IF Bancorp Income Statement (2017-2025) | IROQ

Income Statement Sep2017 Dec2017 Mar2018 Jun2018 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Revenue & Cost
Provisions 0.41M-0.05M0.11M0.31M0.24M0.14M0.06M-0.03M-0.05M-0.03M0.28M-0.07M0.32M-0.05M-0.10M0.68M-0.13M-0.08M0.24M0.45M-0.09M0.10M0.24M-0.48M0.22M0.36M-0.39M-0.05M0.38M-0.45M-0.26M-0.37M-0.04M
Revenue 0.12M0.10M0.07M0.08M0.10M0.10M0.08M0.08M0.10M0.10M0.09M0.08M0.12M0.10M0.10M0.10M0.09M0.09M0.08M0.09M0.10M0.10M0.09M0.09M0.10M0.11M0.10M0.11M0.12M0.12M0.12M0.12M0.13M
Interest income
Interest income - Loans 4.74M4.92M4.85M5.10M5.50M5.72M5.75M5.86M5.90M5.79M5.74M5.49M5.35M5.37M5.17M5.11M5.28M5.10M4.91M4.90M5.60M6.60M6.69M7.22M7.73M8.70M9.27M9.12M9.47M9.56M9.21M9.38M9.48M
Interest Income - Debt Securities 0.65M0.84M0.73M0.79M0.83M0.83M0.83M0.86M0.92M0.91M0.97M0.85M0.84M0.80M0.70M0.76M0.90M1.14M1.03M1.22M1.33M1.37M1.34M1.31M1.40M1.36M1.36M1.32M1.25M1.27M1.25M1.27M1.34M
Interest Income - Deposits 0.03M0.04M0.04M0.03M0.03M0.04M0.07M0.14M0.14M0.05M0.06M0.02M0.03M0.02M0.02M0.02M0.03M0.03M0.02M0.05M0.09M0.07M0.07M0.07M0.07M0.06M0.03M0.08M0.05M0.06M0.05M0.05M0.13M
Interest Income - Total 5.47M5.67M5.67M5.98M6.42M6.66M6.71M6.93M7.01M6.79M6.80M6.39M6.26M6.24M5.93M5.93M6.25M6.31M6.00M6.23M7.08M8.11M8.20M8.69M9.29M10.23M10.80M10.66M10.91M11.01M10.64M10.85M11.09M
Interest expenses
Interest Expense - Deposits 0.89M1.03M1.17M1.37M1.54M1.74M1.83M2.21M2.28M2.22M2.00M1.41M1.24M1.07M0.79M0.60M0.56M0.51M0.50M0.50M0.62M1.44M2.50M3.44M3.83M4.34M4.76M4.73M4.75M4.69M4.32M4.10M4.10M
Interest Expense - Debt 0.17M0.20M0.20M0.27M0.42M0.43M0.44M0.25M0.14M0.23M0.21M0.07M0.12M0.09M0.10M0.10M0.10M0.09M0.09M0.21M0.62M0.66M0.57M0.87M1.35M1.39M1.13M1.03M1.09M1.09M1.00M0.81M
Interest Expense - Fed Funds 0.17M0.20M0.20M0.27M0.42M0.43M0.44M0.25M0.14M0.23M0.21M0.07M0.12M0.09M0.10M0.10M0.10M0.09M0.09M0.21M0.62M0.66M0.57M0.87M1.35M1.39M1.13M1.03M1.09M1.09M1.00M0.81M
Interest Expenses 1.06M1.22M1.37M1.64M1.96M2.17M2.27M2.46M2.42M2.45M2.21M1.61M1.38M1.19M0.90M0.71M0.68M0.63M0.61M0.61M0.83M2.06M3.16M4.02M4.71M5.84M6.54M6.16M6.09M5.99M5.42M5.10M4.91M
Interest Income - Net 4.41M4.45M4.30M4.34M4.46M4.49M4.44M4.47M4.59M4.34M4.59M4.77M4.89M5.05M5.02M5.22M5.57M5.68M5.39M5.62M6.25M6.04M5.04M4.67M4.58M4.39M4.26M4.50M4.82M5.02M5.22M5.75M6.18M
Non-interest income
