Nerdwallet Ratios (2020-2025) | NRDS

Ratios Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Profitability
Gross Margin 23.78%9.83%42.54%36.18%25.56%29.07%27.63%38.38%28.24%31.05%34.16%39.87%33.35%29.55%33.04%30.09%23.66%31.51%37.10%
EBT Margin -15.11%-23.80%5.89%-8.14%-7.20%-7.27%-6.45%5.35%-0.06%-2.51%3.08%3.96%2.96%-5.51%4.08%0.38%0.62%6.15%16.50%
EBIT Margin -14.67%-24.78%6.40%-9.45%-7.05%-7.19%-6.17%5.56%-0.47%-2.93%2.62%3.44%2.29%-6.37%3.45%4.73%0.33%5.72%15.99%
EBITDA Margin -14.67%-24.78%6.40%-9.45%-7.05%-7.19%-6.17%5.56%-0.47%-2.93%2.62%3.44%2.29%-6.37%3.45%4.73%0.33%5.72%15.99%
Operating Margin -14.67%-24.78%6.40%-9.45%-7.05%-7.19%-6.17%5.56%-0.47%-2.93%2.62%3.44%2.29%-6.37%3.45%4.73%0.33%5.72%15.99%
Net Margin -14.33%-15.17%-7.92%-7.94%-8.13%-7.43%0.49%6.27%1.00%-7.47%-0.33%-1.72%0.68%-6.24%0.05%21.00%0.10%4.39%12.23%
FCF Margin -4.56%-16.70%16.65%7.94%-0.23%-13.58%1.19%9.15%5.37%-12.28%20.55%15.26%10.69%3.19%12.49%2.77%10.66%7.38%20.55%
Efficiency
Assets Average 370.10M361.05M415.65M455.50M438.90M431.35M415.70M419.70M432.35M446.15M424.30M420.00M456.30M475.50M484.40M
Equity Average 256.50M259.45M291.05M330.15M351.75M363.40M364.60M365.55M372.80M379.05M350.90M343.30M367.90M380.80M396.20M
Invested Capital 112.90M288.10M285.90M293.40M348.90M372.60M392.70M365.00M364.20M366.90M378.70M379.40M322.40M364.20M371.60M390.00M402.40M
Asset Utilization Ratio 1.131.251.191.181.321.391.461.431.371.341.501.641.611.621.64
Leverage & Solvency
Interest Coverage Ratio -44.00-56.7515.75-47.00-45.50-45.00-9.786.58-4.00-21.0020.0023.0018.50-48.0066.0043.507.0053.50172.00
Debt to Equity 0.370.120.120.110.310.090.09
Debt Ratio 0.120.080.080.090.210.070.07
Equity Ratio 0.320.710.680.760.660.800.800.890.870.880.850.850.800.830.780.820.82
Times Interest Earned -44.00-56.7515.75-47.00-45.50-45.00-9.786.58-4.00-21.0020.0023.0018.50-48.0066.0043.507.0053.50172.00
Valuation
Enterprise Value -83.40M839.02M642.56M406.71M515.49M629.71M1,126.32M654.87M418.87M1,123.25M940.12M1,021.17M928.67M910.44M578.48M712.10M697.16M
Market Capitalization 1,006.82M804.16M532.51M653.89M713.61M1,227.12M721.97M505.47M1,223.65M1,051.02M1,134.97M1,000.37M976.74M670.68M817.40M817.76M
Return Ratios
Return on Sales -0.11%-0.10%-0.08%-0.05%-0.02%0.00%0.00%0.00%-0.02%-0.02%-0.02%-0.02%0.04%0.04%0.06%0.09%
Return on Capital Employed -0.12%-0.07%-0.11%-0.05%-0.03%-0.01%0.02%0.01%0.02%0.01%0.01%0.03%0.02%0.07%0.13%
Return on Invested Capital -0.09%-0.03%
Return on Assets -0.11%-0.10%-0.06%-0.02%0.00%0.00%0.00%-0.03%-0.03%-0.02%-0.02%0.07%0.06%0.10%0.15%
Return on Equity -0.16%-0.14%-0.09%-0.03%0.01%0.00%0.00%-0.03%-0.03%-0.03%-0.03%0.09%0.08%0.12%0.19%