IF Bancorp Income Statement (2011-2025) | IROQ

Income Statement Sep2011 Dec2011 Mar2012 Jun2012 Sep2012 Dec2012 Mar2013 Jun2013 Sep2013 Dec2013 Mar2014 Sep2017 Dec2017 Mar2018 Jun2018 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025
Revenue & Cost
Provisions 0.14M0.20M0.39M0.40M0.10M0.41M0.04M0.04M0.18M0.05M0.14M0.41M-0.05M0.11M0.31M0.24M0.14M0.06M-0.03M-0.05M-0.03M0.28M-0.07M0.32M-0.05M-0.10M0.68M-0.13M-0.08M0.24M0.45M-0.09M0.10M0.37M-0.48M0.22M0.36M-0.39M-0.05M0.38M-0.45M-0.26M-0.37M-0.04M0.03M
Revenue 4.17M4.63M4.53M8.34M4.97M4.62M4.57M4.83M4.59M4.72M4.70M0.12M0.10M0.07M0.08M0.10M0.10M0.08M0.08M0.10M0.10M0.09M0.08M0.12M0.10M0.10M0.10M0.09M0.09M0.08M0.09M0.10M0.10M0.09M0.09M0.10M0.11M0.10M0.11M0.12M0.12M0.12M0.12M0.13M0.15M
Interest income
Interest income - Loans 3.07M3.03M3.05M-9.03M3.03M3.02M3.14M3.26M3.39M3.45M3.44M4.74M4.92M4.85M5.10M5.50M5.72M5.75M5.86M5.90M5.79M5.74M5.49M5.35M5.37M5.17M5.11M5.28M5.10M4.91M4.90M5.60M6.60M6.69M7.22M7.73M8.70M9.27M9.12M9.47M9.56M9.21M9.38M9.48M9.03M
Interest Income - Debt Securities 1.37M1.44M1.42M1.46M1.34M1.26M1.22M1.21M1.12M1.29M1.35M0.65M0.84M0.73M0.79M0.83M0.83M0.83M0.86M0.92M0.91M0.97M0.85M0.84M0.80M0.70M0.76M0.90M1.14M1.03M1.22M1.33M1.37M1.34M1.31M1.40M1.36M1.36M1.32M1.25M1.27M1.25M1.27M1.34M1.32M
Interest Income - Deposits 0.01M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.03M0.04M0.04M0.03M0.03M0.04M0.07M0.14M0.14M0.05M0.06M0.02M0.03M0.02M0.02M0.02M0.03M0.03M0.02M0.05M0.09M0.07M0.07M0.07M0.07M0.06M0.03M0.08M0.05M0.06M0.05M0.05M0.13M0.07M
Interest Income - Total 4.48M4.51M4.50M4.52M4.40M4.31M4.39M4.50M4.55M4.77M4.81M5.47M5.67M5.67M5.98M6.42M6.66M6.71M6.93M7.01M6.79M6.80M6.39M6.26M6.24M5.93M5.93M6.25M6.31M6.00M6.23M7.08M8.11M8.20M8.69M9.29M10.23M10.80M10.66M10.91M11.01M10.64M10.85M11.09M10.54M
Interest expenses
Interest Expense - Deposits 0.33M0.76M0.70M0.61M0.57M0.56M0.55M0.55M0.57M0.58M0.58M0.89M1.03M1.17M1.37M1.54M1.74M1.83M2.21M2.28M2.22M2.00M1.41M1.24M1.07M0.79M0.60M0.56M0.51M0.50M0.50M0.62M1.44M2.50M3.44M3.83M4.34M4.76M4.73M4.75M4.69M4.32M4.10M4.10M3.92M
Interest Expense - Debt 59.00M0.23M0.22M0.23M0.23M0.00M0.21M0.21M0.20M0.09M0.21M0.17M0.20M0.20M0.27M0.42M0.43M0.44M0.25M0.14M0.23M0.21M0.07M0.12M0.09M0.10M0.10M0.10M0.09M0.09M0.21M0.62M0.66M0.57M0.87M1.35M1.39M1.13M1.03M1.09M1.09M1.00M0.81M0.64M
