Sb Financial Group, Inc. Income Statement

Income Statement Dec2009 Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Revenue & Cost
Provisions 5.74M10.59M1.99M1.35M0.90M0.45M1.10M0.75M0.40M0.60M0.80M4.50M1.05M0.92M0.69M-0.44M
Revenue 50.30M40.78M34.57M35.58M34.86M33.76M39.05M43.74M45.60M49.89M52.84M66.03M68.58M57.63M56.99M56.94M
Interest income
Interest income - Loans 4.90M4.90M
Interest Income - Debt Securities 4.08M3.19M2.01M1.51M2.06M2.55M2.80M2.83M2.08M2.62M3.23M2.33M3.39M5.17M5.25M4.87M
Other interest income 0.08M260.00740.00
Interest Income - Total 32.59M29.56M27.51M26.12M24.85M24.41M25.93M29.05M32.48M39.48M44.40M42.63M41.90M44.57M58.15M64.35M
Interest expenses
Interest Expense - Deposits 6.53M5.12M99.90M85.30M19.80M16.10M1.98M11.10M27.90M26.60M36.20M27.80M13.80M23.40M54.10M53.70M
Interest Expense - Debt 1.62M1.53M1.41M1.88M1.41M1.07M0.38M0.35M0.32M0.46M0.43M0.31M0.46M0.78M2.60M1.72M
Interest Expense - Fed Funds 1.73M1.73M0.91M0.14M0.06M0.09M0.02M0.02M0.01M0.04M0.08M0.07M0.04M0.04M0.07M0.15M
Interest Expense - Others 1.58M1.27M0.94M1.20M0.92M0.97M1.35M1.33M1.77M2.95M-1.49M-1.51M
Interest Expenses 11.59M9.60M6.80M5.39M4.04M3.48M2.58M3.20M4.09M6.21M9.57M6.71M4.02M5.17M18.88M24.43M
Interest Income - Net 21.00M19.96M20.71M20.73M20.81M20.93M23.34M25.85M28.39M33.27M36.31M35.93M37.88M39.40M39.27M39.92M
Non-interest income
Interest Income - Total 15.26M9.37M18.72M19.38M19.91M20.48M22.24M25.10M27.99M32.67M34.03M31.43M36.83M39.40M38.96M39.80M
Financial Services Fees 18.86M9.74M3.63M2.52M1.50M1.29M1.19M0.92M1.32M
Service Charges 2.61M2.46M2.53M2.62M2.59M2.69M2.78M2.71M2.67M
Investment Gain (Loss) 0.96M0.45M1.87M0.05M0.16M0.26M0.12M0.07M0.21M
Investment Banking Income 3.35M4.80M3.83M6.55M5.65M4.55M7.20M9.15M8.40M8.10M9.67M25.80M17.41M4.86M4.04M4.71M
Income - Trust 2.51M2.55M2.62M2.50M2.78M2.87M3.09M3.25M3.81M3.73M3.53M3.51M
Mortgage Banking 1.32M1.30M-0.40M-5.14M2.94M2.96M2.10M2.18M
Other Non-Interest Income 1.13M1.14M-3.41M-1.33M0.84M0.86M0.95M1.24M1.19M1.58M1.56M1.47M1.22M2.23M1.64M0.29M
Non-Interest Income 29.30M20.82M13.86M14.85M14.05M12.83M15.71M17.89M17.22M16.62M18.02M30.10M30.70M18.23M17.72M17.02M
Operating Items
Amortization - Intangibles 1.06M1.40M0.98M0.63M0.70M0.71M0.69M0.59M0.53M0.44M0.34M0.33M0.35M0.20M0.17M0.15M
Depreciation & Amortization - Total 7.46M6.43M2.83M2.84M2.81M2.52M2.22M2.62M2.76M2.89M2.83M3.19M3.28M3.62M4.08M4.33M
Research & Development 0.61M0.74M0.62M0.47M0.71M0.93M1.06M1.38M1.56M1.81M1.97M3.06M2.58M2.51M2.66M3.08M
Wages, Salaries and Other 21.03M17.93M14.17M14.52M13.50M13.19M14.92M17.42M18.65M20.62M22.06M25.40M26.84M24.14M22.78M23.60M
Rent Expense 2.23M2.10M2.11M2.08M2.06M2.09M1.94M2.15M2.26M2.40M2.60M2.89M3.05M2.99M3.10M2.88M
Other Operating Expenses 34.54M43.03M24.69M22.09M20.93M20.42M21.70M23.95M25.00M27.75M30.01M33.95M35.90M33.20M32.13M32.67M
Operating Expenses 44.84M52.31M30.25M27.48M26.51M25.96M26.93M30.09M31.58M34.85M37.41M43.09M44.81M42.31M41.96M42.96M
Operating Income 3.03M3.07M3.87M4.77M3.22M3.09M2.91M
EBIT 11.31M-12.51M9.12M12.13M11.48M10.83M13.61M16.10M17.72M3.03M3.07M3.87M4.77M3.22M3.09M2.91M
Non-operating items
Interest & Investment Income 0.62M0.85M1.97M
Net income details
EBT -0.28M-22.12M2.32M6.74M7.45M7.35M11.02M12.90M13.62M14.44M14.63M18.44M22.72M15.32M14.72M13.86M
Tax Provisions -0.66M-6.50M0.66M1.93M2.24M2.08M3.40M4.12M2.56M2.81M2.94M5.94M4.45M2.79M2.62M2.39M
Profit After Tax 0.38M-15.61M1.66M4.81M5.21M5.26M7.62M8.78M11.06M11.64M11.97M14.94M18.28M12.52M12.10M11.47M
Equity Income 8.24M2.33M
Income from Continuing Operations 0.38M-15.61M1.66M4.81M5.21M5.26M7.62M8.78M11.06M11.64M11.69M12.50M18.28M12.52M12.10M11.47M
Consolidated Net Income 0.38M-15.61M1.66M4.81M5.21M5.26M7.62M8.78M11.06M11.64M11.69M12.50M18.28M12.52M12.10M11.47M
Income towards Parent Company 0.38M-15.61M1.66M4.81M5.21M5.26M7.62M8.78M11.06M11.64M11.69M12.50M18.28M12.52M12.10M11.47M
Preferred Dividend Payments 0.96M0.97M0.97M0.97M0.95M
Net Income towards Common Stockholders 0.38M-15.61M1.66M4.81M5.21M5.26M6.66M7.81M10.09M10.66M11.02M14.94M18.28M12.49M12.07M11.44M
Additional items
EPS (Basic) 0.07-3.210.340.991.071.081.361.602.101.721.711.962.581.791.771.72
EPS (Weighted Average and Diluted) 0.07-3.210.340.991.071.071.191.381.741.511.511.962.561.771.751.72
Shares Outstanding (Weighted Average) 6.83M6.72M7.92M7.30M7.00M6.80M6.65M
Tax Rate 29.40%28.34%28.61%30.12%28.38%30.88%31.91%18.79%19.43%20.08%32.21%19.57%18.25%17.82%17.22%