First Guaranty Bancshares, Inc. (FGBIP) Interest Coverage Ratio (2010 - 2026)
First Guaranty Bancshares' (FGBIP) quarterly Interest Coverage Ratio came in at 1.11 in Q1 2026, up 46.49% YoY from 0.76 in Q1 2025, and up 1.19% on a QoQ basis from 1.1 in Q4 2025.
First Guaranty Bancshares, Inc. (FGBIP) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
First Guaranty Bancshares (FGBIP) has 17 years of Interest Coverage Ratio data on file, last reported at 1.11 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 46.49% year-over-year to 1.11 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.54 (down 47.71% YoY) and the FY2025 annual result came in at 0.47, down 58.12% from the prior year.
- Interest Coverage Ratio improved to 1.11 in Q1 2026, from 1.1 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 2.65 in Q2 2022 to a low of 0.73 in Q3 2025.
- A 5-year average of 1.21 and a median of 1.1 in 2025 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2025 — Interest Coverage Ratio sank 167.89% — and 2026, when it surged 46.49%.
- Tracing FGBIP's Interest Coverage Ratio over 5 years: stood at 1.45 in 2022, then dropped by 29.97% to 1.02 in 2023, then grew by 1.18% to 1.03 in 2024, then climbed by 6.87% to 1.1 in 2025, then gained by 1.19% to 1.11 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.11 (Q1 2026), 1.1 (Q4 2025), and 0.73 (Q3 2025), per Business Quant data.
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Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.11 |
| Dec 31, 2025 | 1.10 |
| Sep 30, 2025 | -0.73 |
| Jun 30, 2025 | 0.70 |
| Mar 31, 2025 | 0.76 |
| Dec 31, 2024 | 1.03 |
| Sep 30, 2024 | 1.07 |
| Jun 30, 2024 | 1.29 |
| Mar 31, 2024 | 1.09 |
| Dec 31, 2023 | 1.02 |
| Sep 30, 2023 | 1.09 |
| Jun 30, 2023 | 1.15 |
| Mar 31, 2023 | 1.24 |
| Dec 31, 2022 | 1.45 |
| Sep 30, 2022 | 2.04 |
| Jun 30, 2022 | 2.65 |
| Mar 31, 2022 | 2.50 |
| Dec 31, 2021 | 3.28 |
| Sep 30, 2021 | 2.76 |
| Jun 30, 2021 | 2.47 |