First Savings Financial Group, Inc. Income Statement

Income Statement Sep2010 Sep2011 Sep2012 Sep2013 Sep2014 Sep2015 Sep2016 Sep2017 Sep2018 Sep2019 Sep2020 Sep2021 Sep2022 Sep2023 Sep2024 Sep2025
Revenue & Cost
Provisions 1.60M1.60M1.53M1.86M1.25M0.86M0.64M1.30M1.35M1.46M7.96M2.42M1.91M2.61M3.49M0.33M
Revenue 23.06M23.61M24.74M0.32M0.57M0.63M1.22M3.22M4.00M4.37M4.09M4.56M5.44M5.63M5.28M5.83M
Interest income
Interest income - Loans 22.21M20.69M20.61M21.13M20.96M21.44M22.88M27.09M34.06M42.70M50.17M58.11M62.11M89.80M110.40M115.60M
Interest income - Investments 0.07M0.11M0.15M0.20M0.24M0.30M0.31M0.31M0.47M0.64M0.62M0.58M0.73M1.44M1.56M1.99M
Interest Income - Debt Securities 3.30M4.32M4.00M4.25M4.52M3.97M3.69M3.31M4.21M6.22M10.44M11.47M10.17M12.71M4.88M6.11M
Interest Income - Deposits 0.02M0.02M0.01M0.03M0.04M0.05M0.11M0.18M0.44M0.86M0.42M0.07M0.16M0.87M1.04M0.70M
Interest Income - Total 26.26M25.98M25.99M27.18M27.49M27.99M29.46M33.92M42.16M50.99M57.70M65.26M71.19M103.23M121.99M127.53M
Interest expenses
Interest Expense - Deposits 4.77M3.97M3.48M2.80M2.38M2.43M2.49M2.76M4.28M6.94M5.66M3.19M4.90M27.67M48.10M46.78M
Interest Expense - Debt 1.01M1.09M1.13M1.06M0.97M1.17M1.51M1.67M2.02M2.68M3.35M3.20M3.33M10.74M12.61M13.06M
Interest Expense - Fed Funds 0.34M0.33M0.07M0.01M0.00M0.00M0.00M0.02M0.00M0.00M0.00M
Interest Expense - Others 0.07M0.20M0.18M0.16M0.03M1.28M1.31M1.29M2.31M3.24M3.22M2.38M
Interest Expenses 6.12M5.38M4.67M3.94M3.56M3.78M4.17M4.46M6.34M10.91M10.54M8.09M10.54M41.66M63.93M62.22M
Interest Income - Net 20.14M20.60M21.32M23.24M23.94M24.21M25.29M29.46M35.82M40.09M47.16M57.17M60.65M61.57M58.06M65.31M
Non-interest income
Interest Income - Total 18.54M18.99M19.79M21.38M22.69M23.35M24.65M28.16M34.47M38.63M39.20M58.94M58.74M58.96M54.97M64.98M
Financial Services Fees 0.17M0.25M0.28M0.29M0.33M0.37M0.37M0.38M1.50M0.76M0.37M0.04M0.06M
Service Charges 1.64M1.33M1.25M1.25M1.26M1.33M1.22M1.35M1.73M1.96M1.58M1.47M1.86M2.02M1.95M2.23M
Investment Gain (Loss) 0.15M0.10M0.03M0.00M0.12M0.03M0.10M-0.07M0.01M0.48M-0.55M
Investment Banking Income 0.13M0.29M0.20M0.51M0.29M0.82M1.15M4.73M5.51M27.48M88.74M56.68M-12.38M3.96M2.00M8.94M
Mortgage Banking 0.43M0.53M2.32M33.04M120.73M104.50M38.34M14.33M0.20M0.36M
Trading Income 0.22M0.46M0.70M0.44M0.75M0.20M0.04M
Other Non-Interest Income 0.66M-1.10M1.48M1.42M1.27M1.07M0.55M5.40M9.29M39.49M129.26M115.88M45.78M19.71M7.25M13.01M
Non-Interest Income 2.92M3.01M3.42M4.26M5.05M5.98M3.37M8.62M13.29M43.85M133.35M120.44M51.23M25.34M12.53M18.84M
