Ohio Valley Banc Corp Income Statement

Income Statement Dec2009 Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Revenue & Cost
Provisions 3.21M5.87M4.90M1.58M0.48M2.79M1.09M2.83M2.56M1.04M1.00M2.98M-0.42M-0.03M2.09M2.47M
Revenue 44.41M39.12M41.09M41.14M40.90M43.27M42.09M1.98M2.14M2.08M2.12M51.42M50.88M54.94M58.66M61.98M
Interest income
Interest income - Loans 44.08M43.46M41.26M36.33M33.59M33.63M33.48M36.27M42.18M44.37M45.77M43.20M42.10M42.27M54.82M64.94M
Interest income - Investments 0.29M0.28M0.27M0.28M0.32M0.31M0.29M0.30M0.39M0.44M0.39M0.24M0.23M0.32M0.32M0.38M
Interest Income - Debt Securities 5.38M5.62M5.61M7.58M4.58M4.11M4.17M4.40M5.47M5.20M5.51M5.47M5.60M5.92M6.02M6.40M
Interest Income - Deposits 0.35M0.58M1.61M1.22M0.23M0.16M1.49M2.87M4.45M
Other interest income 0.06M0.09M0.16M0.20M0.14M0.14M0.18M0.02M0.03M0.04M0.05M0.05M0.03M0.01M0.01M
Interest Income - Total 47.62M46.51M44.04M39.00M35.96M36.35M36.33M39.35M45.71M49.20M50.32M46.17M44.71M47.62M61.87M75.76M
Interest expenses
Interest Expense - Deposits 13.68M11.05M8.44M5.06M2.92M2.24M2.19M2.15M2.84M4.16M6.03M5.25M2.98M2.13M14.17M24.64M
Interest Expense - Debt 1.09M1.09M1.09M0.79M0.27M0.17M0.17M0.20M0.25M0.99M0.88M0.73M0.56M0.41M1.07M1.70M
Interest Expense - Fed Funds 0.07M0.06M0.02M
Interest Expense - Others 2.08M1.41M0.64M0.49M0.39M0.47M0.48M0.66M0.88M0.99M0.88M
Interest Expenses 13.55M10.17M6.35M3.57M2.88M2.84M3.02M3.98M5.47M7.26M6.19M3.70M2.84M15.84M26.96M
Interest Income - Net 30.69M32.97M33.87M32.66M32.38M33.48M33.49M36.33M41.73M43.73M43.05M39.98M41.01M44.78M46.03M48.80M
Non-interest income
Interest Income - Total 27.48M27.10M28.98M31.07M31.91M30.69M32.41M33.50M39.17M42.69M42.05M37.00M41.43M44.81M43.94M46.34M
Financial Services Fees 0.64M0.75M0.74M0.67M0.64M
Service Charges 2.82M2.20M2.22M1.83M1.80M1.63M1.57M1.98M2.14M2.08M2.12M1.69M1.86M2.44M2.70M3.04M
Investment Gain (Loss) 0.16M-1.07M-1.54M-0.02M
Investment Banking Income 0.98M0.51M0.47M0.78M0.50M0.30M0.34M0.31M0.34M0.40M0.38M1.39M0.95M0.77M0.23M0.21M
Income - Trust 0.23M0.23M0.21M0.20M0.21M0.22M0.22M0.23M0.24M0.26M0.26M0.26M0.28M0.33M0.33M0.40M
Mortgage Banking 0.76M0.36M0.39M0.63M0.51M0.23M0.24M0.23M0.27M0.34M0.31M1.25M0.85M0.70M0.17M0.16M
Card Income 0.81M1.00M1.39M1.70M1.96M2.17M2.40M2.59M3.38M3.66M3.90M4.03M4.64M4.86M4.86M4.97M
Other Non-Interest Income 1.62M5.88M-10.42M5.14M2.70M1.98M4.25M3.20M4.08M3.60M5.09M3.03M1.48M2.19M2.36M1.47M
Non-Interest Income 7.21M6.15M7.22M8.48M8.52M9.79M8.60M8.24M9.44M8.94M9.17M11.44M9.86M10.16M12.63M13.17M
Operating Items
Amortization - Intangibles 0.50M0.57M0.59M0.57M0.56M0.53M0.45M0.41M0.37M0.34M0.29M0.24M0.18M0.16M0.13M
Depreciation & Amortization - Total 1.21M1.14M0.95M0.90M0.76M0.80M0.92M1.05M1.02M1.06M1.10M1.14M1.17M1.32M1.30M
Research & Development 0.69M0.89M1.02M1.05M1.13M1.26M1.46M2.08M2.12M2.00M2.17M2.41M2.76M2.81M3.09M
Wages, Salaries and Other 15.65M16.65M17.42M17.57M17.88M17.50M18.87M20.81M22.19M23.52M21.64M21.65M21.61M23.39M27.78M
Rent Expense 1.61M1.58M1.56M1.57M1.58M1.60M1.85M1.77M1.75M1.77M1.82M1.80M1.91M1.90M1.94M
Restructuring Costs 0.93M0.04M0.01M
Other Operating Expenses 23.14M24.68M26.20M25.85M0.81M25.96M27.75M31.67M32.53M1.26M2.00M31.94M33.20M35.34M39.80M
Operating Expenses 26.64M28.30M29.74M29.38M29.29M29.62M32.90M36.61M37.43M39.50M36.13M37.28M39.04M41.37M46.13M
Operating Income 2.25M2.69M3.34M3.76M3.81M3.87M3.01M4.08M2.98M2.46M2.58M2.94M3.35M3.19M2.81M
EBIT 2.25M2.69M3.34M3.76M3.81M3.87M3.01M4.08M2.98M2.46M2.58M2.94M3.35M3.19M2.81M
Non-operating items
Interest & Investment Income 4.50M8.50M3.50M
Net income details
EBT 6.61M7.90M9.81M11.05M11.19M11.38M8.84M11.99M14.20M11.72M12.31M14.02M15.93M15.20M13.38M
Tax Provisions 1.97M2.06M2.97M2.94M3.64M2.81M2.65M4.49M2.39M1.81M2.05M2.41M2.59M3.31M3.56M
Profit After Tax 5.10M5.83M7.05M8.11M8.07M8.57M6.92M7.51M11.94M9.91M10.26M11.73M13.34M12.63M11.00M
Income from Continuing Operations 4.63M5.83M6.85M8.11M7.56M8.57M6.20M7.51M11.81M9.91M10.26M11.60M13.34M11.89M9.82M
Consolidated Net Income 4.63M5.83M6.85M8.11M7.56M8.57M6.20M7.51M11.81M9.91M10.26M11.60M13.34M11.89M9.82M
Income towards Parent Company 4.63M5.83M6.85M8.11M7.56M8.57M6.20M7.51M11.81M9.91M10.26M11.60M13.34M11.89M9.82M
Net Income towards Common Stockholders 4.63M5.83M6.85M8.11M7.56M8.57M6.20M7.51M11.81M9.91M10.26M11.60M13.34M11.89M9.82M
Additional items
EPS (Basic) 1.281.461.752.001.972.081.591.602.532.082.142.452.802.652.32
Shares Outstanding (Weighted Average) 3.98M4.00M4.03M4.06M4.10M4.12M4.67M4.69M4.73M4.78M4.79M4.77M4.77M4.77M4.71M
EBITDA 4.64M6.58M7.70M
Tax Rate 29.86%26.12%30.24%26.59%32.49%24.68%29.92%37.40%16.83%15.47%16.64%17.22%16.28%21.79%26.59%