Northfield Bancorp Income Statement (2017-2025) | NFBK

Income Statement Mar2017 Jun2017 Sep2017 Dec2017 Mar2018 Jun2018 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Revenue & Cost
Provisions 0.37M0.51M0.49M0.04M0.03M0.67M1.30M0.61M0.06M0.49M-1.30M0.77M8.18M1.92M0.17M2.47M-2.37M-3.70M-0.15M0.04M0.40M0.15M2.70M1.23M0.86M0.03M0.19M0.27M0.41M-0.62M2.54M1.94M2.58M2.09M1.07M
Revenue 30.82M29.35M29.97M30.40M1.21M1.15M1.24M1.27M1.14M1.21M1.29M1.25M1.12M0.67M1.01M1.17M1.20M1.33M1.37M1.50M1.33M1.38M1.50M1.50M1.38M1.31M1.32M1.47M1.61M1.57M1.61M1.63M1.62M1.69M1.79M
Interest income
Interest income - Loans 29.01M29.65M30.42M31.25M30.79M31.46M32.44M32.91M32.59M33.31M35.28M34.95M35.34M35.34M37.02M38.87M41.28M39.70M38.54M38.70M36.72M39.00M42.31M42.88M43.71M45.30M46.21M46.42M46.05M45.97M46.02M45.90M45.28M46.66M46.40M
Interest income - Investments 1.45M1.32M1.36M-2.67M1.09M1.03M1.10M0.97M1.86M1.70M1.51M1.26M1.02M0.78M0.54M0.53M0.42M0.48M0.49M0.56M0.69M0.99M1.20M1.44M1.39M1.11M1.09M1.49M3.84M3.51M2.68M1.43M0.86M0.73M0.71M
Interest Income - Debt Securities 2.36M2.26M2.17M2.38M2.73M3.07M3.48M3.72M4.07M4.60M5.41M5.63M5.62M4.30M3.42M3.22M2.96M2.68M2.74M2.26M2.48M3.04M3.28M3.66M3.79M3.71M3.66M3.54M4.40M7.36M8.49M9.16M12.01M13.89M14.76M
Interest Income - Deposits 0.08M0.14M0.19M0.17M0.25M0.19M0.28M0.20M0.54M0.25M0.25M0.32M0.17M0.03M0.06M0.04M0.04M0.04M0.06M0.07M0.06M0.17M0.20M0.39M0.58M0.82M0.83M2.02M3.39M2.46M1.21M2.35M1.14M0.71M0.70M
Interest Income - Total 32.07M32.66M33.52M34.62M34.68M35.94M37.73M38.95M39.47M40.19M42.85M42.64M42.73M40.91M41.46M43.05M45.07M43.24M42.15M41.85M40.19M43.46M47.28M48.76M49.93M51.67M52.74M54.46M58.65M60.22M59.32M59.72M60.09M62.42M62.95M
Interest expenses
Interest Expense - Deposits 3.62M3.90M4.17M4.70M5.21M6.05M7.59M8.89M10.25M10.55M10.52M10.02M9.28M7.47M5.64M2.83M1.87M1.67M1.42M1.25M1.16M1.33M2.12M5.67M7.82M10.48M13.61M16.84M19.27M20.66M20.30M22.03M21.19M20.29M19.02M
Interest Expense - Debt 1.77M1.85M2.00M1.96M1.93M2.12M2.21M2.06M1.89M2.48M3.51M4.14M3.52M3.21M3.21M3.17M3.02M2.88M2.31M2.23M2.17M1.92M2.30M2.91M6.39M9.20M8.59M7.87M10.66M10.04M9.95M7.17M6.29M6.92M8.58M
Interest Expenses 5.39M5.75M6.17M6.66M7.14M8.16M9.80M10.94M12.14M13.03M14.03M14.16M12.80M10.68M8.85M6.01M4.89M4.55M3.73M3.48M3.33M3.37M5.27M9.42M15.03M20.51M23.04M25.54M30.76M31.53M31.09M30.04M28.30M28.03M28.43M
Interest Income - Net 26.68M26.91M27.35M27.95M27.54M27.77M27.92M28.00M27.33M27.16M28.82M28.48M29.93M30.23M32.61M37.04M40.18M38.69M38.42M38.37M36.87M40.09M42.01M39.34M34.90M31.16M29.69M28.92M27.88M28.69M28.23M29.68M31.79M34.40M34.51M
Non-interest income