Interest Expense - Fed Funds 0.23M0.23M0.22M0.23M0.23M0.22M0.21M0.21M0.20M0.00M0.21M0.17M0.20M0.20M0.27M0.42M0.43M0.44M0.25M0.14M0.23M0.21M0.07M0.12M0.09M0.10M0.10M0.10M0.09M0.09M0.21M0.62M0.66M0.57M0.87M1.35M1.39M1.13M1.03M1.09M1.09M1.00M0.81M0.64M
Interest Expenses 1.03M0.98M0.92M-2.92M0.80M0.79M0.76M0.76M0.77M0.79M0.79M1.06M1.22M1.37M1.64M1.96M2.17M2.27M2.46M2.42M2.45M2.21M1.61M1.38M1.19M0.90M0.71M0.68M0.63M0.61M0.61M0.83M2.06M3.16M4.02M4.71M5.84M6.54M6.16M6.09M5.99M5.42M5.10M4.91M4.56M
Interest Income - Net 3.44M3.52M3.57M3.67M3.60M3.53M3.64M3.74M3.77M3.98M4.03M4.41M4.45M4.30M4.34M4.46M4.49M4.44M4.47M4.59M4.34M4.59M4.77M4.89M5.05M5.02M5.22M5.57M5.68M5.39M5.62M6.25M6.04M5.04M4.67M4.58M4.39M4.26M4.50M4.82M5.02M5.22M5.75M6.18M5.97M
Non-interest income
Interest Income - Total 3.31M3.33M3.18M3.27M3.50M3.12M3.60M3.70M3.60M3.93M3.88M4.00M4.50M4.20M4.03M4.22M4.35M4.38M4.50M4.64M4.37M4.31M4.84M4.57M5.10M5.12M4.54M5.70M5.75M5.15M5.17M6.34M5.94M4.80M5.15M4.36M4.02M4.65M4.66M4.44M5.47M5.49M6.12M6.22M5.94M
Financial Services Fees 0.18M0.21M0.18M0.12M0.20M0.17M0.20M0.13M0.20M0.17M0.20M0.18M0.23M0.24M0.23M0.28M0.25M0.23M0.23M0.23M0.23M0.24M0.20M0.23M0.23M0.26M0.25M0.29M0.29M0.29M0.27M0.24M0.20M0.17M0.17M0.17M0.20M0.18M0.19M0.18M0.21M0.30M0.17M0.20M0.21M
Service Charges 0.16M0.18M0.13M0.13M0.14M0.15M0.13M0.13M0.15M0.14M0.11M0.12M0.10M0.07M0.08M
Investment Gain (Loss) -0.18M0.01M-0.07M-0.07M-0.11M
Investment Banking Income -0.03M0.11M0.12M-0.52M0.13M0.12M0.04M-0.12M0.04M0.03M0.01M0.10M0.05M0.02M0.06M0.09M0.09M0.05M0.12M0.14M0.14M0.15M0.37M0.56M0.48M0.24M0.29M0.23M0.16M0.03M0.10M0.04M0.03M0.05M0.05M0.07M0.04M0.08M0.08M0.10M0.07M0.06M0.07M0.12M0.15M
Mortgage Banking -0.03M0.11M0.12M0.11M0.11M0.09M0.07M0.16M0.06M0.07M0.03M0.07M0.07M0.12M0.13M0.09M0.07M0.03M0.06M0.04M0.12M0.00M-0.04M0.09M0.10M0.26M0.17M0.09M0.14M0.40M0.16M0.18M0.05M0.04M0.09M0.14M-0.05M0.13M0.12M-0.04M0.20M0.06M0.06M0.09M0.09M
Other Non-Interest Income 0.29M0.14M0.15M-0.16M0.00M0.11M0.06M0.18M0.07M0.14M0.07M0.23M0.07M0.22M1.36M0.26M0.27M0.07M0.29M0.01M0.03M0.27M0.06M0.26M0.23M0.22M0.96M0.24M0.07M0.32M0.02M0.02M0.01M0.01M0.02M0.10M0.29M0.32M-0.27M0.76M0.03M0.30M0.09M0.08M0.13M
Non-Interest Income 0.73M1.10M0.96M0.91M1.37M1.09M0.93M1.09M0.82M0.75M0.67M1.17M0.98M0.91M1.03M1.28M1.04M0.77M1.07M1.07M1.22M1.17M1.34M1.75M1.46M1.65M1.40M1.54M1.44M1.45M1.06M1.22M0.87M0.94M1.04M1.13M0.92M1.14M1.20M1.41M1.26M1.18M1.10M1.14M1.36M
