Richmond Mutual Bancorporation reported a net margin of 16.31% for the quarter ended Jun 2026. These financial ratios cover 34 quarters of results from Mar 2018 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Mar2018 | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||||||||||||||||||||
| EBT Margin | 33.85% | 29.01% | 32.55% | 37.25% | 32.26% | 33.34% | 31.33% | 30.13% | 21.61% | 20.71% | 24.82% | 22.13% | 26.41% | 26.55% | 20.28% | 25.21% | 33.68% | 31.48% | 26.25% | 19.50% | ||||||||||||||
| EBIT Margin | 51.35% | 46.31% | 49.46% | 53.45% | 54.98% | 65.01% | 79.86% | 95.67% | 102.18% | 108.73% | 113.11% | 120.46% | 127.06% | 124.25% | 113.19% | 114.63% | 117.21% | 110.73% | 102.44% | 91.46% | ||||||||||||||
| EBITDA Margin | 51.35% | 46.31% | 49.46% | 53.45% | 54.98% | 65.01% | 79.86% | 95.67% | 102.18% | 108.73% | 113.11% | 120.46% | 127.06% | 124.25% | 113.19% | 114.63% | 117.21% | 110.73% | 102.44% | 91.46% | ||||||||||||||
| Net Margin | 27.76% | 24.28% | 27.02% | 29.73% | 27.00% | 27.73% | 26.48% | 25.61% | 18.95% | 18.48% | 21.61% | 19.28% | 22.98% | 22.39% | 17.24% | 21.98% | 28.56% | 26.11% | 21.84% | 16.31% | ||||||||||||||
| FCF Margin | 51.87% | -119.36% | 34.17% | 50.90% | 39.18% | 28.59% | 31.93% | 23.97% | 18.27% | 34.21% | 18.67% | 26.23% | 25.72% | 60.37% | 18.43% | 35.62% | 46.18% | 18.92% | 19.30% | 20.06% | ||||||||||||||
| Efficiency | ||||||||||||||||||||||||||||||||||
| Assets AverageAssets Avg. | 1,209.60M | 1,249.18M | 1,261.88M | 1,263.88M | 1,275.12M | 1,303.32M | 1,345.10M | 1,385.68M | 1,416.05M | 1,441.97M | 1,474.35M | 1,491.41M | 1,493.85M | 1,498.71M | 1,513.83M | 1,515.28M | 1,516.66M | 1,525.68M | 1,522.50M | 1,535.62M | ||||||||||||||
| Invested CapitalInvested Cap. | 380.64M | 360.48M | 339.34M | 318.94M | 311.97M | 312.38M | 319.65M | 356.83M | 356.63M | 405.86M | 405.39M | 383.11M | 392.03M | 397.87M | 404.93M | 399.32M | 394.04M | 385.78M | 400.91M | 392.27M | ||||||||||||||
| Asset Utilization RatioAsset Util. | 0.04 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | ||||||||||||||
| Leverage & Solvency | ||||||||||||||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | 2.94 | 2.68 | 2.92 | 3.30 | 2.42 | 2.05 | 1.65 | 1.46 | 1.27 | 1.24 | 1.28 | 1.23 | 1.26 | 1.27 | 1.22 | 1.28 | 1.40 | 1.40 | 1.34 | 1.27 | ||||||||||||||
| Debt Ratio | 0.16 | 0.14 | 0.14 | 0.14 | 0.15 | 0.14 | 0.13 | 0.16 | 0.17 | 0.19 | 0.18 | 0.17 | 0.17 | 0.18 | 0.18 | 0.18 | 0.17 | 0.16 | 0.17 | 0.16 | ||||||||||||||
| Times Interest Earned | 2.94 | 2.68 | 2.92 | 3.30 | 2.42 | 2.05 | 1.65 | 1.46 | 1.27 | 1.24 | 1.28 | 1.23 | 1.26 | 1.27 | 1.22 | 1.28 | 1.40 | 1.40 | 1.34 | 1.27 | ||||||||||||||
| Dividends & Payouts | ||||||||||||||||||||||||||||||||||
| Dividend Coverage RatioDiv. Cover | 3.85 | 3.40 | 2.65 | 3.17 | 2.91 | 3.05 | 1.91 | 1.81 | 1.33 | 1.34 | 1.65 | 1.43 | 1.74 | 1.76 | 1.32 | 1.81 | 2.49 | 2.34 | 1.90 | 1.52 | ||||||||||||||
| FCF Payout RatioFCF Cover | 0.14 | -0.06 | 0.30 | 0.18 | 0.24 | 0.32 | 0.43 | 0.59 | 0.78 | 0.40 | 0.70 | 0.51 | 0.51 | 0.21 | 0.71 | 0.34 | 0.25 | 0.59 | 0.60 | 0.53 | ||||||||||||||
