|
Provisions
|
0.41M | -0.05M | 0.11M | 0.31M | 0.24M | 0.14M | 0.06M | -0.03M | -0.05M | -0.03M | 0.28M | -0.07M | 0.32M | -0.05M | -0.10M | 0.68M | -0.13M | -0.08M | 0.24M | 0.45M | -0.09M | 0.10M | 0.24M | -0.48M | 0.22M | 0.36M | -0.39M | -0.05M | 0.38M | -0.45M | -0.26M | -0.37M | -0.04M |
|
Revenue
|
0.12M | 0.10M | 0.07M | 0.08M | 0.10M | 0.10M | 0.08M | 0.08M | 0.10M | 0.10M | 0.09M | 0.08M | 0.12M | 0.10M | 0.10M | 0.10M | 0.09M | 0.09M | 0.08M | 0.09M | 0.10M | 0.10M | 0.09M | 0.09M | 0.10M | 0.11M | 0.10M | 0.11M | 0.12M | 0.12M | 0.12M | 0.12M | 0.13M |
|
Interest income - Loans
|
4.74M | 4.92M | 4.85M | 5.10M | 5.50M | 5.72M | 5.75M | 5.86M | 5.90M | 5.79M | 5.74M | 5.49M | 5.35M | 5.37M | 5.17M | 5.11M | 5.28M | 5.10M | 4.91M | 4.90M | 5.60M | 6.60M | 6.69M | 7.22M | 7.73M | 8.70M | 9.27M | 9.12M | 9.47M | 9.56M | 9.21M | 9.38M | 9.48M |
|
Interest Income - Debt Securities
|
0.65M | 0.84M | 0.73M | 0.79M | 0.83M | 0.83M | 0.83M | 0.86M | 0.92M | 0.91M | 0.97M | 0.85M | 0.84M | 0.80M | 0.70M | 0.76M | 0.90M | 1.14M | 1.03M | 1.22M | 1.33M | 1.37M | 1.34M | 1.31M | 1.40M | 1.36M | 1.36M | 1.32M | 1.25M | 1.27M | 1.25M | 1.27M | 1.34M |
|
Interest Income - Deposits
|
0.03M | 0.04M | 0.04M | 0.03M | 0.03M | 0.04M | 0.07M | 0.14M | 0.14M | 0.05M | 0.06M | 0.02M | 0.03M | 0.02M | 0.02M | 0.02M | 0.03M | 0.03M | 0.02M | 0.05M | 0.09M | 0.07M | 0.07M | 0.07M | 0.07M | 0.06M | 0.03M | 0.08M | 0.05M | 0.06M | 0.05M | 0.05M | 0.13M |
|
Interest Income - Total
|
5.47M | 5.67M | 5.67M | 5.98M | 6.42M | 6.66M | 6.71M | 6.93M | 7.01M | 6.79M | 6.80M | 6.39M | 6.26M | 6.24M | 5.93M | 5.93M | 6.25M | 6.31M | 6.00M | 6.23M | 7.08M | 8.11M | 8.20M | 8.69M | 9.29M | 10.23M | 10.80M | 10.66M | 10.91M | 11.01M | 10.64M | 10.85M | 11.09M |
|
Interest Expense - Deposits
|
0.89M | 1.03M | 1.17M | 1.37M | 1.54M | 1.74M | 1.83M | 2.21M | 2.28M | 2.22M | 2.00M | 1.41M | 1.24M | 1.07M | 0.79M | 0.60M | 0.56M | 0.51M | 0.50M | 0.50M | 0.62M | 1.44M | 2.50M | 3.44M | 3.83M | 4.34M | 4.76M | 4.73M | 4.75M | 4.69M | 4.32M | 4.10M | 4.10M |
|
Interest Expense - Debt
|
