M	1.66M	1.64M	3.53M	2.10M	2.16M	1.95M	3.06M	2.00M	2.73M	5.00M	7.50M	5.03M	4.67M
Interest Income - Total (Quarter)	46.95M	47.51M	49.98M	59.11M	67.41M	75.15M	79.47M	83.06M	88.92M	95.24M	96.55M	100.30M	105.72M	110.31M	111.17M	115.00M	120.27M	121.15M	117.64M	128.31M
Interest expenses
Interest Expense - Deposits (Quarter)	1.40M	1.28M	1.17M	1.77M	4.45M	9.02M	13.50M	17.08M	21.36M	29.64M	31.87M	31.62M	34.00M	36.05M	34.58M	37.51M	39.29M	38.13M	35.46M	36.77M
Interest Expense - Debt (Quarter)		0.04M		0.28M		0.85M	0.53M	0.55M	0.58M	11.12M	0.55M	5.26M	5.21M	0.44M	0.41M	0.41M	0.41M	2.93M	2.93M	2.93M
Interest Expense - Fed Funds (Quarter)	0.01M	0.01M	0.02M	0.06M	0.18M	0.32M	0.46M	0.38M	0.60M	0.66M	0.93M	0.77M	0.94M	0.79M	0.81M	0.62M	0.59M	0.38M	0.40M	0.34M
Interest Expenses (Quarter)	10.47M	1.33M	76.16M	115.49M	168.36M	9.53M	134.58M	145.75M	175.66M	94.82M	36.48M	38.28M	40.74M	152.27M	40.61M	98.45M	43.23M	41.90M	81.09M	82.94M
Interest Income - Net (Quarter)	53.47M	46.18M	53.79M	56.98M	62.38M	65.26M	63.07M	60.93M	61.31M	62.02M	60.07M	62.02M	64.98M	69.97M	70.55M	73.47M	77.04M	79.25M	78.42M	87.83M
Non-interest income
Interest Income - Total (Quarter)	47.01M	48.08M	46.48M	57.18M	57.57M	61.89M	60.45M	58.58M	58.54M	55.97M	58.65M	60.72M	60.65M	67.29M	69.65M	71.30M	75.06M	77.60M	76.80M	87.83M
Financial Services Fees (Quarter)	0.39M	0.71M	0.65M	0.54M	0.85M	0.73M	1.14M	0.78M	0.94M	1.06M	1.11M	1.16M	1.09M	1.17M	1.22M	1.26M	1.20M	1.12M	1.15M	1.11M
Service Charges (Quarter)	5.78M	1.90M	0.41M	0.37M	1.71M	0.60M	0.37M	0.69M	2.81M	4.71M	0.26M	0.35M	1.34M	0.82M	0.61M
Investment Gain (Loss) (Quarter)	-0.29M	-0.29M	-0.09M	0.09M						-0.04M
Investment Banking Income (Quarter)	0.59M	0.89M	0.09M	0.41M	0.17M	-0.15M	0.21M	0.53M	0.51M	0.44M	0.34M	0.68M	0.84M	0.56M	0.55M	0.82M	1.00M	0.92M	0.64M	0.60M
Income - Trust (Quarter)
Mortgage Banking (Quarter)	0.92M	1.06M	1.00M	1.29M	0.70M	0.21M	1.04M	1.03M	0.81M	0.82M	0.95M	1.02M	1.11M	0.78M	0.92M	1.09M	1.25M	0.86M	0.93M	1.01M
Card Income (Quarter)
Other Non-Interest Income (Quarter)	1.09M	1.37M	1.20M	1.16M	1.42M	1.53M	1.23M	1.09M	0.61M	2.06M	0.66M	0.50M	0.93M	0.48M	0.54M	1.18M	0.56M	0.64M	0.38M	0.75M
Non-Interest Income (Quarter)	17.61M	18.60M	19.20M	21.94M	24.86M	23.14M	22.05M	2.82M	2.72M	-56.40M	2.47M	2.29M	1.89M	-62.80M	2.31M	24.35M	2.33M	25.13M	2.44M	26.75M
Operating Items
Amortization - Intangibles (Quarter)	0.29M	-0.28M	0.27M	1.61M	1.61M	1.61M	0.55M	1.17M	0.32M	0.58M	1.05M	1.05M	1.05M	0.63M	0.62M	0.92M	0.92M	0.91M	0.80M	1.55M
Research & Development (Quarter)	3.17M	2.96M	3.42M	3.98M	3.75M	3.75M	4.25M	4.22M	4.24M	4.61M	5.07M	4.89M	4.50M	4.74M	4.83M	4.77M	4.84M	4.86M	5.33M	6.42M
Wages, Salaries and Other (Quarter)	17.38M	17.15M	17.97M	22.20M	23.07M	39.97M	21.90M	22.11M	23.38M	42.95M	24.22M	29.72M	30.16M	31.13M	25.93M	27.28M	28.84M	33.78M	29.17M	37.14M
Rent Expense (Quarter)	2.73M	2.67M	3.02M	3.66M	3.77M	3.84M	3.90M	3.51M	3.82M	5.15M	3.67M	3.82M	3.77M	3.93M	4.12M	4.03M	4.09M	4.30M	4.32M	4.75M