Operating Items
Amortization - Intangibles 0.03M0.03M0.03M0.03M0.03M0.03M0.03M0.03M0.03M0.03M0.02M0.04M0.04M0.03M0.03M0.03M0.03M0.03M0.03M0.03M0.02M0.01M0.01M0.01M0.01M0.01M0.01M0.01M0.01M0.01M0.02M0.03M0.03M0.03M0.03M0.03M0.03M0.02M0.02M0.02M0.02M0.02M0.02M0.01M0.01M
Depreciation & Amortization - Total 0.17M0.16M0.18M0.21M0.21M0.25M0.25M0.23M0.22M0.22M0.22M0.31M0.35M0.32M0.31M0.33M0.34M0.34M0.36M0.39M0.39M0.40M0.39M0.42M0.42M0.40M0.49M0.52M0.48M0.49M0.51M0.57M0.60M0.56M0.77M0.55M0.59M0.55M0.50M0.58M0.57M0.56M0.58M0.60M0.56M
Wages, Salaries and Other 1.75M1.75M1.81M1.87M1.88M0.01M2.03M2.09M2.12M2.07M2.14M2.34M2.56M2.42M2.42M2.50M2.71M2.62M2.81M2.67M2.71M2.89M2.81M2.88M2.98M3.04M3.00M3.02M3.19M3.39M3.45M3.13M3.08M3.20M3.30M3.02M2.83M3.08M3.08M3.07M3.18M3.45M3.50M3.38M3.13M
Rent Expense 0.12M0.11M0.12M0.10M0.13M449.000.13M0.12M0.13M0.12M0.14M0.17M0.19M0.21M0.19M0.21M0.23M0.24M0.21M0.26M0.24M0.24M0.20M0.23M0.22M0.24M0.21M0.24M0.23M0.26M0.22M0.24M0.24M0.25M0.28M0.29M0.29M0.28M0.18M0.28M0.26M0.28M0.26M0.29M0.26M
Other Operating Expenses 6.06M2.54M2.51M-9.07M2.75M-0.24M2.70M2.97M2.98M2.94M2.92M3.18M3.98M3.31M3.84M3.68M3.76M3.48M3.59M3.55M3.63M3.71M3.68M3.83M3.89M3.97M3.89M3.94M4.15M4.30M4.12M4.04M4.09M4.04M4.37M4.01M3.83M4.01M4.66M4.14M4.22M4.44M4.39M4.57M4.65M
Operating Expenses 6.35M2.81M2.81M-8.77M3.09M0.01M3.08M3.32M3.32M3.28M3.28M3.66M4.52M3.83M4.34M4.22M4.33M4.06M4.16M4.19M4.26M4.36M4.28M4.48M4.53M4.61M4.59M4.69M4.86M5.05M4.85M4.85M4.92M4.85M5.42M4.85M4.71M4.84M5.33M5.00M5.04M5.27M5.23M5.46M5.47M
Operating Income -0.79M0.60M0.36M0.49M0.50M0.37M0.47M0.43M0.51M0.32M0.35M0.20M0.27M0.22M0.23M
EBIT -0.79M2.60M2.25M-6.62M0.60M0.36M0.49M0.50M0.37M0.47M0.43M0.51M0.32M0.35M0.20M0.27M0.22M0.23M3.88M3.94M3.78M3.33M3.52M3.22M3.22M3.06M2.06M3.23M2.96M2.17M2.00M3.54M3.95M4.05M4.79M5.35M6.07M7.50M6.69M6.94M7.67M6.81M7.09M6.81M6.39M
Non-operating items
Non Operating Income -0.00M
Net income details
EBT -2.31M1.62M1.33M-3.70M1.78M0.00M1.44M1.48M1.09M1.40M1.27M1.51M0.95M1.27M0.72M1.28M1.07M1.09M1.42M1.51M1.34M1.13M1.91M1.84M2.03M2.16M1.34M2.55M2.33M1.56M1.38M2.71M1.89M0.89M0.77M0.64M0.23M0.95M0.53M0.85M1.68M1.39M1.99M1.90M1.82M
Tax Provisions -0.94M0.60M0.48M-1.31M0.65M559.000.52M0.53M0.35M0.50M0.44M0.54M1.68M0.28M0.23M0.34M0.28M0.29M0.38M0.41M0.37M0.32M0.54M0.51M0.57M0.60M0.35M0.66M0.63M0.40M0.35M0.74M0.49M0.20M0.17M0.17M0.05M0.24M0.10M0.22M0.46M0.38M0.55M0.51M0.49M
