Nerdwallet Ratios (2019-2025) | NRDS

Ratios Dec2019 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025
Profitability
Gross Margin (Quarter) 92.78%9.83%42.54%-151.26%94.04%29.07%91.80%274.86%91.86%90.86%34.16%89.68%91.23%29.55%33.04%90.91%23.66%31.51%92.89%-137.18%
EBT Margin (Quarter) -15.11%-23.80%5.89%-8.14%-7.20%-7.27%-6.45%5.35%-0.06%-2.51%3.08%3.96%2.96%-5.51%4.08%0.38%0.62%6.15%16.50%8.83%
EBIT Margin (Quarter) -14.67%-24.78%6.40%-9.45%-7.05%-7.19%-6.17%5.56%-0.47%-2.93%2.62%3.44%2.29%-6.37%3.45%4.73%0.33%5.72%15.99%8.61%
EBITDA Margin (Quarter) -14.67%-24.78%6.40%-9.45%-7.05%-7.19%-6.17%5.56%-0.47%-2.93%2.62%3.44%2.29%-6.37%3.45%4.73%0.33%5.72%15.99%8.61%
Operating Margin (Quarter) -14.67%-24.78%6.40%-9.45%-7.05%-7.19%-6.17%5.56%-0.47%-2.93%2.62%3.44%2.29%-6.37%3.45%4.73%0.33%5.72%15.99%8.61%
Net Margin (Quarter) -14.33%-15.17%-7.92%-7.94%-8.13%-7.43%0.49%6.27%1.00%-7.47%-0.33%-1.72%0.68%-6.24%0.05%21.00%0.10%4.39%12.23%6.21%
FCF Margin (Quarter) -4.22%-17.03%16.65%9.45%0.62%-14.46%12.55%13.94%9.61%-17.31%20.55%15.26%10.69%10.16%7.00%13.71%12.67%5.14%25.85%17.13%
Efficiency
Assets Average (Quarter) 370.10M361.05M415.65M455.50M438.90M431.35M415.70M419.70M432.35M446.15M424.30M420.00M456.30M475.50M484.40M476.95M
Equity Average (Quarter) 45.35M72.10M58.00M53.65M155.20M256.50M259.45M291.05M330.15M351.75M363.40M364.60M365.55M372.80M379.05M350.90M343.30M367.90M380.80M396.20M388.45M
Invested Capital (Quarter) 8.00M112.90M61.50M54.50M52.80M257.60M285.90M293.40M348.90M372.60M392.70M365.00M364.20M366.90M378.70M379.40M322.40M364.20M371.60M390.00M402.40M374.50M
Asset Utilization Ratio (Quarter) 1.131.251.191.181.321.391.461.431.371.341.501.641.611.621.641.75
Leverage & Solvency
Interest Coverage Ratio (Quarter) -44.00-56.7515.75-47.00-45.50-45.00-9.786.58-4.00-21.0020.0023.0018.50-48.0066.0043.507.0053.50172.00194.00
Debt to Equity (Quarter) 0.370.120.120.110.310.090.09
Debt Ratio (Quarter) 0.120.080.080.090.210.070.07
Equity Ratio (Quarter) 0.320.710.680.760.660.800.800.890.870.880.850.850.800.830.780.820.820.81
Times Interest Earned (Quarter) -44.00-56.7515.75-47.00-45.50-45.00-9.786.58-4.00-21.0020.0023.0018.50-48.0066.0043.507.0053.50172.00194.00
Valuation
Enterprise Value (Quarter) -83.40M-167.80M-161.60M-125.80M-138.40M-83.90M-100.80M-67.10M-86.60M-100.40M-110.90M-113.80M-71.70M-66.30M-92.20M-105.30M-120.60M-98.30M
Return Ratios
Return on Sales (Quarter) -0.14%-0.15%-0.08%-0.08%-0.08%-0.07%0.00%0.06%0.01%-0.07%0.00%-0.02%0.01%-0.06%0.00%0.21%0.00%0.04%0.12%0.06%
Return on Capital Employed (Quarter) -0.12%-0.07%-0.11%-0.05%-0.03%-0.01%0.02%0.01%0.02%0.01%0.01%0.03%0.02%0.07%0.13%0.16%
Return on Invested Capital (Quarter) -0.28%-0.15%-0.13%-0.09%-0.03%0.01%0.00%0.00%-0.02%-0.02%-0.01%-0.02%0.17%0.34%0.16%0.21%0.12%
Return on Assets (Quarter) -0.11%-0.10%-0.06%-0.02%0.00%0.00%0.00%-0.03%-0.03%-0.02%-0.02%0.07%0.06%0.10%0.15%0.10%
Return on Equity (Quarter) -0.46%-0.64%-0.27%-0.16%-0.14%-0.09%-0.03%0.01%0.00%0.00%-0.03%-0.03%-0.03%-0.03%0.09%0.08%0.12%0.19%0.13%