0.17M | 0.20M | 0.20M | 0.27M | 0.42M | 0.43M | 0.44M | 0.25M | 0.14M | 0.23M | 0.21M | 0.07M | 0.12M | | 0.09M | 0.10M | 0.10M | 0.10M | 0.09M | 0.09M | 0.21M | 0.62M | 0.66M | 0.57M | 0.87M | 1.35M | 1.39M | 1.13M | 1.03M | 1.09M | 1.09M | 1.00M | 0.81M |
|
Interest Expense - Fed Funds
|
0.17M | 0.20M | 0.20M | 0.27M | 0.42M | 0.43M | 0.44M | 0.25M | 0.14M | 0.23M | 0.21M | 0.07M | 0.12M | | 0.09M | 0.10M | 0.10M | 0.10M | 0.09M | 0.09M | 0.21M | 0.62M | 0.66M | 0.57M | 0.87M | 1.35M | 1.39M | 1.13M | 1.03M | 1.09M | 1.09M | 1.00M | 0.81M |
|
Interest Expenses
|
1.06M | 1.22M | 1.37M | 1.64M | 1.96M | 2.17M | 2.27M | 2.46M | 2.42M | 2.45M | 2.21M | 1.61M | 1.38M | 1.19M | 0.90M | 0.71M | 0.68M | 0.63M | 0.61M | 0.61M | 0.83M | 2.06M | 3.16M | 4.02M | 4.71M | 5.84M | 6.54M | 6.16M | 6.09M | 5.99M | 5.42M | 5.10M | 4.91M |
|
Interest Income - Net
|
4.41M | 4.45M | 4.30M | 4.34M | 4.46M | 4.49M | 4.44M | 4.47M | 4.59M | 4.34M | 4.59M | 4.77M | 4.89M | 5.05M | 5.02M | 5.22M | 5.57M | 5.68M | 5.39M | 5.62M | 6.25M | 6.04M | 5.04M | 4.67M | 4.58M | 4.39M | 4.26M | 4.50M | 4.82M | 5.02M | 5.22M | 5.75M | 6.18M |
|
Interest Income - Total
|
4.00M | 4.50M | 4.20M | 4.03M | 4.22M | 4.35M | 4.38M | 4.50M | 4.64M | 4.37M | 4.31M | 4.84M | 4.57M | 5.10M | 5.12M | 4.54M | 5.70M | 5.75M | 5.15M | 5.17M | 6.34M | 5.94M | 4.80M | 5.15M | 4.36M | 4.02M | 4.65M | 4.66M | 4.44M | 5.47M | 5.49M | 6.12M | 6.22M |
|
Financial Services Fees
|
0.18M | 0.23M | 0.24M | 0.23M | 0.28M | 0.25M | 0.23M | 0.23M | 0.23M | 0.23M | 0.24M | 0.20M | 0.23M | 0.23M | 0.26M | 0.25M | 0.29M | 0.29M | 0.29M | 0.27M | 0.24M | 0.20M | 0.17M | 0.17M | 0.17M | 0.20M | 0.18M | 0.19M | 0.18M | 0.21M | 0.30M | 0.17M | 0.20M |
|
Service Charges
|
0.12M | 0.10M | 0.07M | 0.08M | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|
Investment Gain (Loss)
|
| | | | | | | | | | | | | | | | | | | | | | 0.01M | | | | | -0.07M | -0.07M | | | | -0.11M |
|
Investment Banking Income
|
0.10M | 0.05M | 0.02M | 0.06M | 0.09M | 0.09M | 0.05M | 0.12M | 0.14M | 0.14M | 0.15M | 0.37M | 0.56M | 0.48M | 0.24M | 0.29M | 0.23M | 0.16M | 0.03M | 0.10M | 0.04M | 0.03M | 0.05M | 0.05M | 0.07M | 0.04M | 0.08M | 0.08M | 0.10M | 0.07M | 0.06M | 0.07M | 0.12M |