Interest Income - Total 4.00M4.50M4.20M4.03M4.22M4.35M4.38M4.50M4.64M4.37M4.31M4.84M4.57M5.10M5.12M4.54M5.70M5.75M5.15M5.17M6.34M5.94M4.80M5.15M4.36M4.02M4.65M4.66M4.44M5.47M5.49M6.12M6.22M
Financial Services Fees 0.18M0.23M0.24M0.23M0.28M0.25M0.23M0.23M0.23M0.23M0.24M0.20M0.23M0.23M0.26M0.25M0.29M0.29M0.29M0.27M0.24M0.20M0.17M0.17M0.17M0.20M0.18M0.19M0.18M0.21M0.30M0.17M0.20M
Service Charges 0.12M0.10M0.07M0.08M
Investment Gain (Loss) 0.01M-0.07M-0.07M-0.11M
Investment Banking Income 0.10M0.05M0.02M0.06M0.09M0.09M0.05M0.12M0.14M0.14M0.15M0.37M0.56M0.48M0.24M0.29M0.23M0.16M0.03M0.10M0.04M0.03M0.05M0.05M0.07M0.04M0.08M0.08M0.10M0.07M0.06M0.07M0.12M
Mortgage Banking 0.07M0.07M0.12M0.13M0.09M0.07M0.03M0.06M0.04M0.12M0.00M-0.04M0.09M0.10M0.26M0.17M0.09M0.14M0.40M0.16M0.18M0.05M0.04M0.09M0.14M-0.05M0.13M0.12M-0.04M0.20M0.06M0.06M0.09M
Other Non-Interest Income 0.23M0.20M1.53M0.07M0.26M0.27M0.19M0.29M0.25M0.29M0.27M0.29M0.26M0.23M0.22M0.33M0.34M0.42M0.32M0.41M0.33M0.31M0.30M0.33M0.31M0.29M0.32M0.29M0.76M0.29M0.30M-0.80M0.34M
Non-Interest Income 1.17M0.98M0.91M1.03M1.28M1.04M0.77M1.07M1.07M1.22M1.17M1.34M1.75M1.46M1.65M1.40M1.54M1.44M1.45M1.06M1.22M0.87M0.94M1.04M1.13M0.92M1.14M1.20M1.41M1.26M1.18M1.10M1.14M
Operating Items
Amortization - Intangibles 0.04M0.04M0.03M0.03M0.03M0.03M0.03M0.03M0.03M0.02M0.01M0.01M0.01M0.01M0.01M0.01M0.01M0.01M0.01M0.02M0.03M0.03M0.03M0.03M0.03M0.03M0.02M0.02M0.02M0.02M0.02M0.02M0.01M
Depreciation & Amortization - Total 0.31M0.35M0.32M0.31M0.33M0.34M0.34M0.36M0.39M0.39M0.40M0.39M0.42M0.42M0.40M0.49M0.52M0.48M0.49M0.51M0.57M0.60M0.56M0.77M0.55M0.59M0.55M0.50M0.58M0.57M0.56M0.58M0.60M
Wages, Salaries and Other 2.34M2.56M2.42M2.42M2.50M2.71M2.62M2.81M2.67M2.71M2.89M2.81M2.88M2.98M3.04M3.00M3.02M3.19M3.39M3.45M3.13M3.08M3.20M3.30M3.02M2.83M3.08M3.08M3.07M3.18M3.45M3.50M3.38M
Rent Expense 0.17M0.19M0.21M0.19M0.21M0.23M0.24M0.21M0.26M0.24M0.24M0.20M0.23M0.22M0.24M0.21M0.24M0.23M0.26M0.22M0.24M0.24M0.25M0.28M0.29M0.29M0.28M0.18M0.28M0.26M0.28M0.26M0.29M
Other Operating Expenses 3.18M3.98M3.31M3.84M3.68M3.76M3.48M3.59M3.55M3.63M3.71M3.68M3.83M3.89M3.97M3.89M3.94M4.15M4.30M4.12M4.04M4.09M4.04M4.37M4.01M3.83M4.01M4.66M4.14M4.22M4.44M4.39M4.57M
Operating Expenses 3.66M4.52M3.83M4.34M4.22M4.33M4.06M4.16M4.19M4.26M4.36M4.28M4.48M4.53M4.61M4.59M4.69M4.86M5.05M4.85M4.85M4.92M4.85M5.42M4.85M4.71M4.84M5.33M5.00M5.04M5.27M5.23M5.46M
Operating Income 0.51M0.32M0.35M0.20M0.27M0.22M0.23M