Profit After Tax -1.38M1.02M0.85M0.90M1.13M0.00M0.92M0.94M0.74M0.90M0.83M0.97M-0.73M0.99M0.50M0.93M0.79M0.80M1.03M1.10M0.96M0.81M1.37M1.33M1.46M1.56M0.99M1.89M1.70M1.15M1.03M1.97M1.40M0.69M0.60M0.47M0.18M0.71M0.43M0.63M1.22M1.01M1.44M1.39M1.33M
Income from Continuing Operations -1.38M1.02M0.85M-2.40M1.13M0.00M0.92M0.94M0.74M0.90M0.83M0.97M-0.73M0.99M0.50M0.93M0.79M0.80M1.03M1.10M0.96M0.81M1.37M1.33M1.46M1.56M0.99M1.89M1.70M1.15M1.03M1.97M1.40M0.69M0.60M0.47M0.18M0.71M0.43M0.63M1.22M1.01M1.44M1.39M1.33M
Consolidated Net Income -1.38M1.02M0.85M-2.40M1.13M0.00M0.92M0.94M0.74M0.90M0.83M0.97M-0.73M0.99M0.50M0.93M0.79M0.80M1.03M1.10M0.96M0.81M1.37M1.33M1.46M1.56M0.99M1.89M1.70M1.15M1.03M1.97M1.40M0.69M0.60M0.47M0.18M0.71M0.43M0.63M1.22M1.01M1.44M1.39M1.33M
Income towards Parent Company -1.38M1.02M0.85M-2.40M1.13M0.00M0.92M0.94M0.74M0.90M0.83M0.97M-0.73M0.99M0.50M0.93M0.79M0.80M1.03M1.10M0.96M0.81M1.37M1.33M1.46M1.56M0.99M1.89M1.70M1.15M1.03M1.97M1.40M0.69M0.60M0.47M0.18M0.71M0.43M0.63M1.22M1.01M1.44M1.39M1.33M
Net Income towards Common Stockholders -1.38M1.02M0.85M-2.40M1.13M0.00M0.92M0.94M0.74M0.90M0.83M0.97M-0.73M0.99M0.50M0.93M0.79M0.80M1.03M1.10M0.96M0.81M1.37M1.33M1.46M1.56M0.99M1.89M1.70M1.15M1.03M1.97M1.40M0.69M0.60M0.47M0.18M0.71M0.43M0.63M1.22M1.01M1.44M1.39M1.33M
Additional items
EPS (Basic) -0.310.230.190.210.254.380.220.220.180.220.210.27-0.200.270.130.260.220.240.300.330.320.270.450.440.480.510.330.620.560.370.330.630.440.220.210.150.060.220.150.200.380.310.480.430.41
EPS (Weighted Average and Diluted) -0.00M4.380.00M0.26-0.200.270.140.250.220.240.300.330.310.260.450.440.480.500.320.610.540.370.320.620.430.210.210.140.060.220.150.200.380.310.480.430.41
Shares Outstanding (Weighted Average) 310.00320.00860.00
Shares Outstanding (Diluted Average) 310.00320.00860.00
EBITDA -0.62M2.77M2.43M-6.41M0.82M0.61M0.74M0.73M0.59M0.69M0.66M0.82M0.67M0.67M0.51M0.60M0.56M0.57M4.24M4.32M4.17M3.73M3.91M3.64M3.64M3.46M2.54M3.75M3.44M2.65M2.51M4.10M4.55M4.62M5.57M5.89M6.67M8.04M7.19M7.52M8.24M7.37M7.67M7.42M6.95M
Tax Rate 40.48%36.79%36.05%35.29%36.35%28.53%35.92%36.04%32.11%35.84%34.54%35.56%176.55%21.98%31.45%26.97%26.17%26.24%27.05%27.39%27.84%28.06%28.11%27.78%28.07%27.78%26.12%25.96%26.96%25.84%25.22%27.32%25.71%22.65%22.37%27.30%20.26%25.55%18.83%25.62%27.53%27.32%27.70%26.89%27.11%