|
Mortgage Banking
|
0.07M | 0.07M | 0.12M | 0.13M | 0.09M | 0.07M | 0.03M | 0.06M | 0.04M | 0.12M | 0.00M | -0.04M | 0.09M | 0.10M | 0.26M | 0.17M | 0.09M | 0.14M | 0.40M | 0.16M | 0.18M | 0.05M | 0.04M | 0.09M | 0.14M | -0.05M | 0.13M | 0.12M | -0.04M | 0.20M | 0.06M | 0.06M | 0.09M |
|
Other Non-Interest Income
|
0.23M | 0.20M | 1.53M | 0.07M | 0.26M | 0.27M | 0.19M | 0.29M | 0.25M | 0.29M | 0.27M | 0.29M | 0.26M | 0.23M | 0.22M | 0.33M | 0.34M | 0.42M | 0.32M | 0.41M | 0.33M | 0.31M | 0.30M | 0.33M | 0.31M | 0.29M | 0.32M | 0.29M | 0.76M | 0.29M | 0.30M | -0.80M | 0.34M |
|
Non-Interest Income
|
1.17M | 0.98M | 0.91M | 1.03M | 1.28M | 1.04M | 0.77M | 1.07M | 1.07M | 1.22M | 1.17M | 1.34M | 1.75M | 1.46M | 1.65M | 1.40M | 1.54M | 1.44M | 1.45M | 1.06M | 1.22M | 0.87M | 0.94M | 1.04M | 1.13M | 0.92M | 1.14M | 1.20M | 1.41M | 1.26M | 1.18M | 1.10M | 1.14M |
|
Amortization - Intangibles
|
0.04M | 0.04M | 0.03M | 0.03M | 0.03M | 0.03M | 0.03M | 0.03M | 0.03M | 0.02M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.02M | 0.03M | 0.03M | 0.03M | 0.03M | 0.03M | 0.03M | 0.02M | 0.02M | 0.02M | 0.02M | 0.02M | 0.02M | 0.01M |
|
Depreciation & Amortization - Total
|
0.31M | 0.35M | 0.32M | 0.31M | 0.33M | 0.34M | 0.34M | 0.36M | 0.39M | 0.39M | 0.40M | 0.39M | 0.42M | 0.42M | 0.40M | 0.49M | 0.52M | 0.48M | 0.49M | 0.51M | 0.57M | 0.60M | 0.56M | 0.77M | 0.55M | 0.59M | 0.55M | 0.50M | 0.58M | 0.57M | 0.56M | 0.58M | 0.60M |
|
Wages, Salaries and Other
|
2.34M | 2.56M | 2.42M | 2.42M | 2.50M | 2.71M | 2.62M | 2.81M | 2.67M | 2.71M | 2.89M | 2.81M | 2.88M | 2.98M | 3.04M | 3.00M | 3.02M | 3.19M | 3.39M | 3.45M | 3.13M | 3.08M | 3.20M | 3.30M | 3.02M | 2.83M | 3.08M | 3.08M | 3.07M | 3.18M | 3.45M | 3.50M | 3.38M |
|
Rent Expense
|
0.17M | 0.19M | 0.21M | 0.19M | 0.21M | 0.23M | 0.24M | 0.21M | 0.26M | 0.24M | 0.24M | 0.20M | 0.23M | 0.22M | 0.24M | 0.21M | 0.24M | 0.23M | 0.26M | 0.22M | 0.24M | 0.24M | 0.25M | 0.28M | 0.29M | 0.29M | 0.28M | 0.18M | 0.28M | 0.26M | 0.28M | 0.26M | 0.29M |
|
Other Operating Expenses
|