| Dividend YieldDiv. Yield | 0.41% | 0.40% | 0.54% | 0.66% | 0.69% | 0.71% | 1.25% | 1.17% | 1.17% | 1.12% | 1.16% | 1.11% | 1.00% | 0.92% | 1.11% | 1.00% | 0.98% | 0.99% | 1.03% | 0.88% | ||||||||||||||
| Payout Ratio | 0.26 | 0.29 | 0.38 | 0.32 | 0.34 | 0.33 | 0.52 | 0.55 | 0.75 | 0.75 | 0.61 | 0.70 | 0.57 | 0.57 | 0.76 | 0.55 | 0.40 | 0.43 | 0.53 | 0.66 | ||||||||||||||
| Valuation | ||||||||||||||||||||||||||||||||||
| Price to EarningsP/E | 63.57 | 73.20 | 69.59 | 47.52 | 50.19 | 46.40 | 41.73 | 46.95 | 64.65 | 66.44 | 52.18 | 62.78 | 57.14 | 61.81 | 68.22 | 55.10 | 41.19 | 43.24 | 51.16 | 74.91 | ||||||||||||||
| Price to SalesP/S | 17.65 | 17.78 | 18.80 | 14.13 | 13.55 | 12.87 | 11.05 | 12.02 | 12.25 | 12.28 | 11.28 | 12.10 | 13.13 | 13.84 | 11.76 | 12.11 | 11.76 | 11.29 | 11.17 | 12.22 | ||||||||||||||
| Price to BookP/B | 1.10 | 1.10 | 1.33 | 1.19 | 1.27 | 1.16 | 0.89 | 0.97 | 1.06 | 0.96 | 0.93 | 0.99 | 1.01 | 1.15 | 1.03 | 1.08 | 1.06 | 1.01 | 0.98 | 1.13 | ||||||||||||||
| Enterprise Value | 176.09M | 175.98M | 190.43M | 151.22M | 139.15M | 137.39M | 103.79M | 108.93M | 105.34M | 108.77M | 103.32M | 110.34M | 121.67M | 131.27M | 107.24M | 116.16M | 113.89M | 114.31M | 107.70M | 132.10M | ||||||||||||||
| EV to EBIT | 30.89 | 33.94 | 34.48 | 24.13 | 21.64 | 17.74 | 11.85 | 10.83 | 10.02 | 9.52 | 8.33 | 8.57 | 8.90 | 9.55 | 8.30 | 8.56 | 7.72 | 7.91 | 8.24 | 10.58 | ||||||||||||||
| EV to EBITDA | 30.89 | 33.94 | 34.48 | 24.13 | 21.64 | 17.74 | 11.85 | 10.83 | 10.02 | 9.52 | 8.33 | 8.57 | 8.90 | 9.55 | 8.30 | 8.56 | 7.72 | 7.91 | 8.24 | 10.58 | ||||||||||||||
| Market Capitalization | 195.93M | 199.02M | 210.01M | 165.64M | 158.51M | 153.31M | 121.18M | 126.39M | 126.00M | 129.01M | 123.61M | 129.36M | 141.24M | 153.03M | 134.28M | 143.37M | 148.16M | 147.44M | 142.50M | 166.82M | ||||||||||||||
| Price to FCFP/FCF | 34.02 | -14.89 | 55.02 | 27.75 | 34.59 | 45.00 | 34.61 | 50.17 | 67.05 | 35.89 | 60.39 | 46.15 | 51.05 | 22.92 | 63.80 | 34.00 | 25.48 | 59.69 | 57.90 | 60.90 | ||||||||||||||
| EV to FCF | 30.58 | -13.17 | 49.89 | 25.34 | 30.37 | 40.32 | 29.64 | 43.24 | 56.06 | 30.26 | 50.48 | 39.37 | 43.97 | 19.67 | 50.95 | 27.55 | 19.58 | 46.28 | 43.76 | 48.22 | ||||||||||||||
| EV to CFO | 30.22 | -13.56 | 49.07 | 24.79 | 30.15 | 38.54 | 28.93 | 38.75 | 54.69 | 28.71 | 47.78 | 37.82 | 42.22 | 19.33 | 49.18 | 23.98 | 18.14 | 42.86 | 38.66 | 43.60 | ||||||||||||||
| Return Ratios | ||||||||||||||||||||||||||||||||||
| Return on Sales [ROS]ROS | 51.35% | 46.31% | 49.46% | 53.45% | 54.98% | 65.01% | 79.86% | 95.67% | 102.18% | 108.73% | 113.11% | 120.46% | 127.06% | 124.25% | 113.19% | 114.63% | 117.21% | 110.73% | 102.44% | 91.46% | ||||||||||||||
| Return on Invested Capital [ROIC]ROIC | 4.60% | 4.71% | 5.13% | 5.65% | 6.11% | 6.85% | 7.64% | 8.20% | 8.81% | 9.22% | 9.52% | 10.50% | 11.37% | 11.51% | 11.38% | 11.52% | 11.83% | 12.12% | 11.98% | 11.56% | ||||||||||||||
| Return on Assets [ROA]ROA | 0.91% | 0.89% | 0.92% | 0.97% | 0.97% | 0.99% | 0.96% | 0.87% | 0.77% | 0.66% | 0.61% | 0.56% | 0.59% | 0.63% | 0.59% | 0.63% | 0.70% | 0.76% | 0.81% | 0.78% |