First Guaranty Bancshares reported a net margin of 9.47% for the quarter ended Jun 2026. These financial ratios cover 65 quarters of results from Jun 2010 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Jun2010 | Sep2010 | Dec2010 | Mar2011 | Jun2011 | Sep2011 | Dec2011 | Mar2012 | Jun2012 | Sep2012 | Dec2012 | Mar2013 | Jun2013 | Sep2013 | Dec2013 | Mar2014 | Jun2014 | Sep2014 | Dec2014 | Mar2015 | Jun2015 | Sep2015 | Dec2015 | Mar2016 | Jun2016 | Sep2016 | Dec2016 | Mar2017 | Jun2017 | Sep2017 | Dec2017 | Mar2018 | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
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| Profitability | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| EBT Margin | 33.66% | 32.36% | 31.30% | 31.29% | 32.02% | 21.11% | 14.95% | 12.08% | 8.29% | 5.72% | 10.43% | 25.44% | 8.37% | 4.03% | -27.39% | -32.63% | -183.44% | 10.47% | 12.84% | 14.43% | |||||||||||||||||||||||||||||||||||||||||||||
| EBIT Margin | 52.76% | 49.68% | 49.28% | 50.29% | 62.88% | 70.62% | 77.69% | 92.33% | 105.74% | 109.22% | 118.46% | 113.59% | 125.04% | 125.28% | 83.17% | 77.77% | -77.26% | 120.79% | 127.27% | 110.80% | |||||||||||||||||||||||||||||||||||||||||||||
| EBITDA Margin | 52.76% | 49.68% | 49.28% | 50.29% | 62.88% | 70.62% | 77.69% | 92.33% | 105.74% | 109.22% | 118.46% | 113.59% | 125.04% | 125.28% | 83.17% | 77.77% | -77.26% | 120.79% | 127.27% | 110.80% | |||||||||||||||||||||||||||||||||||||||||||||
| Net Margin | 24.67% | 23.78% | 22.92% | 23.00% | 23.52% | 14.98% | 9.54% | 7.35% | 4.27% | 2.55% | 6.02% | 18.00% | 4.52% | 1.48% | -23.14% | -27.13% | -154.82% | 6.70% | 7.83% | 9.47% | |||||||||||||||||||||||||||||||||||||||||||||
| FCF Margin | 37.84% | 55.44% | 25.51% | 34.39% | 39.64% | 8.46% | 9.63% | 15.57% | -24.25% | 22.18% | 1.38% | 17.97% | 16.77% | 64.48% | 17.77% | -63.97% | 97.60% | -90.77% | 182.69% | -51.04% | |||||||||||||||||||||||||||||||||||||||||||||
| Efficiency | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Assets AverageAssets Avg. | 2,784.78M | 2,851.31M | 2,894.12M | 2,934.74M | 3,028.08M | 3,124.07M | 3,194.57M | 3,236.92M | 3,327.14M | 3,485.50M | 3,554.28M | 3,585.68M | 3,769.79M | 3,948.37M | 3,901.00M | 3,899.43M | 3,883.46M | 3,937.83M | 4,018.43M | 3,926.78M | |||||||||||||||||||||||||||||||||||||||||||||
| Invested CapitalInvested Cap. | 245.07M | 249.06M | 256.11M | 270.08M | 274.18M | 276.92M | 269.79M | 378.86M | 413.82M | 414.63M | 405.32M | 410.14M | 391.40M | 390.05M | 386.44M | 398.09M | 356.07M | 361.22M | 358.99M | 362.35M | |||||||||||||||||||||||||||||||||||||||||||||
| Asset Utilization RatioAsset Util. | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | |||||||||||||||||||||||||||||||||||||||||||||
| Leverage & Solvency | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | 2.76 | 2.87 | 2.74 | 2.65 | 2.04 | 1.43 | 1.24 | 1.15 | 1.09 | 1.06 | 1.10 | 1.29 | 1.07 | 1.03 | 0.75 | 0.70 | -0.73 | 1.09 | 1.11 | 1.15 | |||||||||||||||||||||||||||||||||||||||||||||
| Debt Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.04 | 0.05 | 0.05 | 0.04 | 0.04 | 0.03 | 0.03 | 0.04 | 0.03 | 0.04 | 0.03 | 0.03 | 0.03 | |||||||||||||||||||||||||||||||||||||||||||||
| Times Interest Earned | 2.76 | 2.87 | 2.74 | 2.65 | 2.04 | 1.43 | 1.24 | 1.15 | 1.09 | 1.06 | 1.10 | 1.29 | 1.07 | 1.03 | 0.75 | 0.70 | -0.73 | 1.09 | 1.11 | 1.15 | |||||||||||||||||||||||||||||||||||||||||||||
| Dividends & Payouts | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Dividend Coverage RatioDiv. Cover | 4.62 | 4.35 | 4.08 | 4.40 | 4.36 | 2.65 | 1.68 | 1.14 | 0.65 | 0.36 | 0.86 | 3.31 | 1.35 | 3.40 | -53.98 | -61.12 | -301.89 | 12.05 | 13.68 | 17.27 | |||||||||||||||||||||||||||||||||||||||||||||
| FCF Payout RatioFCF Cover | 0.14 | 0.10 | 0.22 | 0.15 | 0.14 | 0.67 | 0.59 | 0.41 | -0.27 | 0.32 | 5.05 | 0.30 | 0.20 | 0.01 | 0.02 | -0.01 | 0.01 | -0.01 | 0.00 | -0.01 | |||||||||||||||||||||||||||||||||||||||||||||
| Payout Ratio | 0.22 | 0.23 | 0.24 | 0.23 | 0.23 | 0.38 | 0.59 | 0.87 | 1.54 | 2.77 | 1.16 | 0.30 | 0.74 | 0.29 | -0.02 | -0.02 | 0.00 | 0.08 | 0.07 | 0.06 | |||||||||||||||||||||||||||||||||||||||||||||
| Return Ratios | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Return on Sales [ROS]ROS | 52.76% | 49.68% | 49.28% | 50.29% | 62.88% | 70.62% | 77.69% | 92.33% | 105.74% | 109.22% | 118.46% | 113.59% | 125.04% | 125.28% | 83.17% | 77.77% | -77.26% | 120.79% | 127.27% | 110.80% | |||||||||||||||||||||||||||||||||||||||||||||
| Return on Invested Capital [ROIC]ROIC | 16.22% | 18.20% | 18.74% | 18.84% | 19.54% | 21.01% | 23.52% | 22.14% | 19.87% | 20.62% | 22.90% | 25.82% | 27.79% | 29.71% | 28.40% | 23.41% | 13.09% | 13.16% | 15.75% | 18.54% | |||||||||||||||||||||||||||||||||||||||||||||
| Return on Assets [ROA]ROA | 0.91% | 0.96% | 1.03% | 1.08% | 1.05% | 0.92% | 0.78% | 0.60% | 0.39% | 0.26% | 0.23% | 0.35% | 0.34% | 0.32% | 0.10% | -0.27% | -1.48% | -1.42% | -1.17% | -0.93% |