Retirement Plan Administration Fees was Nbt Bancorp’s largest revenue line in fiscal 2025, bringing in $61.59M of $182.95M (34%).
| Products and Services | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Retirement Plan Administration Fees | $48.11M | $47.22M | $56.59M | $61.59M | ||||||
| Wealth Management | $33.31M | $34.76M | $41.64M | $44.76M | ||||||
| Card Services Income | $29.06M | $20.83M | $22.33M | $23.99M | ||||||
| Atm Fees Are Primarily Generated When A Company Cardholder Uses A Non-Company Atm Or A Non-Company Cardholder Uses A Company Atm | — | — | — | — | ||||||
| Insurance & Other Financial Services Revenue Primarily Consists Of Commissions Received On Insurance And Brokered Investment Product Sales | — | — | — | — | ||||||
| Trust | — | — | — | — | ||||||
| Service Charges On Deposit Accounts | $14.63M | $15.43M | $17.09M | $19.07M | ||||||
| Insurance Services | $14.70M | $15.67M | $17.03M | $18.04M | ||||||
| Insurance & Other Financial Services Revenue Primarily Consists Of Commissions Received On Insurance. The Company Acts As An Intermediary Between The Company'S Customer And The Insurance Carrier | — | — | — | — | ||||||
| Other | $10.86M | $10.84M | $11.03M | $15.52M | ||||||
| Total | $150.67M | $144.74M | $165.71M | $182.95M |
Nbt Bancorp brought in $182.95M from its six revenue lines in fiscal 2025, the year ended December 31, 2025. That was up 10.4% from $165.71M in fiscal 2024. Retirement Plan Administration Fees was the largest at $61.59M (33.7%), ahead of Wealth Management at $44.76M (24.5%) and Card Services Income at $23.99M (13.1%). The other three revenue lines brought in $52.62M combined.
Compared with fiscal 2024, Other grew fastest, up 40.7% to $15.52M. Every revenue line above 2% of revenue grew. From fiscal 2022 to 2025, combined revenue from these revenue lines grew from $150.67M to $182.95M, a compound annual growth rate of 6.7%. Retirement Plan Administration Fees' share of the total rose from 31.9% to 33.7%.
Nbt Bancorp (NBTB) reports its revenue by products and services. In fiscal 2025, Retirement Plan Administration Fees was its largest revenue line, bringing in $61.59M (33.7% of the total), followed by Wealth Management at $44.76M (24.5%).
Retirement Plan Administration Fees was Nbt Bancorp's largest revenue line in fiscal 2025, bringing in $61.59M, or 33.7% of the $182.95M total across its six revenue lines.
Among Nbt Bancorp's revenue lines that make up at least 2% of revenue, Other grew fastest in fiscal 2025, up 40.7% from $11.03M to $15.52M.
Every figure comes from Nbt Bancorp's annual financial filings, as reported. Each line keeps the name Nbt Bancorp gives it, and years follow its fiscal calendar.
Nbt Bancorp's revenue by products and services goes back to fiscal 2016, with figures through fiscal 2025. The latest four fiscal years are free to view, and the full history is available with a Business Quant subscription.