3.18M | 3.98M | 3.31M | 3.84M | 3.68M | 3.76M | 3.48M | 3.59M | 3.55M | 3.63M | 3.71M | 3.68M | 3.83M | 3.89M | 3.97M | 3.89M | 3.94M | 4.15M | 4.30M | 4.12M | 4.04M | 4.09M | 4.04M | 4.37M | 4.01M | 3.83M | 4.01M | 4.66M | 4.14M | 4.22M | 4.44M | 4.39M | 4.57M |
|
Operating Expenses
|
3.66M | 4.52M | 3.83M | 4.34M | 4.22M | 4.33M | 4.06M | 4.16M | 4.19M | 4.26M | 4.36M | 4.28M | 4.48M | 4.53M | 4.61M | 4.59M | 4.69M | 4.86M | 5.05M | 4.85M | 4.85M | 4.92M | 4.85M | 5.42M | 4.85M | 4.71M | 4.84M | 5.33M | 5.00M | 5.04M | 5.27M | 5.23M | 5.46M |
|
Operating Income
|
0.51M | 0.32M | 0.35M | 0.20M | 0.27M | 0.22M | 0.23M | | | | | | | | | | | | | | | | | | | | | | | | | | |
|
EBIT
|
0.51M | 0.32M | 0.35M | 0.20M | 0.27M | 0.22M | 0.23M | 3.88M | 3.94M | 3.78M | 3.33M | 3.52M | 3.22M | 3.22M | 3.06M | 2.06M | 3.23M | 2.96M | 2.17M | 2.00M | 3.54M | 3.95M | 4.05M | 4.79M | 5.35M | 6.07M | 7.50M | 6.69M | 6.94M | 7.67M | 6.81M | 7.09M | 6.81M |
|
EBT
|
1.51M | 0.95M | 1.27M | 0.72M | 1.28M | 1.07M | 1.09M | 1.42M | 1.51M | 1.34M | 1.13M | 1.91M | 1.84M | 2.03M | 2.16M | 1.34M | 2.55M | 2.33M | 1.56M | 1.38M | 2.71M | 1.89M | 0.89M | 0.77M | 0.64M | 0.23M | 0.95M | 0.53M | 0.85M | 1.68M | 1.39M | 1.99M | 1.90M |
|
Tax Provisions
|
0.54M | 1.68M | 0.28M | 0.23M | 0.34M | 0.28M | 0.29M | 0.38M | 0.41M | 0.37M | 0.32M | 0.54M | 0.51M | 0.57M | 0.60M | 0.35M | 0.66M | 0.63M | 0.40M | 0.35M | 0.74M | 0.49M | 0.20M | 0.17M | 0.17M | 0.05M | 0.24M | 0.10M | 0.22M | 0.46M | 0.38M | 0.55M | 0.51M |
|
Profit After Tax
|
0.97M | -0.73M | 0.99M | 0.50M | 0.93M | 0.79M | 0.80M | 1.03M | 1.10M | 0.96M | 0.81M | 1.37M | 1.33M | 1.46M | 1.56M | 0.99M | 1.89M | 1.70M | 1.15M | 1.03M | 1.97M | 1.40M | 0.69M | 0.60M | 0.47M | 0.18M | 0.71M | 0.43M | 0.63M | 1.22M | 1.01M | 1.44M | 1.39M |
|
Income from Continuing Operations
|
0.97M | -0.73M | 0.99M | 0.50M | 0.93M | 0.79M | 0.80M | 1.03M | 1.10M | 0.96M | 0.81M | 1.37M | 1.33M | 1.46M | 1.56M | 0.99M | 1.89M | 1.70M | 1.15M | 1.03M | 1.97M | 1.40M | 0.69M | 0.60M | 0.47M | 0.18M | 0.71M | 0.43M | 0.63M | 1.22M | 1.01M | 1.44M | 1.39M |
|
Consolidated Net Income
|
