Consolidated Property & Casualty Insurance Entity was Cincinnati Financial’s largest segment in fiscal 2025, bringing in $19.31B of $45.01B (43%).
| Segment | FY 2012 | FY 2013 | FY 2014 | FY 2015 | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Consolidated Property & Casualty Insurance Entity | — | $15.29B | $17.14B | $19.31B | ||||||||||
| Property, Liability & Casualty Insurance | $13.85B | $15.29B | $17.14B | $19.31B | ||||||||||
| Personal Insurance | — | — | $5.25B | $6.40B | ||||||||||
| Commercial Insurance | — | — | — | — | ||||||||||
| Life Insurance | $602.00M | $626.00M | $642.00M | — | ||||||||||
| Excess & Surplus Lines Insurance | — | — | — | — | ||||||||||
| Reinsurance Assumed & Other Non Segment | — | — | — | — | ||||||||||
| Total | $14.45B | $31.21B | $40.16B | $45.01B |
Cincinnati Financial brought in $45.01B from its three segments in fiscal 2025, the year ended December 31, 2025. Cincinnati Financial regrouped these segments after fiscal 2024, so the total does not compare directly with that year's $40.16B. Consolidated Property & Casualty Insurance Entity was the largest at $19.31B (42.9%), ahead of Property, Liability & Casualty Insurance at $19.31B (42.9%) and Personal Insurance at $6.40B (14.2%).
Compared with fiscal 2024, Personal Insurance grew fastest, up 22.0% to $6.40B. Every segment above 2% of revenue grew.
Cincinnati Financial began breaking out Consolidated Property & Casualty Insurance Entity in fiscal 2023, when it brought in $15.29B. Cincinnati Financial stopped reporting Life Insurance as a separate segment after fiscal 2024, when it brought in $642.00M.
Commercial Insurance was Cincinnati Financial’s largest segment in fiscal 2022, bringing in $8.05B of $13.85B (58%).
| Segment Reporting Information, by Secondary Segment | FY 2009 | FY 2010 | FY 2011 | FY 2019 | FY 2022 |
|---|---|---|---|---|---|
| Commercial Insurance | $6.64B | $8.05B | |||
| Personal Insurance | $2.81B | $3.38B | |||
| Commercial Lines Insurance Premiums | — | — | |||
| Commercial Casualty | — | — | |||
| Operating Segments | — | — | |||
| Reinsurance Assumed & Other Non Segment | $666.00M | $1.45B | |||
| Investment Income, Net Of Expenses | — | — | |||
| Commercial Property | — | — | |||
| Commercial Auto | — | — | |||
| Excess & Surplus Lines Insurance | $556.00M | $970.00M | |||
| Personal Auto | — | — | |||
| Workers' Compensation | — | — | |||
| Home Owner | — | — | |||
| Realized Investment Gains | — | — | |||
| Specialty Packages | — | — | |||
| Management Liability & Surety | — | — | |||
| Surety & Executive Risk | — | — | |||
| Other Personal Lines | — | — | |||
| Other | — | — | |||
| Machinery & Equipment | — | — | |||
| Other Fee Revenue | — | — | |||
| Separate Account Investment Management Fees | — | — | |||
| Total | $10.67B | $13.85B |
Cincinnati Financial brought in $13.85B from its four segments in fiscal 2022, the year ended December 31, 2022. That was up 29.8% from $10.67B in fiscal 2019, the previous year with figures. Commercial Insurance was the largest at $8.05B (58.1%), ahead of Personal Insurance at $3.38B (24.4%) and Reinsurance Assumed & Other Non Segment at $1.45B (10.5%). The remaining segment, Excess & Surplus Lines Insurance, brought in $970.00M.
Compared with fiscal 2019, the previous year with figures, Reinsurance Assumed & Other Non Segment grew fastest, up 118.0% to $1.45B. Every segment above 2% of revenue grew. From fiscal 2019 to 2022, combined revenue from these segments grew from $10.67B to $13.85B, a compound annual growth rate of 9.1%. Commercial Insurance's share of the total fell from 62.2% to 58.1%.
Previously Reported was Cincinnati Financial’s largest revenue line in fiscal 2021, bringing in $12.96B of $12.96B (100%).
| Accounting Standards Update | FY 2021 |
|---|---|
| Previously Reported | $12.96B |
| Effect Of Modified Retrospective Application Accounting Standards Update 2018-12 | -$8.00M |
| Total | $12.96B |
Cincinnati Financial brought in $12.96B from its two revenue lines in fiscal 2021, the year ended December 31, 2021. Previously Reported was the largest at $12.96B (100.1%).
The total is net of Effect Of Modified Retrospective Application Accounting Standards Update 2018-12, which took $8.00M off revenue in fiscal 2021.
Cincinnati Financial (CINF) reports its revenue by segment, by segment reporting information, by secondary segment and by accounting standards update. In fiscal 2025, Consolidated Property & Casualty Insurance Entity was its largest segment, bringing in $19.31B (42.9% of the total), followed by Property, Liability & Casualty Insurance at $19.31B (42.9%).
Consolidated Property & Casualty Insurance Entity was Cincinnati Financial's largest segment in fiscal 2025, bringing in $19.31B, or 42.9% of the $45.01B total across its three segments.
Previously Reported was Cincinnati Financial's largest revenue line in fiscal 2021, bringing in $12.96B, or 100.1% of the $12.96B total across its two revenue lines.
Every figure comes from Cincinnati Financial's annual financial filings, as reported. Each line keeps the name Cincinnati Financial gives it, and years follow its fiscal calendar.
Cincinnati Financial's revenue by segment goes back to fiscal 2012, with figures through fiscal 2025. The latest four fiscal years are free to view, and the full history is available with a Business Quant subscription.