Operating Items
Amortization - Intangibles 0.67M0.85M1.22M1.56M1.73M2.23M2.47M3.01M3.55M4.03M4.42M4.72M5.86M7.26M5.29M5.45M
Research & Development 1.84M1.05M1.34M1.19M1.24M1.39M1.59M1.36M2.42M1.82M2.15M2.55M2.62M4.86M2.62M3.25M
Wages, Salaries and Other 8.93M8.75M9.08M10.51M11.17M11.81M12.86M15.09M19.73M42.90M92.90M102.95M61.21M43.94M31.99M34.93M
Rent Expense 2.12M1.80M1.88M2.26M2.56M2.62M2.70M2.79M3.63M6.09M8.96M9.91M8.17M7.94M6.95M6.49M
Other Operating Expenses 14.06M13.46M14.25M15.69M16.48M0.41M1.86M4.20M5.49M4.57M5.67M8.74M0.72M63.32M43.33M47.23M
Operating Expenses 18.02M16.31M17.46M19.13M20.27M21.00M22.43M24.95M33.01M62.39M125.81M139.41M92.66M76.12M52.89M56.96M
Operating Income 4.02M3.62M4.22M9.82M8.31M3.63M1.72M3.07M5.64M
EBIT 9.55M11.08M10.42M10.44M11.02M12.11M9.76M4.02M3.62M4.22M9.82M8.31M3.63M1.72M3.07M5.64M
Non-operating items
Non Operating Investment Income -0.12M-0.03M-0.04M-0.01M4.24M0.23M-0.58M
Interest & Investment Income 0.41M0.43M0.53M2.32M33.01M60.65M61.57M58.06M65.31M
Net income details
EBT 3.44M5.69M5.75M6.51M7.47M8.33M5.59M11.83M14.76M20.09M46.74M39.97M17.31M8.18M14.61M26.86M
Tax Provisions 0.81M1.68M1.46M1.81M2.08M1.58M-2.32M2.52M2.42M3.10M12.66M10.00M1.92M0.73M17.07M4.08M
Profit After Tax 2.63M4.01M4.29M4.70M5.39M6.75M7.91M9.31M12.34M17.00M34.08M29.97M15.39M8.17M13.59M23.16M
Equity Income 0.01M-0.02M0.05M-0.01M0.06M0.49M0.40M
Net Income - Minority -1.43M
Income from Non-Controlling Interests 1.43M0.82M0.73M0.40M-9.72M-12.73M-2.44M
Income from Continuing Operations 2.63M4.01M4.29M4.70M5.39M6.75M7.91M9.31M12.34M17.00M34.08M29.97M15.39M7.46M-2.46M22.79M
Consolidated Net Income 2.63M4.01M4.29M4.70M5.39M6.75M7.91M9.31M12.34M17.00M34.08M29.97M15.39M7.46M-2.46M22.79M
Income towards Parent Company 2.63M4.01M4.29M4.70M5.39M6.75M7.91M9.31M10.90M17.00M34.08M29.97M15.39M7.46M-2.46M22.79M
Preferred Dividend Payments 0.12M0.17M0.17M0.17M0.17M0.06M
Net Income towards Common Stockholders 2.63M3.90M4.12M4.53M5.22M6.58M7.85M9.31M10.90M17.00M34.08M29.97M15.39M8.17M13.59M23.16M
Additional items
EPS (Basic) 1.171.821.902.092.463.073.574.204.832.334.724.162.181.191.993.37
EPS (Weighted Average and Diluted) 1.171.781.851.992.342.933.413.974.602.274.684.122.151.191.983.32
Shares Outstanding (Weighted Average) 7.08M6.94M6.53M6.55M6.61M6.73M6.88M7.05M7.13M7.13M7.09M6.87M6.88M6.98M
Shares Outstanding (Diluted Average) 2.23M2.27M2.23M2.25M2.30M2.35M2.37M7.12M7.13M7.17M7.14M6.88M6.86M6.98M
Tax Rate 23.51%29.49%25.38%27.83%27.82%18.93%21.30%16.41%15.41%27.09%25.01%11.11%8.87%15.18%