Other Noninterest Income was First National’s largest product and service line in fiscal 2025, bringing in $4.87M of $23.02M (21%).
| Product and Service | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 |
|---|---|---|---|---|---|---|---|---|
| Other Noninterest Income | — | — | $6.34M | $4.87M | ||||
| Atm & Check Card Fees | $3.30M | $3.45M | $3.31M | — | ||||
| Credit & Debit Card | $3.30M | $3.45M | $3.31M | — | ||||
| Deposit Account | $2.68M | $2.78M | — | $3.96M | ||||
| Service Charges On Deposit Accounts | $2.68M | $2.78M | — | $3.96M | ||||
| Asset Management | $3.01M | $3.12M | $3.62M | $3.61M | ||||
| Wealth Management Fees | $3.01M | $3.12M | $3.62M | $3.61M | ||||
| Financial Service, Other | $839.00K | $770.00K | $966.00K | $1.19M | ||||
| Fees For Other Customer Services | $839.00K | $770.00K | $966.00K | $1.19M | ||||
| Mortgage Banking | $245.00K | $119.00K | $252.00K | $649.00K | ||||
| Total | $19.89M | $20.36M | $22.36M | $23.02M |
First National brought in $23.02M from its eight product and service lines in fiscal 2025, the year ended December 31, 2025. First National regrouped these lines after fiscal 2024, so the total does not compare directly with that year's $22.36M. Other Noninterest Income was the largest at $4.87M (21.1%), ahead of Deposit Account at $3.96M (17.2%) and Service Charges On Deposit Accounts at $3.96M (17.2%). The other five lines brought in $10.25M combined.
Compared with fiscal 2024, Mortgage Banking grew fastest, up 157.5% to $649.00K, while Other Noninterest Income fell the most, down 23.2% to $4.87M.
First National began breaking out Other Noninterest Income in fiscal 2024, when it brought in $6.34M. First National stopped reporting Atm & Check Card Fees ($3.31M in fiscal 2024) and Credit & Debit Card ($3.31M in fiscal 2024) as separate lines.
First National (FXNC) reports its revenue by product and service. In fiscal 2025, Other Noninterest Income was its largest product and service line, bringing in $4.87M (21.1% of the total), followed by Deposit Account at $3.96M (17.2%).
Other Noninterest Income was First National's largest product and service line in fiscal 2025, bringing in $4.87M, or 21.1% of the $23.02M total across its eight product and service lines.
Every figure comes from First National's annual financial filings, as reported. Each line keeps the name First National gives it, and years follow its fiscal calendar.
First National's revenue by product and service goes back to fiscal 2018, with figures through fiscal 2025. The latest four fiscal years are free to view, and the full history is available with a Business Quant subscription.