First Savings Financial Group, Inc. Ratios

Ratios Sep2010 Sep2011 Sep2012 Sep2013 Sep2014 Sep2015 Sep2016 Sep2017 Sep2018 Sep2019 Sep2020 Sep2021 Sep2022 Sep2023 Sep2024 Sep2025
Profitability
EBT Margin 14.90%24.12%23.22%2,052.68%1,314.61%1,325.96%457.74%367.26%368.95%460.04%1,143.95%876.64%317.95%145.33%276.50%460.85%
EBIT Margin 41.43%46.93%42.12%3,294.32%1,940.49%1,927.55%799.02%124.86%90.40%96.61%240.23%182.23%66.77%30.52%58.06%96.77%
Operating Margin 124.86%90.40%96.61%240.23%182.23%66.77%30.52%58.06%96.77%
Net Margin 11.40%16.52%16.64%1,427.44%918.84%1,047.77%642.83%289.04%272.55%389.17%834.09%657.36%282.62%145.15%257.23%397.34%
FCF Margin 19.03%40.01%-0.85%2,074.76%1,370.77%-165.29%738.08%-82.40%409.28%-1,241.61%-3,597.58%2,396.42%2,718.17%529.38%1,713.08%1,342.48%
Efficiency
Inventory Average 5.86M7.19M7.14M
Assets Average 649.68M686.79M731.54M773.23M843.82M962.77M1,128.49M1,493.60M1,743.01M1,907.56M2,191.29M2,369.61M2,424.95M
Equity Average 82.59M84.67M90.72M90.47M89.85M96.68M110.75M139.41M168.97M165.97M151.27M164.05M185.30M
Invested Capital 82.93M82.25M87.08M94.36M86.58M93.11M100.25M121.26M157.56M180.38M151.56M150.98M177.12M193.48M
Asset Utilization Ratio 0.000.000.000.000.000.000.000.000.000.000.000.000.00
Leverage & Solvency
Interest Coverage Ratio 1.562.062.232.653.103.202.340.900.570.390.931.030.340.040.050.09
Debt to Equity 0.641.090.910.011.401.270.901.841.971.392.032.411.702.25
Debt Ratio 0.080.140.110.000.150.130.090.180.180.150.150.160.120.18
Equity Ratio 0.130.120.120.130.110.100.100.100.090.100.070.070.070.08
Times Interest Earned 1.562.062.232.653.103.202.340.900.570.390.931.030.340.040.050.09
Dividends & Payouts
FCF Payout Ratio 0.04-1.160.240.12-0.960.12-0.460.08-0.03-0.010.020.030.130.040.06
Valuation
Enterprise Value 31.59M36.66M3.66M28.02M28.70M40.20M41.13M78.31M-68.20M142.31M124.61M192.37M146.00M93.68M111.76M187.42M
Market Capitalization 46.01M52.05M54.35M74.24M79.73M119.75M156.50M148.58M129.08M199.24M162.94M101.10M163.90M219.27M
Return Ratios
Return on Sales 0.11%0.17%0.17%14.81%9.49%10.75%6.48%2.89%3.08%3.89%8.34%6.57%2.83%1.32%-0.47%3.91%
Return on Invested Capital 0.09%0.09%0.11%0.04%0.03%0.03%0.05%0.04%0.02%0.01%0.03%
Return on Assets 0.01%0.01%0.01%0.01%0.01%0.01%0.02%0.02%0.02%0.01%0.00%0.00%0.01%
Return on Equity 0.06%0.06%0.07%0.09%0.10%0.13%0.15%0.24%0.18%0.09%0.05%-0.02%0.12%