Interest Income - Total 26.30M26.40M26.86M27.91M27.51M27.10M26.62M27.40M27.27M26.67M30.12M27.70M21.75M28.31M32.44M34.56M42.55M42.39M38.56M38.33M36.47M39.94M39.31M38.11M34.03M31.13M29.50M28.65M27.47M29.30M25.69M27.74M29.21M32.31M33.44M
Financial Services Fees 0.87M0.77M0.87M0.81M0.84M0.77M0.86M0.88M
Service Charges 1.22M1.11M1.24M1.14M1.21M1.15M1.24M1.27M
Investment Gain (Loss) 0.41M0.26M0.34M0.11M0.16M0.20M0.41M-1.59M1.09M0.34M0.03M0.53M-1.99M1.63M0.76M1.20M0.36M0.81M-0.07M0.61M-0.80M-1.56M-0.43M0.58M0.51M0.51M-0.29M1.00M0.70M0.19M0.71M0.07M-0.30M1.01M0.80M
Investment Banking Income 0.67M0.04M1.40M0.27M0.18M0.10M
Investment Advisory 0.09M0.06M0.06M0.03M0.11M0.06M0.06M0.07M
Card Income 0.26M0.28M0.30M0.30M0.27M0.31M0.32M0.32M
Trading Income 0.41M0.26M0.34M0.11M
Other Non-Interest Income 2.46M1.01M0.97M0.95M0.95M0.91M0.92M0.92M0.90M1.33M3.27M1.95M0.88M0.86M0.89M1.14M2.43M0.86M0.86M1.54M0.84M0.85M0.86M0.87M0.87M0.89M0.92M0.95M0.96M0.98M1.00M1.28M1.64M1.74M1.86M
Non-Interest Income 4.15M2.44M2.62M2.44M2.40M2.44M2.64M0.64M3.31M2.57M4.73M4.20M0.11M4.24M3.02M4.10M2.64M4.92M2.63M4.27M1.71M0.77M2.29M3.22M3.33M2.82M2.12M3.63M3.38M2.86M3.58M7.00M3.02M4.53M4.73M
Operating Items
Depreciation & Amortization - Total 0.30M0.29M0.28M0.27M0.26M0.25M0.24M0.26M0.26M0.27M0.28M0.28M0.33M0.35M0.42M0.41M0.44M0.44M0.43M0.43M0.43M0.43M0.44M0.44M0.45M0.46M0.48M0.47M0.48M0.48M0.45M0.44M0.41M0.41M0.40M
Research & Development 1.16M1.12M1.16M1.15M1.22M1.15M1.15M1.48M1.26M1.44M1.52M1.46M1.46M1.61M3.06M1.99M1.63M1.80M1.54M1.82M1.71M1.76M1.85M2.09M2.24M2.07M1.99M1.83M2.15M2.18M1.78M1.92M2.12M2.40M2.44M
Wages, Salaries and Other 9.97M9.77M9.59M8.90M9.12M9.12M9.44M7.12M11.02M9.84M9.03M9.68M7.29M10.44M13.31M10.40M10.53M10.81M10.33M12.01M9.51M9.42M10.78M12.25M11.04M12.35M10.92M12.19M12.77M13.39M11.42M11.76M11.78M13.73M13.52M
Rent Expense 2.96M2.70M2.81M2.81M3.10M2.95M3.02M3.04M3.28M3.12M3.08M4.19M3.06M3.02M3.54M5.53M3.70M3.50M3.42M3.33M3.41M3.29M3.35M3.20M3.37M3.24M3.42M3.23M3.55M3.22M3.03M3.25M3.53M3.33M3.08M
Other Operating Expenses 13.12M12.52M12.59M12.16M12.55M12.69M12.69M11.00M14.40M13.93M11.99M12.79M10.83M12.88M16.77M13.25M13.79M14.13M13.64M15.12M13.16M13.24M12.24M15.92M15.06M15.00M14.68M15.45M16.15M17.12M15.12M15.21M15.37M16.83M17.46M
Operating Expenses 17.54M16.62M16.83M16.39M17.13M17.04M17.10M15.78M19.20M18.75M16.87M18.73M15.68M17.86M23.79M21.19M19.56M19.87M19.04M20.69M18.71M18.71M17.87M21.66M21.13M20.77M20.57M20.98M22.33M22.99M20.38M20.82M21.43M22.97M23.38M
EBIT 18.30M17.97M18.82M20.63M19.93M20.67M21.96M23.20M23.52M23.52M32.01M27.33M18.98M25.37M20.53M23.49M30.51M31.98M25.89M25.39M22.80M25.36M28.99M29.10M31.27M33.68M34.10M36.84M39.28M40.70M39.98M43.96M39.10M41.90M43.22M