EBIT 0.51M0.32M0.35M0.20M0.27M0.22M0.23M3.88M3.94M3.78M3.33M3.52M3.22M3.22M3.06M2.06M3.23M2.96M2.17M2.00M3.54M3.95M4.05M4.79M5.35M6.07M7.50M6.69M6.94M7.67M6.81M7.09M6.81M
Net income details
EBT 1.51M0.95M1.27M0.72M1.28M1.07M1.09M1.42M1.51M1.34M1.13M1.91M1.84M2.03M2.16M1.34M2.55M2.33M1.56M1.38M2.71M1.89M0.89M0.77M0.64M0.23M0.95M0.53M0.85M1.68M1.39M1.99M1.90M
Tax Provisions 0.54M1.68M0.28M0.23M0.34M0.28M0.29M0.38M0.41M0.37M0.32M0.54M0.51M0.57M0.60M0.35M0.66M0.63M0.40M0.35M0.74M0.49M0.20M0.17M0.17M0.05M0.24M0.10M0.22M0.46M0.38M0.55M0.51M
Profit After Tax 0.97M-0.73M0.99M0.50M0.93M0.79M0.80M1.03M1.10M0.96M0.81M1.37M1.33M1.46M1.56M0.99M1.89M1.70M1.15M1.03M1.97M1.40M0.69M0.60M0.47M0.18M0.71M0.43M0.63M1.22M1.01M1.44M1.39M
Income from Continuing Operations 0.97M-0.73M0.99M0.50M0.93M0.79M0.80M1.03M1.10M0.96M0.81M1.37M1.33M1.46M1.56M0.99M1.89M1.70M1.15M1.03M1.97M1.40M0.69M0.60M0.47M0.18M0.71M0.43M0.63M1.22M1.01M1.44M1.39M
Consolidated Net Income 0.97M-0.73M0.99M0.50M0.93M0.79M0.80M1.03M1.10M0.96M0.81M1.37M1.33M1.46M1.56M0.99M1.89M1.70M1.15M1.03M1.97M1.40M0.69M0.60M0.47M0.18M0.71M0.43M0.63M1.22M1.01M1.44M1.39M
Income towards Parent Company 0.97M-0.73M0.99M0.50M0.93M0.79M0.80M1.03M1.10M0.96M0.81M1.37M1.33M1.46M1.56M0.99M1.89M1.70M1.15M1.03M1.97M1.40M0.69M0.60M0.47M0.18M0.71M0.43M0.63M1.22M1.01M1.44M1.39M
Net Income towards Common Stockholders 0.97M-0.73M0.99M0.50M0.93M0.79M0.80M1.03M1.10M0.96M0.81M1.37M1.33M1.46M1.56M0.99M1.89M1.70M1.15M1.03M1.97M1.40M0.69M0.60M0.47M0.18M0.71M0.43M0.63M1.22M1.01M1.44M1.39M
Additional items
EPS (Basic) 0.27-0.200.270.130.260.220.240.300.330.320.270.450.440.480.510.330.620.560.370.330.630.440.220.210.150.060.220.150.200.380.310.480.43
EPS (Weighted Average and Diluted) 0.26-0.200.270.140.250.220.240.300.330.310.260.450.440.480.500.320.610.540.370.320.620.430.210.210.140.060.220.150.200.380.310.480.43
Shares Outstanding (Weighted Average) 3.94M3.94M3.94M3.87M3.87M3.87M3.60M3.58M3.56M3.27M3.26M3.24M3.24M3.24M3.24M3.24M3.24M3.25M3.26M3.26M3.26M3.34M3.34M3.35M3.35M3.35M3.35M3.35M3.35M3.35M3.35M3.35M3.35M
EBITDA 0.82M0.67M0.67M0.51M0.60M0.56M0.57M4.24M4.32M4.17M3.73M3.91M3.64M3.64M3.46M2.54M3.75M3.44M2.65M2.51M4.10M4.55M4.62M5.57M5.89M6.67M8.04M7.19M7.52M8.24M7.37M7.67M7.42M
Tax Rate 35.56%21.98%31.45%26.97%26.17%26.24%27.05%27.39%27.84%28.06%28.11%27.78%28.07%27.78%26.12%25.96%26.96%25.84%25.22%27.32%25.71%22.65%22.37%27.30%20.26%25.55%18.83%25.62%27.53%27.32%27.70%26.89%