Stock Yards Bancorp, Inc. Income Statement

Income Statement Dec2009 Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Revenue & Cost
Provisions 12.78M11.47M12.60M11.50M6.55M-0.40M0.75M3.00M2.55M2.71M1.00M16.92M1.40M9.68M12.47M8.80M
Revenue 88.71M100.62M103.98M112.41M116.30M122.91M128.27M23.77M20.50M21.54M22.64M23.41M27.61M36.11M39.80M42.84M
Interest income
Interest income - Loans 76.89M79.20M79.05M79.40M78.70M79.88M83.37M91.83M99.92M118.63M134.47M137.70M164.07M216.14M302.04M369.36M
Interest income - Investments 0.04M0.07M0.06M0.00M0.51M0.55M0.25M0.26M0.51M1.56M2.31M
Interest Income - Debt Securities 9.96M10.58M11.58M12.37M13.52M13.01M8.12M8.45M8.37M8.49M9.29M8.43M11.57M27.30M32.71M29.90M
Interest Income - Fed Funds 0.08M0.14M0.26M0.32M0.29M0.29M0.26M0.49M1.33M1.31M2.93M0.74M0.65M6.02M8.41M9.26M
Interest Income - Total 83.86M86.15M86.04M86.90M86.46M89.09M93.17M102.21M110.90M129.93M147.89M147.87M177.08M251.65M346.70M412.88M
Interest expenses
Interest Expense - Deposits 18.00M13.17M10.11M7.17M5.01M4.32M3.74M3.94M5.97M13.44M20.56M10.48M5.63M16.41M81.58M133.54M
Interest Expense - Debt 3.50M3.45M3.45M3.11M3.09M0.84M0.94M0.76M0.95M0.92M1.64M1.40M0.34M1.12M12.77M16.44M
Interest Expense - Fed Funds 0.27M0.33M0.25M0.18M0.15M0.14M0.17M0.21M0.32M0.16M0.10M0.04M0.02M0.57M2.09M3.43M
Interest Expenses 25.18M19.27M15.31M12.95M9.17M5.33M4.85M4.92M7.25M15.36M22.54M11.95M6.00M9.56M12.06M155.84M
Interest Income - Net 58.67M66.88M70.73M73.95M77.30M83.76M88.32M97.29M103.65M114.58M125.35M135.92M171.07M233.38M247.33M257.04M
Non-interest income
Interest Income - Total 45.90M55.41M58.13M62.45M70.75M84.16M87.57M94.29M101.10M111.87M124.35M117.50M171.83M223.13M233.54M247.31M
Financial Services Fees 1.75M2.14M2.22M2.59M2.16M2.06M1.99M2.15M2.20M
Service Charges 8.53M8.60M8.35M8.52M8.99M8.88M6.01M6.25M6.46M
Investment Gain (Loss) 0.16M3.40M3.65M-0.23M-0.04M
Investment Banking Income 2.16M2.32M2.12M4.32M2.66M1.58M2.17M2.48M1.99M1.44M1.91M4.71M3.60M0.52M1.69M2.43M
Income - Trust 11.18M13.26M13.84M14.28M16.29M18.21M18.03M19.16M20.50M
Mortgage Banking 3.05M5.77M3.98M2.65M3.49M3.90M3.22M2.41M2.93M6.16M4.72M3.21M3.71M3.86M
Card Income 2.91M3.31M3.72M3.98M4.38M4.67M4.88M5.66M5.98M
Other Non-Interest Income 2.85M6.77M9.12M10.50M11.96M4.24M5.38M2.49M2.72M3.10M3.63M2.38M7.68M5.33M7.51M2.78M
Non-Interest Income 30.04M33.74M33.24M38.46M39.00M39.16M39.95M42.92M44.50M45.07M49.43M51.90M65.85M89.15M92.22M95.23M
Operating Items
Amortization - Intangibles 1.12M1.19M1.33M1.18M1.15M1.17M1.17M1.20M1.09M0.83M0.47M0.32M0.77M5.54M4.69M4.49M
Depreciation & Amortization - Total 1.23M1.27M1.30M1.31M1.13M1.02M1.07M1.14M
Research & Development 4.48M4.83M5.01M5.28M6.32M6.39M6.89M7.04M7.96M6.57M7.32M8.73M11.14M14.90M17.32M19.21M
Wages, Salaries and Other 30.15M33.48M33.12M37.96M41.15M44.69M36.60M40.81M42.58M46.10M49.88M51.37M63.03M103.21M110.33M121.11M
Rent Expense 4.18M4.93M5.19M5.65M5.62M5.96M6.99M7.42M7.39M7.61M8.16M8.18M9.69M14.30M16.38M15.19M
Restructuring Costs 1.55M1.31M19.02M19.50M
Other Operating Expenses 42.80M46.09M48.08M53.24M56.74M59.84M58.45M65.33M75.07M75.21M81.33M84.75M102.42M-0.87M154.13M163.78M
Operating Expenses 52.70M57.13M59.58M65.47M71.35M73.21M73.40M80.94M90.42M89.39M98.12M101.66M142.28M191.79M187.83M198.18M
EBIT 48.42M51.28M47.10M48.39M47.56M55.43M58.97M61.19M62.43M82.91M98.20M79.69M101.40M130.04M149.99M300.20M
Non-operating items
Other Non Operating Income 0.45M
Non Operating Income 0.61M-0.40M0.64M0.17M0.18M
Net income details
EBT 23.24M32.02M31.80M35.44M38.40M50.10M54.12M56.27M55.18M67.55M75.66M67.74M95.40M120.48M137.93M144.37M
Tax Provisions 6.93M10.62M10.26M12.57M11.23M15.60M16.93M15.24M17.14M12.30M15.45M16.38M20.75M27.19M30.61M32.94M
Profit After Tax 16.31M-2.11M-2.97M7.35M25.61M2.03M37.19M10.62M-0.15M55.25M60.22M58.87M74.64M93.29M107.75M114.54M
Income from Non-Controlling Interests 0.32M
Income from Continuing Operations 16.31M21.40M21.54M22.87M27.17M34.50M37.19M41.03M38.04M55.25M60.22M51.36M74.64M93.29M107.31M111.42M
Consolidated Net Income 16.31M21.40M21.54M22.87M27.17M34.50M37.19M41.03M38.04M55.25M60.22M51.36M74.64M93.29M107.31M111.42M
Income towards Parent Company 16.31M21.40M21.54M22.87M27.17M34.50M37.19M41.03M38.04M55.25M60.22M51.36M74.64M93.29M107.31M111.42M
Net Income towards Common Stockholders 16.31M22.95M23.60M25.80M27.17M34.82M37.19M41.03M38.04M55.52M66.07M58.87M74.64M92.97M107.75M114.54M
Additional items
EPS (Basic) 1.201.681.711.861.911.591.681.841.692.452.922.613.003.243.693.91
EPS (Weighted Average and Diluted) 1.191.671.711.851.891.571.651.801.662.422.892.592.973.213.673.89
Shares Outstanding (Weighted Average) 22.58M22.67M22.79M22.64M22.69M26.58M29.26M29.32M29.41M
Shares Outstanding (Diluted Average) 22.98M22.94M22.86M22.77M25.16M28.92M29.34M29.42M
Tax Rate 29.83%33.17%32.27%35.46%29.24%31.13%31.29%27.09%31.06%18.21%20.41%24.18%21.75%22.57%22.20%22.82%