Restructuring Costs (Quarter)	7.40M		19.50M																	2.28M
Other Operating Expenses (Quarter)		0.04M		-0.00M	3.07M	0.87M	-0.00M	-0.23M	0.30M	-0.10M		0.02M	-0.06M	-0.06M		0.07M		-0.00M	0.48M	-0.03M
Operating Expenses (Quarter)	34.56M	34.57M	56.30M	44.67M	44.87M	45.95M	45.31M	45.80M	46.70M	50.01M	48.96M	49.11M	48.45M	51.66M	51.03M	52.70M	53.83M	54.81M	55.24M	63.81M
EBIT (Quarter)	40.53M	33.44M	85.55M	149.94M	205.93M	48.61M	171.76M	181.39M	210.39M	125.19M	69.43M	73.55M	77.74M	191.42M	82.23M	141.40M	88.94M	89.82M	127.23M	133.71M
Non-operating items
Other Non Operating Income (Quarter)
Net income details
EBT (Quarter)	30.06M	32.11M	9.39M	34.45M	37.56M	39.08M	37.18M	35.64M	34.73M	30.37M	32.95M	35.27M	37.00M	39.14M	41.62M	42.95M	45.71M	47.92M	46.15M	50.77M
Tax Provisions (Quarter)	6.90M	7.53M	1.45M	7.55M	-1.47M	-1.48M	8.13M	9.77M	7.64M	5.98M	7.07M	8.75M	9.53M	5.23M	8.35M	-1.51M	9.47M	9.08M	9.55M	10.71M
Profit After Tax (Quarter)	23.16M	24.59M	7.94M	26.90M	28.54M	29.91M	29.05M	27.66M	27.09M	23.94M	25.89M	27.60M	29.36M	31.69M	33.27M	34.02M	36.24M	36.61M	36.59M	40.06M
Income from Non-Controlling Interests (Quarter)			0.04M	0.11M	0.09M	0.09M
Income from Continuing Operations (Quarter)	23.16M	24.59M	7.94M	26.90M	39.03M	40.56M	29.05M	25.87M	27.09M	24.39M	25.89M	26.51M	27.47M	33.92M	33.27M	44.46M	36.24M	38.84M	36.59M	40.06M
Consolidated Net Income (Quarter)	23.16M	24.59M	7.94M	26.90M	39.03M	40.56M	29.05M	25.87M	27.09M	24.39M	25.89M	26.51M	27.47M	33.92M	33.27M	44.46M	36.24M	38.84M	36.59M	40.06M
Income towards Parent Company (Quarter)	23.16M	24.59M	7.94M	26.90M	39.03M	40.56M	29.05M	25.87M	27.09M	24.39M	25.89M	26.51M	27.47M	33.92M	33.27M	44.46M	36.24M	38.84M	36.59M	40.06M
Net Income towards Common Stockholders (Quarter)	23.16M	24.59M	7.91M	26.79M	28.45M	29.82M	29.05M	27.66M	27.09M	23.94M	25.89M	27.60M	29.36M	31.69M	33.27M	34.02M	36.24M	36.61M	36.59M	40.06M
Additional items
EPS (Basic) (Quarter)	0.87	0.99	0.29	0.92	0.98	1.04	1.00	0.95	0.93	0.82	0.89	0.94	1.00	1.08	1.13	1.16	1.23	1.25	1.25	1.32
EPS (Diluted) (Quarter)	0.87	0.98	0.29	0.91	0.97	1.03	0.99	0.94	0.92	0.82	0.88	0.94	1.00	1.08	1.13	1.15	1.23	1.24	1.24	1.31
Shares Outstanding (Quarter)	26.48M	24.90M	27.23M	29.13M	29.14M	28.67M	29.18M	29.22M	29.22M	29.21M	29.25M	29.28M	29.30M	29.29M	29.35M	29.36M	29.37M	29.36M	29.39M	30.44M
Shares Outstanding (Diluted) (Quarter)	26.73M	25.16M	27.48M	29.35M	29.40M	28.92M	29.36M	29.34M	29.34M	29.34M	29.36M	29.38M	29.45M	29.42M	29.50M	29.50M	29.53M	29.51M	29.50M	30.57M
Shares Outstanding (Entity) (Quarter)	26.59M	26.60M	29.22M	29.24M	29.24M	29.26M	29.32M	29.32M	29.32M	29.33M	29.39M	29.39M	29.41M	29.43M	29.47M	29.47M	29.47M	29.48M	29.52M	31.07M
EBITDA (Quarter)	40.53M	33.44M	85.55M	149.94M	205.93M	48.61M	171.76M	181.39M	210.39M	125.19M	69.43M	73.55M	77.74M	191.42M	82.23M	141.40M	88.94M	89.82M	127.23M	133.71M

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