Net income details
EBT 12.91M12.22M12.65M13.97M12.79M12.51M12.16M12.26M11.38M10.48M17.98M13.17M6.18M14.69M11.68M17.48M25.62M27.43M22.16M21.91M19.47M21.99M23.72M19.68M16.24M13.17M11.06M11.29M8.52M9.17M8.89M13.93M10.80M13.87M14.79M
Tax Provisions 2.96M3.81M4.53M15.69M2.34M1.89M3.08M2.31M2.61M2.28M4.84M3.05M1.62M3.90M3.10M4.42M6.95M7.64M6.08M5.81M5.34M6.11M6.75M5.54M4.53M3.61M2.88M3.07M2.30M3.21M2.36M2.67M2.92M4.29M4.04M
Profit After Tax 9.95M8.41M8.13M-1.72M10.45M10.61M9.08M9.95M8.77M8.20M13.14M10.12M4.55M10.79M8.58M13.06M18.68M19.79M16.08M16.10M14.13M15.87M16.98M14.14M11.71M9.56M8.18M8.22M6.21M5.96M6.52M11.25M7.88M9.57M10.75M
Income from Continuing Operations 9.95M8.41M8.13M-1.72M10.45M10.61M9.08M9.95M8.77M8.20M13.14M10.12M4.55M10.79M8.58M13.06M18.68M19.79M16.08M16.10M14.13M15.87M16.98M14.14M11.71M9.56M8.18M8.22M6.21M5.96M6.52M11.25M7.88M9.57M10.75M
Consolidated Net Income 9.95M8.41M8.13M-1.72M10.45M10.61M9.08M9.95M8.77M8.20M13.14M10.12M4.55M10.79M8.58M13.06M18.68M19.79M16.08M16.10M14.13M15.87M16.98M14.14M11.71M9.56M8.18M8.22M6.21M5.96M6.52M11.25M7.88M9.57M10.75M
Income towards Parent Company 9.95M8.41M8.13M-1.72M10.45M10.61M9.08M9.95M8.77M8.20M13.14M10.12M4.55M10.79M8.58M13.06M18.68M19.79M16.08M16.10M14.13M15.87M16.98M14.14M11.71M9.56M8.18M8.22M6.21M5.96M6.52M11.25M7.88M9.57M10.75M
Net Income towards Common Stockholders 9.95M8.41M8.13M-1.72M10.45M10.61M9.08M9.95M8.77M8.20M13.14M10.12M4.55M10.79M8.58M13.06M18.68M19.79M16.08M16.10M14.13M15.87M16.98M14.14M11.71M9.56M8.18M8.22M6.21M5.96M6.52M11.25M7.88M9.57M10.75M
Additional items
EPS (Basic) 0.220.190.18-0.040.230.230.190.210.190.180.280.220.100.230.170.260.380.400.330.340.300.340.370.310.260.220.190.190.150.140.160.270.190.240.27
EPS (Weighted Average and Diluted) 0.210.180.17-0.040.220.230.190.210.190.170.280.210.100.230.170.260.380.400.330.340.300.340.370.310.260.220.190.190.150.140.160.270.190.240.27
Shares Outstanding (Weighted Average) 48.84M48.85M48.86M48.88M49.06M49.13M49.49M49.54M49.77M49.78M49.25M49.18M49.19M49.29M53.13M53.12M51.76M51.30M50.81M49.62M48.94M48.90M48.41M47.77M46.85M46.53M44.99M44.96M44.46M44.34M43.19M42.90M43.12M42.63M41.81M
Shares Outstanding (Diluted Average) 46.88M47.11M47.16M48.79M48.75M46.44M43.64M41.63M
EBITDA 10.55M9.69M8.14M-3.84M5.98M8.88M7.14M14.38M14.97M15.31M14.16M9.63M10.54M14.78M8.31M11.81M17.78M17.98M13.26M10.53M-11.22M7.90M-5.59M19.64M17.75M6.77M5.27M23.76M6.96M8.26M17.61M8.69M16.00M13.35M13.53M
Tax Rate 22.93%31.16%35.77%18.33%15.14%25.34%18.87%22.93%21.75%26.94%23.17%26.31%26.54%26.51%25.27%27.11%27.85%27.43%26.51%27.44%27.81%28.43%28.14%27.89%27.43%26.02%27.20%27.05%35.05%26.60%19.20%27.05%30.98%27.29%