0.97M | -0.73M | 0.99M | 0.50M | 0.93M | 0.79M | 0.80M | 1.03M | 1.10M | 0.96M | 0.81M | 1.37M | 1.33M | 1.46M | 1.56M | 0.99M | 1.89M | 1.70M | 1.15M | 1.03M | 1.97M | 1.40M | 0.69M | 0.60M | 0.47M | 0.18M | 0.71M | 0.43M | 0.63M | 1.22M | 1.01M | 1.44M | 1.39M |
|
Income towards Parent Company
|
0.97M | -0.73M | 0.99M | 0.50M | 0.93M | 0.79M | 0.80M | 1.03M | 1.10M | 0.96M | 0.81M | 1.37M | 1.33M | 1.46M | 1.56M | 0.99M | 1.89M | 1.70M | 1.15M | 1.03M | 1.97M | 1.40M | 0.69M | 0.60M | 0.47M | 0.18M | 0.71M | 0.43M | 0.63M | 1.22M | 1.01M | 1.44M | 1.39M |
|
Net Income towards Common Stockholders
|
0.97M | -0.73M | 0.99M | 0.50M | 0.93M | 0.79M | 0.80M | 1.03M | 1.10M | 0.96M | 0.81M | 1.37M | 1.33M | 1.46M | 1.56M | 0.99M | 1.89M | 1.70M | 1.15M | 1.03M | 1.97M | 1.40M | 0.69M | 0.60M | 0.47M | 0.18M | 0.71M | 0.43M | 0.63M | 1.22M | 1.01M | 1.44M | 1.39M |
|
EPS (Basic)
|
0.27 | -0.20 | 0.27 | 0.13 | 0.26 | 0.22 | 0.24 | 0.30 | 0.33 | 0.32 | 0.27 | 0.45 | 0.44 | 0.48 | 0.51 | 0.33 | 0.62 | 0.56 | 0.37 | 0.33 | 0.63 | 0.44 | 0.22 | 0.21 | 0.15 | 0.06 | 0.22 | 0.15 | 0.20 | 0.38 | 0.31 | 0.48 | 0.43 |
|
EPS (Weighted Average and Diluted)
|
0.26 | -0.20 | 0.27 | 0.14 | 0.25 | 0.22 | 0.24 | 0.30 | 0.33 | 0.31 | 0.26 | 0.45 | 0.44 | 0.48 | 0.50 | 0.32 | 0.61 | 0.54 | 0.37 | 0.32 | 0.62 | 0.43 | 0.21 | 0.21 | 0.14 | 0.06 | 0.22 | 0.15 | 0.20 | 0.38 | 0.31 | 0.48 | 0.43 |
|
Shares Outstanding (Weighted Average)
|
3.94M | 3.94M | 3.94M | 3.87M | 3.87M | 3.87M | 3.60M | 3.58M | 3.56M | 3.27M | 3.26M | 3.24M | 3.24M | 3.24M | 3.24M | 3.24M | 3.24M | 3.25M | 3.26M | 3.26M | 3.26M | 3.34M | 3.34M | 3.35M | 3.35M | 3.35M | 3.35M | 3.35M | 3.35M | 3.35M | 3.35M | 3.35M | 3.35M |
|
EBITDA
|
0.82M | 0.67M | 0.67M | 0.51M | 0.60M | 0.56M | 0.57M | 4.24M | 4.32M | 4.17M | 3.73M | 3.91M | 3.64M | 3.64M | 3.46M | 2.54M | 3.75M | 3.44M | 2.65M | 2.51M | 4.10M | 4.55M | 4.62M | 5.57M | 5.89M | 6.67M | 8.04M | 7.19M | 7.52M | 8.24M | 7.37M | 7.67M | 7.42M |
|
Tax Rate
|
35.56% | | 21.98% | 31.45% | 26.97% | 26.17% | 26.24% | 27.05% | 27.39% | 27.84% | 28.06% | 28.11% | 27.78% | 28.07% | 27.78% | 26.12% | 25.96% | 26.96% | 25.84% | 25.22% | 27.32% | 25.71% | 22.65% | 22.37% | 27.30% | 20.26% | 25.55% | 18.83% | 25.62% | 27.53% | 27.32% | 27.70% | 26.89% |