Richmond Mutual Bancorporation, Inc. Income Statement

Income Statement Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Revenue & Cost
Provisions 1.68M2.60M3.77M1.43M0.60M1.26M1.63M
Revenue 31.74M34.26M40.27M43.66M46.51M42.27M43.47M
Interest income
Interest income - Loans 31.56M36.56M38.30M40.58M44.59M58.79M71.60M
Interest Income - Debt Securities 3.51M3.85M4.41M5.30M7.11M8.05M8.10M
Interest Income - Total 35.20M41.56M42.86M45.93M51.86M67.41M80.53M
Interest expenses
Interest Expense - Deposits 5.65M8.02M6.38M4.94M7.13M22.81M31.75M
Interest Expense - Debt 2.10M3.14M3.01M2.75M3.09M6.94M10.07M
Interest Expenses 7.75M11.16M9.39M7.68M10.22M29.75M41.82M
Interest Income - Net 27.45M30.40M33.47M38.24M41.64M37.66M38.71M
Non-interest income
Interest Income - Total 25.77M27.80M29.70M36.81M41.04M37.13M38.16M
Financial Services Fees -0.38M0.08M0.86M0.45M0.46M
Service Charges 1.12M1.08M0.73M0.88M1.05M1.12M1.24M
Investment Gain (Loss) 0.10M0.20M0.06M-0.05M
Investment Banking Income 0.46M0.65M3.63M2.45M0.64M0.52M0.55M
Mortgage Banking 0.14M0.38M
Card Income 0.34M0.14M
Other Non-Interest Income 1.11M1.43M1.02M1.03M1.11M1.27M1.53M
Non-Interest Income 4.29M3.86M6.81M5.42M4.87M4.61M4.76M
Operating Items
Depreciation & Amortization - Total 0.99M1.00M1.18M1.31M1.27M1.13M0.93M
Research & Development 1.48M1.75M1.85M2.18M2.71M3.35M3.62M
Wages, Salaries and Other 12.08M14.55M14.78M18.14M18.48M17.44M18.35M
Rent Expense 1.11M1.17M1.16M1.24M1.43M1.33M1.35M
Other Operating Expenses 19.53M47.12M19.82M23.93M24.75M24.93M26.15M
Operating Expenses 23.10M51.04M24.01M28.65M30.16M30.74M32.05M
EBIT 14.71M-8.22M21.89M21.26M25.97M40.75M52.68M
Non-operating items
Non Operating Investment Income -0.04M
Interest & Investment Income 0.13M1.15M0.15M0.05M0.15M0.56M0.83M
Net income details
EBT 6.96M-19.38M12.50M13.58M15.75M11.00M10.86M
Tax Provisions 1.28M-5.29M2.48M2.44M2.78M1.52M1.49M
Profit After Tax 5.68M-14.08M10.02M11.14M12.97M9.49M9.38M
Income from Continuing Operations 5.68M-14.08M10.02M11.14M12.97M9.49M9.38M
Consolidated Net Income 5.68M-14.08M10.02M11.14M12.97M9.49M9.38M
Income towards Parent Company 5.68M-14.08M10.02M11.14M12.97M9.49M9.38M
Net Income towards Common Stockholders 5.68M-14.08M10.02M11.14M12.97M9.49M9.38M
Additional items
EPS (Basic) 0.44-1.270.820.981.200.910.93
EPS (Weighted Average and Diluted) -1.270.820.961.170.910.92
Tax Rate 18.37%27.31%19.83%17.93%17.67%13.78%13.68%